Perficient

FEBRUARY 2, 2023

A biometric payment is a point-of-sale technology that authenticates payments by pairing a payment card with a physical identifier of the cardholder. Both Visa and Mastercard rolled out pilot biometric payment cards in 2022. To use this offering, cardholders enrolled a fingerprint to have securely stored on their card.

Industry 471

Industry Trends social media Payments 471

PYMNTS

SEPTEMBER 30, 2020

The corporate card can have a home in the digital wallet thanks to collaborations and technology platforms designed for card issuers. FinTech firm Nium has teamed with Southeast Asia neo-bank Aspire to enable a mobile payments feature with its cards. The collaboration will make every Aspire card available through Google Pay.

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Cards Innovation Google United States 192

PYMNTS

SEPTEMBER 30, 2020

In today’s top payments news around the world, American Express launched co-branded credit cards with Amazon targeting small to medium-sized businesses (SMBs) in Britain, while Volopay is teaming with Nium for a new and enhanced corporate credit card. American Express, Amazon Roll out UK Credit Card Aimed at SMBs.

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Cards United States Payments Capital 214

PYMNTS

MAY 27, 2020

has unveiled a partnership to power the expansion of Crypto.com ’s end-to-end crypto ecosystem, which consists of a Visa crypto debit card and a wallet app to buy and sell crypto and earn cash-back rewards in crypto form. They can directly top-up their cards for free, or top-up fiat currencies directly from their fiat wallets on Crypto.com.

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Cards United States System Google 190

PYMNTS

OCTOBER 28, 2020

Cryptocurrency fans in the United States will soon have their own debit card for holiday shopping. The good news is that the new Coinbase Card handles all the conversions itself, exchanging whatever cryptocurrency that users have in their accounts to U.S. The pending arrival of the Coinbase Card in the U.S.

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Cards cryptocurrency ATM Bitcoin 193

PYMNTS

NOVEMBER 15, 2018

To that end, Chase , the largest card issuer in the U.S., 14) that it’s rolling out tap-to-pay functionality across its Chase Visa card portfolio. The effort is broad and far-reaching, considering how more than 90 million debit and credit cards are wielded by Chase customers across the United States.

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Cards United States New York City New Jersey 179

PYMNTS

SEPTEMBER 15, 2020

“This is a winning solution that will help merchants reduce shopping cart abandonment while providing a single integration for participating card brands – meaning a simpler and smoother overall digital checkout experience.”. Visa is moving Visa Checkout merchants in Canada to Click to Pay after a successful launch in the United States.

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United States Security Retail Cards 291

PYMNTS

NOVEMBER 21, 2019

21) a collaboration to help FinTechs and other financial-affiliated businesses with fast issuing of debit cards and bank accounts for customers, without expensive startup fees or long-term contracts. FinTechs, for example, can leverage the new initiative to create debit cards and bank accounts more easily.

Cards 183

Cards United States Innovation Fintech 183

Bank Innovation

MARCH 27, 2017

What if, instead of cards, consumers just had to put in a code—and then another code—to get access to their money at the ATM? Wells Fargo announced today that its customers now have full access to about 13,000 card-free ATMs, installed across the United States.

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Cards ATM United States Online 150

PYMNTS

NOVEMBER 19, 2020

19) unveiled a major upgrade to Xoom , enabling customers across the United States to use the mobile payments app to send money straight to the bank account of a family member, friend or another recipient. PayPal is upping its mobile payments game. PayPal on Thursday (Nov. More than a third of Xoom users across the U.S.

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United States US Mobile Cards 263

PYMNTS

DECEMBER 16, 2020

The health insurance industry is a major sector in the United States, where most employers are required to provide coverage to full-time employees. Benefits Of Virtual Cards. Not all payment methods are well-suited for such irregularly occurring disbursements, and virtual cards stand out from the alternatives.

Cards 203

Cards Data Payments United States 203

PYMNTS

NOVEMBER 12, 2020

Safety-minded consumers the world over can now be seen tapping contactless cards, scanning QR codes or utilizing voice ordering technologies to make purchases without potentially putting themselves or others at risk of contracting the virus. The Beyond The Card: Toward The Cardless And Contactless Future report, a PYMNTS and i2c Inc.

