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Here Is a Comparison of 6 Bank Pricing Strategies

South State Correspondent

The lack of a data-driven pricing strategy is one major reason why most banks produce under their cost of capital. A pricing position is where you want to be in the market relative to your competition. Pricing position is closely related to your brand as it is an important signal to the market. The two are different.

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Whole Paycheck Tracker: Target, Walmart Comparison Uncovers Different Digital-First Strategies

PYMNTS

By a strict look at the macro numbers, Target still pales in comparison. And when attention turns to loyalty programs, the comparison is even more dramatic. The more standard one is the Capital One-issued rewards card. It’s worth looking at how the two brick-and-mortar champions, Walmart and Target, stack up.

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Here is The Math Behind the High-Yield Account

South State Correspondent

There have been many a banker who has said they want to offer a high-yield account because the “higher interest expense is just like paying marketing costs.” However, the majority of customers require a referral, a marketing effort and a sales effort to bring them in the door. The economics look something like the below.

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Top News In Payments: Antitrust Probe For Google Shopping Comparison Tool; Visa Warns Of Rise in Gas Station POS Cyberattacks

PYMNTS

Department of Justice is expanding its antitrust probe to include Google’s online shopping comparison tool, and Visa warns of an increase in fuel dispenser POS cyberattacks. US Antitrust Regs Probe Google’s Shopping Comparison Tool. Also, Uber is negotiating the sale of Uber Eats to India’s Zomato.

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Capital Market Assumptions

TrustBank

Emotions drive markets in the short term, so no matter how good your information is, trying to guess where the market will be in a year is just that – a guess. Therefore, our capital market assumptions are based on expectations for average returns over the next 10 years. annualized over the next 10 years.

Capital 90
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Office Lending – Here is Why It is Not as Bad as The Market Thinks

South State Correspondent

Though transit passengers include more than office workers, ridership comparisons over time provide insight into traffic coming into urban centers. Because of strong corporate earnings and substantial employment, the office market is getting a reprieve from a full-fledged downturn. Public transit ridership is one metric we track.

Lending 195
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Coronavirus: Economist Says Housing Market ‘Shutdown’ Likely; Zillow Suspends Home Buying With Zillow Offers

PYMNTS

One market expert says that the COVID-19 outbreak will probably bring the housing market to a stop. In comparison to the weekend of March 8, there were 28 percent fewer open houses during the March 15 weekend in New York City. Kapfidze recommends that in the interim that the government extend lenders lines of credit.

Marketing 151