Independent Banker

MAY 2, 2016

We ignite prosperity in all the communities we serve through community reinvestment, lending to local businesses, and providing educational opportunities for the community and our employees. We are more than a community bank; we are a community prosperity engine.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

South State Correspondent

JANUARY 4, 2023

In addition to these technology-oriented improvements, there are also a variety of process improvements that many banks can make that are cost-free. Moving all customers to digital statements, restructuring compliance reviews and employee onboarding are just some of the more popular efforts that banks are undertaking in 2023.

Community Bank 195

Community Bank Capital Marketing Lending 195

Independent Banker

NOVEMBER 25, 2015

Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. This is why ICBA and community banks must continue to push consistent regulation of bank and nonbank financial service providers.

Community Bank 70

Community Bank Community Analytics Lending 70

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 163

Idaho Community Industry Strategy 163

Abrigo

FEBRUARY 27, 2020

At most banks and credit unions, for example, staff re-enter the same data point between 1 and 5 times. Digital technology standardizes and automates many of the tasks causing the biggest headaches and delays for lenders and credit analysts. Abrigo's Business Lending Readiness Survey found many processes stymie those efforts.

Lending 243

Lending Survey Data System 243

PYMNTS

DECEMBER 13, 2017

As the survey was primarily administered to small community banks and credit unions, this is a significant finding. Herd said that part of the reason for the disparity can be traced to the fact that there are “so many types and flavors of technologies,” along with upgrades and products in payments overall that can be brought to market.

Fraud 101

Fraud Payments Risk Management Community Bank 101

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. Brandon Dewitt, MX co-founder and chief technology officer. Has it worked? Inspirational?

Fintech 136

Fintech Strategy Leadership Lending 136

Independent Banker

FEBRUARY 24, 2016

Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. For the most current information about Community Banking LIVE 2016. As a four-time technology entrepreneur, Linkner has walked the innovation walk.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

Gonzobanker

MARCH 23, 2020

Cornerstone Advisors has been a broken record telling the story of a community banking industry that’s falling behind in online and mobile capabilities. Our long novels about slowly losing ground to the mega banks just became an audio book to be played on high speed while walking between the kitchen and home office to refill on coffee.

Community Bank 115

Community Bank Tools Case Study Online 115

CB Insights

FEBRUARY 20, 2020

The demand from incumbents is aligned with a broader industry initiative to upgrade legacy technology, as well as incumbents’ sizable IT budgets dedicated to integrating new technologies. Wealthfront is also working on launching a debit card to move from passive to active financial management.

Fintech 80

Fintech US Lending Cards 80

Fintech Labs Insights

AUGUST 22, 2024

It was a hassle, but I’m so glad we started the “Best of Show” tradition because it became a signature part of the Finovate experience, in no small part because of the $5 Starbucks card attendees received each day for voting. 9Spokes: Raised $17M for its comprehensive business management platform; increasing partnerships with major banks.

San Francisco 15

San Francisco New York San Jose Tools 15

Jeff For Banks

DECEMBER 8, 2022

Consumer credit has continued to rise at a time when credit card and borrowing rates are all up dramatically. Fed Ex, Amazon, and many technology companies who are dependent on consumer spending are cutting costs and laying off employees. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 78

Marketing Policies Philadelphia Community Bank 78

Abrigo

APRIL 22, 2024

Takeaway 3 Depository lenders are enhancing their lending procedures and technologies to meet institution risk and return requirements as they grow. Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S. They lead to inefficiencies and roadblocks to small business lending.

Lending 243

Lending St. Louis Community Marketing 243

Abrigo

MAY 8, 2024

WATCH Takeaway 1 Understanding generative AI and how peers are using AI and genAI helps financial institution leaders and management vet the technology and related risks. GenAI is seeing varied use cases in banking. Nevertheless, understanding the technology is crucial. Credit unions are jumping in too.

