PYMNTS

NOVEMBER 17, 2020

The rising trend of digitization in commerce and the increased occurrence of card-not-present fraud were not created by the COVID-19 pandemic. Not having the use of their card for a period of time or access to their credit limits or access to their money — it's a big deal. How It Will Work.

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PYMNTS

FEBRUARY 21, 2020

Cryptocurrencies — like bitcoin — are “produced by solving complex maths puzzles and governed by disparate online communities instead of a centralized body,” reports said. Payments usually take place with credit, debit cards or mobile payment apps. More than 50 percent of banks in Sweden don’t have physical cash in their vaults.

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PYMNTS

MAY 27, 2020

As PYMNTS found in a recent consumer study, 40 percent of individuals are doing more of their daily retail and transactions online, partly because, well, there’s no other way to do it. Merchants, he said, “need to make sure they not only accept credit cards but also contactless payments.”. As Good noted, four in 10 U.S.

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PYMNTS

DECEMBER 11, 2020

Herron said that means retail needs to catch up and start rethinking a model that is “definitely broken right now” when it comes to shopping in a physical store. Before COVID-19, there were probably a lot of demographic groups that didn't know how easy it is to order online and then head to the store for pickup. The Coming Landscape.

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PYMNTS

MAY 7, 2020

Many are instead flocking to online gambling sites after the closure of all 989 commercial and tribal casino properties in the U.S. However, it can take a long time for online players to collect funds, unlike at casinos, where consumers can instantly collect winnings in cash. payments market is behind that of Europe, but U.S.

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PYMNTS

APRIL 28, 2020

The ongoing coronavirus pandemic is disrupting financial services, as consumers pull back on spending, raise cash to deal with emergencies and take to ordering, well, everything online. He cited contactless cards and wearable devices as ways and means for consumers to continue to shift away from cash.

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Digital Banking Online Fraud Customer Experience 248

PYMNTS

JULY 31, 2020

We have deep dives into cloud technology for financial institutions (FIs), debit cards and a potential credit card default crisis. Synchrony CEO Warns Of US Credit Card Default Crisis. Using Debit Cards To Bridge The Stimulus Accessibility Gap (Next-Gen Debit Tracker). percent to $13.16 billion year on year.

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PYMNTS

APRIL 17, 2018

A new survey has found that 45 percent of Americans are confused about their credit cards rewards, especially those involving travel. While consumers are definitely out of the loop when it comes to their rewards credit cards, they aren’t the only ones to blame,” NextAdvisor wrote in the blog post.

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Perficient

NOVEMBER 8, 2021

BB : In 1992, I discovered these online bulletin boards, where you could communicate with people all around the world. MM: So, you started at City National Bank, and was the bank online before you got there? I have a lot of experience with core systems, credit cards, and rewards programs. BB: Definitely coffee.

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PYMNTS

APRIL 1, 2020

billion non-prepaid debit card transactions in 2018, solidifying debit as a staple payment type. They insert or swipe their debit cards at stores’ point-of-sale (POS) devices — or key in details online — and maybe enter PINs, but the behind-the-scenes processes through which transactions are routed are kept invisible.

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Cards Payments Security Fraud 141

BankBazaar

AUGUST 27, 2020

Here are clear signs that you need to switch to a different Credit Card. You’ve been dependent on your Credit Card for close to a decade now and have gone the distance in making payments on time, and monitoring your statements to keep them free from errors and suspicious charges. Not sure what Credit Cards you’re eligible for?

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PYMNTS

DECEMBER 3, 2020

“We've had some great news about vaccines recently, but we're also seeing some spikes in the COVID numbers, and there has been a definite shift toward trying to find the safest way to shop.”. Piatt said credit card products are better known for transparency around spend.

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PYMNTS

AUGUST 3, 2020

Mobile payments penetration has historically faced a gap in Southeast Asia , Joel Neoh , founder of leading regional online-to-offline company Fave , told Karen Webster. For example, many merchants worry about the costs associated with card payments, although such fears are diminishing rapidly as interchange fees across the region fall.

