Bank Innovation

FEBRUARY 19, 2018

EXCLUSIVE — With government-backed initiatives and a finite business of copper export, Nathan Lustig, co-founder and managing partner at Magma Partners, saw huge potential in the Chilean fintech market. Additionally, […].

Fintech 287

Fintech Marketing Cards Management 287

PYMNTS

OCTOBER 7, 2020

Smaller companies were the focus of innovation in the commercial card space this week thanks to new cards designed for small and medium-sized businesses (SMBs). American Express, Amazon Rollout Card For UK SMBs. American Express rolled out co-branded cards with Amazon for British SMBs.

Cards 248

Cards Innovation United States Branding 248

PYMNTS

DECEMBER 7, 2020

Most are encouraging employees to work from home while also moving their back-office operations online, and payments operations are no exception. RLJ Financial On Managing B2B Spend With Virtual Cards. The benefits of using digital B2B payments solutions extend far beyond their ability to support a decentralized workforce.

Management 268

Management Cards Company Innovation 268

PYMNTS

NOVEMBER 16, 2020

In Beyond the Card: Toward the Cardless and Contactless Future , a PYMNTS and i2c Inc. Physical cards are changing form, as some NFC-capable mini-cards are being embedded in rings and other wearables. This development is fitting, considering the degree to which commerce has shifted online since the pandemic. told PYMNTS.

Cards 239

Cards Payments Innovation Customer Experience 239

PYMNTS

SEPTEMBER 28, 2020

Not every product launches smoothly (RIP Fire Phone ), not every new endeavor delivers (Amazon’s flirtations with offering a travel platform ended abruptly) and not every new market immediately yields. The degree to which consumers intend to continue shopping online seems to depend on the types of products and services they purchase.

Marketing 237

Marketing Survey Online New York 237

PYMNTS

APRIL 9, 2020

For digital laggards, the coronavirus pandemic will serve as a harsh wake-up call regarding the importance of digitization and automation, with commercial cards uniquely positioned to address many of the pain points companies face today in these unprecedented times. A Surge In Commercial Card Interest. Supporting Unique Experiences.

Cards 232

Cards Payments Tools Operations 232

PYMNTS

SEPTEMBER 2, 2020

Checkbook has joined Visa 's FinTech Fast Track program and launched Virtual Cards , a program that will expand the reach of real-time payments, according to a press release. Virtual Cards were created by Checkbook to reduce the fear of losing a wallet or being a target of credit fraud, according to the release.

Cards 213

Cards Fintech California Fraud 213

PYMNTS

JULY 28, 2020

consumers did at least some shopping online as of April 11 — a figure that had risen to 35.7 Consumers are also changing how they pay for their purchases, with a recent study finding that debit card spend was up 11.7 Debit cards are also being used to more quickly pay workers who need fast compensation now more than ever.

Cards 212

Cards Rhode Island Payments Online 212

PYMNTS

DECEMBER 3, 2020

Might mobile payments help revolutionize corporate cards? As a result, he said, many firms pivoted quickly toward card payments. “It Cards, of course, are also inherently vulnerable to fraudsters’ attacks. Cards, of course, are also inherently vulnerable to fraudsters’ attacks. It’s low touch, it’s auditable and quick.

Cards 213

Cards Mobile Payments Course 213

PYMNTS

DECEMBER 23, 2020

That arm of the financial technology (FinTech) giant offers a virtual credit card. Ant Group is best known for its wildly popular payment and loans app Alipay , which has both online and mobile platforms. The company said that the move was an effort to promote more “rational” spending habits among users, Reuters reported.

Groups 242

Groups Cards Regulation Fintech 242

PYMNTS

OCTOBER 28, 2020

Cryptocurrency fans in the United States will soon have their own debit card for holiday shopping. consumers interested in applying for its new Coinbase Card, a Visa debit card that enables users to use their Bitcoin or other crypto holdings to shop online and in stores, in addition to converting their cryptocurrencies to cash at the ATM.

Cards 193

Cards cryptocurrency ATM Bitcoin 193

South State Correspondent

MARCH 3, 2025

Germain Depository Institutions Act of 1982 enabled thrifts to offer money market accounts and expand lending powers, fostering competition with banks. Unfortunately, many banks were not equipped to manage deposit volatility as they got in a rate war for money market accounts and Super Now accounts. The Garn-St. of C&I lending.

