Abrigo

NOVEMBER 13, 2024

Businesses' working capital cycles are longer. Thousands of banks, credit unions, and accounting firms use our risk management and lending solutions, contributing to this cooperative data model for banking intelligence. Companies need more working capital, but they’re still paying their suppliers as they should.

Lending 221

Lending Meeting Data Risk Management 221

Abrigo

OCTOBER 14, 2022

Fortify your credit risk management framework How to prepare your organization for scrutiny of its credit risk management practices during your next exam or review. . You might also like this whitepaper, "Stress Testing: Managing Capital Levels and Credit Risk." keep me informed. Know your limits.

Risk Management 195

Risk Management Management Policies Lending 195

PYMNTS

JUNE 25, 2018

Marry tech and talent, then risk management can pay dividends, notes an upcoming PYMNTS webinar. He noted that in the financial services realm, firms are already heavily regulated and they struggle with the looming threat of consequences, should shortcomings arise, when it comes to risk management.

Risk Management 167

Risk Management Management Strategy Compliance 167

Abrigo

AUGUST 1, 2022

What are model risk management and model validation? Model risk management (MRM) is a framework of systemic oversight of the models a financial institution or organization relies on for financial reporting, decision-making, and other critical purposes. Model governance overview. Federal guidance. Validation teams.

Risk Management 195

Risk Management Management Regulation Analysis 195

South State Correspondent

MARCH 13, 2023

A small handful of their venture capital customers held a large influence over the majority of their customer base. The post Silicon Valley Bank Failure – Lessons in Interest Rate Risk Management appeared first on SouthState Correspondent Division. That combination made their liabilities very sensitive to safety.

Risk Management 221

Risk Management Management Community Bank Community 221

Abrigo

AUGUST 16, 2016

Greater than 81% of the 595 bankers who replied said that they expect the largest impact will be seen in the capital reserve levels, disclosure criteria and the involvement in the calculation across departments within the institution. For more information or to register, visit the Risk Management Summit webpage.

Risk Management 150

Risk Management Management Analysis Analytics 150

Abrigo

SEPTEMBER 27, 2017

The hundreds of people attending the 2017 Risk Management Summit hosted by Sageworks heard from dozens of thought leaders in the financial services industry. The Sageworks Risk Management Summit is the industry’s leading life-of-loan conference, with topics spanning business development through portfolio risk in a CECL world.

Risk Management 150

Risk Management Management Denver Chicago 150

Abrigo

JULY 25, 2017

In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. These caps were 100% of capital for construction loans, and 300% for all investor CRE. How did we get here? What are HVCRE loans?

Risk Management 150

Risk Management Management Capital Lending 150

Abrigo

MARCH 21, 2023

WATCH Takeaway 1 Earning more income and mitigating interest rate risk isn’t as simple as charging higher rates on loans and earning higher rates on the investment portfolio. Takeaway 2 Some banks and credit unions were late movers and are now scrambling to lock in funding for the short term to meet liquidity and capital needs.

Risk Management 195

Risk Management Management Strategy Lending 195

Abrigo

MARCH 31, 2025

The lender needs to put forth an accurate and complete picture of the borrowernot only for the borrowers sake, but also for the financial institutions risk management. Focus on relevant repayment and credit risk information Whats relevant in a credit memo? But they shouldnt be an exercise in verbosity or regulatory appeasement.

Analysis 195

Analysis Risk Management Management Data 195

Abrigo

JULY 19, 2016

The 2016 Risk Management Summit features experts from the American Bankers Association, CliftonLarsonAllen, Crowe Horwath, Grant Thornton, KPMG, and Promontory Financial Group, among others. This September, Tom will deliver an address full of energy, humor and wisdom to help guide leaders on how to fully capitalize on times of change.

Risk Management 150

Risk Management Management Analysis New York 150

South State Correspondent

MARCH 24, 2025

In this challenging environment, bankers have an unparalleled opportunity to step forward as trusted advisors, providing valuable guidance, innovative financial structures, and prudent risk management to support both their bank and commercial customers.

