Bank Innovation

MARCH 8, 2017

Fintech venture capitals cooled on lending startups in 2016, and turned their attention to two new budding areas — insurtech and regtech, which even made it into the budget speech of UK chancellor George Osborne last year.

Fintech 236

Fintech Trends Capital Lending 236

Abrigo

OCTOBER 2, 2014

Following the recent financial crisis, the Basel Committee of Banking Supervision (BCBS) set out to “strengthen global capital and liquidity rules with the goal of promoting a more resilient banking sector.” The three pillars include maintaining minimum capital requirements, a supervisory review process and market discipline.

How To 236

How To Capital Community Bank Maine 236

Abrigo

AUGUST 2, 2017

Based on Sageworks’ surveys, financial institutions expect the largest impact under CECL will be related to capital and changes in reserve levels. Capital was selected as the answer by 39 percent of respondents. Regulators plan to monitor changes to institutions’ regulatory capital as the new credit loss methodology is adopted.

Capital 150

Capital Survey Resources Community 150

Abrigo

DECEMBER 28, 2023

You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." The eBook also explained the critical steps of capital planning to meet financial institution goals and critical modeling assumptions for key funding sources. A webinar on Stress testing and CECL efficiencies was also popular.

Resources 221

Resources Risk Management eBook Strategy 221

Abrigo

FEBRUARY 6, 2025

You might also like this on-demand webinar, "Winning the deposit game." Case study: Enhancing investment oversight & compliance A regional bank with a diversified investment portfolio needed a solution to streamline compliance with risk-based capital requirements. WATCH Investment accounting compliance risks U.S.

Compliance 195

Compliance Technology Operations Risk Management 195

Abrigo

FEBRUARY 26, 2025

watch webinar Embrace digital banking solutions Modern consumers expect seamless, convenient banking experiences, and the benefits of online/digital account opening are clear. Consider: Cash management services that help businesses optimize their working capital.

Community Bank 195

Community Bank Community Strategy Analytics 195

Abrigo

SEPTEMBER 13, 2021

You might also like this webinar: "The Basics of Consumer Lending." Takeaway 3 The future looks brighter, as financial institutions have cash and capital, and opportunities are starting to unfold. Cash and capital as opportunities unfold. Financial institutions have cash and capital, and opportunities are beginning to unfold. ".

FDIC 195

FDIC Lending Capital Trends 195

Abrigo

JANUARY 17, 2025

As a result, lower CDI values may lessen the financial burden for acquirers, improving their capital efficiency. Learn targeted deposit-gathering strategies to help increase your current deposit base watch webinar Why are core deposit intangibles important? This could reduce the intangible value of deposit-related assets.

Strategy 195

Strategy Guidelines Management Operations 195

PYMNTS

DECEMBER 18, 2020

PayPal and AEO have also collaborated with Deloitte, Facebook, Guidehouse, Mastercard and Qualtrics to extend webinars, coaching and network benefits to award recipients. . The company also invested $50 million in eight early-stage, Black and Latinx-led venture capital funds.

Community 286

Community Study Capital Company 286

Abrigo

SEPTEMBER 23, 2014

In 2006, interagency guidance addressed two supervisory criteria: • 100% or more of total risk-based capital for construction concentration and. • 300% or more of total risk-based capital for total CRE concentration and growth in total CRE lending and increased by 50 percent or more during the past three years.

Lending 261

Lending Management Risk Management How To 261

Abrigo

JUNE 28, 2024

You might also like this on-demand webinar, "Navigating uncertain times: Strategies for effective risk management and compliance." It is the first in a series of blogs on navigating the uncertain times bankers find themselves in, drawing on insights from industry experts at a recent Abrigo webinar on risk management.

Community Bank 195

Community Bank Strategy Community Management 195

Abrigo

FEBRUARY 11, 2022

You might also like " CECL Streamlined: A Webinar Series for 2023 Adopters". 2 FASB meeting were the complexity of some aspects of CECL, “onerous data collection” requirements, and capital implications. CECL Streamlined: A Webinar Series for 2023 Adopters. Other concerns cited in the Feb. Get help with CECL from start to finish.

Resources 195

Resources Regulation Community Bank Community 195

Abrigo

MARCH 16, 2016

This webinar will cover the basics of identifying risk, pricing it appropriately and reflecting it in the reserve. Risk ratings form the basis for broader risk management including setting the reserve, stress testing , capital and strategic planning. Sign up for the webinar.

