Perficient

OCTOBER 15, 2020

The world of modern data and analytics continues to evolve and is very exciting. The change really began in earnest about 10 years ago with the introduction of Hadoop and big data processing. While this explosion of data use cases started on premises, it is most certainly migrating to the Cloud as the primary platform.

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Perficient

JUNE 2, 2021

Over the next few blog posts, I will share how you can supercharge your firm’s data governance programs by leveraging data lineage capabilities. The information I will share with you is based on many years of experience leading and supporting large data governance initiatives in financial institutions.

Data 294

Data Tools System Examples 294

PYMNTS

NOVEMBER 25, 2020

This combination of facilitating payment and data connectivity was the motivation behind Transcard's launch of automated account-to-account (A2A) transactions. Deepening Data Ties. Just as important — if not more so — is the movement of transaction data that enables businesses to reconcile transactions and manage finances.

Data 291

Data Payments Management Fintech 291

Bank Innovation

FEBRUARY 26, 2020

While data aggregators and bankers participating in the forum agreed on the principle that consumers should have the right […]. on Wednesday.

Data 300

Data Washington Industry Customer Experience 300

PYMNTS

OCTOBER 16, 2020

billion in venture capital investments between January and September 2020, according to a press release from London & Partners emailed to PYMNTS. The pandemic has dealt blows to many markets, but so far, London's FinTech market appears to be coping well, the release stated, with data suggesting that around 95 percent of the U.K.'s

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San Francisco Fintech New York City Data 265

PYMNTS

APRIL 12, 2020

The notice did not say there had been any breach of company data, and it didn’t say if customers had lost anything or what the fraudulent emails had been asking for. Experts have warned over the past month that the confusion and disruption of the pandemic could be capitalized upon by hackers.

Data 307

Data Examples Capital Report 307

PYMNTS

OCTOBER 7, 2020

As merchants accelerate their digitization roadmaps, the volume of data they’re able to work with increases. But data in payment transactions provides an often-untapped opportunity for merchants to optimize their payment operations and grow their businesses, Tony Wimmer , head of data analytics for J.P. Growing Your Business.

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Data Analytics Payments Operations 258

South State Correspondent

AUGUST 1, 2022

When it comes to future success in data management in banking, the same rules apply. Your strength is your data, and your success comes from defending your data and applying your data at various angles – to credit, fraud, marketing, and understanding both your employees and customers. Capital Is Cheap.

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Data Tools Management Examples 195

Perficient

MARCH 17, 2025

The integration of AI is reshaping the landscape by addressing challenges such as data protection, regulatory compliance, and the modernization of legacy systems. Advancements in data analytics, AI, and machine learning, enable financial institutions to offer highly personalized services.

Trends 221

Trends Analytics Compliance Strategy 221

South State Correspondent

JANUARY 16, 2025

Lesson 1: Generate Operating Leverage to Produce Capital If there is a single lesson in banking that decides success in all areas of performance, it is this sell more profitable products to more profitable customers to the point where your bank generates a consistent risk-adjusted return above its cost of capital.

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Capital Management Groups Operations 195

South State Correspondent

APRIL 14, 2025

The granularity of this data reflects the state of the banking industry, and the lessons learned can be incorporated by most community bankers in their daily product pricing, marketing, and sales efforts. The post The Data – 6 Action Items to Boost Bank Customer Profitability appeared first on SouthState Correspondent Division.

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South State Correspondent

AUGUST 30, 2023

One challenge in banking is that many banks know data is the bank’s future but lack a data framework. As a result, their progress in leveraging data and machine learning is slow. Using Data in Banking While making decisions based on experience and intuition is easier and faster, it is often inaccurate.

Data 195

Data Analytics Strategy Examples 195

PYMNTS

SEPTEMBER 7, 2020

Despite the pandemic, venture capital dollars are flowing freely to nascent firms in Asia that are tackling the need for contactless interactions and platforms that match supply and demand — setting the stage for innovation on the other side of the public health crisis.