Risk Management 195

Risk Management Resources Management Marketing 195

Abrigo

SEPTEMBER 23, 2014

As banks are increasingly playing a bigger role in commercial real estate lending, it is more important than ever to ensure proper risk management practices. Due to the volatility of CRE concentrations at banks, regulators have released supervisory guidance to ensure sound risk management practices. Blog Bank'

Lending 261

Lending Management Risk Management How To 261

South State Correspondent

JUNE 9, 2015

Now that the economy has healed, liquidity is plentiful and bank performance is on the verge of getting back to normal, we thought we would revisit what a bank’s capital structure looks like and the associated loss given defaults for each.

Capital 150

Capital Risk Management Industry Management 150

Perficient

MARCH 17, 2025

AI-powered chatbots can handle routine inquiries, freeing human agents for complex issues, while AI-driven algorithms enhance fraud detection and risk management. Recommended Approach: To capitalize on the rise of embedded finance , financial institutions should focus on several key strategies.

Trends 221

Trends Analytics Compliance Strategy 221

Abrigo

OCTOBER 22, 2024

It’s about supporting the people who safeguard banks and credit unions from the growing threats of financial crime and who keep capital flowing to small businesses and families. Our intelligent fraud detection software and risk management tools help fraud professionals in their fight against financial crime.

Security 221

Security Fraud Community National 221

PYMNTS

DECEMBER 21, 2020

Like many venture capital companies in the payments space, Serent Capital has had a busy year. 15 with the announcement of the launch of its fourth fund, Serent Capital IV — at $750 million. 15 with the announcement of the launch of its fourth fund, Serent Capital IV — at $750 million. That was followed on Dec.

Capital 199

Capital Payments Software Fintech 199

Abrigo

JANUARY 24, 2025

It also helps banks and credit unions evaluate their potential impact on earnings and capital ratios. Pricing strategies are also important for lenders to balance new loan opportunities and CRE risk management. Newberry said competitive pressures often influence pricing more than sound risk-based strategies.

Lending 221

Lending Trends Risk Management Management 221

Abrigo

FEBRUARY 6, 2025

Meeting investment accounting and reporting requirements The right technology tools can help institutions manage investment accounting compliance and risk exposure across various investment types. Investment accounting compliance not only minimizes operational risks but also reduces regulatory scrutiny. banking regulations.

Compliance 195

Compliance Technology Operations Risk Management 195

BankUnderground

DECEMBER 4, 2024

Potential deficiencies in the current margining system, and the inability of risk management infrastructure to keep pace with new market developments. Additionally, risk management infrastructures are generally designed around the daily margining process, raising concerns about insufficient intraday risk management.

Marketing 124

Marketing Risk Management Retail Capital 124

Abrigo

FEBRUARY 25, 2025

But these businessesoften the backbone of their communitiesdepend on access to capital. It can automatically access credit scores and run loan details and borrower information against the financial institutions risk management policies. Greater efficiency Less time on data entry means more focus on strategic lending decisions.

Lending 195

Lending FDIC Policies Analysis 195

Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

Resources 221

Resources Risk Management eBook Strategy 221

PYMNTS

FEBRUARY 13, 2020

Wells Fargo Strategic Capital (WFSC) is backing the London-based blockchain analysis firm Elliptic with a $5 million investment, bringing the startup’s Series B round to $28 million, Elliptic announced in a press release on Thursday (Feb. WFSC joins existing investors SBI Group and Santander InnoVentures.

Analysis 250

Analysis blockchain Risk Management cryptocurrency 250

PYMNTS

OCTOBER 19, 2020

Other benefits, the release says, include extended pre-approvals for card spend, better security when paying with virtual card technology and using the card payment cycle to better management working capital for buyers. Now, every transactional step in the business spend management process can be done smarter and simpler.".