FDIC 195

FDIC Trends Management ATM 195

PYMNTS

NOVEMBER 11, 2020

As online shopping becomes the norm, Amazon is courting food stamp shoppers, according to a report by Bloomberg. s ShopRite stores, participates in a pilot program that lets EBT card users buy groceries online for delivery or pickup, Bloomberg reported. The eCommerce giant, along with Walmart and Wakefern Food Corp. ’s

District of Columbia 191

District of Columbia Online Report System 191

Abrigo

DECEMBER 17, 2019

Both established markets and emerging vendors on the Dark Web have been actively promoting fresh inventory and steep discounts for holiday sales, including Black Friday and Cyber Monday. Carding shops offer bulk sales on compromised payment card data. Another popular category in the underground is account markets.

Fraud 307

Fraud Tools social media Cards 307

PYMNTS

NOVEMBER 18, 2020

In the fourth quarter, the two companies aim to work with "business and corporate cards, travel cards, fleet cards and procurement cards, among other corporate payment solutions" to aid businesses of varying sizes and sectors to move cashless payments.

Cards 188

Cards Regional User Experience Payments 188

PYMNTS

JANUARY 22, 2021

And that opened up an entirely new playing field for online gaming establishments now free to operate in any state that would allow them. But now gaming and sports betting is moving online and regulators are just now trying to figure out how to manage it.”. Or Michigan, which starts online gambling Friday, Jan.

Online 181

Online Tennessee Regulation Examples 181

Perficient

MARCH 23, 2021

We’ve broken it down into market segments, in both U.S. broken out by market category: This gives us a quick view into mobile-dominant market categories, such as news, food and drink, people and society, sports, beauty and fitness, shopping, and arts and entertainment. and global views. in every category. data views.

Mobile 421

Mobile Study Community Industry 421

PYMNTS

OCTOBER 15, 2020

But bank earnings are showing that loan loss reserves were more conservative than needed (at least for now) and that in some cases, consumer spending and card activity might be emerging from the most recent depths spurred by the pandemic. At least in terms of third-quarter results that gave insight into card spending and charge-offs.

America 220

America Cards Mobile Management 220

PYMNTS

OCTOBER 1, 2020

As the digital revolution continues to transform the way shoppers pay for things amid the COVID-19 pandemic, Mastercard announced a free online tool to help entrepreneurs future-proof their companies. Fortunately, Cadore quickly pivoted her business to focus on online sales and partnerships with online retailers.

Tools 262

Tools Cards Guidelines Online 262

PYMNTS

JULY 26, 2020

of India (NPCI) that facilitates inter-bank transactions, has propelled the growth of online payments, the Financial Times (FT) reported. UPI allows customers to make inexpensive, real-time transfers across bank accounts and to pay for everything from groceries to online services. The country has diverse needs.

Payments 309

Payments Mobile Analysis Google 309

PYMNTS

DECEMBER 22, 2020

Italian consumers are embracing a new government program aimed at boosting retail sales while tamping down on tax evasion that allows buyers to receive a 10% refund on card payments made in stores. By offering the incentive, they hope to cut down on black market deals and fraud, according to The Financial Times.

Cards 188

Cards Payments Taxes Study 188

PYMNTS

AUGUST 6, 2020

The solution, Pay Direct , allows corporates to more seamlessly accept online payments directly from the sender’s bank account using the U.K.’s In its announcement, Bottomline highlighted the enhanced payer experience, as well as the ability to reduce card fees for recipients, as key benefits of the solution.

Fintech 277

Fintech Cards Technology Samsung 277

PYMNTS

DECEMBER 14, 2020

The 2020 holiday shopping season is picking up, and consumers are heading online or to reopened brick-and-mortar stores to shop and pay for gifts. It is an interesting question: Do you as a customer choose to store a card, or do you choose to reauthenticate every transaction? Keeping Omnichannel Payments Invisible. for example.

Payments 349

Payments Online Retail Mobile 349

PYMNTS

OCTOBER 14, 2020

14), Wells Fargo called out strong mortgage banking fees, higher equity markets and declining sequential charge-offs as positives for the period. “As On the plus side, Wells Fargo reported that card fees rose to $912 million in the third period, up from $797 million in second quarter. Debit card point-of-sale purchase volume hit $102.9

Cards 206

Cards Operations Report Mobile 206

PYMNTS

APRIL 29, 2020

The COVID-19 pandemic has prompted traditional banks to take fresh looks at their digital initiatives and has given digital-only banks the opportunity to learn about the advantages and hurdles of serving customers primarily through online and mobile channels. Building Trust Between Banks and Consumers Online.

