PYMNTS

JANUARY 11, 2021

11), the market came crashing down. CNBC reported that bitcoin (BTC), the largest cryptocurrency by market capitalization, fell over 12 percent from a day earlier, to as low as $30,863. According to Coinmarketcap, the overall value of the cryptocurrency market — or market cap —was $880 billion Monday morning, down from $1.08

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cryptocurrency Bitcoin Marketing Capital 229

PYMNTS

NOVEMBER 25, 2020

This combination of facilitating payment and data connectivity was the motivation behind Transcard's launch of automated account-to-account (A2A) transactions. Deepening Data Ties. Just as important — if not more so — is the movement of transaction data that enables businesses to reconcile transactions and manage finances.

Data 291

Data Payments Management Fintech 291

Perficient

JUNE 2, 2021

Over the next few blog posts, I will share how you can supercharge your firm’s data governance programs by leveraging data lineage capabilities. The information I will share with you is based on many years of experience leading and supporting large data governance initiatives in financial institutions.

Data 294

Data Tools System Examples 294

Abrigo

JANUARY 24, 2025

Understanding broad market trends and the specific forces affecting bank and credit union portfolios can guide institutions decisions while helping them prepare for examiner scrutiny of CRE risk , according to a recent Abrigo webinar, Being strategic with your CRE. Industrial property has been the darling coming out of COVID, Hendry said.

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Lending Trends Risk Management Management 221

Abrigo

FEBRUARY 26, 2025

Data-driven personalization , using customer insights to offer relevant financial products at the right time. Leverage customer insights for targeted marketing Understanding the needs of different customer segments allows banks to tailor deposit products and marketing strategies effectively.

Community Bank 195

Community Bank Community Strategy Analytics 195

PYMNTS

APRIL 13, 2020

Prepare for a big week of retail data, all of it unprecedented in light of the COVID-19 pandemic. Starting with the Commerce Department retail sales data on Wednesday, retailers will get a sense of how much consumers are spending and the retailers they are spending with. Expect a steep drop in March spend due to the COVID-19 crisis.

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Retail Data Capital New York 216

Perficient

DECEMBER 14, 2020

The COVID-19 pandemic has challenged the economic and labor markets, impacting all businesses regardless of their size. If your organization is looking to capitalize on cloud technology in 2021, here are a few trends to keep in mind. The Public Cloud Market Will Surge. Cloud-Native Technology Will Power Digital Transformations.

Technology 348

Technology Trends Software Resources 348

Bank Innovation

DECEMBER 13, 2019

In this episode, Suman Bhattacharyya, senior editor, and Angely Mercado, associate editor, discuss the following news developments: Corporate card and financial product startup Brex’s marketing strategy; Inspired Capital’s recent investment in business banking platform Rho; and […].

Strategy 243

Strategy Branding Video Marketing Strategies 243

South State Correspondent

AUGUST 1, 2022

When it comes to future success in data management in banking, the same rules apply. Your strength is your data, and your success comes from defending your data and applying your data at various angles – to credit, fraud, marketing, and understanding both your employees and customers. Capital Is Cheap.

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Data Tools Management Examples 195

PYMNTS

JANUARY 19, 2021

While the coronavirus crisis certainly accelerated the drive toward digital, the mid-market's commerce digitization push was well underway before the pandemic hit. With B2B eCommerce proliferating, the market is rapidly evolving to make way for new business and payment models in response to customer demand. Emerging Business Models.

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Online Marketing Payments Operations 275

South State Correspondent

SEPTEMBER 20, 2022

Last week, the American Banking Association (ABA) held its annual Bank Marketing Conference in Denver, receiving rave reviews. The theme was – developing your marketing superpowers. Amid the brewery networking, superhero costumes, and fun, some fantastic bank marketing lessons were had, and not just for bank marketers.

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Conference Marketing social media Data 195

South State Correspondent

FEBRUARY 12, 2025

In this article, we quantify commercial loan pricing trends from our Loan Command data that will hopefully help community banks price more effectively and win more profitable business. Why many banks assumed four rate cuts at the end of 2024 and start of 2025, the market, and hence most banks) are now assuming zero to two.

