PYMNTS

DECEMBER 16, 2019

Department of Justice is expanding its antitrust probe to include Google’s online shopping comparison tool, and Visa warns of an increase in fuel dispenser POS cyberattacks. US Antitrust Regs Probe Google’s Shopping Comparison Tool. Also, Uber is negotiating the sale of Uber Eats to India’s Zomato.

Comparison 130

Comparison Tools Google Payments 130

PYMNTS

JUNE 13, 2019

In early May, Mastercard , in partnership with SEDESSON, the Mexico state agency for social benefits, and Edenred Bank, announced a first-of-its-kind test in Mexico’s Sonora state – the first regional test of biometric card technology in national history. The Challenge of Building the Right Card for the Job. In the U.S.

Cards 187

Cards Security United States Technology 187

Bank Innovation

MARCH 1, 2018

UK-based startup Bean, a comparison app which alerts its users to savings opportunities, has officially received approval from the region’s Financial Conduct Authority (FCA), to launch its service, the company announced today.

Comparison 220

Comparison Payments Cards Company 220

PYMNTS

OCTOBER 5, 2016

The use of prepaid cards has exploded over the last decade or so — in 2003 consumers put less than $1 billion on prepaid cards annually, but by 2012 that figure had grown to $65 billion and by 2018 that figure is projected to reach as much as $121 billion. The user base of prepaid cards has grown significantly as well.

Cards 189

Cards Google Tools Regulation 189

PYMNTS

AUGUST 5, 2020

The platform will have a research focus, with information on more than “2,000 cards across 34 market,” analysis of the top 22 players in FinTech, as well as “thought leadership” pieces on “Open Banking, Blockchain and other trends,” the credit card giant said in a press release. Mastercard on Wednesday (Aug.

Trends 249

Trends Analysis Comparison Leadership 249

Gonzobanker

OCTOBER 17, 2024

Credit cards and checking accounts—cited by 26% and 23% of respondents, respectively—were the products most frequently asked about. For example, 25% said they’d want a recommendation from ChatGPT for a credit card—and the percentages go down from there. Half of consumers said they would use ChatGPT to get a recommendation.

Apple 160

Apple Examples Tools Analysis 160

PYMNTS

SEPTEMBER 18, 2020

Chime, which CEO Chris Britt co-founded in 2013, provides clients mobile banking accounts without charges, debit cards and automated teller machine (ATM) access. Chime primarily makes money as clients use their cards in comparison to typical financial institutions that make money on fines and debt.

Mobile 264

Mobile Comparison ATM Cards 264

PYMNTS

NOVEMBER 30, 2020

Shoppers may be reluctant to hand over their card details to every online retailer, as each transaction represents another risk that consumers’ information could be exposed in a breach. Virtual Card Payment Trends. Merchants’ efforts to please shoppers have ushered in a wave of virtual card activity in recent months, Knutson said.

Cards 151

Cards Security ATM Data 151

PYMNTS

OCTOBER 12, 2020

consumers have largely relied on cards, were comfortable with them as a main purchase tool and the U.S. mobile wallet landscape is fragmented in comparison to that of Asian markets. Meanwhile, demand for digital gift cards — one of Blackhawk’s areas of specialty — had been steadily growing but accelerated due to the pandemic.

How To 317

How To Retail Survey Mobile 317

PYMNTS

JULY 15, 2019

Card delinquencies have remained steady at Bank of America , which reported June credit card delinquencies of 1.56 Net charge-off rate, by comparison, dropped slightly: In June, it registered at 2.71 According to news earlier in the month, large credit card issuers in the United States reported lower delinquencies in May.

Cards 122

Cards America United States Comparison 122

PYMNTS

FEBRUARY 20, 2020

It’s an area of business spend friction that is driving a newfound resurgence in commercial card innovation that the card industry hasn’t seen in decades, with FinTech firms stepping in to take advantage of card transaction data. ” The Biggest Culprits Of Waste. Nixing The Personal Guarantee.

Cards 140

Cards Software Data Management 140

PYMNTS

MAY 13, 2019

Globally, tapping to pay with contactless cards has taken off remarkably, and the U.S., nearly half of all Visa transactions at physical points of sale happen via contactless card tap. Asia Pacific lags behind the global average somewhat, with one-third of all in-person transactions happening via contactless card.

