South State Correspondent

MAY 23, 2023

Lending is getting riskier. This data is critical for pricing, capital allocation, and marketing. As can be seen, the consumer is starting to feel the credit shock first while commercial lending is still performing. Minnesota, North Dakota, and Iowa were the least risky states to lend into. This quarter, it is 2.58%.

Trends 195

Trends Minnesota North Dakota Arizona 195

Abrigo

JANUARY 28, 2016

The following is an excerpt from the Sageworks whitepaper "Optimizing Capital: Challenges and Opportunities for Financial Institutions". trillion in assets and thousands of employees) or tiny Oakwood State Bank in Texas (with $6.5 trillion in assets and thousands of employees) or tiny Oakwood State Bank in Texas (with $6.5

Capital 150

Capital Texas Risk Management Management 150

American Banker

JULY 10, 2024

It's hoping a successful capital raise and continued branch expansion can extend the trend. Susser Bank has proved successful attracting business from small and mid-sized companies the past two years.

Texas 67

Texas Trends Capital Company 67

American Banker

JULY 30, 2020

Now that its deal with Texas Capital has been called off, Independent Bank in McKinney plans to scale back or exit some commercial lines and will seek to duplicate its retail banking successes in Colorado.

Texas 45

Texas Course Colorado Capital 45

American Banker

MARCH 17, 2016

Texas Capital Bancshares in Dallas has hired a TD Bank executive to expand its lending to franchise-related businesses.

Texas 28

Texas Lending Capital Dallas 28

Bank Innovation

DECEMBER 5, 2018

This acquisition, the second of the year for Austin, Texas-based Q2, came about through a shared investor, Gro CEO David Eads told Bank Innovation. Q2 announced it was buying Cloud Lending, a cloud-based lending platform, in August. In 2017, […].

Austin 150

Austin Atlanta Texas Lending 150

Independent Banker

JULY 30, 2015

Capital market access and employee ownership help fuel Veritex Community Bank’s rapid growth. Veritex is a combination of the words “veritas,” which means truth in Latin, and “Texas.” The bank uses the slogan “Truth in Texas Banking.”). Kerry Curry is a financial writer in Texas. By Kerry Curry.

Texas 70

Texas Fort Worth Dallas Community Bank 70

PYMNTS

MARCH 21, 2019

The latest move raises Aura’s raised capital amount to $403 million through 21 bond issuances, a number that has helped to fund 283,469 loans. who simply don’t have access to safe lending and are susceptible to predatory lenders. James Gutierrez, CEO and founder of Aura, said the capital will help further the company’s mission. “We

Arizona 107

Arizona Illinois Community Capital 107

PYMNTS

FEBRUARY 21, 2020

The new funding will be used to partner with non-bank financing companies to introduce small business lending into its platform, reports said. Coatue, BoxGroup, Conversion Capital, Soma Capital, Backend Capital and more than 50 startup founders also participated.

Capital 181

Capital Technology Cards Texas 181

PYMNTS

APRIL 8, 2020

In an announcement on Wednesday (April 8), New York-based Vroom and Santander of Texas said the “preferred lending relationship” is designed to enhance Vroom’s customer experience with streamlined financing and competitive rates. The firms said their new tie-up will make it easier for Vroom customers to get a car loan.

Texas 141

Texas New York Lending Customer Experience 141

American Banker

OCTOBER 21, 2016

WestStar Bank in El Paso, Texas, said it has acquired assets from Cimarron Mortgage Capital that are to Cimarron's construction lending and residential mortgage divisions.

El Paso 28

El Paso Texas Lending Capital 28

PYMNTS

JANUARY 12, 2021

Plus, Pilot Company collaborates on fleet factoring, Revolution Payments launches Level III commercial card processing and Porter Capital launches new PPP funding tools. And Susana Dommar, a chiropractor in Texas, received a loan for just $1.”. Porter Capital Offers New Funding Tools To PPP Recipients.

Arkansas 152

Arkansas New Jersey Oregon Capital 152

American Banker

OCTOBER 4, 2016

The $21 billion-asset bank said Monday that it had hired John Gannon as group manager of Small Business Administration lending and Clyde Thompson as credit officer.

