PYMNTS

JUNE 13, 2017

Officially SoFi is looking for an industrial loan charter under the name SoFi Bank in Utah. And though its mailing address will be in Salt Lake city, SoFi will continue to operate as it has since its inception — as an online-only institution, with no branches or deposit-taking ATMs. The bank will offer no other products and services.”.

FDIC 100

FDIC Utah Millennials ATM 100

PYMNTS

JULY 14, 2020

“Given how much the demand for installments is increasing, we are also using the already existing parts of the credit system today to scale installment payments with every [Visa] card across the board,” Cetin Duransoy , Visa ’s global head of installment solutions, told PYMNTS. Fast and Furious BNPL Action. Afterpay Co-Founder and U.S.

Lending 130

Lending FDIC Minneapolis Utah 130

CFPB Monitor

JANUARY 25, 2021

Per the Utah Department of Financial Institutions website, Rakuten Bank America’s application for a Utah ILC charter was received on July 26, 2019 and remains pending. . based bank, Rakuten Bank America. Rakuten’s first FDIC deposit insurance application was filed in July 2019, and was withdrawn in March 2020.

FDIC 78

FDIC Utah America Financial Technology 78

PYMNTS

MARCH 20, 2020

The idea of hunkering at home means that at least some economic activity shifts online. to create a de novo industrial bank in Utah — originating commercial loans to retailers who use the company for payments. The most widely hit industries include the travel vertical, of course, and also restaurants and bars.

Maine 130

Maine Utah Apple Course 130

PYMNTS

JANUARY 7, 2019

The company has also reported that, at least thus far, there is no indication that the attacks were successful in stealing any credit card information — though they have contacted users affected and advised them to change their passwords. Warby Parker contacted law enforcement when it found out about the breach.

Data 139

Data Wyoming Idaho Mobile 139

PYMNTS

OCTOBER 17, 2017

All industrial banks are chartered in Utah – and there are only 17 such charters issued, 15 of which are currently active. Walmart claimed it wanted to leverage the proposed bank mainly for the purpose of lowering costs of its backroom processing of check and credit card transactions and to offer high-interest certificates of deposits.

Industry 108

Industry Fintech FDIC Community Bank 108

Fintech Labs Insights

OCTOBER 1, 2024

In the last eight years, the corporate charge card market ( see definition below ) has seen the launch of 3 major digital players ( Ramp in 2019, Brex in 2017, and Divvy in 2016) that are already multi-unicorns. Profiles: Challenger SMB Charge Card Issuers 1. 4,800 18 16 Dash.fi (was FunnelDash ) 4 1 Oct 24 2016 Austin $3.7

Cards 29

Cards Online Utah New Jersey 29

PYMNTS

JUNE 28, 2019

Car IQ’s technology aims to automate and accelerate fleet payments for scenarios like vehicle maintenance and other services, without the need for human intervention or credit cards — a tool that the company said will combat fraud. MX, based in Utah, said it plans to deploy the investment to continue building out its data solutions.

Capital 108

Capital Analytics San Francisco Lending 108

Independent Banker

OCTOBER 31, 2022

From gaming and online advertisements to autonomous vehicles and smart homes, artificial intelligence (AI) is used in a wide variety of ways. billion-asset Sunwest Bank in Sandy, Utah. For example, a bank may feel comfortable allowing a VA to solve a login problem, while situations like a lost card are solved by an empathetic human.

Community Bank 91

Community Bank Community Customer Experience Data 91

FICO

JUNE 14, 2021

Invitations to buy even the smallest items on an installment plan seem to be everywhere online, and in-store, too: called “buy now, pay later” or BNPL loans, these offers let consumers buy what they want, now, and pay for it over time in four equal payments. BNPL: Even the smallest purchases can now be broken into bite-size chunks. .

Fraud 52

Fraud Cards Millennials Utah 52

MyBankTracker

MAY 22, 2020

To apply, you must live in one of the following states : Arizona California Florida Illinois New Jersey New Mexico Nevada Texas Utah Idaho (online only) Missouri (online only) Wisconsin (online only) Currently, you can only apply if you receive an offer code in the mail, but the company plans to open applications to the public in the near future.

