PYMNTS

SEPTEMBER 19, 2018

A new report from Capital One examined this question, focusing on how technological disruption will affect its finances. ” Surveying 300 U.S. Overall, Capital One found there has been no change since last year’s report in the portion of middle-market professionals preparing for disruption.

Capital 134

Capital Marketing Mobile Payments 134

PYMNTS

APRIL 9, 2020

The insights show that small businesses require predictable and reliable cash flow to operate their companies amid challenging times, according to a press release from the company. It not only lets buyers optimize their working capital: It also provides on-demand invoice funding options to suppliers.

Capital 150

Capital Payments Survey US 150

Abrigo

FEBRUARY 25, 2025

Back-end processes for small business loan approval in some financial institutions operate in an automation desertand it shows. But these businessesoften the backbone of their communitiesdepend on access to capital. Theyre energy-draining, slow-moving, and inefficient. Want to develop a higher-quality credit memo?

Lending 195

Lending FDIC Policies Analysis 195

South State Correspondent

MARCH 4, 2025

Generating profitable loans, increasing fee income, lowering deposit costs, or reducing operating costs might all be better alternatives to growing loan originations. Will capital, for instance, become more expensive or cheaper? Are there available technologies that could help solve this problem by implementing them?

Examples 221

Examples Capital Data Case Study 221

PYMNTS

JUNE 12, 2018

The International Chamber of Commerce (ICC) published its 2018 global trade report this week and, according to the research, global financial institutions (FIs) still have a significant way to digitization in their trade finance operations.

Operations 116

Operations Survey blockchain Technology 116

Cisco

AUGUST 23, 2022

Since preserving capital will remain a top priority, decision makers will need to look for options that allow them to maintain or increase IT capabilities while keeping monthly spending to a minimum. Cisco Capital and Cisco Refresh. During a time when budgets might be tight, we anticipate that this will continue to be a key factor.

Capital 116

Capital Policies Management Survey 116

Abrigo

OCTOBER 9, 2014

We can find answers in the August Bank Director’s 2014 Growth Strategy Survey , which asked executives from banks of all sizes across the United States about their growth strategies for the next 12 months. Source: 2014 Growth Strategy Survey. Source: 2014 Growth Strategy Survey. Source: 2014 Growth Strategy Survey.

Community Bank 236

Community Bank Strategy Community Survey 236

Accenture: Banking

AUGUST 20, 2019

Recent Accenture Payments research found that one-half of the ISVs surveyed with payments-relevant software integrate payments into their software. The post Business software solution providers can capitalize on payments integrations now appeared first on Accenture Banking Blog. More software companies are enabling payments.

Software 150

Software Capital Payments Analysis 150

Abrigo

FEBRUARY 27, 2020

Abrigo's Business Lending Readiness Survey found many processes stymie those efforts. Abrigo’s 2020 Business Lending Readiness Survey found many bankers are dealing with processes that stymie those efforts. Survey: Repetitive data entry common. Another 9% of respondents said turnaround is 8 weeks or longer. learn more.

Lending 243

Lending Survey Data System 243

Chris Skinner

MARCH 15, 2017

The survey showed that 68% of consumers thought a bank branch was essential when opening a new current account, compared with 25% who favoured a mobile app. It’s well worth a read, especially as they found that having branches is more important than mobile apps. We’re happy being customers’ second bank.

Regulation 291

Regulation Retail Survey Mobile 291

PYMNTS

FEBRUARY 24, 2020

These firms are finding that managing both systems in the cloud offers the flexibility and security needed to streamline invoicing and cut costs, while keeping operations running as smoothly and accurately as possible. Cloud computing’s scalability, flexibility and cost-efficiency are facilitating AP automation adoption.

Software 223

Software Fraud System Management 223

PYMNTS

JUNE 29, 2020

But some analysis suggests supplier payment strategies are in flux to better support the working capital positions of corporates. trillion worth of working capital could be optimized through supplier payment practices , according to recent analysis by The Hackett Group of the top 1,000 non-financial U.S. ” $1.3

Payments 256

Payments Analysis Capital Strategy 256

PYMNTS

AUGUST 20, 2020

A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. Embracing the opportunity to enhance existing payment rails, AscendantFX Capital announced recently its joining of the SWIFT network and adoption of its gpi service. Businesses Ready To Jump Into RTP. Visa Joins NACHA Pilot.

