BankUnderground

MARCH 27, 2025

Such increases can be a result of direct government policies, but as we explain in this post, changes in carbon prices appear to be also endogenously linked to developments in energy markets. In an ETS, generally in the form of a cap-and-trade system, the government sets a cap on emission allowances and the market determines the price.

Marketing 59

Marketing Policies Industry System 59

BankUnderground

AUGUST 9, 2024

Michael Kumhof and Mauricio Salgado-Moreno While ‘unconventional’ balance-sheet policies like quantitative easing (QE) and quantitative tightening (QT) appear to have been successful, it is difficult to separate their macroeconomic and financial stability implications from those of other polices.

Policies 115

Policies Marketing Study Lending 115

South State Correspondent

MARCH 24, 2025

There have been few times in modern memory when small businesses and middle market companies faced so much uncertainty in the market. Examining supply chain vulnerabilities exposed by current trade policies, including dependence on imported raw materials or overseas manufacturing.

Risk Management 195

Risk Management Resources Management Marketing 195

BankUnderground

FEBRUARY 11, 2021

Large amounts of capital flow across borders. So can recipient countries employ prudential policies to offset monetary policy changes in centre countries? Many people (most notably Hélène Rey’s 2013 Jackson Hole paper ) have advocated taking macroprudential policies to offset this destabilising effect.

Policies 126

Policies Lending Capital Case Study 126

PYMNTS

AUGUST 12, 2020

According to Pogreb, the industry now has an opportunity to embrace market disruption in ways that can strengthen customer ties and get capital into the hands of business owners who desperately need it as quickly and painlessly as possible. What has changed, however, is how they want to buy products and receive claims payouts.

Policies 229

Policies Marketing Strategies Industry Payments 229

BankUnderground

JUNE 8, 2022

There is a lively debate about whether and how capital regulations for banks and insurers should be adjusted in response to climate change. Incorporating climate-related risks into the capital regime will require a reliable methodology to measure these risks. Marco Bardoscia, Benjamin Guin and Misa Tanaka.

Capital 131

Capital Policies Tools Regulation 131

Abrigo

JANUARY 17, 2025

One way to easily envision this, according to Abrigo Advisory Services Manager Manuel Aya, is to think of it as the value that arises from retaining depositors, and hence deposits, at an institution versus needing to go into the open market to fund activities. This could reduce the intangible value of deposit-related assets.

Strategy 195

Strategy Guidelines Management Operations 195

BankUnderground

AUGUST 17, 2021

There is ample evidence that a monetary policy tightening triggers a decline in consumer price inflation and a simultaneous contraction in investment and consumption (eg Erceg and Levin (2006) and Monacelli (2009) ). Chart 1 shows the impulse responses to an unexpected rise in the policy rate.

Policies 116

Policies Capital Comparison Marketing 116

South State Correspondent

SEPTEMBER 20, 2022

Last week, the American Banking Association (ABA) held its annual Bank Marketing Conference in Denver, receiving rave reviews. The theme was – developing your marketing superpowers. Amid the brewery networking, superhero costumes, and fun, some fantastic bank marketing lessons were had, and not just for bank marketers.

Conference 195

Conference Marketing social media Data 195

Payments Dive

JULY 18, 2023

Rob Beard, who will also serve as head of global policy, brings M&A and capital markets experience to his new role at the card network company.

Policies 195

Policies Capital Cards Marketing 195

BankUnderground

FEBRUARY 26, 2025

Measuring the effectiveness of policies affecting financial stability even more so. Not only is the objective of financial stability an elusive concept, but policies targeting financial stability are often complex, technical, and very slowly implemented.

System 72

System Policies Tools Marketing 72

PYMNTS

APRIL 28, 2020

Two of the largest providers of retail credit insurance, Coface SA and Euler Hermes Group SAS, have stopped writing policies covering Macy’s and other big stores, the news service reported. Bloomberg found that credit insurers have been reluctant to offer new policies for stores as they monitor the markets. Macy’s has about $2.2

Policies 225

Policies Capital Retail Report 225

BankUnderground

APRIL 3, 2025

Interventions in corporate credit markets have featured prominently in the policy response to crisis episodes over the last two decades. Framework for policy evaluation We analyse the policy in four steps. First, we develop a search and matching model of the credit market where banks have incentives to forbear.

