South State Correspondent

JANUARY 16, 2025

Lesson 1: Generate Operating Leverage to Produce Capital If there is a single lesson in banking that decides success in all areas of performance, it is this sell more profitable products to more profitable customers to the point where your bank generates a consistent risk-adjusted return above its cost of capital.

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PYMNTS

AUGUST 13, 2020

For those enjoying a burst of sales, it similarly illuminated the need for technologies to help employers and their employees keep pace with changing customer demands as a result of the pandemic. Payroll, as a component of the broader workforce management strategy, is well-positioned for a digital facelift.

Capital 277

Capital Retail Strategy Management 277

PYMNTS

JANUARY 22, 2021

In pursuit of instant cash management and visibility, treasurers' modernization efforts have been underway for some time, with the global coronavirus crisis greatly accelerating those initiatives as liquidity management has become even more vital to the enterprise's overall health. A Fork In The Road.

Management 258

Management Tools Capital Strategy 258

Perficient

OCTOBER 6, 2020

Spend a few minutes with one of our Red Hat technical experts, Matthieu Rethers, as he discusses the advantages and disadvantages of managed clusters, as well as differences between them on various cloud platforms, when you should use them, alternatives to managed clusters, and how Red Hat OpenShift fits into the picture.

Management 309

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PYMNTS

OCTOBER 8, 2020

As cloud technologies emerge to help financial institutions (FIs) drive digital innovation, Finastra has introduced its Fusion Payments To Go offering for small and medium-sized banks. Linear Capital served as the head investor, while additional help originated from KZM & Company Group. “The

Innovation 301

Innovation Technology Fintech Payments 301

Abrigo

NOVEMBER 13, 2024

Businesses' working capital cycles are longer. Despite borrowing more and tapping credit lines, they're managing leverage and meeting debt obligations, according to Abrigo's proprietary data. They’re borrowing more, but they’re also managing their leverage and meeting debt obligations —even as they feel the pressure of high rates.

Lending 221

Lending Meeting Data Risk Management 221

PYMNTS

DECEMBER 20, 2017

Passport, company that’s managing much of the technical aspects of how people pay to use public transportation resources in cities like London, Miami and Los Angeles, has just raised $43 million. The money, from Bain Capital Ventures, will go to help the company expand its payment and transaction services nationally and internationally.

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Los Angeles Miami System Technology 279

Perficient

MAY 27, 2022

However, in this blog, we will discuss the regulatory landscape surrounding cryptocurrency from an asset manager or fund manager perspective. New York’s BitLicense requirement therefore applies to investment managers who issue digital coins or otherwise act as an exchange platform regardless of where the buyers are located.

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

PYMNTS

DECEMBER 14, 2020

Managing financial data across a vast array of platforms, including accounts payable, accounts receivable, accounting and ERP systems, creates a challenging environment in which to understand cash positions and forecast cash inflows and outflows. Many Moving Parts.

Management 308

Management Strategy Data Tools 308

South State Correspondent

MARCH 3, 2025

Understanding the drivers of banking consolidation is imperative when managing bank performance. These two acts took the governors off around how banks managed deposits. These acts created a competitive vortex marking a paradigm shift around the concept of bank management. In 1985, there were 14,417 FDIC banking charters.

FDIC 195

FDIC Trends Management ATM 195

PYMNTS

AUGUST 2, 2020

Corsair Capital has agreed to acquire B2B credit and payments provider MSTS , purchasing the company from World Fuel Services Corp. MSTS will continue “to rapidly expand its technology platform and [Credit-as-a-Service] offering both organically through new customers and through strategic acquisitions.”

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Perficient

APRIL 8, 2024

Addressing these deficiencies required a comprehensive approach, leading to the establishment of critical programs like the US Bank Holding Company (BHC) regulatory and comprehensive capital analysis and review (CCAR) program. Supporting the change management team in building a robust governance structure for program PMO activities.

Compliance 221

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Perficient

MARCH 17, 2025

The financial services sector is experiencing transformative changes driven by technological advancements and innovative trends. Our experts have identified the most impactful trends across banking , wealth and asset management , and payments.

