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FDIC cites three Texas banks over risk management, liquidity

American Banker

and Texas banking regulators issued consent orders against Industry State Bank, Fayetteville Bank, and Citizens State Bank requiring major overhauls of their management, capital, and risk controls. The Federal Deposit Insurance Corp.

Texas 66
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Bankers: Is your strategy the same as your competitor?

Jeff For Banks

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. Texas Capital Bancshares, Inc. We are primarily a secured lender, with our greatest concentration of loans in Texas. Independent?

Strategy 100
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Banking's Total Return Top 5

Jeff For Banks

capital appreciation and dividends. This has led to $863 million of covered loans (loss share arrangements with FDIC), and a yield on such loans of 8.69%, according to its latest investor presentation. Texas Capital Bancshares, Inc. Not so last year, and not so again this year. I''m sure that strategy works out.

Texas 78
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The top-performing community banks of 2021

Independent Banker

In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. If we were to have capital levels more in line with peer averages, we would barely be able to originate and keep mortgage loans of any size. . Capital Community Bank.

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

Using FDIC data for 2021, we calculated a lender score out of 100 for each community bank. First Capital Bank. TriState Capital Bank. So that’s where the capital to start New Haven Bank came from.”. Texas Heritage National Bank. State Bank of Texas. TriState Capital Bank. By Ed Avis. Methodology.

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Squared Away- How It Happened

Jeff For Banks

tried to open up in the summer, we actually embarked on a 10-day business trip to Texas to work on a project. Others surprised me, such as the amount of views expended on board composition, or on deploying bank capital. The subtitle came from a virtual conference where Jelena McWilliams, the FDIC Chair, said those words.

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The 2024 GonzoBanker Awards

Gonzobanker

Bank Acquisition of the Year has to go to SouthState Corporation for its big move into Texas with the acquisition of Independent Bank Group. Holland, who started his first bank at age 26, had a dream of building a Texas banking category killer when he and team members founded Veritex 15 years ago. billion in market cap.

Fraud 88