Lending 52

Lending Tools Management Policies 52

BankUnderground

NOVEMBER 24, 2022

In less than two decades, the system of market-based finance (MBF) – which involves mainly non-bank financial institutions (NBFIs) providing credit to the economy through bonds rather than loans – has both mitigated and amplified the economic effects of financial crises. 1: Money market funds. Background. 2: Open-ended funds.

Marketing 128

Marketing Policies US Regulation 128

SWBC's LenderHub

MARCH 17, 2022

The American economy is very strong and well-positioned to handle tighter monetary policy.”.

Policies 148

Policies Conference Meeting Tools 148

Abrigo

FEBRUARY 1, 2023

Rising-rate environment Planning ALM strategies After decades of accommodative monetary policy and near 0% interest rates, financial institutions find themselves in 2023 with a question on where rates are headed and how to structure their strategies given rate movements. Markets move in unpredictable ways when least expected.

Marketing 195

Marketing Strategy eBook Management 195

BankUnderground

FEBRUARY 5, 2021

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. In a recent paper , we propose the use of money market rates to measure transmission of global funding shocks to EMs. Money markets have been shown to play an important role in transmission of global funding conditions.

Marketing 134

Marketing Policies Study Tools 134

BankUnderground

JUNE 1, 2023

Sangyup Choi, Tim Willems and Seung Yong Yoo How does monetary policy really affect the real economy? What kinds of firms or industries are more sensitive to changes in the stance of monetary policy, and through which exact channels? ’), which is why we are interested in creating a broad database of such shocks.

Policies 130

Policies Industry Data Analysis 130

South State Correspondent

JULY 30, 2023

There are various models investors may use to assess return and risk, but the most widely used is a risk premium model called CAPM (capital asset pricing model). The market return minus the risk-free rate is also called the market risk premium and can be approximated by the S&P 500 long-term return (10.2%) minus the 4.00% risk-free rate.

Community Bank 195

Community Bank Community Capital Policies 195

SWBC's LenderHub

AUGUST 30, 2021

Both risk and Treasury markets spent most of last week guessing what Fed Chairman Powell was going to say when he spoke at the annual Fed summit at Jackson Hole, WY, then reacting to the actual address on Friday. The Chairman also made it clear that a move to tapering would not be accompanied by an increase in Fed policy rates.

Marketing 147

Marketing Policies Data Capital 147

BankUnderground

JULY 24, 2020

A striking regularity around global economic crises is that the dollar tends to appreciate sharply against emerging market (EM) currencies as capital flows out of EMs. In a recent CEPR e-book chapter , we compare recent exchange rate moves and capital flow adjustments to past global crises. for 2005-2020. over a 6-month period.

Marketing 124

Marketing Capital Policies US 124

Abrigo

FEBRUARY 6, 2024

Takeaway 3 The specific policy areas outlined below should be carefully considered by credit unions engaged in member business lending. In this blog post, we will delve into the strategies and policies credit unions can adopt to ensure the success and profitability of their MBL programs. Takeaway 2 Start slow.

Lending 221

Lending How To Risk Management Policies 221

BankUnderground

SEPTEMBER 14, 2023

Yuliya Baranova, Eleanor Holbrook, David MacDonald, William Rawstorne, Nicholas Vause and Georgia Waddington The functioning of major government bond and related repo markets has deteriorated on several occasions in recent years as trading demand has overwhelmed dealers’ intermediation capacity.

Marketing 119

Marketing Policies Capital Georgia 119

BankUnderground

JULY 20, 2022

Over the past decade, several central banks have cut policy rates below zero. The analysis of the impact of negative interest rates on banks’ credit supply and risk taking is likely to depend on the time over which policy rates are negative. Our identification strategy exploits heterogeneous exposure to negative rates across banks.