Cards 319

Cards Risk Management Tools Policies 319

Perficient

OCTOBER 12, 2020

Named a leader by IDC for treasury and finance, Kyriba optimizes cash and risk management, payments and working capital strategies through a highly secure Software-as-a-Service platform. Bank connectivity is one of the most complicated aspects of an ERP project.

Risk Management 309

Risk Management Fraud Management Compliance 309

Abrigo

MAY 14, 2021

How can financial risk models within the bank or credit union benefit from using the same sheet music? Check out this webinar on Enterprise Risk Management. Takeaway 1 Enterprise Risk Management is a priority for financial institution leaders but still maturing. The Importance of Effective Risk Management.

Management 195

Management Risk Management Lending System 195

Perficient

MAY 28, 2020

Utilities, historically, have made heavy capital investments with little to no competition, slowing rapid evolution difficult. For this data to prove value, Utilitiy’s customers need analytics, dashboards, and reporting to consolidate information and highlight important analytics.

Analytics 340

Analytics Customer Experience Risk Management Mobile 340

Abrigo

MARCH 31, 2017

Commercial real estate lending continues to receive regulatory scrutiny and reminders for financial institutions to practice solid risk management. Eberley, director of the FDIC's Division of Risk Management Supervision wrote in the publication. Image credit: Benjamin Child via Unsplash.

FDIC 186

FDIC Risk Management Analysis Lending 186

Perficient

APRIL 8, 2024

Addressing these deficiencies required a comprehensive approach, leading to the establishment of critical programs like the US Bank Holding Company (BHC) regulatory and comprehensive capital analysis and review (CCAR) program. Tangible Outcomes The success of Perficient’s engagements is evident in the tangible outcomes achieved.

Compliance 221

Compliance Management Guidelines Risk Management 221

PYMNTS

OCTOBER 7, 2020

RootAnt has said that it will use the capital to expand in Singapore, Southeast Asia and Japan. Thus, working capital challenges are mounting for these SMBs. Risk Management. Risk management is critical, said Yin. Clients of these SMBs, he said, are also suffering from the pandemic and delayed payments.

Risk Management 238

Risk Management blockchain Capital Data 238

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio).

Report 195

Report Risk Management Capital Data 195

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices. Takeaway 2 Capital, performance, and administrative covenants are common with business loans.

Risk Management 221

Risk Management Lending Policies Management 221

Perficient

FEBRUARY 12, 2025

These changes require significant adjustments in risk management, compliance frameworks, and operational protocols. Central banks focus on blockchain solutions for financial institutions, enhancing institutional settlements and facilitating faster cross-border capital movement. and EU providing models for certainty.

Trends 221

Trends Payments Compliance blockchain 221

Abrigo

JANUARY 17, 2025

As a result, lower CDI values may lessen the financial burden for acquirers, improving their capital efficiency. By valuing and managing CDIs effectively, banks can optimize their funding strategies, demonstrate their stability to stakeholders, and position themselves for sustained growth.

Strategy 195

Strategy Guidelines Management Operations 195

Abrigo

NOVEMBER 8, 2019

Stress Testing | 7 minute read Key Takeaways Stress testing is an important component of sound risk management. Top down and bottom up analysis can inform capital assessments. Stress testing provides banks and credit unions with a unique opportunity to better manage their institution’s financial performance. .

Lending 150

Lending Risk Management Analysis Capital 150

Abrigo

AUGUST 30, 2024

Prepare now for potential changes to FHLBs Capital rules and membership criteria are among the areas where banks could see changes in how the Federal Home Loan Bank system operates. You might also like these popular resources on interest rate risk, liquidity, and CECL.

San Francisco 195

San Francisco Risk Management New York Capital 195

Abrigo

DECEMBER 22, 2023

Takeaway 3 Updates on interest rate forecasting and best practices for managing CRE risk were among the most-read blogs. Abrigo's most popular risk management blogs over the last 12 months cover topics that continue to catch the attention of professionals and regulators. Which credit areas need routine "maintenance"?

Risk Management 221

Risk Management Regulation Management Lending 221