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Report Innovation Fintech Payments 300

PYMNTS

AUGUST 3, 2020

And by plastic, we mean credit cards. The ripple effects may be negative ones for card giants. As CreditCards.com estimated , a bit more than one-third of nearly 500 SMB owners in the United States have been tapping their personal financial lifelines, such as credit cards, to keep businesses operational.

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Cards Maine Survey United States 199

PYMNTS

NOVEMBER 21, 2018

A new report has predicted that recurring transactions processed on debit and credit cards in the United States will reach $473 billion by 2021. She figured out what was going on when her debit card was declined at a coffee shop. The report , “U.S.

Cards 167

Cards Payments United States Retail 167

PYMNTS

MARCH 15, 2020

As a way to provide some financial pressure that people could be experiencing as a result of the coronavirus, Apple alerted Apple Card customers by email that they will be allowed to skip their March payments without incurring interest charges. “We Apple Card is committed to helping you lead a healthier financial life,” the letter said.

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Apple Cards Payments United States 169

PYMNTS

JULY 14, 2020

As the United States experiences a coin shortage due to the pandemic, some brick-and-mortar retailers are forcing consumers to tell cashiers to “keep the change.”. Customers can either round up their bills to the nearest dollar and give the excess to charity or get their change stored on loyalty cards. If the U.S.

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Retail US Cards United States 290

PYMNTS

AUGUST 27, 2020

Asian-American cuisine restaurant operator Panda Express , which has 2,000 eateries across the United States, is running a new digital gift card program using services provided by Blackhawk Network , Blackhawk announced today.

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Cards United States Meeting Retail 141

PYMNTS

NOVEMBER 30, 2020

Outback Steakhouse has rolled out a new “curbside concierge” option for holiday gift card shopping, according to a Monday (Nov. Customers call ahead or go to their nearby restaurant and drive into a set gift card drive-up parking spot with the service. Customers who purchase $50 in gift cards up to Dec. 30) announcement.

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Cards United States Millennials Survey 144

PYMNTS

OCTOBER 14, 2020

In retail, the need to simplify, integrate and bring gift card and loyalty programs online to maximize their impact has never been greater, while consumer engagement has the power to remove retail friction. 15K: Minimum number of SMBs using Factor4 ’s online platform to streamline and revamp their gift card and loyalty programs.

Retail 227

Retail Technology Trends United States 227

PYMNTS

DECEMBER 2, 2019

Japanese multinational conglomerate SoftBank has announced the launch of SBC Wallet Cards, which utilize its own encryption system, and boast multiple encryption mechanisms, as well as hot and cold wallet functions. If a card is lost or stolen, it can be quickly replaced through electronic black technology. Released on Nov.

Cards 148

Cards United States Technology System 148

PYMNTS

APRIL 7, 2020

To let companies make payments to their suppliers via card, whether or not the supplier takes card payments, Billhop has rolled out a tie-up with Visa in Ireland. The end beneficiary does not need to be onboarded, which lets Billhop allow for all supplier payments on cards to be made immediately.

Cards 146

Cards Payments United States Report 146

PYMNTS

JUNE 2, 2020

Plutus , a British FinTech startup, is providing rewards via its credit card to customers who buy from the eCommerce store of Nike , Cointelegraph reported. Users have to utilize the Plutus Visa card as they shop through the web to get the benefit. The rewards are made with Pluton, the native digital currency of the company.

Bitcoin 283

Bitcoin Lending United States Online 283

Chris Skinner

JULY 13, 2017

Whilst the United States and Europe are wrestling with legacy systems, I see China, India and other growth economies leap-frogging their counterparts thanks, in part, to implementing systems after Mark Zuckerberg was born. The main reason is that China was not a card-based economy. It is not easy.

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United States System Mobile Maine 316

PYMNTS

JANUARY 28, 2021

Resolved: The highest priorities for banks and credit card companies in today’s payments landscape are cross-border payments, relationships with FinTechs and cloud-based technology. 27) that they have formed a global partnership that will deploy and expand TransferWise’s multi-currency debit cards and mark the first use of Visa Cloud Connect.

Cards 180

Cards Marketing United States Fintech 180

PYMNTS

NOVEMBER 5, 2020

The company has already integrated with about 15,000 banks in Canada and the United States. In theory, the system could eventually allow consumers to bypass credit cards and transfer money directly from their bank accounts to a merchant’s account.