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Capital Regional United States Meeting 298

PYMNTS

JULY 1, 2020

From this auspicious beginning, Ramirez — now CEO of warehouse management platform CognitOps — has been working on and innovating in an essential-but-underappreciated part of eCommerce , bringing data and artificial intelligence (AI) into the infrastructure and logistics space. “I Ramirez said that’s better than just relying on robotics.

Data 258

Data Software System Management 258

Accenture: Banking

DECEMBER 19, 2022

The post Drive treasury and capitalize on fintech rise appeared first on Accenture Banking Blog. Accenture conducted a survey of over 300 US businesses about their treasury functions, and the findings in our new report, “Unlock the treasury management treasure chest,” will be of particular….

Capital 195

Capital Fintech United States Survey 195

Perficient

JULY 21, 2023

Salesforce Data Cloud is a real-time, unified data platform that helps businesses connect, harmonize, and engage with their customers. Data Cloud is powered by artificial intelligence (AI) and machine learning (ML), which help companies to automate tasks, improve decision-making, and drive revenue growth.

Industry 221

Industry Data Training Technology 221

South State Correspondent

APRIL 14, 2022

Sooner or later, you will need to present data to showcase your results. When making a data presentation, there is a boring way and an unforgettable way to do it. This article will detail the simple, four-step framework with a catchy acronym that will make you stand out the next time you need to highlight an achievement using data.

Data 195

Data Training Examples US 195

South State Correspondent

MARCH 4, 2025

What are our constraints as to the risk, cost, talent, time, data, technology, regulation, and preexisting commitments? Will capital, for instance, become more expensive or cheaper? Once the above data is collected, a more effective problem statement can be formed. What data do we need to arrive at a solution?

Examples 221

Examples Capital Data Case Study 221

South State Correspondent

JANUARY 22, 2025

More importantly, it can quickly use that knowledge to make logical, data-based decisions in an unemotional fashion unencumbered by the past. While the risk is overconfidence in its recommendations, the technology can quickly synthesize data into a clear recommendation. Gen AI is excellent at gathering and synthesizing data in seconds.

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How To Data Training Tools 195

South State Correspondent

MAY 9, 2024

This data is critical for pricing, capital allocation, and marketing. ” The reality is that banks should be much more granular in their ratings to allocate capital more efficiently. One material ramification of this data is that loan profitability has dropped year over year. We are not sure if this is going to last.

Data 195

Data Trends North Dakota Capital 195

Abrigo

FEBRUARY 26, 2025

Data-driven personalization , using customer insights to offer relevant financial products at the right time. Financial institutions can use data analytics to: Identify customers who may be likely to move deposits due to rate shopping. Consider: Cash management services that help businesses optimize their working capital.

Community Bank 195

Community Bank Community Strategy Analytics 195

Abrigo

FEBRUARY 6, 2025

At the same time, financial institutions face increasing pressure to streamline investment accounting, enhance compliance, and reduce operational riskall while ensuring leadership has timely and accurate financial data to drive decision-making.

Compliance 195

Compliance Technology Operations Risk Management 195

South State Correspondent

AUGUST 22, 2022

Commodore’s demise is a case study of how NOT to care about your customers and why business intelligence through proper data architecture is critical. If you already have a data warehouse or plan to sell the bank in the next 12 months – please skip this article. Preparing For the Future Through Data Architecture.

Data 195

Data Analysis Marketing System 195

Perficient

FEBRUARY 24, 2025

Wealth Management Trend #1: Hyper-Personalized Experiences With AI Driven by advancements in AI, big data, and machine learning, hyper-personalization is reshaping wealth management firms ability to tailor financial services based on individual preferences, behaviors, and investment goals.

