Cards and Payments - Community Banking Brief

Fed study highlights growth in card, ACH payments

Payments Dive

APRIL 24, 2023

Card, ACH and check payment values climbed from 2018 to 2021, as cash was left behind, according to the Federal Reserve’s noncash payments study.

Study

Study Cards Payments

Plastiq sees inflation boosting B2B card payment use

Payments Dive

JULY 5, 2022

As companies grapple with inflation and supply chain snarls, the business payments firm says it’s targeting those that need credit cards for workflow capital.

Cards

Cards Payments Capital Company

Amazon now accepts EBT card payments

Payments Dive

NOVEMBER 21, 2024

The e-commerce giant began letting needy families shop on its website with their federal benefits cards earlier this month.

Cards

Cards Payments

Webinars

Fall In Love With the Month-End Close

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The end of cards and cash … just fifteen years late

Chris Skinner

MARCH 2, 2020

I just received a report from Deloitte about credit and debit cards. It says the future is not so bright: “more payment choices, along with changing consumer preferences, are threatening the long-term viability of the credit card business model.” I said that fifteen years ago.

Cards

Cards Report Payments Mobile

The Importance of PCI Compliance and Data Ownership When Issuing Payment Cards

This eBook provides a practical explanation of the different PCI compliance approaches that payment card issuers can adopt, as well as the importance of both protecting user PII and gaining ownership and portability of their sensitive data.

Cards

Getting in contact with contact-less cards

Payments Dive

SEPTEMBER 1, 2020

The world of payments is changing and what was once a preferred way to pay, with a debit or credit card, is being overtaken by the contactless and card-not-present methods. Was the pandemic to blame or is something more?

Cards

Cards Payments

Card fraud losses will increase over next decade

Payments Dive

JANUARY 15, 2025

Fraud losses in card payments will continue to rise worldwide, the research firm Nilson Report said this month, predicting $404 billion in global losses over the next ten years.

Fraud

Fraud Cards Report Payments

Visa to boost credit card fees next year

Payments Dive

NOVEMBER 25, 2024

The network is expected to increase some fees it charges for credit card payments, according to a notice referenced during a Senate hearing last week.

Cards

Cards Payments

Contactless cards tap into the new normal of physical distancing

Payments Dive

SEPTEMBER 15, 2020

Contactless payments offer the same strong security as EMV cards but how do they stack up against the needs of consumers who are now dealing with the aftermath of COVID-19? Jaime Topolski, the director of payment card products at Fiserv gives his insight on contactless cards.

Cards

Cards Security Payments

Top 3 Banking Secrets to Stay Relevant with Gen Z Consumers

Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert

Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation. faster than their competitors.

Community Bank

Credit cards users struggle with inflation

Payments Dive

AUGUST 16, 2024

JD Power’s annual credit card survey found that more than half of U.S. credit card users don’t pay their balances in full every month, and less than half are considered financially healthy.

Cards

Cards Survey

How commercial card issuers can capitalize on the rise of virtual cards

Accenture

AUGUST 20, 2024

For decades, commercial cards have provided card issuers with high fee income and strong P&Ls. The market is growing and evolving, with virtual cards as the primary driver.

Cards

Cards Capital Security Marketing

Card networks to implement gun code in California: report

Payments Dive

FEBRUARY 12, 2024

Visa, Mastercard and American Express are moving forward with use of a new gun merchant category code for credit card purchases in California, according to CBS News.

California

California Cards Report

Are digital wallets safer than debit cards?

Payments Dive

MAY 31, 2024

Research shows young people see digital wallets as a more secure option than debit and credit cards. Cybersecurity professionals mostly agree, despite caveats.

Cards

Cards Security

Who really pays for your credit card reward points?

Payments Dive

SEPTEMBER 19, 2024

"While rewards may feel like a bonus for those who use credit cards regularly, they ultimately come at a cost," writes one payments executive.

Cards

Cards Payments

CFPB's Chopra blasts potential card hikes

Payments Dive

MARCH 14, 2022

In a rare TV appearance, the director of the Consumer Financial Protection Bureau said that the payments industry isn't competitive enough and that fee hikes by the big card companies would add "insult to injury" at a time of inflation. He noted new fintech tools could ultimately be a benefit if they add competition.

