Bank Innovation

SEPTEMBER 2, 2016

In capital markets (public and private) there is an atmosphere pushing towards Transparency, Real-time access, Low cost & Higher Quality, and Pay-as-you-Consume pricing models; especially in the Data and Metadata space.

Data 170

Data Analytics Capital Marketing 170

Bank Innovation

JUNE 15, 2017

I recently sat down with the marketing team at Anthemis for my regular weekly chat to discuss the distinction between “Digitise” and “Digitalise”, two oft conflated terms. John, you often speak about the distinction between “digitise and digitalise”, how is that they differ? Great question.

Tools 275

Tools Technology System Operations 275

PYMNTS

OCTOBER 21, 2020

Co-Founder and Chief Executive Officer Nicholas Sunden-Cullberg said the funding will also help the 2014 startup take control of the consumer loan market. . In the past, the startup was supported by P2P lending and institutional capital. Households shouldn’t have any reason to consider any other loan provider,” he told Bloomberg. “We

Lending 258

Lending Customer Experience US Capital 258

Accenture

AUGUST 20, 2019

But in a quickly changing world, merchants now require simple, secure and frictionless along with easy integrations, cloud-based solutions, mobile applications and digital enablers—just to name a few hot terms in today’s payment market. Market conditions are ripe for ISVs to move into payments. Merchants therefore need to adapt.

Software 150

Software Capital Payments Analysis 150

SWBC's LenderHub

FEBRUARY 8, 2021

The plunge, in what is referred to as “meme” stocks like AMC, GME, and KOSS, and the sharp reversals in household name stocks—especially big-tech stocks—highlighted the dynamic of how many liquid and relevant names were liquidated the prior week to raise cash for short-seller redemptions.

Marketing 148

Marketing Capital 148

PYMNTS

JULY 12, 2018

and Tata Capital has rolled out a new lending platform in India. At first, the company will be referred to as ‘TransUnion, formerly Callcredit’ and will then be known as just TransUnion later in 2018. In other news, India’s Tata Capital has rolled out an online working capital platform for its customers, the company said.

Capital 100

Capital US Fintech America 100

Perficient

MAY 27, 2022

There is good reason for this shift in view; according to Marc Bernegger, co-founder of crypto fund AltAlpha Digital, “after last year’s explosion of crypto hedge funds around the globe, there are now over 400 active funds, excluding those focused on venture capital.”

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

Perficient

SEPTEMBER 9, 2020

People have been talking about content marketing for years. The effects of good content marketing can be long-lasting, offering ongoing engagement while other tactics capitalize on shorter-term opportunities. Content marketing is a marathon, not a sprint. Understanding the market and competition is a good place to start.

Google 429

Google social media Branding Marketing 429

PYMNTS

JANUARY 14, 2021

The defendants, who have no affiliation with Nike or Converse, have attempted to capitalize on the popularity of plaintiffs’ marks by manufacturing and marketing counterfeit products falsely labeled as ‘Nike’ or ‘Converse,’” the company wrote.

Los Angeles 309

Los Angeles social media United States New York 309

BankUnderground

SEPTEMBER 8, 2022

The probability of an extreme stress event with losses above £91 billion (roughly 19% of CET1 capital) increased from 1% before the pandemic to 4.1% Measuring capital at risk. We derive two forward-looking measures of solvency risk (one year ahead) – a capital at risk measure (CAR) and a conditional capital at risk measure (CCAR).

Capital 125

Capital System Policies Data 125

PYMNTS

NOVEMBER 23, 2017

On the face of it, China’s announcement that it would open its financial markets to increased ownership by foreign companies seems a sea change. In reference to life insurance firms, a 51 percent limit will take effect and will be eliminated in five years. But then again, refocus a bit and the waves look like ripples.

Marketing 128

Marketing Lending Security Operations 128

PYMNTS

AUGUST 2, 2020

needed financial help in April as the pandemic led to a loss of customers, founder Pavia Rosati turned to her bank, Capital One Financial Corp., But the New York consulting firm was on its own because Capital One wasn’t prepared to accept applications for the Paycheck Protection Program (PPP) when it launched. That was it.

New York 173

New York Minneapolis Denver Capital 173

PYMNTS

APRIL 25, 2018

Capital One logged stronger than expected results when it posted its earnings yesterday — the growth was driven largely by rising interest rates and an uptick in its largest lending categories, cars and cards. Capital One reported net income up 71 percent to $1.3 The competitive marketplace remains intense, but generally rational.