Trends 195

Trends Community Bank Capital Industry 195

South State Correspondent

JANUARY 22, 2025

More importantly, it can quickly use that knowledge to make logical, data-based decisions in an unemotional fashion unencumbered by the past. The gen AI consultant can talk intelligently about leadership, bank performance, financial structuring, marketing, lending, legal, compliance, and deposits. An example is below.

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How To Data Training Tools 195

Abrigo

FEBRUARY 6, 2025

Accurate and streamlined investment accounting supports overall risk management, particularly in areas like credit, market, and liquidity risk. However, risks in the investment portfolio should be minimized to ensure that liquidity and marketability are maintained. WATCH Investment accounting compliance risks U.S.

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Compliance Technology Operations Risk Management 195

South State Correspondent

MARCH 4, 2025

What are our constraints as to the risk, cost, talent, time, data, technology, regulation, and preexisting commitments? Will capital, for instance, become more expensive or cheaper? Once the above data is collected, a more effective problem statement can be formed. What data do we need to arrive at a solution?

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Examples Capital Data Case Study 221

South State Correspondent

SEPTEMBER 7, 2022

In the olden days, if you wanted to market deposits, the head of Retail would come to Marketing and say something like – “We need to raise deposits.” ” Marketing would then put together some ideas for a print or digital campaign; Retail would sign off on it, and then they would roll it out.

Marketing 195

Marketing Data Groups Analysis 195

Perficient

JULY 21, 2023

Salesforce Data Cloud is a real-time, unified data platform that helps businesses connect, harmonize, and engage with their customers. Data Cloud is powered by artificial intelligence (AI) and machine learning (ML), which help companies to automate tasks, improve decision-making, and drive revenue growth.

Industry 221

Industry Data Training Technology 221

Perficient

SEPTEMBER 29, 2020

In August, we surveyed 154 marketing executives to find out what they think is likely to happen this holiday season and how they’re preparing for it. I’m the Principal for the Digital Marketing Solutions Business Unit here at Perficient. What will be different this holiday season and how to adjust your strategy accordingly.

Marketing 294

Marketing Branding Data Industry 294

PYMNTS

DECEMBER 18, 2020

This week showed investor interest in B2B FinTech companies in international markets, as a trade finance platform in India and a human resources (HR)/payroll cloud software firm in the U.K. The fundraising was headed up by Advent International via Advent Tech and Sunley House Capital, an Advent affiliate. landed funding rounds.

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Capital Company Washington Resources 192

PYMNTS

SEPTEMBER 7, 2020

Despite the pandemic, venture capital dollars are flowing freely to nascent firms in Asia that are tackling the need for contactless interactions and platforms that match supply and demand — setting the stage for innovation on the other side of the public health crisis.

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Capital Regional United States Meeting 298

PYMNTS

DECEMBER 21, 2020

Like many venture capital companies in the payments space, Serent Capital has had a busy year. 15 with the announcement of the launch of its fourth fund, Serent Capital IV — at $750 million. 15 with the announcement of the launch of its fourth fund, Serent Capital IV — at $750 million. That was followed on Dec.

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Capital Payments Software Fintech 199

Bank Innovation

MAY 31, 2017

I recently sat down with the marketing team at Anthemis to talk about the changes happening in SME banking and the opportunity for innovation. But new businesses are often multi-jurisdictional from day one, multi-platform and technically sophisticated in everything from equity capital to treasury to accounting and payroll software.

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Capital Lending Data Operations 316

South State Correspondent

MARCH 3, 2025

Germain Depository Institutions Act of 1982 enabled thrifts to offer money market accounts and expand lending powers, fostering competition with banks. Unfortunately, many banks were not equipped to manage deposit volatility as they got in a rate war for money market accounts and Super Now accounts. The Garn-St. of C&I lending.

FDIC 195

FDIC Trends Management ATM 195

PYMNTS

JULY 1, 2020

From this auspicious beginning, Ramirez — now CEO of warehouse management platform CognitOps — has been working on and innovating in an essential-but-underappreciated part of eCommerce , bringing data and artificial intelligence (AI) into the infrastructure and logistics space. “I Ramirez said that’s better than just relying on robotics.

