Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

Resources 221

Resources Risk Management eBook Strategy 221

PYMNTS

DECEMBER 21, 2020

Like many venture capital companies in the payments space, Serent Capital has had a busy year. It has closed several new deals with high-growth early-stage firms in several industries, ending the year with two major announcements. 15 with the announcement of the launch of its fourth fund, Serent Capital IV — at $750 million.

Capital 199

Capital Payments Software Fintech 199

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio).

Report 195

Report Risk Management Capital Data 195

Abrigo

FEBRUARY 16, 2024

Takeaway 2 With proper planning and effective strategies, the scheduling process can be made more manageable at your financial institution. Takeaway 3 Credit analysts need training to understand the working capital cycle, look for hidden risks, and be aware of accounting changes.

Training 195

Training Risk Management Analysis Policies 195

Abrigo

SEPTEMBER 10, 2015

But at the same time, it’s going to mean a broader spectrum of risk, and credit unions need to make certain they have the appropriate risk management framework in place to be ready for that.” Credit unions should be able to take on more risk and in theory, improve yields or returns.

Risk Management 150

Risk Management Lending Management Resources 150

Abrigo

JULY 20, 2024

Commercial and industrial lending (C&I) will be the next big performance driver for banks and credit unions. Takeaway 3 To fully capitalize on the forthcoming C&I wave, institutions need the right products, systems, people, and technology. Credit risk : In C&I lending, at least part of the collateral is intangible.

Lending 195

Lending Risk Management Management Capital 195

South State Correspondent

JUNE 9, 2015

Now that the economy has healed, liquidity is plentiful and bank performance is on the verge of getting back to normal, we thought we would revisit what a bank’s capital structure looks like and the associated loss given defaults for each.

Capital 150

Capital Risk Management Industry Management 150

Abrigo

DECEMBER 22, 2023

Watch NOW Takeaway 1 Portfolio risk and accounting professionals often keep up to date on industry trends by reading Abrigo's blog. Takeaway 2 Management reports, probability of default, and model validation topics were found in the top blogs for risk professionals.

Risk Management 221

Risk Management Regulation Management Lending 221

Abrigo

FEBRUARY 6, 2024

A common mistake is underestimating the manpower and funding required to maintain a successful program without exceeding risk appetite. The NCUA has emphasized the importance of considering the industries and loans the credit union plans to fund. However, with opportunities come inherent risks.

Lending 221

Lending How To Risk Management Policies 221

CB Insights

OCTOBER 29, 2021

Hyperproof , an enterprise governance, compliance, and risk management technology provider, has raised $16.5M The investor in this round was Toba Capital. The post Hyperproof, An Enterprise Governance, Compliance, And Risk Management Technology Provider, Raises $16.5M in a Series A. Employee headcount stands at 51.

Risk Management 63

Risk Management Compliance Management Technology 63

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices. Takeaway 2 Capital, performance, and administrative covenants are common with business loans.

Risk Management 221

Risk Management Lending Policies Management 221

Abrigo

APRIL 25, 2024

The data below outlines SMB loan origination trends, delinquencies on SMB loans (90+ Days Past Due, or DPD), and changes in the average loan sizes for various industries. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets. A majority of applicants sought less than $100,000.

Lending 221

Lending Trends Capital Strategy 221

Abrigo

AUGUST 2, 2023

3-pronged approach Identifying and quantifying CRE risks Most financial institutions have taken a three-pronged approach to identifying and quantifying risks associated with their CRE segments. Executives should be prepared to discuss credit risk stress testing outcomes and their impact on risk management decisions.

Report 195

Report Risk Management Lending Analysis 195

South State Correspondent

APRIL 4, 2024

Because secular changes occur over decades, many management teams miss the telltale signs of significant secular disruptions—think of a frog boiling slowly in a pot, not appreciating the changes in the water temperature over a longer period. As risk management becomes more prominent, technology and data mining become an indispensable tool.