Capital 100

Capital Lending Cards Taxes 100

South State Correspondent

JANUARY 3, 2024

Lafley and Roger Martin : This is one of the world’s best strategy books and serves as a playbook for bankers to follow for not just setting strategy but also winning market share. Blue Ocean Strategy, Expanded Edition: How to Create Uncontested Market Space and Make the Competition Irrelevant (Newly Updated) by W.

Leadership 370

Leadership Management Strategy How To 370

PYMNTS

JANUARY 8, 2021

percent, pushing its market capitalization over $800 billion for the first time, Reuters reported on Friday (Jan. Musk’s 21 percent stake in Tesla adds more than $170 billion to his net worth, now more than the combined market capitalization of General Motors, Ford Motor and Fiat Chrysler. Tesla shares accelerated some 5.6

Comparison 159

Comparison Bitcoin Capital Marketing 159

Independent Banker

FEBRUARY 28, 2023

Illustration by The Laundry Room/Stocksy Customer data fuels efficient and effective marketing these days. Andrew Catalano, Austin Williams While most community banks aren’t yet using first-party data for marketing purposes to grow revenue and retain customers, experts say those willing to invest in the effort can reap big rewards. “To

Community Bank 129

Community Bank Community Marketing Data 129

PYMNTS

DECEMBER 11, 2020

The round was led by EQT Ventures and joined by existing investors Balderton Capital, LocalGlobe and SBI. Barney and Cleo are truly disrupting consumer finance,” said EQT Partner Tom Mendoza, referring to Cleo CEO and Founder Barney Hussey-Yeo, in a statement. market, and make additional management hires in the San Francisco Bay Area.

San Francisco 227

San Francisco Survey Millennials Management 227

Gonzobanker

SEPTEMBER 26, 2024

In today’s evolving financial world, bank leaders should look to intellectual capital to create shareholder value. And when these finance brothers and sisters think about a bank’s franchise value, they immediately reference equity capital. trillion of capital today. times book value. times book value.

Capital 78

Capital Industry Branding FDIC 78

BankUnderground

DECEMBER 8, 2021

Reforms following the 2008 financial crisis have led to significant increases in banks’ capital requirements. Profitability determines the opportunity cost of shrinking assets, and underpins the ability to generate capital. First, we count references to the G?SIB

Regulation 125

Regulation Analysis Capital System 125

PYMNTS

MARCH 10, 2020

In markets like Southeast Asia, high rates of credit-invisible, underbanked small businesses make filling the small business credit gap an even more difficult challenge. It’s a self-perpetuating scenario that keeps barriers to capital in place. Asymmetric Information Exchange.

Data 193

Data Lending Capital social media 193

PYMNTS

AUGUST 13, 2019

The $2 billion was raised in 55 rounds of funding through July 31, with customers depositing more than $30 million, the FT said, referring to a report released by search firm CB Insights. Challenger banks have been hammered critically by some analysts for using bold marketing tactics to win over new customers, the FT said.

FDIC 164

FDIC Millennials Capital Fintech 164

PYMNTS

FEBRUARY 27, 2020

At the same time, digital banks are looking to capitalize on their growing small and medium-sized business (SMB) customer base, with open banking and bank-FinTech collaborations an important part of that strategy. Open banking may seem like an inevitability in any market, but in China, the path to unlocking bank data may be more complicated.

Fintech 192

Fintech Fraud Data Lending 192

PYMNTS

DECEMBER 17, 2018

Use of alternative finance (AltFin) sources among small business (SMB) owners is on the rise, but still has a long way to go before it poses a legitimate threat to traditional banks’ market dominance. “It can be a hugely time-consuming exercise researching all the traditional and alternative financing solutions on the market.”

Policies 195

Policies Data Lending Exercises 195

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. Takeaway 2 Reports that assess capital, growth, and liquidity provide banking professionals data to drive decisions.

Report 195

Report Risk Management Capital Data 195

PYMNTS

JULY 19, 2017

“It has been a year of significant expansion, as our market impact continues to grow, we are well-placed to respond flexibly to challenges ahead, helping to increase the amount and range of finance available to smaller U.K. businesses.”. But the BBB also works with traditional players. As the U.K. There is no doubt that U.K.

