Abrigo

MARCH 21, 2023

WATCH Takeaway 1 Earning more income and mitigating interest rate risk isn’t as simple as charging higher rates on loans and earning higher rates on the investment portfolio. Takeaway 2 Some banks and credit unions were late movers and are now scrambling to lock in funding for the short term to meet liquidity and capital needs.

Risk Management 195

Risk Management Management Strategy Lending 195

Abrigo

JANUARY 24, 2025

Issuance of commercial mortgage-backed securities (CMBS) rebounded sharply in 2024, with volume jumping 155% year-over-year to more than $100 billion. It also helps banks and credit unions evaluate their potential impact on earnings and capital ratios. You might also like this webinar, "Risk rating: The cornerstone of risk management."

Lending 221

Lending Trends Risk Management Management 221

PYMNTS

OCTOBER 19, 2020

Other benefits, the release says, include extended pre-approvals for card spend, better security when paying with virtual card technology and using the card payment cycle to better management working capital for buyers. Now, every transactional step in the business spend management process can be done smarter and simpler.".

Cards 319

Cards Risk Management Tools Policies 319

Perficient

OCTOBER 12, 2020

Named a leader by IDC for treasury and finance, Kyriba optimizes cash and risk management, payments and working capital strategies through a highly secure Software-as-a-Service platform. Bank connectivity is one of the most complicated aspects of an ERP project.

Risk Management 309

Risk Management Fraud Management Compliance 309

PYMNTS

OCTOBER 12, 2017

SecurityScorecard , the risk management firm whose platform helps provide security ratings, said Thursday that it raised $27.5 The latest round, the company said in a statement, was led by Nokia Growth Partners (NGP) with participation from Moody’s Corporation, AXA Strategic Ventures and Intel Capital.

Security 164

Security Risk Management Data Capital 164

Abrigo

FEBRUARY 25, 2025

But these businessesoften the backbone of their communitiesdepend on access to capital. Automation offers a secure digital portal for borrowers to upload documents and can flag missing items and send reminders so that applications have all the necessary information and documents for processing and review to begin.

Lending 195

Lending FDIC Policies Analysis 195

Abrigo

JANUARY 28, 2016

The following is an excerpt from the Sageworks whitepaper "Optimizing Capital: Challenges and Opportunities for Financial Institutions". The challenge is that in order to meet these goals, institutions have to overcome an assortment of internal and external pressures that threaten growth and security.

Capital 150

Capital Texas Risk Management Management 150

Abrigo

JANUARY 17, 2025

As a result, lower CDI values may lessen the financial burden for acquirers, improving their capital efficiency. While CDIs represent the intrinsic value of customer relationships, deposit premiums reflect the price paid during an acquisition to secure those deposits. This could reduce the intangible value of deposit-related assets.

Strategy 195

Strategy Guidelines Management Operations 195

PYMNTS

OCTOBER 7, 2020

RootAnt has said that it will use the capital to expand in Singapore, Southeast Asia and Japan. Thus, working capital challenges are mounting for these SMBs. Risk Management. Risk management is critical, said Yin. Clients of these SMBs, he said, are also suffering from the pandemic and delayed payments.

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Risk Management blockchain Capital Data 238

Perficient

MAY 27, 2022

There is good reason for this shift in view; according to Marc Bernegger, co-founder of crypto fund AltAlpha Digital, “after last year’s explosion of crypto hedge funds around the globe, there are now over 400 active funds, excluding those focused on venture capital.” State Regulations.

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

Insights on Business

JANUARY 8, 2019

But what has this got to do with risk management I hear you ask? The old days of historical VaR and even Monte-Carlo VaR pale into insignificance when we look at CVA sensitivity calculations for the FRTB CVA capital charge. The more complicated technical term is superposition, but let’s not worry about it at this stage.

Risk Management 107

Risk Management Management Course Big Data 107

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio).

Report 195

Report Risk Management Capital Data 195

PYMNTS

MAY 21, 2020

Aegean Baltic Bank of Greece announced late last week that it will implement risk management technology from Wolters Kluwer. According to the bank, Wolters Kluwer’s OmeSumX for Regulatory Reporting and its OneSum X for Risk Management solutions will enable the FI to promote compliance with Basel IV and CRD V requirements.

