Bank Innovation

OCTOBER 23, 2017

EXCLUSIVE- Point-of-sale financier Affirm today launched its mobile app as it looks to strengthen its online business. The app, which Bank Innovation first reported about in August, is available today for download. The new app will give customers a virtual card that they can use to make online purchases.

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Mobile Online Innovation Cards 225

PYMNTS

JULY 28, 2020

consumers did at least some shopping online as of April 11 — a figure that had risen to 35.7 Consumers are also changing how they pay for their purchases, with a recent study finding that debit card spend was up 11.7 Debit cards are also being used to more quickly pay workers who need fast compensation now more than ever.

Cards 212

Cards Rhode Island Payments Online 212

PYMNTS

MAY 22, 2020

Moreover, all demographic groups are far more likely to use phone than email or chat to reach card service departments — and this method is associated with higher satisfaction and resolution rates. Our data suggests that card customer service departments must be equipped to address these fundamental concerns.

Cards 216

Cards Data Millennials Report 216

PYMNTS

JULY 17, 2020

Mobile card apps went from nifty to necessary when the darkest imaginings of last March had people picturing COVID-19 on every surface, suspended in every breath. Consumers are interested in applying mobile card management tools in different ways, however,” the report states. Meet the 2021 Cardholder.

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Cards Mobile Groups Tools 151

Abrigo

NOVEMBER 18, 2014

For that photographer, and a majority of other new business prospects, the first impression your firm is probably giving is what you’re putting online. Your online first impression begins with your website. Your online presence is an extension of your firm and should be viewed as such. Is it easy to navigate?

Branding 170

Branding Online Taxes Meeting 170

PYMNTS

DECEMBER 22, 2020

Italian consumers are embracing a new government program aimed at boosting retail sales while tamping down on tax evasion that allows buyers to receive a 10% refund on card payments made in stores. At the same time, commercial credit cards’ cash advances dropped 14 percent last year. The program, which began on Dec.

Cards 188

Cards Payments Taxes Study 188

Bank Innovation

SEPTEMBER 7, 2017

EXCLUSIVE – Payments processor Vantiv is gearing up to reveal a new digital issuing product early next year that will allow users to download a digital credit card within minutes of opening a bank account.

Payments 247

Payments Cards Fraud Data 247

PYMNTS

SEPTEMBER 9, 2020

Consumers who previously paid for purchases by swiping or inserting their cards at in-store point-of-sale (POS) terminals are now turning to contactless cards and online shopping to safely and easily obtain needed goods. Deep Dive: Keeping Security Present Even When Cards Are N ot. Around The Next-Gen Debit World.

Cards 162

Cards Fraud Retail Online 162

PYMNTS

AUGUST 20, 2020

Some families and students have turned to online tutoring to get extra one-on-one education support after many schools closed early in the spring and as digital classes begin to ramp up for fall. This could drive employers to seek to use more all-in-one card-issuing and management platforms to streamline the administration.

Online 167

Online Payments Cards Trends 167

PYMNTS

APRIL 28, 2020

Financial institutions (FIs) are now working to extend services into customers’ homes, for example, and consumers are making fewer credit card payments amid uncertainty over what their employment statuses and budgets might be when the bills come due. The Paytm cards can be used both in-store and online.

Digital Banking 238

Digital Banking Los Angeles Cards California 238

PYMNTS

APRIL 1, 2020

will allow its Apple Card users to defer April payments without interest or penalties to ease financial pressures of the COVID-19 pandemic. Bloomberg reported that the credit card, backed by the Goldman Sachs Group Inc., Our online stores are open at www.apple.com , or you can download the Apple Store app on the App Store.

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Apple Cards Payments Branding 142

PYMNTS

APRIL 9, 2020

million ransom to get their systems back online, The Wall Street Journal reported. The cybercriminals demanded $6 million in ransom with a promise that they would not release the sensitive information of Travelex customers, including birthdates and credit card numbers.

Report 279

Report Groups Data Cards 279

PYMNTS

OCTOBER 20, 2020

This shift in buying behavior is likely here to stay, too, leading more customers to use card-based payments to complete their purchases when shopping online. This is the focus of Understanding Frictions In Credit Card Transactions: How Transaction Disputes And Declines Impact Merchants’ Reputations, a PYMNTS and PAAY collaboration.

