American Banker

APRIL 20, 2016

University Bancorp in Michigan says the main goal of its recent debt offering was to raise capital, but it also was designed to comply with Sharia and other religious standards that guard against usury.

Michigan 28

Michigan Maine Capital Community Bank 28

CFPB Monitor

AUGUST 22, 2016

Arjan Schutte, Founder and Managing Partner, Core Innovation Capital, Los Angeles, CA. Chi Chi Wu, Staff Attorney, National Consumer Law Center, Boston, MA. .” Lisa Servon, Professor, The New School, New York University, New York, NY. Raul Vazquez, Chief Executive Officer, Oportun, Redwood City, CA. ”

San Antonio 60

San Antonio Kansas City Groups CA 60

Jeff For Banks

DECEMBER 12, 2017

Total return includes two components: capital appreciation and dividends. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. How did they lose it? Welcome to the list! #2.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

PYMNTS

JUNE 24, 2016

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C.

Online 101

Online Lending South Dakota North Dakota 101

FICO

JANUARY 5, 2023

Gaskin is responsible or the FICO Scores Mortgage and Capital Markets practice which encompasses setting the strategic direction of FICO’s analytic solutions and partnerships serving mortgage and capital market participants. Joanne Gaskin is Vice President of Scores and Analytics at FICO. In her role, Ms. Prior to joining FICO, Ms.

Data 52

Data Analytics Michigan Capital 52

FICO

OCTOBER 10, 2022

The National Consumer Law Center suggests that “a bad score could shut out a renter out of apartments in a decent school district or even permanent housing.” Gaskin founded and served as President and CEO of Auto Club Trust, and Executive Vice President with Michigan National Bank. In her role, Ms. Prior to joining FICO, Ms.

Analytics 52

Analytics Data Lending Michigan 52

FICO

MARCH 21, 2023

Gaskin is responsible for the FICO Scores Mortgage and Capital Markets practice which encompasses setting the strategic direction of FICO’s analytic solutions and partnerships serving mortgage and capital market participants. Joanne Gaskin Joanne Gaskin is Vice President of Scores and Analytics at FICO. In her role, Ms.

Survey 52

Survey Marketing Las Vegas Analytics 52

CB Insights

NOVEMBER 22, 2017

But American seas are newly open for business: The National Oceanic and Atmospheric Administration announced a rule in 2016 that allows for large-scale fish farming in federally controlled waters three or more miles offshore. But even at a small scale, the impact could be significant.

Study 45

Study Operations Regulation Regional 45

CB Insights

JULY 19, 2017

National Medal of Science, Turing Awards, Kyoto Prizes, and many others. Capital One. Innovation Lab Name: Capital One Labs. Capital One Labs aims to streamline the new-product-creation process and is fueled by Design Thinking and a customer-first attitude. It boasts awards including Nobel Prizes, U.S. Founded: 2012.

Innovation 74

Innovation San Francisco Technology Mobile 74

Fintech Labs Insights

JANUARY 26, 2016

She has an MBA from the University of Michigan, and a business degree from Germany’s Universität des Saarlandes. Earned recognition as a 2015 National Best and Brightest Company to Work For. Raised $46 million in funding bringing total capital to more than $130 million. Maintained a 100% customer renewal rate.

San Francisco 12

San Francisco Leadership Michigan Georgia 12

CB Insights

APRIL 7, 2018

The spirit of Edison persists in today’s R&D labs, although R&D is still less digitized and software-enabled than one might expect (the National Academy of Sciences says developing new materials is often the longest stage of developing new products). Startups are capitalizing on the push toward modular parts.

Technology 78

Technology blockchain Industry Software 78

William Mills

SEPTEMBER 9, 2016

Companies such as Adidas, Carrefour, Cisco Systems, Danone, Fujitsu, Lufthansa Flight Training, Siemens, Société Générale and the United Nations use Liferay. Many of the team appears to be professors in Michigan. The company started in the research lab in Michigan with the aim of reducing complexity in our lives.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. April Clobes, President/CEO, Michigan State University Federal Credit Union (East Lansing, Mich.). Goes to Tom Brown and the Second Curve Capital team for the inspiring message from Clemson CEO Jim Clements.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 14, 2023

Honorable Mentions – while this was a quiet year for M&A, we tip our hat to Atlantic Union’s acquisition of American National Bank and Eastern Bank’s acquisition of Cambridge Bank. They should have been investing in fintech growth businesses and they had the capital to do it.” Expect more deals to be announced in 2024.

Fintech 195

Fintech Community Regional Technology 195

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. The Tech Award – Goes to Capital One. Best of luck in the next chapter, Chris!

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

SEPTEMBER 4, 2018

In late 2016, it created a new Autonomous Driving Group (ADG) and committed $250M to auto tech investments through its Intel Capital arm. Top initiatives: Started building autonomous driving infrastructure with Michigan DOT in 2017. Top initiatives: Invested $22M in University of Michigan for robotics and AV research.

System 78

System Technology Michigan California 78

CB Insights

JULY 17, 2018

In 2017, the National Restaurant Association reported annual sales of $799B — close to 48% of the total amount that Americans spent on food. But with commercial rents continuing to rise in most urban areas, it’s been a challenge both for small businesses and national retailers to find affordable space. Today, just 2,877 remain.

San Francisco 69

San Francisco California United States CA 69

Gonzobanker

DECEMBER 19, 2017

Credit Union Merger of the Year – Goes to Lake Michigan Credit Union and its CEO Sandy Jelinski for acquiring Florida-based community bank Encore. The Get Outta Dodge (and Focus) Award – Goes to Capital One for exiting a significant mortgage business to focus on cards and direct banking.

Conference 117

Conference Industry Community Bank Community 117

Gonzobanker

DECEMBER 19, 2024

” Sam Cooke Gonzo Nation, 2024 went by so fast that nobody had a chance to stop and think about what in the world was going on. CEOs Greg Mitchell and Shruti Miyashiro have teed up a $28 billion national digital-first consumer financial institution with a keen focus on pooling resources in digital, I.T. Let us pause and reflect.

Fraud 88

Fraud Fintech Marketing Industry 88