Fintech 173

Fintech Compliance Risk Management Lending 173

Abrigo

MARCH 16, 2016

Risk ratings form the basis for broader risk management including setting the reserve, stress testing , capital and strategic planning. Once determined, they allow lenders to determine how and how often to review and analyze the relationship.

Risk Management 150

Risk Management How To Capital Management 150

South State Correspondent

MAY 7, 2024

Even more stark was the bank’s securities repricing. But because the bank’s securities portfolio was more than double its peer group’s average (41% of the balance sheet for the bank, vs. 19% for peers), the NIM generated by the securities portfolio was key to the bank’s NIM and profitability contraction.

Risk Management 195

Risk Management Security Management Groups 195

Celent Banking

MAY 20, 2016

Celent profiles two award-winning banks who have modelled excellence in their use of risk management technologies across their banks. Left to right, Martin Pilecky, CIO Alfa-Bank; Gary McAlum, SVP Enterprise Security Group USAA; Joan McGowan, Senior Analyst Celent). USAA: SECURITY SELFIE, NATIVE FINGERPRINT, AND VOICE SIGNATURE.

Security 113

Security Fraud Case Study Risk Management 113

Perficient

FEBRUARY 24, 2025

AI, machine learning, and big data analytics for predictive insights and personalized financial strategies require well-governed, securely democratized data. Additionally, proactive regulatory insights can equip your organization to mitigate risks and capitalize on new opportunities.

Trends 221

Trends Management Strategy Analytics 221

PYMNTS

SEPTEMBER 30, 2016

B2B startups saw a little bit of everything this week when it came to venture capital. And that goes for the industries covered, too, with treasury management’s Kyriba, blockchain’s BlockApps and enterprise security’s Druva landing on the board, to name a few. Find out who else secured funding below.

Capital 100

Capital blockchain Management Lending 100

Abrigo

JULY 20, 2024

Takeaway 3 To fully capitalize on the forthcoming C&I wave, institutions need the right products, systems, people, and technology. Credit risk : In C&I lending, at least part of the collateral is intangible. C&I lending will be the next “bomb.” Takeaway 2 Cornerstone Advisors sees the potential for a $1.7

Lending 195

Lending Risk Management Management Capital 195

Gonzobanker

AUGUST 14, 2019

When most financial executives read the headline “Capital One Data Breach,” they had two thoughts: How is this going to impact the financial sector? In this case, information about Capital One ’s customers. Aren’t both AWS and Capital One both responsible? What does the Capital One breach mean?

Capital 94

Capital Data Security Guidelines 94

Abrigo

MARCH 31, 2023

Risk focus Three main areas of risk from the NCUA letter The NCUA supervisory priorities emphasized the following regarding increased risk: Interest rate risk (IRR): Examiners will focus on key interest rate risk management and control activities, including reasonable and well-documented assumptions and data sets.

Risk Management 195

Risk Management Policies Capital Maine 195

Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times." Get more credit risk best practices.

Analysis 195

Analysis Industry Risk Management Lending 195

South State Correspondent

APRIL 4, 2024

Because secular changes occur over decades, many management teams miss the telltale signs of significant secular disruptions—think of a frog boiling slowly in a pot, not appreciating the changes in the water temperature over a longer period. As risk management becomes more prominent, technology and data mining become an indispensable tool.

Risk Management 195

Risk Management Community Bank Policies Community 195

Abrigo

OCTOBER 29, 2014

• Board risk parameters, adequacy of staffing, succession planning and audit. Asset and Liability Management: Asset and liability risk management was deemed a concern as continued low interest rates and pressure on traditional earnings sources cause many banks to increase long-term asset holdings.