Survey 214

Survey Data United States Cards 214

PYMNTS

DECEMBER 17, 2020

One report found that there was a 54 percent increase in gift card and loyalty fraud in May compared to the previous month, making promotion fraud prevention a top priority for merchants. Other fraudsters are deploying phishing schemes to net their ill-gotten gains, either using the stolen data themselves or selling it online.

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Fraud Online Retail Examples 255

PYMNTS

JUNE 11, 2019

Phone numbers, email addresses, usernames and other online signifiers have become vital to digital identity verification, as the world becomes increasingly connected. Mobile wallets have become popular vehicles for storing and accessing credit card information, plane tickets and other documents.

Online 145

Online blockchain social media Security 145

PYMNTS

OCTOBER 15, 2018

A recent string of attacks in the state has seen criminals seeking payment via prepaid card solution Green Dot , urging small business owners and professionals to load money onto the Green Dot card and sent it to them. Researchers advised small business owners to not download any email attachments from an unnamed address.

Online 192

Online Maryland Cards Data 192

PYMNTS

JULY 15, 2020

Livestreaming online shopping is finally gaining momentum in the United States, via an evolving business model from Glamhive. 65.8%: Portion of debit-centric consumers who want card apps to offer easier account management. 57.9% : Share of credit-centric revolvers who are interested in payment plans for large purchases.

Retail 130

Retail Technology Cards Innovation 130

PYMNTS

JULY 15, 2019

The specification is available for free public download from the EMVCo website. As Armstrong told PYMNTS, the spec will gradually replace the “complex registration journey” that many online shoppers have to undergo before making purchases, a journey that includes passwords and other data entered into multiple fields.

Online 146

Online Security Fraud Payments 146

PYMNTS

JANUARY 18, 2021

Such touchless payment options are being used alongside traditional ones like credit cards and checks. Treasurers must also offer customers online access to manage their FX risks through digital channels, as the mismanagement of FX channels can lead to even more risk if customers are not proactively engaged.

Analytics 319

Analytics Data Risk Management Management 319

PYMNTS

OCTOBER 24, 2018

24) a partnership to issue prepaid cards tailored to the Southeast Asian market. To overcome that, Grab, along with Mastercard, will issue virtual and physical prepaid cards directly from the Grab app. Customers can add cash to the card to spend at any merchant, online and offline, where Mastercard is accepted around the world.

Cards 126

Cards Regional Mobile Payments 126

PYMNTS

JUNE 3, 2020

“I would say the most relevant variables across Latin America are banking penetration and credit card penetration,” Gimenez noted. One difference is the use of debit cards online. Since some people don’t have access to bank accounts or online payment methods, there is an option to pay using cash in most countries.”. .

America 248

America Regional Fraud Mobile 248

PYMNTS

OCTOBER 15, 2019

Data from more than 26 million credit and debit cards was stolen from BriansClub, an underground marketplace for stolen credit card information, KrebsOnSecurity reported Tuesday (Oct. The hacked records were lifted from online portals as well as brick-and-mortar retailers over the past four years. million card records for sale.

Cards 122

Cards New York City New York Data 122

PYMNTS

JANUARY 26, 2021

CU members who reported shopping online at least several times a week increased by nearly 50 percent since the pandemic began last spring. Los Angeles-based immigrant-focused technology solution provider Welcome Technologies has announced that it has selected PSCU to provide processing and support services for its first credit card offering.

Tools 276

Tools Los Angeles New Jersey Trends 276

PYMNTS

JULY 2, 2020

Financial institutions (FIs) are therefore expected to offer more contactless cards this year and some are also unveiling services intended to help consumers easily add cards to their digital wallets. consumers to shift as much as $100 billion in annual spending from credit to debit cards. Around the Next-Gen Debit World.

Fraud 222

Fraud Cards Florida Trends 222

PYMNTS

OCTOBER 2, 2020

Adhering to Payments Card Industry (PCI) Data Security Standards (DSS) is an unavoidable requirement for any and all eTailers that accept card payments, but a surprising number of firms are not up to speed on these standards. For more information on these stories and other payments orchestration headlines, download the Playbook.