Cards

Cards Tools Fintech Industry

Hurricane Helene aftermath prompts card, cash troubles

Payments Dive

OCTOBER 3, 2024

consumers and merchants have been left grappling with card network outages and cash shortages. After the storm ripped through the southeastern U.S.,

Cards

Credit card debt surpasses pre-pandemic levels: Fed

Payments Dive

FEBRUARY 17, 2023

Despite a pause in payments required for federal student loans, younger borrowers particularly are showing higher credit card delinquencies.

Cards

Cards Payments

Illinois heads toward landmark card interchange fee restrictions

Payments Dive

JUNE 7, 2024

The state may become the first in the nation to outlaw the imposition of credit and debit card interchange fees on state excise tax and tips.

Illinois

Illinois Cards Taxes National

The end of cards and cash … not yet, according to Deutsche Bank Research

Chris Skinner

MARCH 3, 2020

I just found that Deutsche Bank Research issued three in-depth reports in January looking at the future of payments: Part I: Cash: The Dinosaur Will Survive… For Now Cash will survive. But digital currencies’ potential could re-balance global economic power.

Cards

Cards Report Payments Digital Banking

Debit cards face rising digital wallet competition

Payments Dive

MAY 29, 2024

Roughly 72% of consumers say they swipe, dip or tap a debit card at the point of sale, a larger portion than credit cards, checks and digital wallets, according to a consumer survey by research firm J.D.

Cards

Cards Survey

Mastercard aims to cancel manual card entry by 2030

Payments Dive

NOVEMBER 15, 2024

The card network has documented a spike in online fraud, and contends that numberless cards will reduce such wrongdoing.

Cards

Cards Fraud Online

Consumers grab credit cards for holiday shopping

Payments Dive

DECEMBER 2, 2024

Credit card debt will not slow shoppers down as they spend for the holidays, according to a new survey of U.S. consumers.

Cards

Cards Survey

Russia pivots to UnionPay for payments alternative

Payments Dive

MARCH 11, 2022

and EU payment infrastructures, the country is pivoting to alternatives such as China's UnionPay card system and other channels that may take its trade and commerce through China. With Russia shut out of U.S.

Payments

Payments System Cards

Walmart, Kroger eye instant payments

Payments Dive

MAY 1, 2023

The giant retailers eagerly await instant payment system possibilities, especially as an alternative to card payments, according to industry professionals who heard their representatives speak recently.

Payments

Payments Retail System Cards

Visa, Mastercard reach landmark credit card settlement

Payments Dive

MARCH 26, 2024

card networks agreed to cap interchange fees for five years, among other terms, to settle merchant litigation that has lasted nearly two decades. The two biggest U.S.

Cards

Young people fall prey to payments fraudsters

Payments Dive

NOVEMBER 12, 2024

Debit and credit card users under 40 years old are more likely than older peers to experience fraud in making payments, a recent J.D. Power survey found.

Payments

Payments Survey Fraud Cards

Afterpay to arrive on 24M Cash App cards

Payments Dive

NOVEMBER 8, 2024

The digital payment company’s leader, Jack Dorsey, aims to create lending services that will appeal to millions of U.S. adults who haven’t had access to other forms of credit.

Cards

Cards Lending Payments Company

Visa, Western Union partner on cross-border payments

Payments Dive

MARCH 6, 2024

The card network and the cross-border payments company are developing an international payment system that could be used in disaster situations.

Payments

Payments System Cards Company

How does Gen Z feel about credit cards? It's complicated.

Payments Dive

MARCH 16, 2022

As they turn toward credit cards, industry analysts say these consumers are likely to keep card companies on their toes. Each generation has approached credit differently; Gen Z is no exception.

Cards

Cards Industry Company

Chip shortage drives up card costs

Payments Dive

MAY 26, 2022

Russia's invasion of Ukraine is affecting card chip prices because Ukraine is home to two companies that produce half of the world’s neon supply, a key ingredient in chips.

Cards

Cards Company

Credit card complaints jumped 38% last year: CFPB

Payments Dive

APRIL 3, 2024

The Consumer Financial Protection Bureau received 70,000 card-related complaints from consumers last year, according to a report last week.

Cards

Cards Report

US credit card balances climb to $1.14 trillion

Payments Dive

AUGUST 8, 2024

Consumer credit card debt delinquencies are also on the rise, particularly among younger consumers, according to a New York Federal Reserve report.

Cards

Cards New York US Report

Walmart shooter likely used card to buy gun

Payments Dive

MARCH 7, 2023

The gunman in a 2019 attack at an El Paso Walmart store likely used a credit card to buy his gun online. This story is one in a series of pieces tracking payment methods for guns used in mass shootings.

