PYMNTS

JULY 25, 2019

Banks need to keep this requirement top of mind as they compete against other FIs in newer markets, however. It is thus imperative that those seeking to expand into new markets adjust their fraud protection strategies to better fit local customer needs. Bringing a global fraud approach to a new local market. operations.

Fraud 164

Fraud Marketing US Resources 164

PYMNTS

APRIL 1, 2020

billion non-prepaid debit card transactions in 2018, solidifying debit as a staple payment type. They insert or swipe their debit cards at stores’ point-of-sale (POS) devices — or key in details online — and maybe enter PINs, but the behind-the-scenes processes through which transactions are routed are kept invisible. shoppers made 72.7

Cards 141

Cards Payments Security Fraud 141

PYMNTS

MARCH 14, 2019

The app, available for download in the Google Play store and coming soon to iOS, will allow customers to check balances, request debit cards, pay with their phones and more. The company said all of its 43 million bank customers have been issued virtual debit cards, and that it has issued two million physical debit cards as well.

Mobile 188

Mobile Cards Google Marketing 188

PYMNTS

DECEMBER 16, 2016

Though many financial institutions recognize the opportunity to help middle-market businesses automate their AP payments, they have not been able to fully capitalize on the opportunity. Here the elusive payments opportunity meets or, in fact, doesn’t meet, the elusive audience: accounts payable automation for middle-market firms.

Marketing Automation 100

Marketing Automation Marketing Cards Payments 100

BankBazaar

JANUARY 14, 2025

Looking for the emerging trends in Indias personal finance market? BankBazaar.com, an Indian fintech co-brand Credit Card issuer and online financial product marketplace, launched the sixth edition of BankBazaar Moneymood 2025. According to a KPMG report, 65% of the gold loan market was unregulated.

Report 78

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PYMNTS

SEPTEMBER 18, 2019

construction market is on a roll, and recent data suggests it is unlikely to slow. The market is on track to record a compound annual growth rate (CAGR) of 4.9 Construction firms looking to succeed in this growing market and turn a profit must complete their projects on time, which means access to steady cash flows is crucial.

Cards 116

Cards Phoenix Fraud Payments 116

PYMNTS

DECEMBER 22, 2020

As the landscape evolves beyond integrated card issuing, solution providers are continuing to figure out the best path forward to widen the scope of their financial products. For right now, I think it makes sense to have multiple definitions, because it is a convergence from many different angles," he explained.

User Experience 286

User Experience Data Payments System 286

PYMNTS

AUGUST 7, 2020

Transactions once conducted by trading pieces of gold are now accomplished through digital means, with both parties using cards, wire transfers or even smartphone apps to send or receive funds. They are definitely more agile. They’re definitely faster. So, there’s definitely an opportunity and a threat at the same time.”.

Payments 301

Payments Fintech Innovation US 301

PYMNTS

NOVEMBER 26, 2019

SAFE has been delivering on-demand experiences since 2016, when it launched a targeted marketing function on its mobile app. SAFE leverages a targeted marketing tool with geofencing , messaging capabilities and push notifications to provide tailored promotional experiences. “If Meeting Members Where They Are With Promotions .

Marketing 131

Marketing Sacramento Data Mobile 131

PYMNTS

OCTOBER 19, 2016

According to Brad Fauss, president and CEO of the Network Branded Prepaid Card Association, the recently released regulations on prepaid cards from the Consumer Finance Protection Board could be another instance of good intentions gone wrong. Could this be a case of good intentions gone awry? Time will tell.

Regulation 100

Regulation Cards Digital Banking social media 100

PYMNTS

OCTOBER 6, 2020

Shoppers can start a purchase in stores by selecting the card icon in the Afterpay mobile program, which activates the Afterpay card that can be used for purchases via Google Pay or Apple Pay. However, these purchases can be viewed as too costly in a market full of less expensive alternatives. And there's a huge opportunity.

Millennials 200

Millennials Retail United States National 200

PYMNTS

DECEMBER 11, 2020

Herron said that means retail needs to catch up and start rethinking a model that is “definitely broken right now” when it comes to shopping in a physical store. She said we’re already seeing the green shoots of this happening in the market. Consumers are telling us they don't want to go in [the store] right now,” Herron said.