Examples 221

Examples Fraud Resources Risk Management 221

South State Correspondent

JANUARY 30, 2024

As such, bank budgets have come under scrutiny. We recently conducted a small sample poll, and out of 21 banks, budgets were down an average of 14% for this year. Marketing and technology (IT) are two budgets that have taken the most significant hit. Technology-forward banks spend as much as 16.4%

Capital 195

Capital Operations Customer Experience Comparison 195

Abrigo

MAY 22, 2024

Takeaway 3 Depository lenders are enhancing their lending procedures and technologies to meet institution risk and return requirements as they grow. Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S. They lead to inefficiencies and roadblocks to small business lending.

Lending 195

Lending St. Louis Community Marketing 195

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. billion of assets under management. A finance pro who was not afraid of technology, Trylko brought respect and class to every endeavor he undertook. Change Agent of the Year.

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. First Southern Bank.

Community Bank 172

Community Bank Community National Philadelphia 172

PYMNTS

JULY 1, 2020

American Express is joining the open banking platform of U.K. FinTech Revolut , PYMNTS reported , in an initiative that will enable Amex cardholders in the market to connect accounts to Revolut for streamlined access to card balances and transactions within a single app. Allica Bank Launches on Profile Technology.

Fintech 141

Fintech Strategy Fraud User Experience 141

Independent Banker

OCTOBER 28, 2014

In a world where information can be the most valuable currency, community banks are gathering more of their internal data. a bank software provider in Cedar Park, Texas, most community banks gather data well for reporting purposes. Drew McMullen, a partner and managing director for Sense Corp.

Data 88

Data social media Community Bank Community 88

Independent Banker

NOVEMBER 13, 2014

In a world where information can be the most valuable currency, community banks are gathering more of their internal data. a bank software provider in Cedar Park, Texas, most community banks gather data well for reporting purposes. Drew McMullen, a partner and managing director for Sense Corp.

Data 70

Data social media Community Bank Community 70

Gonzobanker

DECEMBER 22, 2015

Now, to avoid any cue card and teleprompter issues, we’ll just go with the written list again this year. THE BANKING AWARDS. It’s hard for any banker to avoid gulping at the sheer long-term performance of George Gleason II and his team at the Bank of the Ozarks. Jill Castilla, CEO of Citizens Bank of Edmond, Okla.

Community Bank 60

Community Bank Apple Community Technology 60

Independent Banker

MAY 25, 2016

Yes, you can monetize your community bank’s data. Community banks store much more customer data today than in past years. Leaders in the community banking industry are asking when and how to tap into this data. Suchit Shah. By Suchit Shah. headquarters in Rohnert Park, Calif.

Community Bank 84

Community Bank Community Big Data Data 84

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet. But wait, there is more.

Fintech 192

Fintech Community Regional Technology 192

Gonzobanker

DECEMBER 22, 2014

Bank Acquisition of the Year - BB&T Corp. Nice community bank culture fit between the two as well. Bank Merger of the Year – California United Bank and 1 st Enterprise Bank in Los Angeles. THE TECHNOLOGY AWARDS. Retailer of the Year that Caused the Most Project Heartache in Bank I.T.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Gonzobanker

DECEMBER 19, 2016

We can’t bank on this near-term stock rally staying around forever. Instead we need to pay serious attention to how technology is changing strategy in our industry and develop gritty tactics to address this shift. A Gonzo community bank being a leader and not a fast follower – that’s pretty cool! see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

We can’t bank on this near-term stock rally staying around forever. Instead we need to pay serious attention to how technology is changing strategy in our industry and develop gritty tactics to address this shift. A Gonzo community bank being a leader and not a fast follower – that’s pretty cool! see [link] ).

Utah 60

Utah System Community Marketing 60

Fintech Labs Insights

SEPTEMBER 1, 2015

ArcBit aims to lever Bitcoin and Blockchain technology to connect you to the global Internet economy. Using cutting edge technology, Auvenir is setting the new standard in compliance and assurance. Buzz Points partners with community banks and credit unions to reward consumers for buying local and banking local.

Company 12

Company Software Analytics Mobile 12