Digital Banking 263

Digital Banking Cards Trends Online 263

PYMNTS

JANUARY 19, 2021

The shift to digital commerce has opened up new markets for companies across all verticals and sizes. With so many retail stores closing, they need to be able to provide a way to sell D2C wherever those consumers are online.”. And everyone, he said, wants to crack the Chinese market. Shortening The Time To Commerce.

Branding 322

Branding Taxes Fraud Regulation 322

PYMNTS

SEPTEMBER 29, 2020

Reports said that the legislation aims to also provide greater efficiency to address market fragmentation, with current financial service providers working with cryptocurrencies often operating in only one member state. During the lockdown, many people shifted to accessing banking and other financial services online.

Innovation 323

Innovation Payments cryptocurrency blockchain 323

PYMNTS

JUNE 24, 2020

Drilling down into Adfone’s core market — prepaid mobile phone users — Boroff said “many people in the U.S. The carriers preload the Adfone platform onto devices or SIM cards. “We’re its current markets. do not realize that 80 percent of the world’s 5 billon smartphones are prepaid.”

Mobile 201

Mobile Online Payments Video 201

PYMNTS

AUGUST 7, 2020

While the barriers to reaching an international consumer base are low thanks to innovations in eCommerce, online retailers and merchants still struggle to provide their global consumers with the same payments experience their domestic ones have. Visa recently announced a new policy to help shoppers alleviate this pain point.

Policies 302

Policies Online Retail Payments 302

PYMNTS

AUGUST 18, 2020

Online sales, then, stood at 15.1 These establishments reach customers and market merchandise through things like paper and electronic catalogs, door-to-door solicitation, in-home demonstration, infomercials, portable stalls and vending machines.”. And buying online begets buying online. trillion, down 3.4

Retail 289

Retail Cards Online Data 289

PYMNTS

AUGUST 14, 2020

Disruption is hitting both the B2C and B2B arenas, and while it would seem they are two opposite ends of the spectrum, these ecosystems share commonalities in the kinds of trends that force sellers to modernize their market strategies. Getting Closer To The Consumer. The result, in some industries, has been a fragmented shopping experience.

Strategy 295

Strategy Online Payments Management 295

Perficient

JULY 11, 2022

When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout. Using Afterpay, however, made it Future Me’s problem and let me have everything I needed and wanted at that moment and avoid racking up my credit card balance.

Fintech 474

Fintech Trends Apple South Dakota 474

PYMNTS

OCTOBER 1, 2020

For one firm, AeroPay — focused on bringing payment services to underserved markets — the cannabis market is but one that can benefit from the great digital shift for payments done in person or online. Looking Toward Underserved Markets . Banks have been inching into the space; cash still remains a hallmark.

Payments 271

Payments Colorado Marketing Cards 271

PYMNTS

DECEMBER 23, 2020

We’re all consumers of media, of content, of subscriptions — and we do it all online, which means we pay for it all online. Merchants can change on a dime, really, and go out and make an adjustment to how they're going to conduct eCommerce and accept payments either online or in the physical space," said Evans.

Company 274

Company Payments Online Fraud 274

PYMNTS

OCTOBER 20, 2020

Many CUs, he said, have seen that members’ spending activity had, until recently, trended toward using debit cards, as the pandemic has heightened fears of financial uncertainty. He noted that credit card payment volume growth rates have remained positive through the last several weeks, at mid-single-digit levels of growth.

Cards 268

Cards Exercises Mobile Payments 268

PYMNTS

DECEMBER 14, 2020

There aren’t many online payment providers that have successfully gone offline. customers, he said Afterpay has become as much of a marketing channel for its retail partners as it is a financing tool. Ninety percent of our transactions are paid with a debit card, not a credit card,” Molnar said. million U.S.

US 322

US Retail Cards Millennials 322

PYMNTS

FEBRUARY 19, 2020

Membership in Visa gives Coinbase the ability to offer the Coinbase Card , which enables its customers to spend cryptocurrency as easily as using cash from their bank account. “We Coinbase has been working with Visa since 2019, when it launched its Coinbase Card in the U.K. The company debuted the card in the U.K.

cryptocurrency 208

cryptocurrency Cards Bitcoin Marketing 208