Payments Dive

AUGUST 16, 2024

JD Power’s annual credit card survey found that more than half of U.S. credit card users don’t pay their balances in full every month, and less than half are considered financially healthy.

Cards 477

Cards Survey 477

Accenture: Banking

AUGUST 20, 2024

For decades, commercial cards have provided card issuers with high fee income and strong P&Ls. The market is growing and evolving, with virtual cards as the primary driver.

Cards 362

Cards Capital Security Marketing 362

Payments Dive

MAY 31, 2024

Research shows young people see digital wallets as a more secure option than debit and credit cards. Cybersecurity professionals mostly agree, despite caveats.

Cards 488

Cards Security 488

Payments Dive

SEPTEMBER 19, 2024

"While rewards may feel like a bonus for those who use credit cards regularly, they ultimately come at a cost," writes one payments executive.

Cards 417

Cards Payments 417

Payments Dive

MARCH 14, 2022

In a rare TV appearance, the director of the Consumer Financial Protection Bureau said that the payments industry isn't competitive enough and that fee hikes by the big card companies would add "insult to injury" at a time of inflation. He noted new fintech tools could ultimately be a benefit if they add competition.

Cards 436

Cards Tools Fintech Industry 436

Payments Dive

OCTOBER 3, 2024

consumers and merchants have been left grappling with card network outages and cash shortages. After the storm ripped through the southeastern U.S.,

Cards 477

Cards 477

Payments Dive

FEBRUARY 17, 2023

Despite a pause in payments required for federal student loans, younger borrowers particularly are showing higher credit card delinquencies.

Cards 436

Cards Payments 436

Payments Dive

JANUARY 15, 2025

Fraud losses in card payments will continue to rise worldwide, the research firm Nilson Report said this month, predicting $404 billion in global losses over the next ten years.

Fraud 398

Fraud Cards Report Payments 398

Payments Dive

JUNE 7, 2024

The state may become the first in the nation to outlaw the imposition of credit and debit card interchange fees on state excise tax and tips.

Illinois 483

Illinois Cards Taxes National 483

Payments Dive

MAY 29, 2024

Roughly 72% of consumers say they swipe, dip or tap a debit card at the point of sale, a larger portion than credit cards, checks and digital wallets, according to a consumer survey by research firm J.D.

Cards 436

Cards Survey 436

Payments Dive

NOVEMBER 15, 2024

The card network has documented a spike in online fraud, and contends that numberless cards will reduce such wrongdoing.

Cards 449

Cards Fraud Online 449

Payments Dive

DECEMBER 2, 2024

Credit card debt will not slow shoppers down as they spend for the holidays, according to a new survey of U.S. consumers.

Cards 450

Cards Survey 450

Payments Dive

JANUARY 28, 2025

Billionaire Elon Musk’s social media site has forged an alliance with the card network giant to launch a new digital payments tool later this year.

Tools 461

Tools social media Payments Cards 461

Payments Dive

MAY 1, 2023

The giant retailers eagerly await instant payment system possibilities, especially as an alternative to card payments, according to industry professionals who heard their representatives speak recently.

Payments 450

Payments Retail System Cards 450

Payments Dive

MARCH 11, 2022

and EU payment infrastructures, the country is pivoting to alternatives such as China's UnionPay card system and other channels that may take its trade and commerce through China. With Russia shut out of U.S.

Payments 493

Payments System Cards 493

Payments Dive

FEBRUARY 12, 2024

Visa, Mastercard and American Express are moving forward with use of a new gun merchant category code for credit card purchases in California, according to CBS News.

California 523

California Cards Report 523

Payments Dive

NOVEMBER 12, 2024

Debit and credit card users under 40 years old are more likely than older peers to experience fraud in making payments, a recent J.D. Power survey found.

Payments 436

Payments Survey Fraud Cards 436

Abrigo

MARCH 18, 2025

Payment system types, trends, and fraud risks Understanding how payment systems function, the different types in use, and the associated risks is critical for financial institutions to be able to balance innovation with security. Key topics covered in this post: What is a payment system? Abrigo Advisory Services can help.