US 343

US San Francisco United States Policies 343

ABA Community Banking

AUGUST 4, 2021

As kids head back to school, banks across the United States will deploy their resources, reach and expertise to provide the next generation, particularly those in underserved communities, with the financial education they need.

Report 122

Report Cards United States Resources 122

PYMNTS

AUGUST 27, 2019

Allowances are a surprisingly big business in the United States. but my wife and I weren’t carrying cash as frequently as we used to because we were making all of our purchases with our debit cards and credit cards. ,” Sheehan said. According to an early 2019 study from 70 percent of U.S.

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Cards Tools United States ATM 159

PYMNTS

DECEMBER 8, 2020

The collection of prepaid cards offers reward choices for B2B recipients, such as customers, sales partners and staffers, while giving to charitable causes, according to the announcement. The cards will be accepted in brick-and-mortar locations and through eCommerce at over 90 U.S. 8) announcement.

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United States Cards California Branding 232

PYMNTS

OCTOBER 8, 2020

Revolut is launching its Goals functionality for its Junior savings card and app that inspires youth to save money. As of now, the Junior’s Goals function is available to every Revolut Premium and Metal user in the United States and the European Economic Area. Americans Pull Back On Credit Card Borrowing.

cryptocurrency 246

cryptocurrency United States Cards Report 246

PYMNTS

NOVEMBER 3, 2020

Bitcoin and digital currency wallet company ZenGo is becoming a part of the Visa Fast Track program and will create a new digital currency payment card, according to an announcement. ZenGo said the card will be the first card connected to a “self-hosted, on-chain, multi-currency wallet" in which the user manages the funds.

blockchain 167

blockchain Bitcoin Cards United States 167

Bank Innovation

MARCH 7, 2018

In 2017, in the United States, overall VC funding -- a barometer of startup activity and appeal.Read More. At this time last year, fintech was in a downturn. Fintech venture funding was down more than 9% year-over-year; valuations seemed stuck. But the fintech market has rebounded.

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San Francisco Fintech United States Marketing 236

Perficient

NOVEMBER 22, 2023

Rising Credit Card Debt and Interest Rate Impact Since early 2022, the Federal Reserve has raised interest rates 11 times , impacting both student loans and credit cards. Credit card interest rates have hit a record-high average of 22%. In the second quarter of 2023, the average credit card balance soared to a 15-year peak.

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United States Cards US Operations 221

PYMNTS

OCTOBER 20, 2020

This shift in buying behavior is likely here to stay, too, leading more customers to use card-based payments to complete their purchases when shopping online. This is the focus of Understanding Frictions In Credit Card Transactions: How Transaction Disputes And Declines Impact Merchants’ Reputations, a PYMNTS and PAAY collaboration.

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Survey Data Cards United States 214

PYMNTS

MARCH 12, 2020

And according to Jennifer Schroeder, executive vice president of product management at PULSE, prepaid and payroll cards are proving increasingly popular among forward-thinking employers. As has been reported, the platform can help issuers manage, or restrict, transactions across groups of compromised cards.

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Cards Fraud United States Payments 154

PYMNTS

OCTOBER 8, 2020

Square was founded in 2009 in Silicon Valley and has offices in the United States, Canada, Japan, Australia, Ireland, Spain, and the U.K. Square said the pandemic has triggered a move to card payments. Comparatively, Square made $306 million in bitcoin revenue for Q1.

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Bitcoin cryptocurrency Virginia United States 289

Accenture: Banking

OCTOBER 9, 2019

The credit card partnership market is off to an aggressive start in 2019, given issuers’ robust activity in the first half to try to fuel new growth amidst a leveling-off in receivables. Already, 10 new credit card programs launched in the second quarter of 2019 (Figure 1), compared to the 16 launched in 2018, based on our analysis.

Cards 150

Cards Analysis Retail Apple 150

PYMNTS

APRIL 28, 2020

Financial institutions (FIs) are now working to extend services into customers’ homes, for example, and consumers are making fewer credit card payments amid uncertainty over what their employment statuses and budgets might be when the bills come due. The Paytm cards can be used both in-store and online. Around the Next-Gen Debit World.

Digital Banking 238

Digital Banking Los Angeles Cards California 238