Retail 273

Retail Meeting Customer Experience Online 273

PYMNTS

FEBRUARY 14, 2020

Customer service is the lifeblood of financial services, just as much as credit cards, debit cards and checking accounts. But as banking becomes ever-more mobile, and account openings and activities are done through digital channels, the very definition of support – and how it should be provided – is changing.

Branding 228

Branding Mobile Tools Fintech 228

PYMNTS

JULY 17, 2018

Since the migration to EMV in the largest card market in the world (the U.S. in October of 2015), the incidences of counterfeit card fraud at chip-enabled merchants have fallen sharply — some 76 percent, as reported by card networks. Sometimes the cards are ancillary to a different criminal purpose.

Cards 109

Cards Fraud Regional Training 109

BankBazaar

OCTOBER 21, 2024

But what if I told you that your Credit Card can turn you into a festive savings wizard? Choose The Right Card For Your Purchases First things first. Not all Credit Cards are created equal. The trick is to identify which card gives you the best bang for your buck, depending on what you’re buying.

Cards 78

Cards social media Retail Payments 78

PYMNTS

OCTOBER 31, 2018

WEX inked new agreements with Chevron and Fleetcor that shifts the Chevron portfolio to WEX, the company noted, also bolstering growth in its fleet card and fuel payments operations. “If you look at the business-to-business payables market, it’s a $9 trillion market,” Smith continued. trillion worth of spend.

Payments 182

Payments Cards Strategy Marketing 182

PYMNTS

OCTOBER 22, 2020

A perfect storm of market shifts catalyzed by the global pandemic has forever changed the B2B payments landscape. Second, AR professionals working from home could no longer run credit cards from their desks or accept paper checks in the mail. It's fun to see the world waking up to this opportunity," he said. Fostering Education.

Payments 224

Payments Strategy Cards Data 224

PYMNTS

MAY 13, 2019

The proposed credit card interest rate cap legislation , courtesy of Democratic presidential hopeful Senator Bernie Sanders and Rep. In 1973, the world’s energy market was a hot mess. And that’s true for many countries around the world that ended price controls in favor of a market-based system. The Definition of Insanity.

Cards 195

Cards Operations Course Regulation 195

PYMNTS

MARCH 28, 2019

The global financial messaging service said last week that six Spanish banks – covering roughly 85 percent of the cross-border payments market tied to that country – have signed on to SWIFT global payments innovation (gpi for short). For SWIFT, gpi continues to gain traction.

Apple 166

Apple Payments Cards Report 166

BankBazaar

DECEMBER 24, 2020

Here are the top 10 Credit Cards that can help you do just that! Start the New Year by choosing the right Credit Card! That’s exactly why we’ve picked some awesome cards for you. IndusInd Bank Platinum Card. 150 spent on this card. IndusInd Bank Platinum Aura Edge Master Card. What’s more?

Cards 97

Cards Online Marketing US 97

PYMNTS

JULY 15, 2020

CEO of Afterpay , recently told Karen Webster that consumers — particularly millennials and Generation Z — were already showing distinct preferences for digital commerce and paying with debit cards rather than credit cards. I think [that] is definitely a positive, both for the retailer and consumer.”.

US 206

US Retail Millennials Trends 206

PYMNTS

OCTOBER 3, 2016

“The court said the rules had not been shown to be harmful, because the government failed properly to define the market in which Amex competes,” Chris Sagers, a law professor at Cleveland State University, said in his NYT piece. He noted that this decision exposes the court’s lack of faith in how free markets work.

Policies 161

Policies United States Cleveland New York 161

PYMNTS

AUGUST 1, 2020

Supplementing the “sight” of marketing and branding with a taste or a sound creates an entirely new set of tools to attract consumers. The technical definition of sensory branding (from HubSpot) is to “create impact and resonate with your consumers by targeting at least one of their senses. Mastercard also has its own sound.

Branding 202

Branding Study Examples Marketing 202

PYMNTS

FEBRUARY 13, 2020

Among the key focal points for NCR looking ahead lies expanding card management and commerce capabilities. It’s really about extending out the capability of your card to the commerce ecosystem,” he said. As Brown said, “In markets such as the EU and the U.K., They definitely are disruptive,” said Brown of the Neobanks.

Millennials 231

Millennials Digital Banking Mobile Course 231

Celent Banking

SEPTEMBER 3, 2014

For FIS, there are some additional benefits to the gap filling, as in addition to their OPF hub, Clear2Pay have card assets (including one of the largest install bases in chargeback management systems) and testing capabilities.Testing is a huge part of payments, but one which often gets overlooked.