Groups 252

Groups Payments Survey Data 252

Abrigo

OCTOBER 7, 2014

In a recent survey conducted in partnership by the Federal Reserve and the Conference of State Bank Supervisors ( CSBS ), over 1,000 community bankers weighed in on a range of hot button issues facing their organizations in 2014. As such, capital and strategic planning will play a pivotal role in staying ahead of the curve.

Trends 230

Trends Capital Community Industry 230

PYMNTS

DECEMBER 31, 2020

A separate study found that 88 percent of credit unions surveyed in early 2020 planned to invest more in such technologies than they had over the previous year. We all know what’s transpired since.

Survey 235

Survey Arizona Innovation Innovation Strategies 235

PYMNTS

MAY 7, 2020

“Due to a confluence of events over the past few months, Deliv will unfortunately be winding down our operations over the next 90 days,” she wrote. Valued at $190 million two years ago, Deliv has raised $85 million in venture capital since its founding in 2012, according to PitchBook Data Inc. Google and Enterprise Holdings Inc.,

Google 177

Google Survey Capital California 177

PYMNTS

AUGUST 3, 2020

As CreditCards.com estimated , a bit more than one-third of nearly 500 SMB owners in the United States have been tapping their personal financial lifelines, such as credit cards, to keep businesses operational. People have really put their livelihoods on the line here,” CreditCards.com analyst Ted Rossman told Bloomberg. “I

Cards 199

Cards Maine Survey United States 199

PYMNTS

JANUARY 6, 2020

small businesses (SMBs) — 57 percent — reported revenue growth in 2018, although profits remained the same as in 2017, according to Forbes , citing the Small Business Credit Survey (SBCS). According to the survey, while revenues grew for most, the percentage of firms operating at a profit remained unchanged from the previous year’s report.

Survey 130

Survey US Capital Lending 130

PYMNTS

AUGUST 23, 2019

million in venture capital. As reported by The Business Times , in Singapore, Tin Men Capital, a venture capital firm focused on B2B tech startups, led a $5 million Series A funding round to invest in RateIt. Other investors in the funding round included seed and pre-seed funds Incubate Fund, Better Capital and others.

Online 179

Online Metro Capital Customer Experience 179

PYMNTS

OCTOBER 11, 2019

After one of the busiest weeks of the year for B2B startup venture capital funding, this week revealed a bit of a lull in the market. Led by Swisscom Ventures and Edenred Capital Partners, the funding saw participation from existing backers Lakestar and Notion Capital as well, while Columbia Lake Partners also provided funds.

Capital 169

Capital California Analytics Management 169

Abrigo

APRIL 25, 2024

The negative correlation of funded business loans to the Fed funds rate is a staggering 86% as businesses weigh their needs for capital against expensive debt and lenders aim to limit risk. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

Lending 221

Lending Trends Capital Strategy 221

PYMNTS

JANUARY 21, 2019

Alipay’s latest expansion — this time, to Luxembourg — shows not only the increasing reach of the China-based mobile payments ecosystem, but also stands as the latest example of companies in payments and FinTech gaining licenses to operate in Europe. The company said its capital value has jumped from 280 million pounds in 2017.

Trends 185

Trends Payments Fintech Mobile 185

PYMNTS

JANUARY 31, 2021

TRTWorld reported that Getir, which operates in 10 cities in Turkey, saw a significant boost in business when restrictions related to COVID-19 took effect. According to Crunchbase , the company has raised about $170 million from investors including billionaire Michael Moritz of Sequoia Capital.

Survey 204

Survey Capital Report Operations 204

PYMNTS

MARCH 12, 2020

billion in revenue and cost $5 billion to operate. However, USPS officials, postmasters GAO surveyed, and stakeholders GAO interviewed said that additional offerings may generate minimal revenue, and that USPS may face factors limiting the viability of these offerings.”. It recommends that the USPS weighs the costs and benefits.

Retail 169

Retail US Survey Examples 169

PYMNTS

JULY 27, 2020

Our surveys found that like most consumers and businesses, Main Street SMB owners thought in March that the lockdowns would last two or maybe three months tops. SMBs we surveyed expressed concerns about whether their businesses could hang on that long. Buttressed by 10 years of uninterrupted U.S. But even then, 58.4 percent of U.S.