Policies 111

Policies Lending Capital Study 111

BankUnderground

AUGUST 31, 2022

But while some of this development can build on well-grounded principles for financial stability policy, other aspects are likely to come up against three timeless challenges, requiring novel and innovative thinking to overcome. Figure 1 summarises the most common issues considered by the Financial Policy Committee in the last decade.

Policies 111

Policies Marketing System Regulation 111

SWBC's LenderHub

MARCH 21, 2022

Stocks and credit risk assets were soothed by Chairman Powell’s words that his aggressive inflation fighting monetary policy wouldn’t bring on recession. On Wednesday, we had the Fed FOMC statement and presser.

Marketing 148

Marketing Policies Capital 148

BankUnderground

SEPTEMBER 8, 2022

The probability of an extreme stress event with losses above £91 billion (roughly 19% of CET1 capital) increased from 1% before the pandemic to 4.1% Developing policies that reduce the build-up of systemic risk and preserve the stability of the financial system is an increasingly relevant task for regulators worldwide. in 2021 Q4.

Capital 126

Capital System Policies Data 126

SWBC's LenderHub

MAY 31, 2022

and global economy is weakening faster than expectations, which in turn could allow central bankers to curtail monetary policy tightening sooner that previously thought. The “good” news over the week was that both the U.S.

Marketing 148

Marketing Policies Capital 148

SWBC's LenderHub

NOVEMBER 29, 2021

We spent the first three days of the week ratcheting up the odds of the potential of a faster Fed taper and earlier policy rate hikes, then we spent the day after the Thanksgiving holiday reversing those odds in near panic mode. Another crazy week in a wild year.

Marketing 145

Marketing Policies Capital 145

SWBC's LenderHub

JUNE 13, 2022

Last week marked the market’s final confirmation that corrosive inflation is out of the barn with the Fed hopelessly behind trying to play catch-up.

Marketing 147

Marketing Policies Course Capital 147

SWBC's LenderHub

JANUARY 24, 2022

Combining a slow down with the specter of the Fed aggressively tightening policy is most unpleasant. In rates, a 100% probability of four FOMC rate hikes in 2022 is priced into the front of the yield curve with some, like Goldman Sachs, predicting a hike at every meeting starting March 16 or seven in total.

Marketing 147

Marketing Policies Meeting Capital 147

PYMNTS

DECEMBER 2, 2020

Small businesses are turning toward their financial service providers now more than ever, not only for access to working capital and key products to run their business, but also for advisory services and guidance on how to navigate today's volatile market. Getting Creative. An Agile Business Model.

Marketing 165

Marketing Michigan Management Operations 165

SWBC's LenderHub

FEBRUARY 7, 2022

On Thursday, the Bank of England became the first of the major central banks to raise policy rates 25 basis points with four members of the BOE’s committee calling for a 50-basis point hike. The best way to describe last week is, “the week of the hawk."

Marketing 147

Marketing Policies Capital 147

PYMNTS

MARCH 12, 2020

The uncertainty injected into the market, as Ning Wang, co-founder and chief business officer at PingPong , told Karen Webster in a recent conversation, is having undeniable effects worldwide – which are not likely to wear off anytime soon. “I I do believe the situation in Europe, and especially in the U.S.,

Innovation 283

Innovation Policies social media Examples 283

PYMNTS

SEPTEMBER 21, 2020

The sell-offs should be limited, though, given abundant central bank and government support, according to Candice Bangsund , vice-president and portfolio manager at Fiera Capital , quoted by FT. The stocks have been under pressure since the Federal Reserve's recent meeting on monetary policy. government bonds rallied, and the U.S.

Policies 261

Policies Report Meeting Capital 261

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

Lending 221

Lending Trends Capital Strategy 221

BankUnderground

JANUARY 26, 2022

The 2008 global financial crisis showed the need for effective macroprudential policy. But what tools should macroprudential policy makers use and how effective are they? We found that capital requirements reduce the effects of financial shocks. Model 2 added capital requirements. What we do.

Policies 131

Policies Capital Lending Tools 131