US 216

US New York City Comparison New York 216

South State Correspondent

MARCH 3, 2025

Treasury bills in comparison, were approximately 11.5% Automated teller machines started to take hold, and the Electronic Funds Act of 1978 phased in a set of protocols that made ACH, point-of-sale systems, ATMs, electronic withdrawals, and debit card transactions more feasible. In 1980, the ceiling rate on savings deposits was 5.50%.

FDIC 195

FDIC Trends Management ATM 195

PYMNTS

APRIL 30, 2020

Cloud banking platform Mambu will help business banking platform Tide expand its services , including innovations in releasing larger overdrafts, credit cards and invoice financing, according to a press release from Mambu. Tide especially wants to use the partnership to focus on bolstering small and medium-sided businesses (SMBs) in the U.K.

Cards 141

Cards Comparison Lending Tools 141

PYMNTS

AUGUST 13, 2020

PAAY has rolled out a partner platform to let merchants and payment providers implement and track EMV 3DS, a standard that aims to help prevent unauthorized card-not-present (CNP) transactions, throughout different merchant accounts. In that instance, merchants have to contend with cart abandonment. seconds on average through EMV 3DS.

Technology 248

Technology User Experience Fraud Comparison 248

PYMNTS

MARCH 25, 2016

It appears that more and more consumers are getting better connected with loyalty programs by linking their cards to them. “Card-linking has a network effect, and it is accelerating,” stated Silvio Tavares, CardLinx president and CEO, in a press release.

Cards 100

Cards social media Survey Comparison 100

PYMNTS

JULY 11, 2017

More CFOs are guiding their organizations toward corporate cards in lieu of offering after-the-fact reimbursements via expense reports, The Wall Street Journal recently reported. Research suggests companies are turning to corporate cards for their security as well. Many businesses are turning to virtual cards for these benefits.

Cards 100

Cards Comparison Groups Report 100

PYMNTS

MARCH 29, 2016

Costco’s customers will soon have their Citi co-branded credit card in hand. Citi announced late last week that the cards would begin shipping in order to replace the American Express cards that will end as part of the relationship between Amex and Costco ending over the next few months after a 16-year relationship.

Cards 100

Cards Branding Comparison Examples 100

PYMNTS

OCTOBER 5, 2018

The Amazon comparison came from Bialick, who also said that the three-year-old firm is looking to become more of a platform for services from various providers, explaining why it has not applied for a banking license. As we get older, of course, we take on any number of ways to pay, from debit PayPal to credit, to … more credit.

Comparison 192

Comparison Fintech Cards Capital 192

PYMNTS

SEPTEMBER 13, 2016

Product hysteria is not the sort of thing that normally attaches itself to credit cards — but as scores of message boards and YouTube unboxing videos will attest, consumers are having a rather atypical reaction to the Chase Sapphire Reserve Card. It’s the best time in years to shop for a rewards card.”.

Cards 100

Cards Millennials Comparison Video 100

PYMNTS

DECEMBER 6, 2019

The number of consumer payments rose approximately 5 percent by two payments in comparison to October 2017 at 41 payments per consumer per month. made over half of their payments with cards (debit, credit and prepaid) at 54 percent or 23 payments. And consumers in the U.S. Of the average 43 payments per month reported by U.S.

Study 101

Study Report Cards San Francisco 101

PYMNTS

DECEMBER 27, 2018

Below, Lyons outlines his seven predictors for small business in the New Year as banks begin to shift away from that traditional technology as external forces like open banking and virtual cards force them to enhance their services and protect customer data. Your payments went through one and the card purchases on the another.

Cards 176

Cards Comparison Taxes Data 176

CFPB Monitor

MARCH 5, 2024

On February 29, 2024, the Consumer Financial Protection Bureau (“CFPB”) issued Consumer Financial Protection Circular 2024-01, Preferencing and steering practices by digital intermediaries for consumer financial products or services.

Comparison 78

Comparison Tools Operations Cards 78

PYMNTS

MAY 12, 2016

It’s the third most popular option — as well as one way down near the bottom of the rankings — that are showing the most potential energy, by comparison. As far as the popularity rankings of payment methods go in the U.S., there’s movement in each direction by the top two categories — but not by much.