Texas 47

Texas Capital Lending Groups 47

Abrigo

DECEMBER 2, 2021

The challenge with the influx of capital is that most financial institutions don’t know how much of the money at their institutions will hang around – or for how long. In a competitive lending environment, many banks and credit unions are concerned about losing good-quality loans if they over-price them. Lending & Credit Risk.

Conference 195

Conference San Antonio Lending Fraud 195

Independent Banker

AUGUST 31, 2022

When two executives at Woodforest National Bank noticed a dearth of affordable housing options in southeast Texas, they decided to do something about it, partnering with several housing and community groups to launch an innovative mortgage lending product aimed at underserved clients. Location: The Woodlands, Texas.

Austin 91

Austin Texas Community National 91

PYMNTS

SEPTEMBER 28, 2020

He said the company’s new owners include PIMCO, a California-based global investment management firm, Davidson Kempner Capital Management LP, a global institutional alternative investment management firm headquartered in New York City and Sixth Street Partners, the San Francisco global investment firm. The plan was approved by the U.S.

San Francisco 139

San Francisco New York City Houston Dallas 139

Abrigo

MARCH 20, 2015

Based on an analysis of data from more than 6,500 banks across the country, Sageworks recently identified America’s healthiest banks by their Texas Ratios. with the lowest Texas Ratios. The ratio gauges a bank’s ability to cover its bad debts with its tangible equity capital. banks and credit unions. Blog Bank'

Texas 150

Texas Regional California Community Bank 150

Abrigo

MARCH 22, 2017

In September 2016, more than 240 bankers and industry experts from both community banks and credit unions attended the Risk Management Summit in Austin, Texas. The Summit is the industry’s leading life-of-loan conference, spanning business development through portfolio risk management in a CECL - current expected credit loss - world.

Risk Management 186

Risk Management Management Denver Conference 186

PYMNTS

MARCH 2, 2018

Toward the start of 2018, analysts began to highlight the potential for venture capital (VC) to embrace the B2B business model. and India drove a surge in FinTech venture capital funding in 2017, and Accenture Financial Services Senior Managing Director Julian Skan pointed to the B2B business model as a significant presence in this trend.

Fintech 118

Fintech Capital blockchain Lending 118

PYMNTS

JUNE 27, 2016

Financial services firm Jet Capital is focusing on speed. In an announcement by the company on Friday (June 24), Jet revealed upgrades to its software suite that target the speed at which small businesses can access working capital loans.

Analysis 101

Analysis Capital Texas Software 101

American Banker

MAY 26, 2020

The Dallas bank appears to be at a crossroads after its merger with Independent Bank Group was called off Tuesday.

Texas 63

Texas Dallas Capital Groups 63

Independent Banker

DECEMBER 31, 2022

We’ve got capital market resets that are potentially happening, technology advancements and continued heightened digital expectations. Chris Doyle, Texas First Bank. billion-asset Texas First Bank in Texas City, Texas. According to a Lending Tree survey, 43% of Americans have used BNPL, up from 31% year-over-year.

Trends 140

Trends Payments Community Bank Texas 140

PYMNTS

JULY 22, 2019

In Texas, there is Homeward Realty , with $4 million in equity raised and $21 million in debt borrowed, per its latest announcement. The funding round was led by LiveOak Venture Partners; debt came from Genesis Capital, Keystone Bank and others. In another sign, U.S.

Capital 174

Capital Texas Comparison Marketing 174

American Banker

DECEMBER 29, 2016

Green Bancorp's aggressive plan to attack its credit quality troubles and do what few Texas banks once would have dreamed of – quit energy lending – make it a subject of debate and a community bank to watch closely in 2017.

Texas 34

Texas Community Bank Community Lending 34

Independent Banker

JUNE 30, 2022

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

Community Bank 172

Community Bank Community National Philadelphia 172

Jeff For Banks

MARCH 29, 2014

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. Independent?