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PYMNTS

OCTOBER 20, 2020

Panelists included Jay Dearborn, president at WEX Corporate Payments; Greg Bloh, CEO at Transcard; Muhammad Chbib, CEO at Tradeling; Simon Barker, CEO at Conferma Pay; and Brad Garfield, head of product for commercial cards and comprehensive payables in global transaction services at Bank of America. Delving Into Card Acceptance.

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PYMNTS

JANUARY 20, 2021

The ongoing pandemic has pushed more consumers online to carry out their shopping and banking, with fraudsters following suit. Bad actors have moved to take advantage of the rush to digital payments — particularly those made with debit cards — leaving banks and financial institutions (FIs) racing to keep them off their platforms.

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Security Cards Mobile Fraud 130

PYMNTS

FEBRUARY 14, 2020

Customer service is the lifeblood of financial services, just as much as credit cards, debit cards and checking accounts. But as banking becomes ever-more mobile, and account openings and activities are done through digital channels, the very definition of support – and how it should be provided – is changing.

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PYMNTS

MARCH 14, 2020

With the coronavirus putting eCommerce front and center, it has unfortunately been joined by its cousin: online retail fraud. Conservative estimates put online sales at $630 billion this year. According to online security company Signal Sciences , eCommerce retailers deal with an average of 206,000 web attacks per month.

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PYMNTS

OCTOBER 6, 2020

“Our new in-store solution is yet another way to support merchants by offering a powerful budgeting tool that allows shoppers to spend their own money over time — whether they prefer to buy in a physical store or online.”. CEO Nick Molnar said in a past PYMNTS panel. And there's a huge opportunity.

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PYMNTS

JULY 15, 2020

CEO of Afterpay , recently told Karen Webster that consumers — particularly millennials and Generation Z — were already showing distinct preferences for digital commerce and paying with debit cards rather than credit cards. I think [that] is definitely a positive, both for the retailer and consumer.”.

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BankBazaar

JULY 7, 2020

There’s a new card on the block that’s LIFETIME FREE and yours for the taking. This is where a Credit Card can come to your rescue. As long as you keep making payments on time and preferably, in full, a Credit Card can prove handy during cash emergencies or unexpected big expenses. Check it out! Key Highlights.

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PYMNTS

NOVEMBER 6, 2020

As eCommerce and B2B payments expand across borders, time zones and currencies, virtual international bank account numbers (IBANS) can pave the way for firms to capture online sales efficiently — and bypass the frictions of traditional banking relationships. . Everything happens in an extremely secure environment,” she said.

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Payments Compliance Operations Resources 246

PYMNTS

NOVEMBER 5, 2020

Visa North America Senior Vice President and Head of Product Brian Cole told Karen Webster that when the topic is POS innovation in late 2020, innovation spans an entire continuum from card-not-present to card-present transactions and everyplace in between.

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BankBazaar

DECEMBER 24, 2020

Here are the top 10 Credit Cards that can help you do just that! Start the New Year by choosing the right Credit Card! That’s exactly why we’ve picked some awesome cards for you. IndusInd Bank Platinum Card. 150 spent on this card. IndusInd Bank Platinum Aura Edge Master Card. What’s more?

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BankBazaar

JUNE 23, 2020

If you aren’t earning much, you’ll have to be a little careful with your Credit Card. You may well be in a good position to secure bigger loans in the future (Car Loan, Home Loan ), thanks to your Credit Card. Impulse buying using a Credit Card when your limit is low is nothing less than a sin? That’s where we come in.

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Cards Management Payments Security 113

PYMNTS

DECEMBER 13, 2017

Five years ago, it was enough to know who a customer was online. Why not have them do the same with online businesses? Jumio does the same thing online, making it a ‘person-present’ transaction.”. Pointner believes physical ID cards will one day give way to digital IDs. But, don’t trash that nice leather wallet just yet.

