Insights on Business

FEBRUARY 23, 2019

Three years ago, banks were looking at fintechs with a wary eye. Two years ago, they were appointing chief innovation officers to dip their toes in with proof-of-concept projects or in-house incubators. based financial services C-level executives, will focus on the transformational leader who is innovating at enterprise scale.

Innovation 125

Innovation New York City Training Case Study 125

PYMNTS

OCTOBER 25, 2019

New Zealand is a country that can be easy to overlook when it comes to FinTech. These are indeed exciting times for FinTech, payments and financial services in New Zealand. Open Banking will create the infrastructure for innovation,” van Dam said. All of those factors combine to make FinTech a robust proposition in that country.

Fintech 111

Fintech Case Study Maine Innovation 111

Independent Banker

JANUARY 31, 2022

ICBA has a growing network of people and resources community banks can tap into as they continue their innovation journeys. The ThinkTECH Accelerator is one of several initiatives underway this year to foster community bank-enabled fintech partnerships. How do we attract new talent to further our innovation goals and objectives?

Community Bank 143

Community Bank Georgia Community Resources 143

Chris Skinner

AUGUST 10, 2016

As my readers will know, I regularly interview innovators of start-ups and banks of how they see the world. In the interests of maintaining these case studies, as I find them interesting, I recently met Ben Milne, Founder and CEO of Dwolla. These interviews constitute a third of the ValueWeb and Digital Bank books.

Case Study 150

Case Study Study Digital Banking Innovation 150

Chris Skinner

FEBRUARY 2, 2018

I’ve written a lot about Ant Financial – they’re a 30,000 word case study in my new book – mainly because they are the first payments platform to focus upon global reach for financial inclusion.

Case Study 196

Case Study Study Maine Payments 196

Gonzobanker

FEBRUARY 26, 2019

Luckily for the banks, there are many more of the latter than the former.” – Bank Innovation. Recent fintech deals across digital, lending, payments and infrastructure are telling a big story. So here’s the follow-the-money skinny on recent fintech deals—and what it says about what’s likely to come next. Money talks.

Fintech 98

Fintech Analytics Lending Case Study 98

Chris Skinner

MARCH 30, 2016

There are a number of hotbeds for innovation in finance – London, Singapore, Tel Aviv, Silicon Valley – may all spring to mind to begin with … but what about Berlin and Munich? Yes, Berlin is showing some interesting true colours with three standout start-ups: Fidor, NUMBER26 and solaris. Two are full banks with banking …

Innovation 150

Innovation Case Study Study Digital Banking 150

Insights on Business

JULY 23, 2018

CxOs are somewhat divided about whether the innovation focus will be on new or established markets. Previously, they thought open innovation would predominate, but now a growing number of these executives anticipate more internal-driven innovation. They’re neither as focused nor as agile as Reinventors.

Innovation 96

Innovation Security Strategy Case Study 96

Chris Skinner

MAY 31, 2017

I saw a really interesting presentation in Kigali at the Dot Finance Africa FinTech Summit from Yasaman Hadjibashi, Chief Creation Officer with Barclays Africa (soon to be something else). She began with a discussion of the make-up of Africa: By 2050, it is expected that the population will double from 1.2 billion today to 2.4

Case Study 344

Case Study Mobile Study New York 344

Chris Skinner

APRIL 21, 2017

I’ve blogged about how I see leadership in the developing (developed now) economies of China and India, and the new innovation models of emerging economies in Sub-Saharan Africa, but not quite in the way in which I see them now. The more I think about it, we have three major FinTech models, each with their own unique blend of thinking.

Fintech 268

Fintech America Leadership Innovation 268

South State Correspondent

OCTOBER 26, 2023

As can be seen, the conference largely revolved around payments, artificial intelligence, fintech partnerships/management, regulation, and fraud/identity in its various forms. The topics were perfect, and there were some great case studies, but the substance was standard, bordering on underwhelming.

Conference 221

Conference Las Vegas Fraud Data 221

Alex Jimenez

AUGUST 28, 2018

What is Fintech? Fintech is a dynamic segment at the intersection of the financial services and technology sectors where technology-focused start-ups and new market entrants innovate the products and services currently provided by the traditional financial services industry." -PwC PwC Fintech Report. Fintech Growth.

