PYMNTS

SEPTEMBER 23, 2019

What these studies didn’t reveal is that construction management software and tools like virtual cards can also speed payments and free up cash flow. How Virtual and Purchasing Cards Can Help. Virtual cards are a form of ePayables that act like a traditional credit card. Only 6 percent wanted mobile access.

Industry 169

Industry Cards Software Phoenix 169

PYMNTS

JANUARY 21, 2021

Office for National Statistics and the Bank of England show that debit and credit card purchases in the country have fallen 35 percent from what they were prior to the pandemic, according to a press release. Stats from the Office for National Statistics showed that one in 100 people in the U.K. New data from the U.K. In the U.K.,

Cards 141

Cards National Study Survey 141

PYMNTS

DECEMBER 11, 2017

It appears the ever-inventive thieves of the world have found a new way to make gift card fraud work for them this holiday season, according to the Better Business Bureau (BBB). This year the scam relies on thieves grabbing cards off the rack, scratching the film that covers the card PIN underneath and copying the relevant numbers.

Cards 129

Cards Fraud Retail National 129

PYMNTS

DECEMBER 4, 2020

Mastercard Intros Mobilized Virtual Cards; Defines Intersection Between Functionality And Security. The virtual card offers a strong value proposition for corporates in the form of enhanced security and control over spend. But without support for mobile wallets, v-card adoption can lag. Top Trackers And Reports.

Cards 151

Cards Data Mobile Survey 151

Perficient

JULY 11, 2022

Afterpay does not perform a hard credit check on users, but it can still affect credit if users have a credit card as the form of payment connected to their Afterpay account or if they fail to pay back their loans. Although this is certainly expensive for merchants, it has proven to be a worthy investment.

Fintech 474

Fintech Trends Apple South Dakota 474

PYMNTS

JANUARY 9, 2019

are less optimistic about the national economy, with economic outlook dropping for the fourth month in a row, according to analysis from the National Federation of Independent Business (NFIB). Reports in the Wall Street Journal on Tuesday (Jan. 8) said entrepreneurs in the U.S. The NFIB’s optimism index dropped to 104.4

Michigan 168

Michigan National Survey New York 168

PYMNTS

DECEMBER 21, 2020

One recent report that surveyed consumers from the U.K., and five other nations identified 100 million potentially fraudulent transactions between March 11 and April 28, for example. One May report noted a 54 percent month-over-month increase in loyalty- and gift card-related promotion abuse, for example.

Fraud 210

Fraud Cards Retail Resources 210

PYMNTS

SEPTEMBER 21, 2019

It’s National Cyber Security Awareness Month, and industry leaders are zeroing in on some of the most vulnerable targets of cyber scams: small businesses. 11 percent of businesses surveyed in Microsoft’s 2019 Global Cyber Risk Perception Survey said they are confident about their cyber resilience. Stronger passwords.

Data 202

Data Los Angeles Survey Cyber Security 202

CFPB Monitor

SEPTEMBER 9, 2015

The CFPB has published a notice indicating that it is seeking approval from the Office of Management and Budget to conduct “a national web survey of 8,000 individuals as part of its study of ATM/debit card overdraft disclosure forms.” Comments are due by November 3, 2015.

Survey 60

Survey National Study ATM 60

PYMNTS

OCTOBER 15, 2020

“This operation has shown that through this cooperation we can collectively tackle the global nature of cybercrime,” said Carlos Cabreiro, director of Portugal’s National Unit for Fighting Cybercrime, according to the AP. This is the only way forward.”.

Georgia 192

Georgia National Survey Report 192

PYMNTS

DECEMBER 11, 2020

According to the survey data, 79.6 That includes things like contactless credit and debit cards, digital wallets, cards on file or other digital methods. percent reported interest in card on file and 17.9 percent fewer consumers use contactless credit cards than would like to, while 15.1 percent of all U.S.

Study 240

Study Online Cards National 240

PYMNTS

JUNE 29, 2020

Launched in the Ukraine a decade ago, the internet-based cybercriminal enterprise stole identities, compromised debit and credit cards and personal, financial and banking information and spread computer malware, the Justice Department’s Criminal Division said in a statement. In April, a joint study by the U.S. and the United Kingdom.

Nevada 201

Nevada Cyber Security Study Security 201

PYMNTS

FEBRUARY 28, 2020

This could mean receiving funds onto payroll cards or mobile apps, as both technologies free them from having to cash checks or wait for money to appear in their bank accounts. . That means deciding whether to have some or all of their funds delivered by direct deposit, paper check or payroll card. ADP surveyed 500 U.S.

