PYMNTS

NOVEMBER 20, 2020

Fresh on the heels of a $200 million round of fundraising, Tel Aviv’s Red Dot Capital is straying from its bread-and-butter focus on homegrown Israeli technology and security startups to find opportunity half a world away in Southeast Asia. Planning for a Post-Pandemic World .

Capital 192

Capital United States Strategy Conference 192

Perficient

FEBRUARY 24, 2021

For example, IBM Cloud Paks provide the containerized IBM middleware and open-source software components to modernize, move, and build cloud-native business applications in hybrid and multi-cloud deployments. Stand up a SaaS offering on Power by capitalizing on your existing physical infrastructure. Pay-as-you-go billing.

System 436

System Software Resources Management 436

Perficient

DECEMBER 14, 2020

Crisis response, maintaining safe and operational working conditions, mitigating supply chain disruptions, maintaining liquidity, and deftly responding to shifts in the market have emerged as key focus areas for all businesses. If your organization is looking to capitalize on cloud technology in 2021, here are a few trends to keep in mind.

Technology 348

Technology Trends Software Resources 348

PYMNTS

NOVEMBER 20, 2020

Chromo Capital co-led the deal. Also participating were Perry Capital, founded by Richard C. Perry, and new fund Bramalea Partners, launched by Andrew Boyd, former head of global equity capital markets at Fidelity Investments.

Capital 253

Capital Online Industry Strategy 253

Perficient

OCTOBER 29, 2024

This year, we saw great examples of how companies are treating personalization, not as an incremental initiative, but rather embedding it at key moments in the insurance experience, particularly underwriting and claims. For example, New York Life highlighted how personalization is driving generational loyalty.

Industry 473

Industry Customer Experience Strategy New York 473

PYMNTS

NOVEMBER 25, 2020

Female FinTech entrepreneurs are getting left out of funding even as record venture capital money is being pumped into startups. We’re operating at this intersection of finance and technology, which are both industries that are woefully underrepresented by women in the first place,” Alaina Sparks , a managing director and the U.S.

Fintech 288

Fintech New York Innovation Industry 288

Abrigo

MARCH 9, 2017

Community Development Financial Institution (CDFI) loan funds help to promote healthy communities by providing early-stage credit, capital, and financial services to small businesses, affordable housing and community facilities developers, community organizations, and other types of borrowers. communities where capital tends to be scarce.

Community 246

Community San Francisco Capital Philadelphia 246

PYMNTS

OCTOBER 2, 2020

Scan recent headlines and you’ll see that Equifax bought Ansonia Credit Data; Corsair Capital bought B2B payments solution provider MSTS, and OnDeck was bought out. For example, over the summer, integrated payments and eCommerce technology provider Paya merged with FinTech Acquisition Corp. to go public.

Payments 277

Payments Innovation Capital Fintech 277

BankUnderground

NOVEMBER 2, 2022

Operational risk is rapidly becoming one of the most important threats to the financial system but is also one of the least well understood. But they are only one part of operational risk, which includes losses from any kind of business disruption or human error, including power outages or natural disasters.

Operations 126

Operations Policies System Regulation 126

PYMNTS

DECEMBER 7, 2020

operations to PNC Bank , creating the fifth-largest regional player in the U.S. Merger-related activity has been keeping pace at what had been seen in prior years, he said, citing the integration of TCF and Chemical Bank over the summer, for example.

Google 282

Google Examples Regional Lending 282

Bank Innovation

MAY 29, 2017

A lot of data is being generated and collected on a daily basis thanks to social media, IoT, and online customer behavior (Upstart, for example, uses this method for its underwriting decisions). Customer data is (arguably) the most valuable asset in many industries, financial services included.

social media 318

social media Analytics Fintech Examples 318

PYMNTS

DECEMBER 9, 2020

The takeover signaled an evolution of the company's business model from a traditionally business-to-consumer (B2C) seller, to one that includes business-to-business (B2B) operations. There is more virtual buying and a lot more reliance on virtual workflows, [as well as a sizeable opportunity] for businesses to capitalize on B2B payments.”.