Resources 187

Resources Payments US Trends 187

South State Correspondent

JUNE 3, 2022

One way to fill those open positions and loosen the tightness in the labor market is to get more people off the sidelines and back into the labor force. If so, that means labor market tightness could remain in place which could result in another lift in wages down the road but it’s not evident in this report. It increased from 62.2%

Meeting 195

Meeting Marketing Report Cards 195

CB Insights

NOVEMBER 21, 2019

The 2019 Canadian fintech market map. The startups selected for inclusion in the market map below are all Canada-headquartered, VC-backed fintech companies that have at least US $1M in equity funding, and have obtained equity funding since the start of 2015. Navigating the Canadian fintech market map. Capital markets.

Fintech 93

Fintech Marketing US Technology 93

PYMNTS

JANUARY 21, 2019

It also goes with the territory anytime a new innovation comes to market. “I What we are seeing in 2019 is the innovators telling their teams to figure it out now,” Edwards said, noting that those innovators will be how the tool moves forward as a whole — r egardless of whether the traditional players in the market want it to do so.

Payments 185

Payments Innovation ATM Cards 185

PYMNTS

DECEMBER 11, 2018

Cryptocurrency is an ideal payment method for ecommerce and precious metals where the risk of chargebacks, fraud and identity theft with traditional credit cards is high,” Sonny Singh, chief commercial officer at BitPay, said in a press release.

Bitcoin 173

Bitcoin blockchain cryptocurrency Fraud 173

PYMNTS

AUGUST 14, 2019

But these gripes still exist: Many banks often rely on a business owner’s credit score to underwrite a business loan, for instance, while business owners themselves will often use personal credit cards to make company purchases. But that mix is not a smart tactic for managing company spend and finances.

Lending 122

Lending Cards Capital FDIC 122

PYMNTS

MAY 11, 2020

That fact is increasingly underlined in a variety of data streams: recent PYMNTS consumer surveys, the earnings reports of the card networks, early information on how stimulus funds are being spent – they all tell the same story of consumers tightening their belts and shifting away from discretionary spending and toward necessities.

Millennials 228

Millennials Retail Groups Survey 228

BankBazaar

AUGUST 23, 2020

If you’re looking for perks like free petrol, cashback and unlimited rewards, here’s why Citibank Credit Cards are a good bet. . Finding the perfect Credit Card is like finding your soulmate – some will have to go through a series of heartbreaks to finally find one, while for some it may not take as much effort.

Cards 88

Cards Online Course Branding 88

PYMNTS

SEPTEMBER 29, 2020

He noted that online shopping’s market penetration was hovering at roughly 3 percent to 4 percent prior to the pandemic, but it is now around 6 percent. Consumers are also beginning to adopt new payment methods, eschewing cash for debit cards, credit cards or mobile wallets that can be used for brick-and-mortar as well as online transactions.

Payments 172

Payments Online Regulation Retail 172

CFPB Monitor

DECEMBER 6, 2022

Earlier this year, New York delayed the effective date of its new law requiring card issuers to provide a grace period for using credit card rewards points that was slated to be effective later this week. The last three bullets of the definition of “modification” extend beyond rewards to the underlying credit card account.

New York 78

New York Cards National Compliance 78

BankBazaar

JULY 9, 2019

Has the advent of the Aadhaar Card brought in a lot of positive changes? Ever since Aadhaar Cards became a mandatory proof of identity, they’ve introduced a host of benefits. The Aadhaar Card, dubbed as the largest national identification number project globally, has enabled the government to leverage the power of the digital era.

Cards 90

Cards Security How To National 90

BankBazaar

JUNE 22, 2020

If you haven’t invested in these appliances yet, then you definitely aren’t. There are a number of good inverters from Exide, Microtek, Su-Kam, Amaron and Luminous available in the market. Solar water heaters are also available in the market, but they are useful only during the sunny days. Are you prepared for the monsoon?

Cards 134

Cards Branding Maine Marketing 134

PYMNTS

JUNE 29, 2017

From credit card companies to retailers and consumers, there are many key stakeholders in the commerce process, both on and offline. Keeping in line with eCommerce’s rise, we’re seeing more companies align themselves with a particular credit card company to increase brand recognition and awareness.

Payments 143

Payments Retail Branding User Experience 143