System 195

System Payments Fraud Regulation 195

Payments Dive

OCTOBER 3, 2022

Roger Marshall, seek to attach their credit card competition legislation to a defense spending bill. Dick Durbin and his Republican ally, Sen.

Cards 468

Cards 468

Payments Dive

NOVEMBER 14, 2024

Senate Democrat Dick Durbin is intent on pursuing the Credit Card Competition Act, and perhaps preserving his political future.

Cards 450

Cards 450

Payments Dive

NOVEMBER 8, 2024

The digital payment company’s leader, Jack Dorsey, aims to create lending services that will appeal to millions of U.S. adults who haven’t had access to other forms of credit.

Cards 521

Cards Lending Payments Company 521

Payments Dive

MARCH 16, 2022

As they turn toward credit cards, industry analysts say these consumers are likely to keep card companies on their toes. Each generation has approached credit differently; Gen Z is no exception.

Cards 481

Cards Industry Company 481

Payments Dive

MAY 26, 2022

Russia's invasion of Ukraine is affecting card chip prices because Ukraine is home to two companies that produce half of the world’s neon supply, a key ingredient in chips.

Cards 458

Cards Company 458

Payments Dive

FEBRUARY 25, 2025

The senate minority whip from Illinois plans to reintroduce the Credit Card Competition Act proposal in a bid to increase competition for Visa and Mastercard.

Illinois 425

Illinois Cards 425

Payments Dive

AUGUST 8, 2024

Consumer credit card debt delinquencies are also on the rise, particularly among younger consumers, according to a New York Federal Reserve report.

Cards 436

Cards New York US Report 436

Payments Dive

MARCH 7, 2023

The gunman in a 2019 attack at an El Paso Walmart store likely used a credit card to buy his gun online. This story is one in a series of pieces tracking payment methods for guns used in mass shootings.

El Paso 395

El Paso Cards Online Payments 395

Payments Dive

SEPTEMBER 10, 2022

An international standards body approved a new merchant code that will apply to gun sellers for transactions using credit card networks like Visa and Mastercard.

Cards 461

Cards 461

Payments Dive

SEPTEMBER 21, 2023

The state’s lawmakers approved a bill that would ban the use of plastic for gift cards by 2027, but it’s still waiting on the governor’s signature.

California 460

California Cards 460

Payments Dive

AUGUST 26, 2024

Gen Z and millennials were the age groups most likely to use loans and credit cards to respond to higher prices, a Federal Reserve research report said.

Report 450

Report Cards Millennials Management 450

Payments Dive

NOVEMBER 27, 2024

Consumers’ credit card delinquencies have risen this year, along with their balances, according to an annual Federal Reserve Board report.

Cards 398

Cards Report 398

Payments Dive

DECEMBER 18, 2024

The federal agency warned companies issuing credit cards about illegal tactics, specifically calling out promotions that turn into “bait-and-switch” offers.

Cards 398

Cards Retail Company 398

Payments Dive

APRIL 24, 2024

The card network behemoth’s latest earnings report showed a contraction in card volume growth during the first three months of the year, and into April.

Cards 388

Cards Report 388

Payments Dive

SEPTEMBER 22, 2023

How many companies does it take to process a credit card payment?

Payments 469

Payments Cards Company 469

Payments Dive

MARCH 26, 2024

card networks agreed to cap interchange fees for five years, among other terms, to settle merchant litigation that has lasted nearly two decades. The two biggest U.S.

Cards 450

Cards 450

Payments Dive

APRIL 14, 2025

Some House Financial Services Committee members are pressuring the Federal Reserve to reverse a proposal to lower the debit card fees that banks can charge.

Cards 334

Cards 334

Payments Dive

SEPTEMBER 15, 2023

The fight over the Credit Card Competition Act is intensifying on Capitol Hill, with Senate floor diatribes and doughnut truck freebies.

Cards 419

Cards 419