CFPB Monitor

SEPTEMBER 10, 2020

The DBO indicated that it “is investigating whether LoanMart’s role in the arrangement is so extensive as to require compliance with California’s lending laws. In particular, the DBO seeks to learn whether LoanMart’s arrangement with CCBank is a direct effort to evade the [FACA], an effort which the DBO contends would violate state law.”.

Utah 78

Utah California FDIC West Virginia 78

CFPB Monitor

DECEMBER 5, 2022

CarMax has 180 days to implement these practices, and has agreed to compliance monitoring for a period of five years. CarMax must also present consumers with copies of open recalls and obtain the consumer’s signature on a standalone disclosure document before presenting any other sales paperwork. .

Rhode Island 78

Rhode Island West Virginia South Carolina North Carolina 78

CFPB Monitor

SEPTEMBER 28, 2016

General findings include the following: As of September 1, 2016, the CFPB handled approximately 982,400 complaints nationally, including approximately 28,700 complaints in August 2016. Many of these complaints are the product of company risk-based assessments, review for OFAC compliance, and consumer identification efforts.

Pennsylvania 60

Pennsylvania Report Philadelphia Wyoming 60

CFPB Monitor

AUGUST 31, 2016

In conjunction with the hearing, the CFPB issued a compliance bulletin “warning banks and credit unions that failure to meet accuracy obligations when they report negative account histories to credit reporting companies could result in Bureau action.”

Ohio 60

Ohio Report Columbus Wyoming 60

CFPB Monitor

MARCH 15, 2022

The rules provide that a loan made by a national bank, federal savings association, or federally-insured state-chartered bank that is permissible under applicable federal law (Section 85 of the National Bank Act (NBA) or Section 27 of the Federal Deposit Insurance Act (FDIA)) is not affected by the sale, assignment, or other transfer of the loan.

California 78

California Innovation Utah West Virginia 78

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. By Katie Kuehner-Hebert. Data privacy and security is a hot topic and is only getting hotter.

Data 91

Data How To Community Bank California 91

Jeff For Banks

MARCH 29, 2014

We are registered in Colorado and Oregon as a lender and our employees maintain home offices in those states from which we originate and underwrite those loans. We have benefitted from the Texas economy since our inception, producing strong loan growth and favorable loss experience amidst the challenging environment for banking nationally.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

Fintech Labs Insights

AUGUST 23, 2024

Event Spotlight Fintech’s premier meeting place for decision-makers Save 10% with discount code: FKV2787LABS 60+ demos | 120+ speakers | 2,000+ attendees (1,000+ from banks and investors) Connect with senior executives who can take your business to the next level Sep 9-11, 2024 | Marriott Marquis | NYC Book Now > Please contact us if we are (..)

Conference 15

Conference Las Vegas San Diego San Antonio 15

PYMNTS

JULY 25, 2020

Consider the fact that the season’s first pitch was thrown by infectious diseases expert Dr. Anthony Fauci, who took the mound wearing a Washington Nationals cap and jersey and (of course) a face mask. One fan stood outside of the Nationals’ season opener in Washington with a sign that read: “Let Me Into The Game.”

Washington 189

Washington Colorado Course United States 189

Gonzobanker

DECEMBER 19, 2017

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. It’s time to toast the conquerors and skewer the laggards, GonzoBankers.

Conference 87

Conference Industry Community Bank Community 87

Fintech Labs Insights

OCTOBER 3, 2016

Named one of the top 100 tech companies in Colorado by Built in Colorado. Added to its Compliance Document Management Solution, CertCapture. Introduced compliance solution to help meet new FRTB requirements. Rolled out mobile money platform at National Commercial Bank Jamaica Ltd. SnoopWall ( FD15 ).

San Francisco 18

San Francisco Taxes Lending Colorado 18

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Is it in the water? Or the need to take market share in a slowest growth region?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Is it in the water? Or the need to take market share in a slowest growth region?

Utah 60

Utah System Community Marketing 60

CFPB Monitor

JANUARY 7, 2021

The Complaint further avers that the OCC’s reliance on its robust oversight authority over national banks to prevent abusive practices in bank programs involving non-banks is unsupportable, and expresses doubt that the OCC uses its supervisory powers to prevent predatory lending.

District of Columbia 78

District of Columbia North Carolina New York Policies 78

PYMNTS

FEBRUARY 14, 2019

In 2018, consumers in Colorado bought some $1.55 Two of the speakers at the hearing — Colorado Rep. The credit union monitors cannabis accounts closely, does criminal background checks on all account holders and commissions an annual external compliance audit for all cannabis-related business it conducts, she said.

Oregon 230

Oregon Colorado Operations Washington 230

PYMNTS

FEBRUARY 13, 2019

In 2018, consumers in Colorado bought some $1.55 Two of the speakers at the hearing — Colorado Ed Perlmutter and Washington state Rep. State Bank Northwest has “chosen to not service (cannabis-related businesses) because the compliance and regulatory risks are too great for our bank,” he said.

Oregon 115

Oregon Colorado Operations Washington 115

CFPB Monitor

OCTOBER 13, 2020

We recently published a blog about the OCC’s proposed rule “National Banks and Federal Savings Associations as Lenders” (the “Proposed Rule”), which would clarify that a bank (or savings association) is properly regarded as the “true lender” when, as of the date of origination, it is named as the lender in a loan agreement or funds the loan.

Lending 60

Lending Colorado FDIC National 60