Cards 130

Cards Meeting Resources Capital 130

Abrigo

DECEMBER 10, 2019

According to the National Council on Aging (NCOA) this heartless crime is most likely under-reported due to the victims’ fear, shame and embarrassment. Eighty-one percent of banks surveyed listed reporting to APS as one of their key actions in dealing with suspected elder fraud, up from 62% in 2017. billion annually.

Fraud 284

Fraud Study United States Training 284

PYMNTS

AUGUST 12, 2020

As detailed by NPR, though at least some verticals, such as grocery stores, accept card transactions (and thus see at some volume of contactless payments), a significant number of smaller businesses rely on cash to keep revenues coming in. percent of total value came from card payments, slightly outpacing the 48.3

Course 221

Course Cards Fintech Payments 221

PYMNTS

DECEMBER 3, 2020

Judging by Ondot ’s data from a recently conducted consumer survey, that means holiday shopping is going to be online and on mobile to a degree never before seen. COVID-19 has driven people to be a bit more cautious with their spend, and we saw that credit card spend was way down pretty much for most of the year,” he said. “I

Cards 210

Cards Online Trends Survey 210

PYMNTS

FEBRUARY 23, 2017

In years past, this money was typically spent on things like paying off credit cards, buying new clothes or taking a trip somewhere exotic. That day is when the IRS hands out tax refund checks from the previous year’s tax filing. Not this year.

Taxes 100

Taxes Survey Analytics National 100

PYMNTS

NOVEMBER 13, 2020

A survey found that less than 50 percent of banks in North America leverage digital ID verification for bank account onboarding, with most requiring customers to verify themselves in person with physical ID documents at branch locations. Developments From Around The World Of Digital ID. More than 6.2

Fraud 242

Fraud US Mobile Study 242

PYMNTS

APRIL 23, 2020

The deal would give SoFi increased access to application programming interfaces (APIs) that in turn can let other firms offer financial products such as virtual cards and checking accounts. Interestingly, that same survey, which tallied responses in February, before the coronavirus hit the U.S. Our survey shows that 64.2

San Francisco 252

San Francisco Online Fintech Survey 252

PYMNTS

SEPTEMBER 29, 2020

According to a new study from the National Bureau of Economic Research (NBER) stimulus dollars did a lot to blunt the pandemic’s incredible impact on consumers. A quick look at PYMNTS’ consumer survey data indicates that even early in the pandemic, the majority of consumers were living highly financially tenuous lives.

Study 238

Study Survey Data Examples 238

PYMNTS

NOVEMBER 27, 2020

Remote onboarding has overtaken (some might say overwhelmed) banks and merchants all year long as a deluge of faceless applicants opened accounts and cards. Over 80 percent of respondents in a recent survey reported fake users as a significant problem,” Bud Walker, chief strategy officer at Melissa, told PYMNTS.

Security 269

Security Study Mobile Data 269

PYMNTS

FEBRUARY 8, 2019

A recent survey showed that retailers are going to get some love on Valentine’s Day, according to reports. billion on gift cards and $933 million on greeting cards. The survey asked 7,384 adults aged 18 or older the questions between Jan. billion, followed by a date night at $3.5 billion, clothing at $2.1 billion, $1.9

Retail 150

Retail Survey Analytics Cards 150

PYMNTS

NOVEMBER 7, 2016

There are those high-profile credit card data breaches that create massive headaches for merchants, while the Federal Bureau of Investigation has continually warned the nation about corporate phishing attacks that specifically target the B2B and supplier payment process, convincing businesses to pay a fake supplier. .

Security 193

Security Payments Survey Innovation 193

PYMNTS

NOVEMBER 18, 2018

Customers are able to select and add their chosen offers through the app — and then use them with eligible Chase credit and debit cards. As for the merchants who participate in Chase Offers, they are able to directly reach millions of Chase consumer debit and credit card customers with deals designed to boost business.

Mobile 167

Mobile Retail Cards Survey 167

CFPB Monitor

JANUARY 12, 2017

Early this morning, the CFPB released the findings of its national debt collection consumer survey. The press release announcing the survey also includes links to “ consumer debt collection stories ” and a new white paper on online debt sales. Credit card debt remaining a potential regulatory focus is no surprise.