Fintech 40

Fintech Case Study Study Millennials 40

PYMNTS

FEBRUARY 26, 2020

Back then, FinTechs asked for forgiveness instead of permission, rushing headlong into markets, disrupting them and operating in newly invented spheres of finance that regulators barely understood. The party always ends, however, and governments have caught up to all that wild innovation. Now, they’re laying down the law.

Regulation 130

Regulation Case Study Fraud Study 130

Fintech Labs Insights

MARCH 15, 2024

In the fintech space, only Fintech Meetup , launched in 2021, has reached critical mass this decade. Last week’s event in Las Vegas attracted a self-reported 4,000 attendees and was the talk of the fintech pods and Substacks the last few weeks. The pandemic slowed the introduction of new events.

Conference 15

Conference Las Vegas Fintech Case Study 15

Chris Skinner

MAY 18, 2017

The first says: “It’s great working for a FinTech start-up as I get to travel the world. Banking and innovation doesn’t go together. Innovation creates risk and risk is unacceptable in a financial marketplace. The idea is to innovate outside the markets. Three people are chatting in a bar. Something like that anyway.

Innovation 261

Innovation Financial Technology Marketing Examples 261

Let's Talk Payments

JUNE 16, 2016

In my latest LTP article, I have attempted to provide high-level and (hopefully) user-friendly enough (i.e., not requiring high-tech knowledge) overview of the underlying cryptography behind blockchain and how it.

Case Study 40

Case Study blockchain Study Bitcoin 40

Filene

JANUARY 8, 2018

This paper introduces the fintech category of regtech , and the role and promise it holds for credit unions. The author then presents a case study on how a number of different credit unions manage their regulatory responsibilities.

Innovation 47

Innovation Case Study Study Policies 47

Chris Skinner

MAY 30, 2017

Here is how he saw things … Fintech in Rwanda: the place where Telcos are surpassing Banks in the financial sector Telcos dominate in the financial sector of Rwanda Last week I participated in the leading fintech conference in Africa “Dot Finance”, which took place in Kigali, capital of Rwanda.

Mobile 334

Mobile ATM Fintech Conference 334

PYMNTS

OCTOBER 29, 2019

In the October Credit Union Tracker , PYMNTS explores the latest in the world of CUs, including friction between CUs and banks, partnerships with third-party FinTech providers, and the use of artificial intelligence (AI) and data analytics to keep CU technology on the bleeding edge. Deep Dive: CUs Work To Bridge The AI Innovation Gap.

Data 103

Data Maine Analytics Case Study 103

South State Correspondent

JULY 24, 2024

If you were to offer a 6% CD offering, like a handful of credit unions and fintechs currently do ( HERE ), marketing becomes close to free, sales costs drop to near-zero, and the sales cycle can be measured in hours, not years.

South Carolina 417

South Carolina Marketing Capital Idaho 417

Chris Skinner

MARCH 24, 2017

I recently was hauled up over saying that Western Union (WU) was being disrupted by FinTech. Equally, they point out that FinTech has yet to disrupt anything in the financial inclusion area. That’s why much media dislikes the WU model and hopes that FinTech firms like TransferWise and ABRA will disrupt that model.

Fintech 250

Fintech Bitcoin blockchain Mobile 250

Chris Skinner

NOVEMBER 5, 2017

We hosted ePassi at our recent launch of Nordic Finance Innovate (NFI) in Helsinki, Finland. It’s been very successful as it was initially launched to … The post The compelling case of Alipay and Christmas appeared first on Chris Skinner's blog.

Innovation 292

Innovation Case Study Study Fintech 292

Chris Skinner

SEPTEMBER 11, 2017

I’m making a presentation on cybersecurity this week at our Nordic Finance Innovation meetings. This meant preparing a few new slides from scratch as I don’t have a set deck for cybercrime, and sat and started ideas just as the news dropped about the Equifax breach.