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Rhode Island District of Columbia New Jersey West Virginia 236

Abrigo

APRIL 25, 2024

The negative correlation of funded business loans to the Fed funds rate is a staggering 86% as businesses weigh their needs for capital against expensive debt and lenders aim to limit risk. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

Lending 221

Lending Trends Capital Strategy 221

PYMNTS

FEBRUARY 8, 2019

Growth of FinTech funding seems unstoppable, with the latest analysis from Hampleton Partners finding enterprise financial services and integration, online financial services, enterprise financial software and Software-as-a-Service (SaaS) risk management as some of the hottest spots for investors this year.

Fintech 188

Fintech Capital New York City Analysis 188

Banking Exchange

DECEMBER 17, 2019

How Banks Are Achieving Smarter Fraud Detection Risk Management Technology Security Feature Feature3 Cyberfraud/ID Theft Operational Risk.

Capital 78

Capital Risk Management Fraud Security 78

South State Correspondent

APRIL 10, 2023

Nonetheless, with the recent collapse of sizeable regional banks, regulators, investors, analysts, accountants, and bankers are now scrutinizing the fair value of banks’ securities and loan portfolios. Fair Value of Loans The fair value of securities has made recent headlines with a focus on regulators, legislators, and bankers.

Community Bank 195

Community Bank Community Security Capital 195

PYMNTS

MAY 27, 2020

Payroll and human capital management solution provider Paycor recently revealed that it secured NACHA Certification through its ACH processing. Paycor Certified By NACHA. CUs Move Closer to RTP. In an embrace of one of the newest payment rails in the U.S.,

Payments 231

Payments Cards Resources Compliance 231

Bobsguide

APRIL 7, 2022

London (5 April 2022): TS Imagine , the leader in trading, portfolio and risk management solutions for capital markets, today announces that it has successfully integrated with crypto platform Gemini. Gemini’s simple, reliable, and secure products are built to unlock the next era of financial, creative & personal freedom.

Bitcoin 147

Bitcoin cryptocurrency Risk Management Capital 147

PYMNTS

NOVEMBER 26, 2019

Compliance with market standards and regulations allows us to provide our clients with legal security and convenience of using the exchange, with the participation of a friendly banking system and the availability of payment operators,” BitBay said. Department of Justice on illegal financial issues affecting national security.

Bitcoin 141

Bitcoin ATM Risk Management Compliance 141

CB Insights

OCTOBER 29, 2021

Hyperproof , an enterprise governance, compliance, and risk management technology provider, has raised $16.5M The investor in this round was Toba Capital. The post Hyperproof, An Enterprise Governance, Compliance, And Risk Management Technology Provider, Raises $16.5M in a Series A. Employee headcount stands at 51.

Risk Management 63

Risk Management Compliance Management Technology 63

Perficient

AUGUST 15, 2024

– These are the exact words (with a couple of expletives, that I cannot quote here) – a senior fund administrator from a large investment firm uttered when we were presenting about environment aware financial risk management. How does it impact me?

Risk Management 221

Risk Management Resources Regulation Community 221

Abrigo

SEPTEMBER 22, 2017

In other words, being secured by a building is not likely to change whether a borrower defaults but it does mitigate the chargeoff. Typically, the benefits of using a dual rating system are tied to loan pricing , the allowance for loan and lease losses , and capital requirements.

System 170

System Lending Risk Management Capital 170

Celent Banking

JANUARY 19, 2016

Many large financial institutions spent in excess of $25 million on rolling out failed enterprise risk management frameworks during the 2000’s. Well for many obvious reasons, the most notable of which has been the large scale failure of institutions to manage their risks and the well-editorialized consequences of those failures.

Risk Management 100

Risk Management Management Regulation Policies 100

TrustBank

FEBRUARY 22, 2021

Therefore, our capital market assumptions are based on expectations for average returns over the next 10 years. Our risk management strategies provided the cushions we had expected during the market’s decline in 2020, with returns independent of the returns from both stocks and bonds. annualized over the next 10 years.

Capital 90

Capital Marketing Washington Trends 90

Jeff For Banks

MAY 8, 2012

This is one reason that financial institutions are getting serious about viewing risk across the entire franchise instead of in the organizational silos where they most exist. See my post on Enterprise Wide Risk Management on this subject here. But through it all, risk requires capital. I say the topic stays.

Capital 78

Capital Course Examples Risk Management 78