Survey 60

Survey National Leadership Compliance 60

PYMNTS

DECEMBER 8, 2017

They say gift cards are the gift that always fits. Thieves simply walk into Walmart, Target, Home Depot, Lowe’s or another big-name retailer, steal an item, return it at a different store without a receipt and receive a gift card in return, which they can then turn around and sell to a pawn shop or secondary store for a lower price.

Fraud 105

Fraud Cards Tennessee Retail 105

PYMNTS

NOVEMBER 23, 2020

According to the survey, a large swath of those early shoppers were parents of children under 18 years of age, 44 percent of whom had managed to wrap up their holiday shopping before outfitting their kids in Halloween costumes this year. To say the least, the retail industry finds itself in the middle of a tricky holiday season.

Retail 248

Retail Online Survey Course 248

PYMNTS

MAY 8, 2020

We’re most encouraged to see such widespread bipartisan support for the Payne bill,” said Bruce Renard, Executive Director of coalition member The National ATM Council, Inc. This law will establish sound and consistent guidelines to help preserve a nationwide option for consumers to pay with cash.”.

Groups 182

Groups San Francisco NJ New Jersey 182

PYMNTS

FEBRUARY 20, 2020

Yet, what if these companies extended their presence into banking by offering accounts that improved the way consumers use and manage their credit cards and debit accounts? For the Building A Better App: Banks And The Innovation Imperative Report , a collaboration with Ondot , PYMNTS surveyed more than 3,000 U.S. In fact, 24.3

Cards 146

Cards Data Management Mobile 146

PYMNTS

MAY 20, 2020

While Peter Luger is cash-only in its dining rooms, the restaurant must take credit cards to make delivery and pickup services available. Until now, the accepted forms of payment apart from cash had been the Peter Luger card and gift certificates as well as checks and debit cards, CNBC reported. “As

Cards 145

Cards Study Survey US 145

PYMNTS

SEPTEMBER 28, 2020

Take, for example, Italy, where Amazon has been operating since 2010 with what The New York Times describes as rather “muted success” since selling its first children’s book in the nation nearly a decade ago. On one level, that sentiment is pretty unsurprising, as it lines up nicely with similar sentiments PYMNTS has observed among U.S.-based

Marketing 237

Marketing Survey Online New York 237

PYMNTS

DECEMBER 16, 2019

A recent National Restaurant Association (NRA) survey found that 43 percent of consumers want to order via app, but only 18 percent of NRA members have it on the menu. Credit/debit card pilferage is their core trade, so naturally, they’ve latched onto gift cards in a big way. Would You Like Hacking with That?

Mobile 134

Mobile Fraud Cards Survey 134

PYMNTS

SEPTEMBER 2, 2019

percent) express satisfaction with using virtual cards to settle invoices. However, as the Playbook revealed, the majority of surveyed businesses have yet to adopt AP automation. Elevating the Commercial Card. Visa wasn’t the only player to explore the role of the commercial card in a modern B2B payments ecosystem.

Payments 186

Payments Cards Tools Technology 186

PYMNTS

JANUARY 14, 2021

percent market rate that the National Retail Federation (NRF) had predicted, according to the release. In addition, PSCU found that increased adoption of contactless “tap and go” transactions through dual interface cards continued to occur during last year’s holiday season. percent of card present activity on contactless credit cards.

Innovation Strategies 155

Innovation Strategies Cards Analytics Retail 155

PYMNTS

MAY 11, 2018

LendingTree , the nation’s leading online loan marketplace, released its first Consumer Debt Outlook for May 2018 — it found that collectively, Americans owe more than 26 percent of their income on consumer debt, up from 22 percent in 2010. Revolving credit, primarily credit card spending, also fell by $8.1 billion to $976.6

Cards 116

Cards Survey National Data 116

PYMNTS

APRIL 9, 2020

Between March 10 and March 18 PYMNTS surveyed 5,557 U.S. By that time the nation had accepted the COVID-19 pandemic’s inevitability, triggering a wave of stock-up buying of household supplies as face masks were suddenly everywhere, and major coronavirus-induced lockdowns commenced. percent to 80.2

Mobile 140

Mobile Apple Cards Millennials 140

PYMNTS

DECEMBER 1, 2020

PYMNTS surveyed a census-balanced panel of 2,066 U.S. PYMNTS surveyed a census-balanced panel of 2,066 U.S. percent of all consumers prefer grocery shopping with large national chains like Walmart , which was found to be the most preferred merchant at 27.8 PYMNTS research revealed that 38.6 of consumers. However, 25.4

US 196

US Data Online Meeting 196