Trends 221

Trends Management Strategy Analytics 221

Perficient

DECEMBER 14, 2020

If your organization is looking to capitalize on cloud technology in 2021, here are a few trends to keep in mind. Instead of relying on on-premises infrastructure to backup workloads, a cloud disaster recovery plan backs up data, applications, and other resources to the cloud. The Public Cloud Market Will Surge.

Technology 348

Technology Trends Software Resources 348

South State Correspondent

MAY 31, 2023

In this article, we look at cell phone tracking data for about 1,000 branches across the industry to derive insights to help banks increase branch engagement and boost branch profitability. Banks should have a clear and stated set of measurable objectives for their branches and then allocate capital accordingly.

Data 195

Data Branch Strategies Strategy Mobile 195

South State Correspondent

JULY 6, 2022

Banks usually find resounding success as providers of capital and cash management services if the event and approach are right. If done correctly, your bank ends up with a consistent data set for event lead generation and can leverage it to compare events. Putting It Into Action.

Data 195

Data Management Conference Branding 195

Abrigo

JULY 14, 2023

Practical advice for using data to develop and support institution goals Answering three questions ahead of strategic development discussions can ensure data drives your financial institution's efforts. Second, efficiently generating those insights from your data is a requirement for a sustainable process.

Strategy 195

Strategy Data Analytics Analysis 195

Perficient

JANUARY 25, 2023

Three prominent areas where there is a strong desire to optimize: Data. Institutions are seeking to clean up their data pools to enable the cultivation of insights that lead to actionable change. Another example is Eno , Capital One’s virtual assistant. Applications.

Banking Trends 474

Banking Trends Trends United States FDIC 474

PYMNTS

JUNE 26, 2020

Small business lending emerged as a common theme in this week’s B2B venture capital roundup, and it’s no surprise, considering the role small and medium-sized businesses (SMBs) play in supporting their local economies. Current investors from A91 Partners, MAJ Inevst, LGT Lightstone and Falcon Edge Capital also participated.

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Capital Lending Cards United States 288

Perficient

MAY 28, 2020

Oracle’s suite of enterprise applications; ERP, SCM, EPM, and Data & Analytics all lead the industry to new fond levels of efficiency and innovation with special focus on the four desired areas of business outcome below; I. Using Oracle Data & Analytics to Manage Business Decisions .

Analytics 340

Analytics Customer Experience Risk Management Mobile 340

Abrigo

FEBRUARY 25, 2025

See Abrigo's small business lending solution in action get a demo Financial institutions processing a business loan with minimal automation deal with: Time-consuming manual processes Redundant data entry Inconsistent workflows and decision-making. But these businessesoften the backbone of their communitiesdepend on access to capital.

Lending 195

Lending FDIC Policies Analysis 195

Bank Innovation

FEBRUARY 28, 2020

In this episode, editors discuss the following news developments: Gulf Capital Bank raised $93 million to expand; Business and financial software company Intuit plans to buy personal finance platform Credit Karma for $7.1 billion; and Bankers and data aggregators’ […].

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Capital Software Data Company 259

PYMNTS

DECEMBER 7, 2020

Despite a surge in sales, small businesses selling online can struggle to manage working capital, particularly as many rely on third-party marketplaces like Amazon that don't facilitate instant access to revenues. Digital commerce is a capital-intensive business model, he said, and keeping pace with buyer demand puts a strain on finances.

Capital 356

Capital Online Tools Lending 356

Abrigo

JANUARY 24, 2025

During the webinar, experts shared data and insights about CRE lending trends and offered advice for managing related risks. Industrial properties led the way, supported by e-commerce demand and consistently high occupancy rates, according to Trepp data. We can help you set up stress testing that's right for your loan portfolio.

Lending 221

Lending Trends Risk Management Management 221

PYMNTS

NOVEMBER 16, 2020

While this partnership model remains popular, market volatility has once again created a need to connect more SMBs to capital as quickly and efficiently as possible. In Canada, one of those alternative players is Thinking Capital. This is a market that's going to be digital-first in the future," he said.

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Lending Technology Capital Meeting 289