PYMNTS

SEPTEMBER 18, 2020

To that end, joint research between PYMNTS and Visa , in a study titled Marketplaces as Retail’s New Front Door , found that 60 percent of surveyed businesses that are not currently using online marketplaces would like to do so. Roughly 27 percent of surveyed firms report waits of between three to five days.

Online 354

Online Survey Maine Study 354

Abrigo

JUNE 26, 2017

By Alison Nailor, Sageworks As a business owner, you understand it’s important to be aware of your company’s cash flow and manage it well. In the rush of day to day business management, however, this can be difficult. The following are five best practices to help you manage your business’s cash flow well.

Management 199

Management eBook Analysis System 199

Abrigo

OCTOBER 22, 2024

It’s about supporting the people who safeguard banks and credit unions from the growing threats of financial crime and who keep capital flowing to small businesses and families. Our intelligent fraud detection software and risk management tools help fraud professionals in their fight against financial crime.

Security 221

Security Fraud Community National 221

Abrigo

AUGUST 2, 2017

Based on Sageworks’ surveys, financial institutions expect the largest impact under CECL will be related to capital and changes in reserve levels. Capital was selected as the answer by 39 percent of respondents. Regulators plan to monitor changes to institutions’ regulatory capital as the new credit loss methodology is adopted.

Capital 150

Capital Survey Resources Community 150

South State Correspondent

FEBRUARY 22, 2023

Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. However, this doesn’t tell the whole story when it comes to deposit management.

Management 195

Management Marketing Branding Strategy 195

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. Takeaway 2 Meanwhile, banks and credit unions will likely see a beefed-up regulatory emphasis on credit risk management practices, especially tied to CRE. .

Management 195

Management Risk Management Policies Lending 195

PYMNTS

APRIL 21, 2019

Invoice2go and Square Capital announced late last week they inked a partnership in which Invoice2go customers can access funding from within the Invoice2go app. Access to capital can be the largest obstacle standing in the way of growth for many small businesses. Repayment is automatic, noted the companies in the press release.

Capital 138

Capital Mobile Survey Meeting 138

PYMNTS

APRIL 8, 2019

the latest evidence has suggested that entrepreneurs are holding onto their financial confidence — though it may be changing the ways they manage company cash. Thirty-five percent of businesses have considered a loan from a non-bank provider , the latest survey of SMBs by Growth Street found. The firm polled 2,000 executives at U.K.

Management 129

Management Strategy Survey Capital 129

PYMNTS

FEBRUARY 18, 2019

Capital One has announced the launch of Business CreditWise , an online tool that enables U.S. Business CreditWise is available to any business in the United States — not just Capital One customers. businesses to check their credit profiles.

Capital 127

Capital Report Tools United States 127

South State Correspondent

MARCH 4, 2025

Will capital, for instance, become more expensive or cheaper? For example, the problem of improving earnings becomes: Rank the most effective way for the bank to increase profit by 20% within the next 2 years while increasing risk by only 10% and holding capital constant. products (treasury management, commercial loans, etc.),

Examples 221

Examples Capital Data Case Study 221

BankUnderground

APRIL 3, 2025

To do so, we build a measure of firm-level exposure to the policy using survey data from the Research Institute of Economy, Trade and Industry (RIETI). We ask ourselves what would happen to the aggregate capital stock, output, and capital productivity if the policy had not been enacted. on average over 201018. on average.

Lending 52

Lending Tools Management Policies 52

PYMNTS

NOVEMBER 11, 2020

Capital Management Leans Into Digital. Into that void steps artificial intelligence (AI)-powered liquidity management systems. A recent survey found that 74.2 businesses in a recent survey reported receiving duplicate invoices, that’s just the tip of the manual and paper iceberg. Give that a 63 percent of U.K.

Capital 219

Capital Resources Survey Management 219

PYMNTS

SEPTEMBER 19, 2018

A new report from Capital One examined this question, focusing on how technological disruption will affect its finances. ” Surveying 300 U.S. Overall, Capital One found there has been no change since last year’s report in the portion of middle-market professionals preparing for disruption.

