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Bottom-Up Capital Calculations

Jeff For Banks

Ten years ago I wrote What's Your Well-Capitalized on these pages. It was in response to regulators persistently asking bankers the same question. Today, we have not done much about it because we have relied on that lazy space using the regulatory definition of well capitalized. Or at least regulatory expectation of it.

Capital 101
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U.S. Regulations to Consider When Managing a Cryptocurrency Fund

Perficient

There is good reason for this shift in view; according to Marc Bernegger, co-founder of crypto fund AltAlpha Digital, “after last year’s explosion of crypto hedge funds around the globe, there are now over 400 active funds, excluding those focused on venture capital.” State Regulations. SEC Regulation.

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Federal Banking Regulators Seek Comments for Additional Capital for Large Banks

Perficient

In addition, the regulators are trying to keep as many resolution options as possible open for the FDIC to resolve a firm in a way that minimizes the long-term risk to the Deposit Insurance Fund (DIF). Current Capital Requirements. The current long-term debt calibration for U.S. of total leverage exposure.

Capital 275
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Capital Assessment, Capital Planning Are Critical as Coronavirus Creates Chaos

Abrigo

Key Takeaways Stress tests and capital planning are vital to financial institutions in volatile times like these, when the coronavirus and pressures on the energy sector result in a financial crisis. Regulators will have elevated interest in credit risk and the resulting impact in the months ahead.

Capital 248
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Growing Past $50 Billion: What Banks Need To Know About Section 165 of the Dodd-Frank Act

Perficient

Standards the Federal Reserve Must Apply: (i) Risk-based Capital Requirements and Leverage Limits. (ii) Standards the Federal Reserve May Apply and May Tailor as Part of Enhanced Supervision: (i) Contingent Capital Requirements. (ii) Prompt Corrective Action Capital 4.5% ii) Liquidity Requirements. Conservation Buffer 2.5%

Capital 90
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7 Possible Causes of SVB Failure and Predicting the Impact on Regulatory Reporting

Perficient

We’re putting this into practice and offering our predictions concerning what regulations may arise once the dust has settled. Short Capital? SVB Financial had Tier 1 risk-based capital of 15.40% as of December 31, 2022, over 80% higher than the 8.50% regulatory required ratio. Total risk-based capital 16.18

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Capital One insists Discover deal won’t increase card fees

Payments Dive

The bank and credit card issuer told regulators in a letter that competition will require it to keep its products fairly priced.

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