Compliance 243

Compliance Data Report Meeting 243

PYMNTS

OCTOBER 16, 2018

After downloading an app on the App Store or Google Play, consumers can enter a promo code or ask for one in exchange for sharing how they found the app. Consumers can pay with a credit or debit card, PayPal, Venmo or Apple Pay, so they can make a purchase without opening their wallets while on the bus or walking, Sacks said.

Branding 169

Branding Online Las Vegas Los Angeles 169

PYMNTS

OCTOBER 5, 2020

Cybercriminals deploy a variety of tactics to process their ill-gotten gains, ranging from techniques as basic as exchanging gift cards to ones as advanced as setting up fake eCommerce storefronts. For more on these and other AML/KYC news items, download this month’s Tracker. Streamlining AML And KYC Procedures Via AI.

Online 141

Online Compliance Report Study 141

PYMNTS

FEBRUARY 27, 2017

Vivier & Company, a boutique financial services company, has announced the launch of its new online banking system, which follows the completion of a cloud-based service for financial institutions implemented by IndiaT4T.

Online 100

Online America Groups System 100

PYMNTS

JULY 1, 2020

Despite the surge in mobile payments and online banking , no one is predicting the disappearance of traditional banks and their brick-and-mortar branches. . consumers who have at least one credit or debit card and mobile device revealed that 24 percent would be “very” or “extremely” likely to switch to the new generation of banking.

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Survey Cards Millennials ATM 183

PYMNTS

AUGUST 6, 2019

More common is using credit cards (63.9 percent), debit cards (63.4 percent of consumers have more than five merchant apps stored on their devices, but those who download more apps are more inclined to shop online. percent) who have three to five merchant apps most often shop online. percent) and cash (55.7

Retail 151

Retail Mobile Cards Payments 151

PYMNTS

MAY 24, 2019

Consumers download an app to start their shopping experience, which Hertel said was built to make it “super fun, easy and simple to buy glasses” for families. Shoppers can then check out using a credit card, debit card, Apple Pay or health savings account (HSA) / flexible spending account (FSA) at launch. Solving Glasses.

Branding 134

Branding Online Mobile Ohio 134

PYMNTS

JUNE 1, 2020

Capturing and then enabling card-on-file payments when consumers buy the products or services they consume in the physical world. Part of that includes reminding consumers to use their contactless cards when they check out in their stores (if they have one) or their mobile wallets (if they choose). Uber and Starbucks pioneered it.

Cards 147

Cards Study Maine Retail 147

PYMNTS

NOVEMBER 13, 2020

Multifactor authentication (MFA) and biometric scans are quickly becoming the norm in numerous fields, including online accounts for banks and other businesses. One study found that these apps will outnumber phy sical identity cards by 2023, with this trend being driven largely by national ID programs in emerging markets. More than 6.2

Fraud 242

Fraud US Mobile Study 242

PYMNTS

DECEMBER 1, 2020

As consumers spend more time at home, they continue to order groceries online in far larger numbers than they ever did before the pandemic. In fact, even more consumers have shifted to ordering their groceries online over time, as 15.7 In fact, even more consumers have shifted to ordering their groceries online over time, as 15.7

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US Data Online Meeting 196

PYMNTS

APRIL 8, 2020

Consumers have the potential to grow impatient if it takes more than a single click or tap on a screen to complete a purchase when they shop online. The Playbook focuses in particular on two types of innovations: virtual cards and eInvoices. About the Playbook.

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Study United States Innovation Security 224

PYMNTS

AUGUST 19, 2020

They can easily pay using digital wallets, cards-on-file or a wide variety of digital payment options online or in store, and transactions are expected to be fast, seamless and simple. For more on these stories and other recent headlines on everyday spending, download this month’s Playbook.

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Cards United States Exercises System 233

PYMNTS

MAY 27, 2020

Fraudsters equipped with such information could then easily access victims’ online accounts using legitimate credentials and take control of the customers’ funds. To find more about these and the rest of the latest headlines, download the Playbook. Otherwise, the fraud could continue unnoticed. Read the full story in the Playbook.

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Fraud How To Strategy Analysis 245