Risk Management 150

Risk Management How To Capital Management 150

Abrigo

NOVEMBER 12, 2023

Review the 2023 Loan Review Survey results with experts and get their take on emerging trends and best practices WATCH WEBINAR Takeaway 1 Loan covenants are critical to banks and credit unions to manage credit risk, especially when borrowers face stress. Takeaway 3 Too many covenants and too few can create problems for financial institutions.

Risk Management 221

Risk Management Lending Policies Management 221

Abrigo

MAY 14, 2021

Check out this webinar on Enterprise Risk Management. Likewise, liquidity shock tests provide clarity and guides decisions around raising capital, concentration limits, and excess capital. Watch the webinar. Align inputs, outputs, and teams for risk optimization. WATCH ON-DEMAND. ERM Today. Getting Started.

Management 195

Management Risk Management Lending System 195

Abrigo

FEBRUARY 13, 2020

When it comes to better understanding and serving customers in the community, the issue is not that community financial institutions don’t have enough data – it’s that they’re not able to properly organize and capitalize on the data that they have. Lending & Credit Risk. Learn More. CRE Lending. Lending & Credit Risk. Learn More.

Community 273

Community Lending Management Innovation 273

PYMNTS

SEPTEMBER 14, 2020

In short, it’s a world where access to capital and legal advice is welcome. In mid-August, the company announced that it will infuse $100 million in capital into the Amazon seller system, along with legal and marketing advice. Of course, the Nikes and Under Armours have legal teams and vast amounts of capital.

Capital 214

Capital Long Beach Branding Guidelines 214

Abrigo

MARCH 31, 2023

You might also like this webinar: "CECL implementation FAQs: Progress as 2023 approaches" listen Takeaway 1 The National Credit Union Administration emphasized interest rate, liquidity, and credit risk as main concerns. But not all credit unions were ready to address CECL in their 2022 capital plans.

Risk Management 195

Risk Management Policies Capital Maine 195

Abrigo

AUGUST 28, 2022

Learn more about loan pricing -- including how to assess the relative profitability of loans and how to use the output of loan pricing models -- during the webinar, " Loan Pricing: A Key Driver of Success." One overall benefit of effective loan pricing is that it is one of the many ways a financial institution can optimize capital.

Software 195

Software Lending Capital Philadelphia 195

Abrigo

MARCH 3, 2021

For more information on the basics of credit analysis, check out this webinar: WATCH NOW. Just over a third of webinar attendees (34%) responded that qualitative factors make up at least 50% of their scorecards and a fifth of respondents said their scorecards were almost entirely made up of quantitative factors. Credit Risk Management.

Analysis 195

Analysis Risk Management Lending Training 195

Abrigo

JUNE 30, 2015

As a result, ALLL levels are expected to rise and institutions will face a one-time capital adjustment once guidance is effective. Over the past three years, Sageworks hosted a series of webinars on the FASB’s CECL model and asked attendees how the CECL model will impact their institution’s ALLL during each.

Analysis 150

Analysis Resources Data Capital 150

PYMNTS

JUNE 25, 2018

Marry tech and talent, then risk management can pay dividends, notes an upcoming PYMNTS webinar. In advance of the upcoming webinar titled “RegTech: Transforming Compliance Through Enabling Technology,” Clayton Mitchell, principal of Crowe Horwath , stated that RegTech’s effectiveness can be limited by internal factors.

Risk Management 167

Risk Management Management Strategy Compliance 167

Abrigo

APRIL 21, 2020

PPP loans carry a 0% risk weighting, meaning they don’t count against the institution from a risk-based capital standpoint. Stearns Bank, as well as other bankers on the webinar panel, have concluded that loans made outside of that timeframe are not subject to the same restriction.

Lending 195

Lending Capital Minnesota FDIC 195

Abrigo

JANUARY 27, 2017

The good news for financial institutions that see SMB lending as a crucial part of their loan portfolio growth strategy is that small businesses are in need of capital. In a recent Sageworks webinar , Steven Martin, vice president at Sageworks, cited cash flow as the top concern of small business owners. Access to Capital 2.

Online 150

Online Capital Software System 150

Abrigo

SEPTEMBER 14, 2020

capital ratios (book capital/assets, Tier 1 risk based capital, Tier 1 leverage capital, and total risk based capital). Managing Liquidity Risk and Profitability in 2020 Webinar Series. The types of ratios shown include: profitability (net interest margin, non-interest margin, ROA, ROE). Asset/Liability.