Meeting 295

Meeting Innovation Case Study Study 295

South State Correspondent

MARCH 7, 2024

The uptake of this sophisticated technology is setting records at every turn from the pace of innovation to adoption. A CoE community should allow for employees to share usage tips, experiences, concerns, case studies and techniques. The power of generative AI is strong and cannot be ignored for too long. AI handled 2.3

Training 195

Training Data Tools Technology 195

Chris Skinner

JULY 14, 2017

It is a laudable ambition and, building upon my blog earlier this week about global FinTech specialist players partnering, Ant Financial is already a long way down that route. Well, the overall focus is upon inclusivity and to bring the 4.5

Analysis 258

Analysis Innovation Fintech Mobile 258

Celent Banking

MAY 20, 2016

They demonstrated: Degree of innovation. The use of biometrics (fingerprint, facial and vocal) to access its mobile banking application positions USAA to be able to compete with Fintechs across the digital banking ecosystem and offer exceptional service to its military and family members. Degree of difficulty.

Security 113

Security Fraud Case Study Risk Management 113

Chris Skinner

MARCH 22, 2017

I blogged a year ago about TechFin, the incumbents’ view of applying technology to existing banking services, versus FinTech which seeks to transform the financial system. That has become one of the top search terms to find my blog, as it turns out, mainly because my blog entries are the first to be returned when searching for techfin.

Company 350

Company Payments System Fintech 350

Chris Skinner

JUNE 8, 2017

I recently hosted Nick Ogden, the founder of WorldPay and serial entrepreneur, at our Nordic Finance Innovation meetings in Stockholm and Oslo. Nick is now launching the first new UK clearing bank for over 250 years called ClearBank.

Branding 206

Branding Meeting System Regulation 206

Chris Skinner

MARCH 14, 2017

Similarly, the high fees of Western Union and other remittance providers were fairly punishing … until FinTech came along. Interestingly, the most expensive choice would be a FinTech! Quite often, it wouldn’t arrive. Even if it did arrive, ti would often cost 25% or more. Now those costs are dropping rapidly.

Comparison 311

Comparison Fintech Conference Mobile 311

Chris Skinner

FEBRUARY 21, 2017

And then, GoCardless in 2011, we founded it, myself and my two co-founders, Matt and Hiroki, and I was there for almost three years, and that was my first experience with FinTech. I think the word FinTech wasn’t yet around. GoCardless was a business that helped other businesses collect money. What really stands Monzo apart?

Study 283

Study Training Fintech Digital Banking 283

Chris Skinner

MARCH 30, 2017

Just a few weeks ago, I was in Bahrain, talking at a conference about FinTech as usual. What struck me is the interest and excitement about FinTech in both countries. I’ve just returned from the United Arab Emirates (UAE) where there were a number of events.

Regional 150

Regional Fintech Conference Maine 150

Chris Skinner

JUNE 21, 2018

I sometimes think I’m too harsh on the financial community, with my continual banter about core systems change, lack of digital leadership, inability to see how critical digital is to their future and the impact FinTech is making on global financial structures.

How To 204

How To Leadership Community Fintech 204

Celent Banking

JANUARY 23, 2017

Consumer Banking Channel Innovation – for the most creative use of consumer channels, or the most effective channel integration. Branch Transformation – for the most compelling branch transformation initiative, including branch format innovations and creative use of live agents.

Risk Management 100

Risk Management Innovation Case Study blockchain 100

Insights on Business

FEBRUARY 3, 2019

Supported by innovative technologies and processes, this collaboration between humans and machines further enhances the strengths of the organizations that embrace it. Transform for bigger business impact. Learn about the “The Future of Work” in session 7260A. Whether we’re ready for it or not, the future of work is here!

Customer Experience 157

Customer Experience social media Case Study Video 157

Celent Banking

MARCH 4, 2017

Improved data analysis and machine learning capabilities also featured prominently in the winning case studies. We will be announcing all winners publicly on April 4 at our 2017 Innovation & Insight Day in Boston. At the moment we are staying tight-lipped about who won the awards.

Risk Management 100

Risk Management Fraud Management Case Study 100

Chris Skinner

JULY 25, 2017

Housed at the World Bank, CGAP’s mission is to improve the lives of poor people by spurring innovations and advancing knowledge and solutions that promote responsible, sustainable, inclusive financial markets.

ATM 274

ATM Bitcoin Retail blockchain 274

Chris Skinner

JUNE 19, 2017

And Derek made clear that “these core capabilities need to be inside the organisation at the C-Suite level”, something I regularly underline on this blog.

Big Data 270

Big Data Mobile Customer Experience Analytics 270