Risk Management 195

Risk Management Community Bank Policies Community 195

Abrigo

JUNE 28, 2024

Navigating interest rate management in today's environment As regulators focus on interest rate risk management, read about what financial institutions can do to be ready for a rate drop. You might also like this on-demand webinar, "Navigating uncertain times: Strategies for effective risk management and compliance."

Community Bank 195

Community Bank Strategy Community Management 195

South State Correspondent

MAY 7, 2024

However, if our industry cannot properly analyze a bank’s root cause of failure in a post-mortem, then bankers may be bound to repeat the same mistakes over and over again. This analysis does not require the ability to predict future interest rates or future cost of liabilities or cost of capital.

Risk Management 195

Risk Management Security Management Groups 195

Abrigo

DECEMBER 22, 2023

Smaller banks can be encouraged by these numbers, and S&P Market Intelligence predicts a return to relative construction industry normalcy in 2023. Read this blog for construction delinquency statistics that can help your financial institution better plan and manage their construction loan portfolios.

Lending 221

Lending Risk Management Community Management 221

Abrigo

JANUARY 28, 2016

The following is an excerpt from the Sageworks whitepaper "Optimizing Capital: Challenges and Opportunities for Financial Institutions". Internal challenges Top management will be familiar with many of the internal challenges. Competitive pressures, especially for commercial and industrial (C&I or MBL) loans.

Capital 150

Capital Texas Risk Management Management 150

Perficient

MAY 28, 2020

The Utilities industry is facing enormous change along with the rest of the world due to Covid-19 and its effects on commercial and residential consumption of energy. The industry has had to learn quickly to juggle demand and workforce planning. Using Oracle Data & Analytics to Manage Business Decisions .

Analytics 340

Analytics Customer Experience Risk Management Mobile 340

Bobsguide

APRIL 19, 2022

Following CompatibL’s recent win at Risk.net’s Markets Technology Awards 2022, Alexander Sokol spoke about the advantages of the new machine learning models for portfolio validation and risk management. Click here to tune in to the podcast: [link].

Technology 147

Technology Marketing Risk Management Capital 147

Abrigo

OCTOBER 22, 2024

Since we founded the day of recognition in 2018, it’s become an opportunity for the nation to show gratitude for FinCrime fighters’ work in the financial industry. It’s about supporting the people who safeguard banks and credit unions from the growing threats of financial crime and who keep capital flowing to small businesses and families.

Security 221

Security Fraud Community National 221

PYMNTS

OCTOBER 25, 2019

Yet, small business (SMB) banking wasn’t the only highlight of this week’s B2B venture capital roundup, with the two largest fundraises showcasing China’s rising B2B FinTech ecosystem in areas like expense management and invoicing. Keeping up with the ever-intensifying competition with industry rival Tide, U.K.

Capital 101

Capital Fintech blockchain Management 101

PYMNTS

OCTOBER 7, 2020

RootAnt has said that it will use the capital to expand in Singapore, Southeast Asia and Japan. In an interview with PYMNTS, Lincoln Yin , CEO of RootAnt, said the pain points being felt right now by SMBs in Asia are particularly in the travel, event and other industries. Thus, working capital challenges are mounting for these SMBs.

Risk Management 238

Risk Management blockchain Capital Data 238

PYMNTS

FEBRUARY 13, 2020

Wells Fargo Strategic Capital (WFSC) is backing the London-based blockchain analysis firm Elliptic with a $5 million investment, bringing the startup’s Series B round to $28 million, Elliptic announced in a press release on Thursday (Feb. WFSC joins existing investors SBI Group and Santander InnoVentures.

Analysis 250

Analysis blockchain Risk Management cryptocurrency 250

Perficient

AUGUST 15, 2024

– These are the exact words (with a couple of expletives, that I cannot quote here) – a senior fund administrator from a large investment firm uttered when we were presenting about environment aware financial risk management. How does it impact me?

Risk Management 221

Risk Management Resources Regulation Community 221

Abrigo

DECEMBER 23, 2022

Blog posts to help your asset/liability management (ALM) staff strategize for the future These ALM posts were the most popular in 2022. Our top ten blogs were created by Abrigo's team, which includes former bankers, regulators, and industry experts. Read for a review of methods FIs use to measure short-term risk.