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Cards Security Data Online 156

PYMNTS

SEPTEMBER 29, 2020

Consumers around the globe have moved their purchasing online during the pandemic, and those in the Middle East and North Africa (MENA) region are no exception. The true change merchants are facing is not in trying to stay on top of a spike in online users. Online Payments Drive Privacy Concerns.

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Payments Online Regulation Retail 172

PYMNTS

OCTOBER 2, 2020

Unprecedented surges in online shopping volume has meant consumers are shifting their buying and payment habits in a big — and likely permanent — way. For many merchants, particularly smaller ones, the most immediate priority is to ensure that these businesses can accept payments online. A Permanent Change.

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Data Management Retail Online 184

BankBazaar

NOVEMBER 21, 2019

Looking for a Credit Card that suits your needs? Are you planning to get a Credit Card ? Credit Cards come with a bunch of rewards and perks. While picking a Credit Card, the first thing to do is to check if the card that you are interested in fits your requirements. Travel Credit Card. Don’t worry!

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PYMNTS

DECEMBER 14, 2020

In 2020, consumers and businesses turned online with speed and urgency, and Dwyer and his team estimate that, globally, 20 percent to 30 percent of the peak in the COVID-related shift to eCommerce will be permanent. We needed to get people online as a method of purchasing. There are no definitive answers in the multi-speed recovery.

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Report Online Analysis Retail 266

PYMNTS

AUGUST 30, 2018

Amazon has had and still has its impact, of course, having bought Whole Foods and helping to send companies such as Kroger and Walmart into the meal kit market and to their own online delivery models, scrambling to get clicks and online sales. The packaging aspect is something we’re definitely aware of,” Wu told PYMNTS. “If

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PYMNTS

JULY 17, 2018

Since the migration to EMV in the largest card market in the world (the U.S. in October of 2015), the incidences of counterfeit card fraud at chip-enabled merchants have fallen sharply — some 76 percent, as reported by card networks. Once cards became significantly harder to clone, fraudsters took their bag of bad tricks online.

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PYMNTS

OCTOBER 22, 2020

Consumers’ buying habits have shifted as retailers face new rules and restrictions, with each side adapting to brick-and-mortar store closures or reconfigurations as well as increased online variety and competition. They can also use their mobile wallets or traditional credit cards when they get to checkout. “I

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social media Retail Online Mobile 200

PYMNTS

APRIL 18, 2019

“It is definitely a significant arrest.” ” The three men allegedly used a system to streamline their revenue as well, funding prepaid debit cards with bitcoin and withdrawing it as cash. The defendants took out more than $1 million (in $700 increments) from ATMs for more than two years.

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PYMNTS

MARCH 27, 2019

Netflix and Amazon most definitely will not. For payments peeps, the day’s highlight event was the announcement of the coming Apple credit card. Released through Apple Pay, the coming card will allow customers to apply for and be approved via Apple Wallet. That card will come with no card number or expiration date on it.

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Apple Cards Course Los Angeles 118

PYMNTS

SEPTEMBER 29, 2020

Consumers are shopping more online , are increasingly interested in contactless payment methods and are showing up in stores to buy, not to browse. They’re also looking for curbside pick-up when they order online, omnichannel interactions and more choice when it comes to how they pay and when. And there's a huge opportunity.

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Millennials Retail Online Branding 251

PYMNTS

OCTOBER 24, 2018

Fewer consumers use physical currency when making purchases, and are instead turning to more modern, digital methods of payment, particularly when making purchases online with debit cards. “There’s definitely an opportunity, but it’s hard to get a silver bullet for this.”. and around the globe. and around the globe.

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Fraud Cards Online Data 166

BankBazaar

NOVEMBER 4, 2024

Choosing a paid Credit Card can enhance your financial well-being through superior rewards, exclusive perks, and improved customer service – often making it worth the annual fee. Are you grappling with the decision of whether to opt for a paid Credit Card with an annual fee or a lifetime-free card?

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Cards Security Fraud Examples 78