Innovation 297

Innovation Fintech Cards Payments 297

South State Correspondent

JANUARY 23, 2023

With the capital raised by Elon Musk, Microsoft, and others, this year, banks look to license the technology utilizing a paid professional version and leverage the tool through the Microsoft Office Suite to accomplish a variety of tasks more efficiently. Here are some recent examples: Create bullet point notes on employee retention credits.

Tools 370

Tools Examples Data Analysis 370

Chris Skinner

MARCH 15, 2017

For example, it shows that the UK retail banking market place has become a dull playground thanks to mergers and acquisitions over the past half century: As a result, the six large banking groups held an 89% market share of the current account market. Anyways, there is some key metric data in the report.

Regulation 291

Regulation Retail Survey Mobile 291

PYMNTS

JUNE 26, 2020

The past several weeks have been a learning experience for merchants – both physical and digital – on the fundamental importance of diversifying operations across channels, McNicoll noted. Access to capital has been tough for everyone in this environment,” McNicoll said. The Rebuilding Project.

Retail 318

Retail Online Capital ATM 318

South State Correspondent

JANUARY 17, 2024

We focused mainly on customer profitability and used risk-adjusted return on capital as a proxy for profitability. The authors showcase an example of prior to the Truist merger, SunTrust and BB&T had similar balance sheets. Both banks, for example, had about $150B in deposits. increase in M/B. The answer is – most likely.

Study 195

Study Maine Analytics Capital 195

PYMNTS

NOVEMBER 22, 2020

Many of the small and medium-sized businesses are today challenged by time-consuming, manual workflows, for example when processing vouchers for business purchases,” he said, according to the report. Mastercard also rolled out a service to help with working capital and automation. This shows on the bottom line.

Cards 221

Cards Payments Innovation Regional 221

PYMNTS

JULY 2, 2020

Corporates of all sizes and verticals are taking an introspective look at internal operations to pinpoint areas of opportunity for working capital optimization. For buy-side firms like hospitals and clinics, a commercial card program may be in place, but only used for direct spend related to medical equipment and devices, for example.

Cards 260

Cards Capital Strategy Payments 260

South State Correspondent

FEBRUARY 22, 2024

Banks consistently produce under their cost of capital. For example, at present, return on equity performance is about 12% for the average community bank. However, for the average bank, their cost of capital is between 9% and 14% depending on the bank’s equity liquidity with an average of 12.5%. Why is that? That is a problem.

How To 195

How To Capital Strategy Lending 195

PYMNTS

JANUARY 21, 2019

Alipay’s latest expansion — this time, to Luxembourg — shows not only the increasing reach of the China-based mobile payments ecosystem, but also stands as the latest example of companies in payments and FinTech gaining licenses to operate in Europe. The company said its capital value has jumped from 280 million pounds in 2017.

Trends 185

Trends Payments Fintech Mobile 185

PYMNTS

MARCH 26, 2019

In 2015, news outlets ran articles about the “ gold mine ” of venture capital investments in the alternative finance sector. The company posted Monday (March 25) a more than $3 million operating loss for the 2018 year, compared to a $133,630 profit in 2017. Further, GLI Finance revealed a $25.93

Lending 190

Lending Capital Fintech Security 190

PYMNTS

OCTOBER 7, 2020

GM Ventures, the venture capital subsidiary of General Motors; SAIC Capital, the investment arm of Chinese auto giant SAIC Motors; Van Tuyl Companies, a U.S.-based It does this by displaying on the windshield graphics and other information, highlighting, for example, hazards the car’s autonomous driving systems may be spotting ahead.

Capital 182

Capital System Technology Software 182

PYMNTS

MARCH 12, 2020

billion in revenue and cost $5 billion to operate. Stakeholders said new offerings, such as expanded financial products or government services, could, for example, enhance consumers’ access and government efficiencies. However, the report notes that the USPS may not have the expertise or capital to enter those markets.

Retail 169

Retail US Survey Examples 169

PYMNTS

JULY 1, 2020

For one of his first assignments early in his consulting career, Alex Ramirez was given a task in warehouse operations, and the client was a retailer called Walmart. Align uses data from warehouse operations to sense the condition of a company’s warehouse in real time and automate labor, inventory, demand and equipment decisions.