Idaho 52

Idaho Lending Alabama Nevada 52

Fintech Labs Insights

JUNE 17, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Here is a list of the 15 challenger business credit cards currently active in the United States. 1,060,000. Divvy (Bill.com).

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

JUNE 17, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Here is a list of the 15 challenger business credit cards currently active in the United States. 1,060,000. Divvy (Bill.com).

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

DECEMBER 1, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Below is a ranked list of the 17 challenger business credit cards currently active in the United States. Review Date.

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

DECEMBER 1, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Below is a ranked list of the 17 challenger business credit cards currently active in the United States. Review Date.

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

JULY 30, 2024

files recently, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. It was the first time anyone had put a mortgage app online and one of the first online credit apps of any kind.** Cleaning out some (paper!) 315 reviews, up 5 since Nov) 5.

Atlanta 29

Atlanta Utah Miami San Francisco 29

Fintech Labs Insights

JULY 18, 2023

Founded in late 2016 by Blake Murray and Alex Bean, the Lehi, Utah-based startup went from founding to a $2.3 The exit occurred in mid-2021 when Bill.com was looking to expand its offerings in the corporate card and expense management space. Virtual cards that can be used for online purchases or one-time payments.

Management 15

Management Cards Software Utah 15

Fintech Labs Insights

AUGUST 20, 2024

When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. Related: Top 7 Conferences for Fintech & Financial Institution Developers & CTOs in 2024 Top 21 Digital Online Bill Payment & Invoicing Solutions for U.S.

Online 15

Online Miami Detroit Houston 15

Fintech Labs Insights

FEBRUARY 8, 2022

When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. Top 17 Online Digital Corporate Credit Cards for Small Businesses (Feb 2022). And it’s an ideal service to consume digitally. 5,200 Apply.

Online 15

Online Detroit Houston Utah 15

Fintech Labs Insights

JANUARY 9, 2023

Founded in late 2016 by Blake Murray and Alex Bean, the Lehi, Utah-based startup went from founding to a $2.5 The exit occurred in late 2021 when Bill.com came knocking at just the right time as Bill was looking to expand its offerings in the corporate card and expense management space. billion exit in just 4.5 Features & Benefits.

Management 15

Management Cards Software Utah 15

Fintech Labs Insights

NOVEMBER 4, 2021

They support most types of debt products from commercial loans to business credit cards. Lendio primarily markets directly to business owners online. Credit cards. HQ: Salt Lake City, Utah. And it’s so good to see the progress they’ve made since then. Merchant cash advances. Commercial mortgages. Company Vitals.

Utah 15

Utah Google Cards Lending 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. CAN Capital.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. CAN Capital.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. CAN Capital.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

APRIL 30, 2015

HQ: Provo, Utah. Electronic gift card platform. Online auto insurance comparison site. Online & mobile payment solutions in Southeast Asia. Online real estate investment platform. Tags: Prepaid, gift card, non-profits, mobile. Digital banking platform for financial institutions. Total raised: $61.7

Las Vegas 12

Las Vegas Company North Carolina Fintech 12

Fintech Labs Insights

JUNE 25, 2015

HQ: Salt Lake City, Utah. Payments gateway for online marketplaces. Online investment manager. Tags: Payments, risk, compliance, SMB, merchants, cards, acquiring. Total raised: $15.2 Source: The Oregonian. Payments risk & compliance management. HQ: Palo Alto, California. Latest round: $12 million. Total raised: $21.5

Puerto Rico 12

Puerto Rico St. Louis Fintech Company 12

Fintech Labs Insights

JUNE 16, 2016

Consumer credit card management. HQ: Lehi, Utah. Online cap table management. HQ: Sandy, Utah. Tags: SMB, merchants, acquiring, credit/debit card processing, hospitality, restuarants, underwriting, POS. Source: Crunchbase. Tally Technologies. Latest round: $15 million Series A. Total raised: $15 million.