Data 258

Data Software System Management 258

South State Correspondent

APRIL 14, 2022

Sooner or later, you will need to present data to showcase your results. When making a data presentation, there is a boring way and an unforgettable way to do it. This article will detail the simple, four-step framework with a catchy acronym that will make you stand out the next time you need to highlight an achievement using data.

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Data Training Examples US 195

South State Correspondent

AUGUST 22, 2022

In 1983, Commodore International, with its Commodore 64 commuter, was the largest personal computer manufacturer in the market controlling over 50% of sales. Commodore’s demise is a case study of how NOT to care about your customers and why business intelligence through proper data architecture is critical.

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Data Analysis Marketing System 195

PYMNTS

DECEMBER 7, 2020

Despite a surge in sales, small businesses selling online can struggle to manage working capital, particularly as many rely on third-party marketplaces like Amazon that don't facilitate instant access to revenues. Digital commerce is a capital-intensive business model, he said, and keeping pace with buyer demand puts a strain on finances.

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Capital Online Tools Lending 356

South State Correspondent

MAY 9, 2024

As the risk of a recession gets pushed out by the market, so does the risk of credit. This data is critical for pricing, capital allocation, and marketing. ” The reality is that banks should be much more granular in their ratings to allocate capital more efficiently. We are not sure if this is going to last.

Data 195

Data Trends North Dakota Capital 195

PYMNTS

NOVEMBER 16, 2020

While this partnership model remains popular, market volatility has once again created a need to connect more SMBs to capital as quickly and efficiently as possible. This market climate may have also opened up the doors to another wave of SMB lending competition between traditional and alternative players.

Lending 289

Lending Technology Capital Meeting 289

South State Correspondent

JUNE 17, 2019

CRE UNDERWRITING Recent data, just released from Real Capital Analytics, shows that since the start of the year (month-end April), commercial real estate (CRE) has appreciated 2.6% In major markets, this appreciation has been closer to 4.9%, and in secondary markets, price appreciation has been 1.5%.

Analytics 276

Analytics Capital Marketing Data 276

South State Correspondent

JULY 24, 2024

There have been many a banker who has said they want to offer a high-yield account because the “higher interest expense is just like paying marketing costs.” However, the majority of customers require a referral, a marketing effort and a sales effort to bring them in the door. The economics look something like the below.

South Carolina 417

South Carolina Marketing Capital Idaho 417

South State Correspondent

JULY 6, 2022

Banks usually find resounding success as providers of capital and cash management services if the event and approach are right. If done correctly, your bank ends up with a consistent data set for event lead generation and can leverage it to compare events. Putting It Into Action.

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Data Management Conference Branding 195

South State Correspondent

MAY 31, 2023

In this article, we look at cell phone tracking data for about 1,000 branches across the industry to derive insights to help banks increase branch engagement and boost branch profitability. Banks should have a clear and stated set of measurable objectives for their branches and then allocate capital accordingly.

Data 195

Data Branch Strategies Strategy Mobile 195

Gonzobanker

APRIL 10, 2025

Customer acquisition cost (CAC): The metric that keeps CMOs awake at night, CFOs grumbling about marketing spend, and CEOs demanding more growth, faster! The Drivers of Customer Acquisition Cost Heres what the benchmarking data makes painfully clear: Your CAC isnt about how much youre willing to spend. Affiliate marketing?

Fintech 78

Fintech Marketing Strategy Data 78

South State Correspondent

JANUARY 6, 2025

The credit default market requires only 94.5bps per annum fee for default protection. The graph below demonstrates Starbucks Corporations historical share price, credit default premium, and 1-year probability of default in the market for the last five years.

Community Bank 195

Community Bank Community Examples Lending 195

PYMNTS

JANUARY 26, 2021

marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. Last week, the U.K. where there is no open banking regulatory mandate.

blockchain 355

blockchain Data Fintech Technology 355

South State Correspondent

MAY 22, 2024

To understand the state of office demand, we first turn to an interesting data set (below) that can help bankers triangulate office usage. APTA’s data shows that transit ridership in the U.S. Banks can glean another interesting view around office lending by looking at cell phone data. has risen 10% over the past year.

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Lending Marketing Philadelphia San Francisco 195