Trends 221

Trends Analytics Compliance Strategy 221

Abrigo

OCTOBER 22, 2024

It’s about supporting the people who safeguard banks and credit unions from the growing threats of financial crime and who keep capital flowing to small businesses and families. But here’s where it gets interesting: as threats evolve, so too does the technology used to fight them. Staying on top of fraud is a full-time job.

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Security Fraud Community National 221

South State Correspondent

NOVEMBER 15, 2022

the As interest rates go back up and volatility continues to remain high, banks’ cost of capital has undergone a significant shift up. Your cost of capital is essential to know for several reasons. Produce over your cost, and you will be able to attract more capital. Why Calculate Your Cost of Capital?

Capital 195

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PYMNTS

DECEMBER 21, 2020

Like many venture capital companies in the payments space, Serent Capital has had a busy year. 15 with the announcement of the launch of its fourth fund, Serent Capital IV — at $750 million. 15 with the announcement of the launch of its fourth fund, Serent Capital IV — at $750 million. That was followed on Dec.

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Capital Payments Software Fintech 199

South State Correspondent

JANUARY 22, 2025

Luckily, you can turn to gen AI to help you in your planning, as the strategic process is just one of the many bank processes that bankers can improve with this technology. Gen AI excels at distilling options down to recommendations, which is helpful to management teams that are having a hard time deciding.

How To 195

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Perficient

OCTOBER 12, 2020

We are excited to announce our partnership with Kyriba and dedicated practice to provide our Oracle clients with a robust cloud-based treasury management solution. ” . “With more than 2,000 clients worldwide and 65,000 total users, we believe Kyriba will continue to revolutionize the treasury management space.”

Risk Management 309

Risk Management Fraud Management Compliance 309

Perficient

MAY 26, 2021

In the session “Differentiating Your Brand for the Digital Era,” Scott will discuss how financial services companies can leverage digital technologies in new and innovative ways to create new value for consumers and businesses. Bridgit Chayt, SVP Director Commercial Payments & Treasury Management, Fifth Third Bank.

Fintech 462

Fintech North Carolina Charlotte Conference 462

South State Correspondent

NOVEMBER 9, 2023

While technology has always been important in banking, it has yet to drive the essential functions of banking. We tracked almost 100 banking technology trends throughout the year and now bring you the top ten, in order, based on our view of long-term strategic importance. In the last year, this has started to change.

Trends 195

Trends Technology Fraud Data 195

South State Correspondent

MARCH 4, 2025

What are our constraints as to the risk, cost, talent, time, data, technology, regulation, and preexisting commitments? Will capital, for instance, become more expensive or cheaper? Are there available technologies that could help solve this problem by implementing them? products (treasury management, commercial loans, etc.),

Examples 221

Examples Capital Data Case Study 221

Perficient

FEBRUARY 24, 2021

Stand up a SaaS offering on Power by capitalizing on your existing physical infrastructure. Co-locate your IBM i and AIX applications with new cloud-native services on OpenShift on Power Virtual Server for simplified management and optimal performance. Pay-as-you-go billing. Working with OpenShift on Power Systems Virtual Server.

System 436

System Software Resources Management 436

PYMNTS

OCTOBER 9, 2020

Venture capital funding landed at supplier payment and compliance automation firms this week, among other B2B innovators that raised money. Durable Capital Partners led the funding round, while 01 Advisors and Greenoaks Capital participated. “We Zira Technologies , a workplace management technology platform, has notched $3.1

Compliance 267

Compliance Fintech Payments Capital 267

Perficient

FEBRUARY 12, 2025

As technology advances and consumer expectations shift, staying ahead of these trends is crucial for success. As these AI technologies evolve, they will transform consumer interactions with payment systems, fostering a more inclusive and sustainable financial ecosystem. As embedded payments become mainstream, U.S.