Capital 134

Capital Marketing Mobile Payments 134

Abrigo

FEBRUARY 27, 2020

Abrigo's Business Lending Readiness Survey found many processes stymie those efforts. Abrigo’s 2020 Business Lending Readiness Survey found many bankers are dealing with processes that stymie those efforts. Survey: Repetitive data entry common. Another 9% of respondents said turnaround is 8 weeks or longer. learn more.

Lending 243

Lending Survey Data System 243

PYMNTS

DECEMBER 27, 2016

Capital One’s Treasury Management Group is already looking ahead to how corporate treasurers will face the most modern of challenges in 2017. For Capital One, approaching the future of treasury management means collaboration. “We’re

Innovation 182

Innovation Fintech Capital Survey 182

Abrigo

NOVEMBER 11, 2019

ALM | 4 minute read Key Takeaways Many financial institutions view asset/liability management as a "check-the-box" regulatory exercise. An extreme focus on using ALM to manage the risk of rising rates means some FIs overlook using ALM to grow earnings and capital, putting them at risk of underperformance.

Management 150

Management FDIC Community Risk Management 150

Cisco

AUGUST 23, 2022

Since preserving capital will remain a top priority, decision makers will need to look for options that allow them to maintain or increase IT capabilities while keeping monthly spending to a minimum. Cisco Capital and Cisco Refresh , which offer global payment and lifecycle management solutions, were created to enable customers and partners.

Capital 116

Capital Policies Management Survey 116

Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. Indeed, regulators and management alike focused on these risks more and more in 2023 following the failure of Silicon Valley Bank and repeated rate hikes.

Resources 221

Resources Risk Management eBook Strategy 221

PYMNTS

OCTOBER 31, 2019

A new survey from J.D. Small Business Banking Satisfaction Survey found an 8 percent year-over-year increase in the percentage of small businesses that use their bank’s mobile banking app (61 percent in 2019, compared to 53 percent in 2018). Released on Thursday (Oct. 31), the J.D. Power 2019 U.S.

Survey 112

Survey Mobile Capital Management 112

Accenture: Banking

AUGUST 20, 2019

Business management solution providers [also referred to as Independent Software Vendors (ISVs) in the payments space] are increasingly looking to expand their product offerings from traditional business management solutions to integrated business and payment solutions. More software companies are enabling payments. 1 Worldpay.

Software 150

Software Capital Payments Analysis 150

Abrigo

FEBRUARY 25, 2025

But these businessesoften the backbone of their communitiesdepend on access to capital. It can automatically access credit scores and run loan details and borrower information against the financial institutions risk management policies. They often must consult paper files as well as information housed in separate digital systems.

Lending 195

Lending FDIC Policies Analysis 195

PYMNTS

OCTOBER 19, 2016

According to a report , a new survey by early-stage venture capital firm Blumberg Capital found three in five Americans say banks aren’t doing a good job of keeping up with their needs. Of the survey respondents, 69 percent said FinTechs help everyone to improve their financial state.

Survey 100

Survey Fintech Capital System 100

PYMNTS

JUNE 13, 2018

Microsoft and human resources management company ADP are partnering for a holistic business management solution that combines financial and human capital data analytics, the companies recently announced. added 178,000 jobs from April to May, slightly down from the 190,000 job gains estimated by economists surveyed by Bloomberg.

Management 124

Management Data Resources Taxes 124

PYMNTS

OCTOBER 15, 2020

And while many companies have begun implementing digital methods of payment, the old traditional ways still hold, with a survey finding that 49 percent of respondents didn't like the amount of time it currently takes to work with such matters, according to the release.

