PYMNTS

APRIL 16, 2019

Alternative small business lending platform Funding Options has criticized U.K. ” The regulator said it is also taking measures to target “phoenixism,” which involves a business owner’s attempt to use cash from a closing business as capital gains and not income tax, which is taxed at a higher rate.

Taxes 108

Taxes Payments Phoenix Regulation 108

PYMNTS

OCTOBER 31, 2018

And yet the two companies that are tightening standards — Capital One and Discover — have noted that they are “more cautious” in how they dole out credit. Said Capital One CEO Richard Fairbank, “in so many ways, one can’t help but be struck by … just how good the economy [at] this point is. Unemployment, too, is at record lows.

Cards 115

Cards Phoenix Capital Course 115

Jeff For Banks

SEPTEMBER 24, 2011

We were encouraged to take government capital, only to have the government change the rules on us afterward, and the public decry "government bailout". Now our politicians are doing everything in their power to get us to lend, while their examiner surrogates are doing everything in their power to criticize our loans.

Phoenix 74

Phoenix Community US Regulation 74

Gonzobanker

JANUARY 4, 2016

As bankers build bonds with peers through collaboration, they open up new opportunities to jointly invest capital in new ventures and strategies. Tackling the topic of digital signatures , CIOs developed a specific action plan for incorporating Docusign technology into the commercial lending process. 2016 GONZOBANKER ROUNDTABLES.

San Diego 60

San Diego Phoenix social media Strategy 60

Gonzobanker

FEBRUARY 1, 2023

The techies had clearly moved from the kids’ table to an elbow-to-elbow prime seat beside the leaders who control the resources and capital in the industry. Like the Phoenix Open and Super Bowl week coming soon to Arizona, it’s clear things are going to be hopping in banking this year.

Arizona 141

Arizona Kansas City Industry Fintech 141

Gonzobanker

DECEMBER 14, 2023

Anyone who follows the industry knows this focused institution led by Findlay is all about executing the timeless principles of capital management, credit quality, efficiency and customer service. They should have been investing in fintech growth businesses and they had the capital to do it.” Grab some popcorn and watch.

Fintech 193

Fintech Community Regional Technology 193

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. The Tech Award – Goes to Capital One. Best of luck in the next chapter, Chris!

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Bravo OZRK! Great work on both sides of this high-stakes conversion effort.

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Goes to Tom Brown and the Second Curve Capital team for the inspiring message from Clemson CEO Jim Clements.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

OCTOBER 21, 2019

Seedrs was one of the names on the illustrious list of 2009-founded firms that decided to make like the Phoenix, and rise out of the ashes. For our anniversary, we received a gift of one sterling endorsement from Bain Capital Partner Matt Harris. When most people asked “what’s next?” The list goes on. Don’t take our word for it.

Innovation 131

Innovation Payments Apple Mobile 131

Fintech Labs Insights

DECEMBER 28, 2015

The vast majority went into alt-lending including NYC-based Pave ($30o million), Australian P2P platform MoneyPlace ($60 million from Auswide Bank), and Chinese lenders Fengjr.com ($80 million) and Dashu Finance ($77 million). Fengjr.com (aka Phoenix Finance). Indexa Capital. Total raised: $300 million. HQ: New York City.

Company 12

Company Fintech North Carolina California 12

PYMNTS

MAY 11, 2020

Returning these funds will allow truly small businesses which do not have access to alternative sources of capital to obtain the emergency loans they need to avoid layoffs, stay in business and weather the economic disruption caused by the coronavirus crisis,” the panel wrote. . S igned by House Chairman James E. a biologics company.

South Carolina 142

South Carolina Phoenix Pennsylvania Georgia 142

Gonzobanker

FEBRUARY 7, 2018

Nothing seems to put a bounce in a banker’s step more than a tax break and regulatory relief, and this bountiful energy was radiating at Bank Director’s annual “mecca” for bank M&A in Phoenix last week – Acquire or be Acquired. Capitalizing on Good Times. For those in the know – simply AOBA. Source: SNL. Commercial Real Estate.

Taxes 75

Taxes Video Analytics Arkansas 75