San Francisco 12

San Francisco Company New York City South Carolina 12

Fintech Labs Insights

AUGUST 11, 2016

Braintree’s payment platform serves both online and mobile merchants, providing a secure payment gateway, merchant account, recurrent billing and credit card storage.

San Francisco 12

San Francisco Utah Case Study New York 12

Fintech Labs Insights

JULY 12, 2016

Online insurance. Prepaid debit card for youth. HQ: Salt Lake City, Utah. Micro-payments for online content. Tags: SMB, payments, merchants, POS, point of sale, acquring, debit/credit cards. Total dollars raised YTD is now $16 billion, nearly double the $8.4 billion raised during the same period a year ago. ——-.

New York City 12

New York City Company Fintech San Francisco 12

PYMNTS

MAY 3, 2019

provides small businesses (SMBs) with a holistic digital toolkit to promote their ability to operate online via eCommerce, social media, email marketing, SEO and other digital resources. Reports did not indicate how COTI plans to use the funding. Webware.io. Canada’s Webware.io

Fintech 160

Fintech Capital blockchain Management 160

Fintech Labs Insights

JANUARY 25, 2022

When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. Draper, Utah. Challenger Accounting/Bookkeeping Online Providers in the United States. HQ: Draper, Utah. But so far I’ve been proven wrong. 3,900,000.

San Francisco 15

San Francisco Online Detroit Houston 15

Fintech Labs Insights

FEBRUARY 15, 2016

Underwrites & guarantees high-risk credit card transactions . Online stock brokerage. Online mortgage advisor. HQ: Salt Lake, Utah. Tags: SMB, POS, payments, credit/debit cards, restaurant merchants, acquiring. Source: Crunchbase. Latest round: $25 million Series B. Total raised: $30.7 HQ: Tel Aviv, Israel.

Company 12

Company Fintech New York City Comparison 12

Fintech Labs Insights

APRIL 30, 2015

HQ: Salt Lake City, Utah. Our platform brings innovation to mobile card services. Prairie Cloudware provides a comprehensive set of omni-channel, digital payment services to solve the need for more security, convenience, and control when purchasing goods and services online and in-store. Why it’s great. Founded: 1999.

San Jose 12

San Jose Las Vegas California Tucson 12

Fintech Labs Insights

JANUARY 18, 2016

Online marketplace for real estate investing. Online consumer lending. HQ: Provo, Utah. Tags: Enterprise, B2B2C, payments, mobile, SDK, API, developers, credit/debit cards. Total raised: $136.7 HQ: San Francisco, California. Source: Finovate. RealtyMogul. Latest round: $18.4 million ($1.5 million equity, $16.9

Company 12

Company New York City Fintech San Francisco 12

Fintech Labs Insights

APRIL 4, 2016

Consumer online investment platform. HQ: Salt Lake City, Utah. Tags: Consumer, payments, bitcoin, crypto-currency, Overstock (investor), mobile wallet, debit card, funds transfers, remittances. Latest round: $150 million Private Equity. Total raised: Unknown. HQ: Minneapolis, Minnesota. Source: Crunchbase. Betterment.

New York City 12

New York City Company Fintech California 12

Fintech Labs Insights

FEBRUARY 2, 2021

Divvy : Two Utah companies became unicorns this month. The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. MX : The second Utah unicorn of January, MX needs no introduction if you’ve ever attended or followed Finovate. years to grow from zero to $1.3B

United States 15

United States Fintech Utah Lending 15

Gonzobanker

DECEMBER 19, 2016

A “Making a Difference” Nod – Goes to S andy Dubois, executive secretary at People’s Utah Bancorp in American Fork, Utah, for her work in establishing “Project Teddy Bear.” Project Teddy Bear collects stuffed animals and gives them to at-risk children in Utah. Small things can make big differences. THE STINKIN’ FEDS AWARDS.

Utah 60

Utah System Community Marketing 60