Maine 234

Maine Payments Study Survey 234

PYMNTS

MARCH 30, 2020

Today, nearly all SMBs (those that remain in operation, that is) have been forced to divert that sense of optimism into a battle for their survival. Already, in the space of those three weeks, 5 percent of the SMBs we surveyed reported closing their doors for good. A third (33 percent) aren’t sure they will. Nearly 30 (29.4)

Maine 232

Maine Data Capital Study 232

PYMNTS

NOVEMBER 24, 2020

One recent survey found that roughly 50 percent of consumers abandoned onboarding attempts that they described as cumbersome or untrustworthy over the past 12 months, for example. More than two-thirds of marketers are still failing to capitalize on this outreach method, however, spotlighting a massive missed opportunity.

Online 272

Online Report Customer Experience Analytics 272

PYMNTS

DECEMBER 8, 2020

A recent survey of the 20 largest United States financial institutions (FIs) found that 20 percent still force customers to complete onboarding by visiting bank branches or speaking on the phone, with full online sign-up not allowed. Capital Float On Using Video-Based KYC To Boost Onboarding, Satisfy Regulators.

Video 211

Video Report Meeting United States 211

Abrigo

DECEMBER 28, 2023

The eBook also explained the critical steps of capital planning to meet financial institution goals and critical modeling assumptions for key funding sources. Another loan review resource is the on-demand webinar covering the survey. The popularity of this whitepaper on stress testing, then, is understandable.

Resources 221

Resources Risk Management eBook Strategy 221

PYMNTS

MARCH 17, 2017

The global nature of corporate supply chains, decentralized operations, multiple banking relationships and now a patchwork of technology are driving this inefficiency.”. Financial service providers must balance “process complexity with funding and risk management,” the executive said. “In

Fintech 195

Fintech Innovation Lending Management 195

Abrigo

FEBRUARY 23, 2022

A recent survey by Abrigo found that 87 percent of banks surveyed are working to win more small business loans in 2022. Configured vs. Customized Considering the complexity of the banking technology ecosystem, it is rare that a financial institution has the capital and wherewithal to build its own lending software system.

How To 195

How To Lending Software Survey 195

PYMNTS

FEBRUARY 26, 2020

Successful companies know they must be agile and flexible to meet customers’ ever-changing demands, forge valuable long-term supplier relationships and operate smoothly. Bringing AP automation to ERP offerings enhances working capital management, reduces operational costs and improves productivity. ERP and AP Automation Uptake.

Software 209

Software Fraud Resources Tools 209

PYMNTS

JULY 9, 2019

percent of firms in business at least six years with high operating margins have this view, only 19.5 These attitudes provide a window into how current trade credit practices tend to be advantageous to older companies with high profit levels, while squeezing early-stage companies with low operating margins.

Report 170

Report Survey Operations Payments 170

Abrigo

NOVEMBER 12, 2023

Review the 2023 Loan Review Survey results with experts and get their take on emerging trends and best practices WATCH WEBINAR Takeaway 1 Loan covenants are critical to banks and credit unions to manage credit risk, especially when borrowers face stress. The first two types are sometimes called “financial covenants.”

Risk Management 221

Risk Management Lending Policies Management 221

Bank Innovation

SEPTEMBER 14, 2018

Banks and fintech ranked artificial intelligence and machine learning as their top innovation priority, according to a Bank Innovation survey. Of the 294 people that took the survey, 32% listed ML and AI as their institution’s […].

Innovation 186

Innovation Survey Fintech Community 186

PYMNTS

JUNE 11, 2020

Existing investor D1 Capital Partners contributed as well. A PYMNTS survey of 2,064 customers found that some are using digital means for retail right now but are likely to rejoin the public sphere once it’s safer, and others, concerned with catching the virus, are likely to continue using digital products.

Survey 159

Survey Community America Meeting 159

Abrigo

SEPTEMBER 16, 2019

More than two-thirds of community banks surveyed for the Conference of State Bank Supervisors (CSBS) Community Bank Sentiment Index indicated they expect business conditions will be the same or better in the next 12 months. Is the current period a good time to expand your operations? Grow your loan portfolio. Learn More.

Community Bank 150

Community Bank Community Policies Survey 150