Management 130

Management Regional Study Survey 130

PYMNTS

DECEMBER 11, 2020

The round was led by EQT Ventures and joined by existing investors Balderton Capital, LocalGlobe and SBI. They’ve taken a radically different approach to money management and created an AI financial advisor with a personality that proactively delivers personalized insights that help customers spend less and save more.”. “As

San Francisco 227

San Francisco Survey Millennials Management 227

Abrigo

FEBRUARY 13, 2020

Using a banking relationship manager helps your financial institution capture all customer/member information in a consistent, efficient manner. Power’s 2020 Customer Satisfaction Survey. Use customer relationship managers to elevate relationship banking. Learn more. Customize banking relationships at scale.

Community 273

Community Lending Management Innovation 273

PYMNTS

OCTOBER 27, 2016

But B2B payment habits continue to stifle suppliers’ growth plans across the globe, found the latest Working Capital Outlook Survey released by C2FO this month. Globally, three-quarters of small businesses surveyed said supplier-friendly payment options that support faster payments are important to them. In the U.S.,

Management 100

Management Survey Capital Payments 100

PYMNTS

JUNE 29, 2020

But some analysis suggests supplier payment strategies are in flux to better support the working capital positions of corporates. trillion worth of working capital could be optimized through supplier payment practices , according to recent analysis by The Hackett Group of the top 1,000 non-financial U.S. ” $1.3

Payments 256

Payments Analysis Capital Strategy 256

PYMNTS

AUGUST 2, 2020

needed financial help in April as the pandemic led to a loss of customers, founder Pavia Rosati turned to her bank, Capital One Financial Corp., But the New York consulting firm was on its own because Capital One wasn’t prepared to accept applications for the Paycheck Protection Program (PPP) when it launched. That was it.

New York 173

New York Minneapolis Denver Capital 173

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices. Takeaway 2 Capital, performance, and administrative covenants are common with business loans.

Risk Management 221

Risk Management Lending Policies Management 221

PYMNTS

OCTOBER 15, 2020

But Levin, whose extended warranty startup just raised $40 million from PayPal and other backers, told Karen Webster in a recent conversation that his firm has managed to boost that as much as sixfold. Meritech Capital led the funding round, with participation from existing investors Great Point Ventures and Shah Capital Partners.

Online 334

Online Exercises Retail Capital 334

PYMNTS

MAY 22, 2020

and Tiger Global Management. Previously, Missfresh has raised $900 million thanks to investors like Jeneration Capital and Genesis Capital. This second round of funding promises to raise a total of about $500 million for the Tencent Holdings Ltd.-backed backed company. So far, the startup has been valued at $3 billion.

Online 209

Online Capital Report Survey 209

PYMNTS

FEBRUARY 24, 2020

These firms are finding that managing both systems in the cloud offers the flexibility and security needed to streamline invoicing and cut costs, while keeping operations running as smoothly and accurately as possible. Businesses want fast, convenient and cost-effective financial management systems.

Software 223

Software Fraud System Management 223

PYMNTS

OCTOBER 11, 2019

After one of the busiest weeks of the year for B2B startup venture capital funding, this week revealed a bit of a lull in the market. Still, investors placed more than $368 million into the space, often in the form of Series B rounds for a range of B2B players, including fleet management, small business (SMB) banking and global payments.

Capital 169

Capital California Analytics Management 169

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio).

Report 195

Report Risk Management Capital Data 195

PYMNTS

NOVEMBER 9, 2016

That’s according to a new survey by Hitachi Capital Business Finance, which polled 1,006 small and medium-sized business owners to take a pulse on their outlook for their businesses during the next three months. Based on the survey, 43 percent of small and medium-sized business owners in the U.K. are upbeat about the future.

Survey 161

Survey Capital Study Management 161

PYMNTS

JUNE 30, 2017

The technology uses Microsoft Azure and PowerBI technology to help companies within the LTPAC space manage data and access analysis via dashboards. Analysis identified receivables and the order-to-cash cycle as the most critical part of the industry’s financial management efforts, surpassing procure-to-pay and inventory management.

Analytics 162

Analytics Tools Marketing Analysis 162