Data 258

Data Software System Management 258

PYMNTS

JANUARY 19, 2021

There are significant opportunities for mid-market B2B firms to not only digitize their sales operations, but to also emerge into more agile corporations that scale to meet their buyers' needs. A great example would be buy online, pick up in-store," noted Bachalli.

Online 275

Online Marketing Payments Operations 275

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. Takeaway 2 Reports that assess capital, growth, and liquidity provide banking professionals data to drive decisions.

Report 195

Report Risk Management Capital Data 195

PYMNTS

DECEMBER 30, 2020

Retail giants like Flipkart ramped up their investments in online wholesale operations this year, with the pursuit of the "Amazon-like experience" continuing to be a driving influence for the sector. That could, for example, be to offer local payment methods to give the customer the option to pay with their preferred method.".

Online 302

Online Meeting Payments Fintech 302

Abrigo

NOVEMBER 12, 2023

Takeaway 2 Capital, performance, and administrative covenants are common with business loans. Capital, performance, administrative Types of covenants Three types of covenants are common with business loans. Examples of capital covenants include limitations on additional debt and requirements for equipment-replacement escrows.

Risk Management 221

Risk Management Lending Policies Management 221

PYMNTS

JANUARY 8, 2021

“I think what COVID has done is put a bright spotlight on how hard it is to manage [healthcare] capacity and how easily a system that is operating on the edge of capacity can get overwhelmed,” Giridharadas said in a recent conversation with PYMNTS. The same thing applies to operating rooms, infusion chairs and inpatient beds.

System 288

System Analytics Operations Management 288

PYMNTS

SEPTEMBER 15, 2020

This is a great risk because if you don’t have the proper banking tools to get your funds to maintain your business operations, it can be very dangerous for business.”.

Payments 299

Payments Risk Management Management Compliance 299

PYMNTS

OCTOBER 7, 2020

But data in payment transactions provides an often-untapped opportunity for merchants to optimize their payment operations and grow their businesses, Tony Wimmer , head of data analytics for J.P. Routing a transaction through a different network — for example a PIN-less debit network — can in certain situations lead to a higher approval rate.

Data 258

Data Analytics Payments Operations 258

PYMNTS

FEBRUARY 4, 2019

To that end, a number of tech startups in China, eyeing a slowing economy at home, are raising money – and targeting operations – cross-border. That gives the opportunity for Chinese companies to operate globally, but not necessarily facing the? To keep revenues growing, tap new markets.

United States 190

United States Strategy US Examples 190

BankUnderground

APRIL 28, 2023

This post investigates whether large and small banks in the UK and US differ in the cyclical patterns of capital positions and credit provision. The reforms aimed to ensure that banks have sufficient capital resources to absorb losses and reduce the cyclical effects of bank capital (and regulation) on the supply of bank credit in stress.

Capital 104

Capital Lending US Data 104

South State Correspondent

JUNE 30, 2023

The Issue with Relationship Pricing and Profitability The US banking industry has been unable to consistently earn a return on capital equal to its average cost (approximately 11% over the last few decades). Banks can then calculate SVA by subtracting their cost of capital from net operating profit after tax for each client.

Resources 195

Resources Community Bank Capital Community 195

PYMNTS

AUGUST 23, 2020

For example, based on weak returns, the newspaper reports HSBC is planning to trim 15 percent of its workforce. A combination of weak profits, lack of access to private capital and large debt raise questions about the stability of the financial industry, the IMF said in its Global Financial Stability report.

Lending 209

Lending Groups Report Technology 209

PYMNTS

OCTOBER 14, 2020

To that end, Ken Gavrity , head of enterprise payments at KeyBank , told Karen Webster that companies must re-examine the most basic operations in order to stay afloat and maybe even thrive – or face existential threats as they mull the great digital shift. Looking at Working Capital – and Security. All high-tech is not created equal.

Payments 242

Payments Course Innovation Operations 242

PYMNTS

AUGUST 11, 2020

Convoy , which works in digital freight, announced a new service called Convoy Factoring, which is powered by Apex Capital and touted as a cost-efficient, quick payment method for B2B needs for freight carriers, according to a press release. The rate will be for zero percent for any Convoy loads and 1 percent to 2.99

Tools 219

Tools Cards Payments Examples 219