El Paso

El Paso Cards Online Payments

Gun merchant code approved for card purchases

Payments Dive

SEPTEMBER 10, 2022

An international standards body approved a new merchant code that will apply to gun sellers for transactions using credit card networks like Visa and Mastercard.

Cards

California legislature passes plastic gift card ban

Payments Dive

SEPTEMBER 21, 2023

The state’s lawmakers approved a bill that would ban the use of plastic for gift cards by 2027, but it’s still waiting on the governor’s signature.

California

California Cards

Credit card delinquencies mount, Fed says

Payments Dive

NOVEMBER 27, 2024

Consumers’ credit card delinquencies have risen this year, along with their balances, according to an annual Federal Reserve Board report.

Cards

Cards Report

Consumers tap credit cards, loans to manage inflation: Fed report

Payments Dive

AUGUST 26, 2024

Gen Z and millennials were the age groups most likely to use loans and credit cards to respond to higher prices, a Federal Reserve research report said.

Report

Report Cards Millennials Management

CFPB swats at retail credit cards

Payments Dive

DECEMBER 18, 2024

The federal agency warned companies issuing credit cards about illegal tactics, specifically calling out promotions that turn into “bait-and-switch” offers.

Cards

Cards Retail Company

Visa debit card volume growth keeps sliding

Payments Dive

APRIL 24, 2024

The card network behemoth’s latest earnings report showed a contraction in card volume growth during the first three months of the year, and into April.

Cards

Cards Report

Payments processing can get complicated, so let this primer be your guide.

Payments Dive

SEPTEMBER 22, 2023

How many companies does it take to process a credit card payment?

Payments

Payments Cards Company

Fed banks analyze consumer use of card promos

Payments Dive

MARCH 20, 2024

New research from the Philadelphia and Boston Feds finds that consumers are cycling through low APR credit card offers.

Philadelphia

Philadelphia Cards Boston

Merchants, banks spar over Fed’s debit card fee proposal

Payments Dive

JANUARY 3, 2025

Major trade groups for merchants and banks engaged in another round of fighting last week over whether the Federal Reserve should finalize a lower debit card interchange fee rate.

Cards

Cards Groups

Card debt climbs to record $1.13 trillion

Payments Dive

FEBRUARY 7, 2024

Consumers’ credit card debt rose nearly 5% in the fourth quarter, compared to the third quarter, adding to delinquencies as well.

Cards

Fed study highlights growth in card, ACH payments

Plastiq sees inflation boosting B2B card payment use

Webinars

Trending Sources

Amazon now accepts EBT card payments

Webinars

The end of cards and cash … just fifteen years late

The Importance of PCI Compliance and Data Ownership When Issuing Payment Cards

Getting in contact with contact-less cards

Card fraud losses will increase over next decade

Visa to boost credit card fees next year

Contactless cards tap into the new normal of physical distancing

Top 3 Banking Secrets to Stay Relevant with Gen Z Consumers

Credit cards users struggle with inflation

How commercial card issuers can capitalize on the rise of virtual cards

Card networks to implement gun code in California: report

Are digital wallets safer than debit cards?

Who really pays for your credit card reward points?

CFPB's Chopra blasts potential card hikes

Hurricane Helene aftermath prompts card, cash troubles

Credit card debt surpasses pre-pandemic levels: Fed

Illinois heads toward landmark card interchange fee restrictions

The end of cards and cash … not yet, according to Deutsche Bank Research

Debit cards face rising digital wallet competition

Mastercard aims to cancel manual card entry by 2030

Consumers grab credit cards for holiday shopping

Russia pivots to UnionPay for payments alternative

Walmart, Kroger eye instant payments

Visa, Mastercard reach landmark credit card settlement

Young people fall prey to payments fraudsters

Afterpay to arrive on 24M Cash App cards

Visa, Western Union partner on cross-border payments

How does Gen Z feel about credit cards? It's complicated.

Chip shortage drives up card costs

Credit card complaints jumped 38% last year: CFPB

US credit card balances climb to $1.14 trillion

Walmart shooter likely used card to buy gun

Gun merchant code approved for card purchases

California legislature passes plastic gift card ban

Credit card delinquencies mount, Fed says

Consumers tap credit cards, loans to manage inflation: Fed report

CFPB swats at retail credit cards

Visa debit card volume growth keeps sliding

Payments processing can get complicated, so let this primer be your guide.

Fed banks analyze consumer use of card promos

Merchants, banks spar over Fed’s debit card fee proposal

Card debt climbs to record $1.13 trillion

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