Strategy 98

Strategy Texas San Antonio Fort Worth 98

Abrigo

JUNE 25, 2015

In Q1 2015, the Midwest accounted for the largest pocket of lending, with 71 percent of the total farm loans for the quarter ($35 billion). The biggest name in ag lending is unlikely to be a surprise – John Deere Financial FSB. The north Texas bank, which specializes in commercial lending, lent nearly $600 million.

Community Bank 150

Community Bank Sacramento Lending Wisconsin 150

Abrigo

JANUARY 15, 2015

In the spirit of the go local movement, new data from Sageworks Bank Information peeked in on 10 cities to see which community banks were making an impact on local mortgage lending. • Dallas, Texas – PlainsCapital Bank ($1.89 Flagstar capitalizes on going local, too. • Detroit, Michigan – Flagstar Bank ($4.65

Cleveland 150

Cleveland Detroit Michigan Community Bank 150

Bobsguide

FEBRUARY 22, 2022

The core transformation program, titled “FutureCore,” is divided into phases and Consumer Lending for the 7 affiliate banks is the first phase to go live, with other phases to follow. The completion of this consumer lending installation represents our first step toward having a fully integrated core loan and deposit system.

Software 78

Software Wyoming Idaho Lending 78

PYMNTS

AUGUST 5, 2016

Intel Corporation’s VC arm, Intel Capital, made not one but two of the largest venture capital investments this week, both of which landed at startups using high-tech Software-as-a-Service solutions for the enterprise. Alternative Lending. Oracle may have grabbed headlines with its $9.3 Funding Societies. Logistics.

Capital 100

Capital Software Lending Regional 100

Independent Banker

OCTOBER 1, 2022

Consider, for example, its commercial lending approach. of Clear Mountain Bank’s loan portfolio comprises commercial lending, primarily to small businesses. Clear Mountain Bank president and CEO Dave Thomas says a nimble mindset toward lending is critical for success. Mindy Charski is a writer in Texas. Quick Stat.

West Virginia 91

West Virginia Virginia Community Bank Community 91

Independent Banker

APRIL 28, 2016

in Galveston, Texas. Rasmussen: Yes, it is an honor to serve the Group 3 Banks in Texas, southern New Mexico and northern Louisiana for three more years. The news will focus on capital spending and job creation with an emphasis on Galveston Island, which is where our community bank’s headquarters and largest market is.

Dallas 131

Dallas Texas Houston Community 131

PYMNTS

JUNE 21, 2019

Human resources and payroll startup Kredily , based in India, announced $750,000 in Seed funding, led by Fosun RZ Capital, reports in The News Minute said this week. million from Alteria Capital. XVC Venture Capital, Jeneration Capital, DCM and SIG also participated. Lendingkart. Arrive Logistics.

Marketing 109

Marketing Capital San Francisco Management 109

Jeff For Banks

AUGUST 12, 2017

I recently shared a long ride with a colleague discussing a Capital Plan project we were working on. In Capital Plans, you would typically use baseline projections, usually taken from the strategic plan, and apply adverse events that, based on the bank's balance sheet and strategy, can occur. But it's planning.

Lending 64

Lending Trends Risk Management Capital 64

PYMNTS

SEPTEMBER 5, 2019

“Wells Fargo has supported RealPage’s successful execution on organic and inorganic growth opportunities for more than a decade,” explained Michael Ackad, head of technology finance at Wells Fargo Capital Finance. “We

Texas 100

Texas Customer Experience Analytics Resources 100

Independent Banker

MARCH 31, 2022

When the 2022/23 ICBA board of directors was introduced at ICBA LIVE in San Antonio, Texas, there was a palpable sense of excitement in the air. Scott Heitkamp, ICBA past chairman and president and CEO of Valuebank Texas, Corpus Christi, Texas. To sum it up, these leaders are all in and all heart for community banking.

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

APRIL 30, 2022

In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. If we were to have capital levels more in line with peer averages, we would barely be able to originate and keep mortgage loans of any size. . United Texas Bank.

Community Bank 172

Community Bank Community Montana Taxes 172