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Eagle in Maryland gains 'flexibility' to raise capital after loss

American Banker

This month, it filed a shelf registration statement for an offering of up to $150 million that could be used to bolster capital or refinance debt. The bank took a big hit on an office property in Washington, D.C., during the first quarter.

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Eagle in Maryland sets table for turnaround

American Banker

The bank faced credit setbacks in the nation's capital and margin pressure this year. But it made a series of new hires to reduce risk and diversify its loan portfolio, preparing for a new era of demand as the industry awaits interest rate cuts.

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Eagle in Maryland grinds to a profit, but turnaround in early innings

American Banker

The bank cut its dividend, raised capital, hired multiple top executives and vowed to reduce its commercial real estate concentration after a bruising first half of 2024.

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Clear Mountain Bank reaches new heights

Independent Banker

Consider, for example, its commercial lending approach. Bankers at its nine branches in north-central West Virginia and one in western Maryland spend time getting to know each customer and understanding their unique circumstances. of Clear Mountain Bank’s loan portfolio comprises commercial lending, primarily to small businesses.

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5 payments trends you should know about

Independent Banker

We’ve got capital market resets that are potentially happening, technology advancements and continued heightened digital expectations. According to a Lending Tree survey, 43% of Americans have used BNPL, up from 31% year-over-year. Colleen Morrison is a writer in Maryland. billion-asset Bank of Tampa in Tampa, Fla.

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The top-performing community banks of 2021

Independent Banker

In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. If we were to have capital levels more in line with peer averages, we would barely be able to originate and keep mortgage loans of any size. . Oklahoma City.

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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

The old borrow short, lend long strategy. Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad?

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