Report 195

Report Management Comparison Capital 195

Abrigo

SEPTEMBER 14, 2020

capital ratios (book capital/assets, Tier 1 risk based capital, Tier 1 leverage capital, and total risk based capital). Managing Liquidity Risk and Profitability in 2020 Webinar Series. The types of ratios shown include: profitability (net interest margin, non-interest margin, ROA, ROE). Asset/Liability.

Report 195

Report Management Comparison Capital 195

Abrigo

JULY 5, 2020

Using PPP technology “enabled us to support the high volume of interest in the loans and streamline and automate key processes to get capital into the hands of small business owners more quickly,” Derrick Bailey, Telhio’s Chief Sales Officer, has said. Capitalize on growth opportunities with new members. get started. C&I Loans.

Technology 195

Technology Lending Capital Meeting 195

Abrigo

FEBRUARY 6, 2024

You might also like this upcoming webinar, "Relationship banking: 7 Keys to extraordinary results." Get ready for the next credit cycle with credit department housekeeping tips from this webinar. However, with opportunities come inherent risks. How robust is your compliance program?

Lending 221

Lending How To Risk Management Policies 221

Abrigo

JANUARY 18, 2016

Professionals from Sageworks and CliftonLarsonAllen will be hosting a two-part webinar that will help institutions put together an implementation plan for CECL and choose a methodology for estimating credit losses. Click here to register for the webinar. Part I: Crafting Your Implementation Plan Thursday, January 21st | 2:00 p.m.

Examples 150

Examples Data Trends Capital 150

Abrigo

OCTOBER 6, 2017

During a Sageworks webinar on HVCRE risk management Rob Ashbaugh, senior risk management consultant at Sageworks, explained that clarifications on some of the murkier aspects of the HVCRE (high volatility commercial real estate) rule were anticipated by the industry.

Regulation 150

Regulation Risk Management Community Bank Community 150

Abrigo

DECEMBER 22, 2023

You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Read this blog for ten key reports on capital, growth, and liquidity that can help financial institutions identify increased risk and shape strategy in tricky conditions. Which credit areas need routine "maintenance"?

Risk Management 221

Risk Management Regulation Management Lending 221

Abrigo

FEBRUARY 12, 2020

The main drivers of expected CRE growth in 2020 are: Low interest rates Continued job growth and low unemployment Moderate consumer spending growth Abundant capital and return-seeking investors/lenders, and Increased property values (albeit slowing in appreciation). “2020 could be a pivotal year for the U.S. CRE Lending. Learn More.

Lending 195

Lending Trends FDIC Survey 195

PYMNTS

NOVEMBER 23, 2020

Analysts told Reuters that the shift could be aimed at attracting more capital and increasing competition within the banking sector. India Business Council webinar. In a committee report released on Friday (Nov. The DPI could be the key to accurately measure the deepening and penetration of digital payments across the country,” T.

Groups 244

Groups Regulation Industry Lending 244

Abrigo

JUNE 7, 2021

Takeaway 1 The pandemic has shown that financial institutions deal with a variety of risks that can impact cash flow and capital. . Indeed, having sufficient capital to handle the unexpected economic impacts allowed financial institutions to play a key role in the U.S. Would you like other articles on ALM in your inbox?

Management 195

Management Risk Management Capital Regulation 195

Abrigo

OCTOBER 21, 2021

Watch the webinar, "Capital Planning for Banks & Credit Unions: Gearing up for Growth in 2022". Watch Webinar. Waiting to increase interest rates could mean a more aggressive approach to inevitable interest rate hikes, amplifying the roadblocks to economic recovery. And so, we wait. Get the latest on how to plan for growth.

Lending 195

Lending Strategy Trends Marketing 195

Abrigo

FEBRUARY 27, 2020

Lending, he noted, is the “tip of the spear” – the activity that gets a financial institution into a business, allowing it to deploy its capital and create a profit through lending as well as cross-selling other products or services that can carry high margins, such as treasury management, corporate cards, or wealth management services.

Lending 243

Lending Survey Data System 243

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. Takeaway 2 Reports that assess capital, growth, and liquidity provide banking professionals data to drive decisions. Regulators review them to assess safety and soundness.

Report 195

Report Risk Management Capital Data 195