Cards 100

Cards Retail Payments Study 100

American Banker

OCTOBER 30, 2023

The product-comparison site, which rates and ranks credit cards, is debuting its own secured credit card that it believes will help users improve their credit scores and pursue better offers.

Cards 78

Cards Comparison Security Technology 78

CFPB Monitor

MARCH 23, 2023

The CFPB has announced that it has made changes to its semi-annual survey of credit card term. According to the CFPB, the changes are “designed to increase price competition in the credit card market by allowing people to comparison shop for the best prices and products.”

Survey 78

Survey Cards Comparison Data 78

Tom Groenfeldt

NOVEMBER 7, 2018

Nerdwallet cuts through the complexity of financial products like credit cards so consumers can see which fit their needs, from cash back to earning miles.

Comparison 81

Comparison Cards 81

PYMNTS

JUNE 20, 2019

percent of credit union members consider their FIs’ mobile app offerings to be “very” or “extremely” important — credit cards are often a differentiator among financial institutions. According to the Credit Union Tracker, 71 percent of customers consider credit card offerings when choosing their financial institutions.

Innovation 100

Innovation Cards Analytics Video 100

PYMNTS

OCTOBER 7, 2020

With transactions that become irreversible almost instantaneously, bitcoin and other cryptocurrencies are winning new converts — among scammers eager to avoid credit card chargebacks that can eat into their ill-gotten gains. So, use your credit card to buy cryptocurrency that you give a scammer and you might be stuck.

Bitcoin 233

Bitcoin cryptocurrency Fraud Cards 233

PYMNTS

AUGUST 15, 2019

People might draw comparisons in response — wait a second, isn’t this kind of like? — A hub was about the problem of having wallets different from cards (that are different from bank accounts and other forms of payment). A company could have a switch between two different card processors.

Fintech 186

Fintech Software Cards Comparison 186

PYMNTS

AUGUST 5, 2020

By comparison, Square made $306 million in bitcoin revenue for Q1. In something of a counter trend, the company’s physical Cash Card spend was up during the first half of 2020, despite the impact of the pandemic. Cash App launched bitcoin deposits in June 2019.

cryptocurrency 229

cryptocurrency Bitcoin Comparison Retail 229

PYMNTS

SEPTEMBER 4, 2020

By comparison, PYMNTS found that 35.7 As for how this is affecting loyalty and retention, at least in the early going, consumers who opened new accounts and cards during the pandemic depths tended to do so with their current FI and not a competing institution or FinTech. “We percent of mobile banking users and 53.1 We found that 19.9

Digital Banking 234

Digital Banking Fraud Mobile Online 234

PYMNTS

APRIL 28, 2017

Apexx founders’ claim the service can save merchants as much as 15 percent on the cost associated with processing credit cards or debit card payments and alternative payments.

Comparison 166

Comparison Branding Fintech Payments 166

Perficient

NOVEMBER 19, 2020

When customers can apply for the Apple Card, for example , and receive approval and begin using it in minutes, patience with financial institutions that take longer will wear thin. How long does it take to activate an account opened digitally? Some banks can take days — and even double-digit days — for account activation.

social media 309

social media Customer Experience Mobile Knowledge Base 309

South State Correspondent

JULY 24, 2024

They open a $60,000 transaction account and a debit and credit card but don’t need treasury services. Monte Carlo Simulation Comparison The advantage of the high-yield account is that it can quickly and efficiently (other than the interest expense) gather deposit balances.

South Carolina 417

South Carolina Marketing Capital Idaho 417

PYMNTS

JANUARY 24, 2019

Those questions also speak to the seemingly impossible tension in the world of payments and new card accounts: how to onboard and authenticate consumers as quickly and seamlessly as possible, while also protecting them and the institution from fraud. Hint: The criminals know the difference.) However, that’s hardly the whole situation.

Fraud 174

Fraud Cards Data Technology 174

PYMNTS

APRIL 30, 2020

Some are more exposed to credit card debt and lending to oil and gas companies. European banks, by comparison, have earmarked $11.5 However, U.S. banks have tended to be more profitable than their European counterparts, perhaps able to afford a significant hit. billion for the effort.

Lending 188

Lending Comparison Regional Capital 188