Resources 195

Resources Risk Management Study Strategy 195

South State Correspondent

APRIL 23, 2024

Entering a Chaotic Period Silicon Valley Bank, First Republic, and Signature Bank are just the latest examples in our industry. In each case, the respective growth strategy at each bank sowed unseen risk. Interest rate risk turned into liquidity risk, and each bank ended up failing. Things were fine until they were not.

Risk Management 195

Risk Management Strategy Management Customer Experience 195

PYMNTS

SEPTEMBER 30, 2016

B2B startups saw a little bit of everything this week when it came to venture capital. And that goes for the industries covered, too, with treasury management’s Kyriba, blockchain’s BlockApps and enterprise security’s Druva landing on the board, to name a few. Spain-based Captio revealed a $1.1

Capital 100

Capital blockchain Management Lending 100

Bobsguide

MARCH 21, 2022

These awards will be decided by an industry-wide vote. Igor Tsitavets, CompatibL’s President and CEO, says: “We are honored to be shortlisted at this year’s FTF News Technology Innovation Awards. Show us your support and vote for CompatibL here: [link]. Voting will close on April 22. About the FTF News Technology Innovation Awards.

Innovation 147

Innovation Technology Risk Management Analytics 147

South State Correspondent

MARCH 19, 2024

The banking industry is unlike many other industries when analyzing how cross-sell drives profitability. For the banking industry upselling and cross-selling have a high and disproportional impact on profitability. In the banking industry, the time factor is extremely important.

Community Bank 195

Community Bank Community Industry Cards 195

Abrigo

SEPTEMBER 23, 2014

As banks are increasingly playing a bigger role in commercial real estate lending, it is more important than ever to ensure proper risk management practices. Due to the volatility of CRE concentrations at banks, regulators have released supervisory guidance to ensure sound risk management practices.

Lending 261

Lending Management Risk Management How To 261

Abrigo

MARCH 3, 2021

At the core of credit analysis are the traditional five Cs of credit: capacity, capital, conditions, collateral, and character. The other elements include: Capital: Simply put, capital often refers to a down payment, or the amount of money a borrower can put toward the loan. Credit Risk Management. Learn More.

Analysis 195

Analysis Risk Management Lending Training 195

Abrigo

SEPTEMBER 13, 2021

Takeaway 3 The future looks brighter, as financial institutions have cash and capital, and opportunities are starting to unfold. FDIC) released the latest Quarterly Banking Profile recently, and it has some helpful information on industry trends. Cash and capital as opportunities unfold. Portfolio Risk & CECL.

FDIC 195

FDIC Lending Capital Trends 195

American Banker

JANUARY 19, 2024

A common concern in housing finance reactions has been the lack of accommodation for strategies routinely used to manage credit, rate and liquidity exposures.

Capital 28

Capital Industry Strategy Management 28

Bobsguide

SEPTEMBER 22, 2022

NEW YORK, September 20, 2022 – TS Imagine , a global leader in trading, portfolio, and risk management solutions for capital markets, today announced three executive leadership hires to support the firm’s rapid growth. Renee brings over two decades of financial industry communications and marketing experience to TS Imagine.

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New York Capital Leadership Software 97

Insights on Business

OCTOBER 16, 2018

From a revenue perspective, today’s global banking industry is characterized by low return on equity (ROE), slow growth, and the imposition of strong cost controls. The IBM Open Banking Platform provides a risk-managed path to digital transformation, so you can achieve fast time to market and stay ahead of regulatory requirements.

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Capital Tools System blockchain 157

Abrigo

JUNE 11, 2021

Measuring Interest Rate Risk Can Vary by Institution Interest rate risk measurement plays a key role in ensuring an institution's safety and soundness. Would you like other articles on asset/liability management in your inbox? FDIC) noted in its 2021 Risk Review. Measure long-term interest rate risk. EVE Analysis.

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How To Risk Management Analysis Kansas City 195