Trends 221

Trends Payments Compliance blockchain 221

PYMNTS

AUGUST 6, 2020

And yet Japan remains a heavily cash-based economy, Darren Abrahamson , managing director of Bain Capital Tech Opportunities told Karen Webster. But he said new technology players like hey , Rakuten and others have successfully started to open up that underdeveloped market with easier-to-implement payment terminals and infrastructure.

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Capital Payments Mobile Trends 214

South State Correspondent

FEBRUARY 22, 2023

Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. However, this doesn’t tell the whole story when it comes to deposit management. This correlation is down to negative 23%.

Management 195

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PYMNTS

OCTOBER 19, 2020

Other benefits, the release says, include extended pre-approvals for card spend, better security when paying with virtual card technology and using the card payment cycle to better management working capital for buyers. customers to thrive in this challenging environment by empowering them to pay using virtual Card technology.

Cards 319

Cards Risk Management Tools Policies 319

Abrigo

MARCH 31, 2025

The lender needs to put forth an accurate and complete picture of the borrowernot only for the borrowers sake, but also for the financial institutions risk management. Relevant memos also consider managements actual ability to run the business. A credit memo may also be used for modifications, renewals, or annual loan reviews later on.

Analysis 195

Analysis Risk Management Management Data 195

PYMNTS

JUNE 26, 2020

Small business lending emerged as a common theme in this week’s B2B venture capital roundup, and it’s no surprise, considering the role small and medium-sized businesses (SMBs) play in supporting their local economies. Current investors from A91 Partners, MAJ Inevst, LGT Lightstone and Falcon Edge Capital also participated.

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Capital Lending Cards United States 288

Abrigo

JULY 27, 2023

Takeaway 1 Regtech uses new technologies such as AI and machine learning to streamline processes that keep organizations compliant. Regulatory technology, or regtech, can improve the efficiency and effectiveness of functions in many workplaces, and banks and credit unions are no exception.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Takeaway 1 Regtech uses new technologies such as AI and machine learning to streamline processes that keep organizations compliant. Regulatory technology, or regtech, can improve the efficiency and effectiveness of functions in many workplaces, and banks and credit unions are no exception.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

FEBRUARY 25, 2025

But these businessesoften the backbone of their communitiesdepend on access to capital. The speed advantage may be due to large banks greater use of automated lending technology, the FDIC said, although large banks increased reliance on hard credit-scoring information may also play a role.

Lending 195

Lending FDIC Policies Analysis 195

Abrigo

OCTOBER 14, 2022

Fortify your credit risk management framework How to prepare your organization for scrutiny of its credit risk management practices during your next exam or review. . You might also like this whitepaper, "Stress Testing: Managing Capital Levels and Credit Risk." keep me informed. Know your limits. Have a playbook.

Risk Management 195

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PYMNTS

NOVEMBER 20, 2020

Fresh on the heels of a $200 million round of fundraising, Tel Aviv’s Red Dot Capital is straying from its bread-and-butter focus on homegrown Israeli technology and security startups to find opportunity half a world away in Southeast Asia.

Capital 192

Capital United States Strategy Marketing 192

PYMNTS

JANUARY 19, 2021

National Australia Bank (NAB) has chosen Eedenbull to integrate its payment and spend management technology for SMB customers. NAB will add Eedenbull’s Q Business platform to its offering to help SMBs track and manage spend, as well as to automate compliance controls. ICICI Adds AlignBooks Technology.

Fintech 341

Fintech National Groups Tools 341

PYMNTS

JANUARY 26, 2021

The financial institution (FI) revealed last week that it is working with Volante Technologies to accelerate its ISO 20022 adoption, leaving Citi to become Volante’s first banking customer to take a unified approach to its global migration to the messaging standard. HashCash Brings Blockchain Tech To Unnamed Bank.

blockchain 355

blockchain Data Fintech Technology 355

PYMNTS

AUGUST 23, 2020

Goldman Sachs is pondering a $2 billion venture and growth fund that could boost its stature in the world of technology investing, sources told Bloomberg. The firm's plan is to manage more money for clients and to bring down investments from its own balance sheets. It could help Goldman Sachs court bigger investors and investments.

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Capital Management Report Technology 250