Lending 138

Lending Capital Report Customer Experience 138

PYMNTS

MAY 1, 2019

’s Bank Referral Scheme, part of the government’s array of initiatives to expand access to capital for small businesses, has been marred by controversy and criticism since it first came into effect in late 2016. But the scheme faced some of its harshest attacks yet at the hands of the Corporate Finance Network, a U.K.

Policies 148

Policies Capital Lending Report 148

PYMNTS

FEBRUARY 9, 2020

Saudi Arabia’s STV , one of the country’s largest venture capital firms, has enlisted the help of a Google employee, Ivan Jakovljevic, with the hope of boosting their startups into unicorns. A unicorn refers to a privately held startup that is valued at over $1 billion.

Google 151

Google Regional Capital Marketing 151

PYMNTS

OCTOBER 9, 2018

63 percent of small businesses applied for a working capital loan last year, data from S&P Global Market Intelligence recently found. has expanded, with the government now requiring traditional banks to refer SMBs to alternative players should they receive a rejection on their loan application. In the U.S., In the U.S.,

National 167

National Regulation Capital Industry 167

BankUnderground

JULY 27, 2023

Understanding AT1 prices and yield movements The recent rescue of Credit Suisse included a write-off of its entire US$17 billion AT1 capital (CoCo bonds). First, to count as AT1 capital, AT1 bonds must be perpetual , unlike subordinated debt, which can have fixed maturity of five years or more. This is referred to as extension risk.

Marketing 97

Marketing Capital Policies US 97

South State Correspondent

APRIL 6, 2022

Change 1: Cost of Capital and Capital Allocation. Back in 2020, banks’ capital cost was at a record low as it averaged a little under 6% for the industry. Now, the cost of capital has been up 44% since then. Below is our current weighted cost of capital for different-sized banks.

Capital 195

Capital Training Management Atlanta 195

PYMNTS

MARCH 2, 2020

The two main eCommerce players are Copia (which has faster delivery) and Jumia (which has more market share. Tim Steel, its CEO, points to Africa’s 750 million mid- and low-income consumers- who spend $680 billion a year – as its main target market. The commission I earn as a Copia agent has been my working capital,” said Kihara, 48.

Maine 157

Maine New York Capital Resources 157

PYMNTS

FEBRUARY 14, 2018

The firm is the holding company for an array of FinTech companies operating in supply chain finance, invoice finance and the dynamic discounting market. Its units include Distribution Finance Capital, Satago and Oxygen Finance, while it also owns a minority stake in peer-to-peer (P2P) lender Zopa. reports noted. reports noted.

Lending 122

Lending Capital Groups Financial Technology 122

PYMNTS

NOVEMBER 11, 2018

Others, according to Reuters, have rolled out new accounts or increased the rates they pay in an attempt to stop Goldman Sachs’ Marcus bank from stealing even more market share. The executive was referring to the digital-only banks including Monzo , Starling and Tandem that have blasted on the scenes in the U.K.

Analysis 158

Analysis Google Course Capital 158

PYMNTS

JANUARY 24, 2020

The company has been dealing with layoffs and restructuring as the marijuana industry continues to evolve, and the once cash-heavy investment industry is seeing less capital lately. . “As The industry investment dried up in about March of last year, according to Viridian Capital Advisors data.

Capital 136

Capital Industry Retail Payments 136

South State Correspondent

JANUARY 10, 2024

The Better Way to Calculate Value: Customers and Product If you lower deposit rates in this market, you will likely lose customers to competition that may be paying 5% or greater. If you know the cumulative lifetime value of each customer and each product, you are on the precipice of having one of the most profitable banks in the market.

Management 195

Management Examples Marketing Millennials 195

PYMNTS

JUNE 20, 2019

Spotify set a reference price of $132 based on recent trades done in private. The stock hit the market at $165.90 Slack Technologies has set a reference price of $26 , and Renaissance Capital is estimating that about 47 percent (283 million out of 599 million) of the shares will be immediately available for trading.

New York 115

New York Capital Maine Company 115

PYMNTS

OCTOBER 30, 2018

The latest round of funding implies investors are still interested in the cryptocurrency market despite the steep declines in the price of many of the digital tokens. “ Coinbase is, and will remain, a crypto-first company.

cryptocurrency 181

cryptocurrency Regulation Management Innovation 181