Independent Banker

SEPTEMBER 25, 2014

A community bank’s practical guide to compliance cost control. When it comes to reducing compliance costs, recommendations typically fall into complicated territory. Few community banks have the luxury of ripping and replacing their entire compliance management strategy, leaving many executives on the hunt for practical tips.

Community Bank 105

Community Bank Compliance Community Resources 105

CFPB Monitor

DECEMBER 5, 2022

CarMax has 180 days to implement these practices, and has agreed to compliance monitoring for a period of five years. Additionally, CarMax is prohibited from directly or indirectly stating in marketing, advertising, or during sale (including vehicle labeling) that a vehicle is “safe” or has been repaired for “safety issues.” .

Rhode Island 78

Rhode Island West Virginia South Carolina North Carolina 78

CFPB Monitor

SEPTEMBER 10, 2020

Thereafter, “using its existing lending operations and personnel, LoanMart commenced ‘marketing’ and ‘servicing’ auto title loans purportedly made by CCBank, a small Utah-chartered bank operating out of Provo, Utah.” The DOB indicated that such loans have interest rates greater than 90 percent.

Utah 78

Utah California FDIC West Virginia 78

Independent Banker

JUNE 30, 2022

Effects of the pandemic and other factors creating unpredictability have changed how community banks approach their credit and lending operations. says that in the aftermath of the pandemic, his community bank is scrutinizing an array of operational and industry factors. Judith Sears is a writer in Colorado. By Judith Sears.

Management 103

Management Community Bank Community Regulation 103

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. The need to keep operating systems and other applications current with software security patches and updates.

Data 91

Data How To Community Bank California 91

PYMNTS

JANUARY 28, 2019

Yet now the ban on the surcharge ban – made possible by regulatory changes – means that companies must be in full compliance with the rules. The landscape may eventually become one where large enterprise merchants that operate nationally will be able to implement uniform pricing strategies nationwide. population.

Cards 125

Cards New York Oklahoma Connecticut 125

PYMNTS

AUGUST 8, 2017

In nine states — Alabama, Colorado, Indiana, Iowa, Maryland, Massachusetts, Oklahoma, Oregon and South Carolina — the law requires customers get their refund. Should borrowers pay back their loans early, they are entitled to a refund on their GAP insurance because they paid for a longer term than they used.

South Carolina 100

South Carolina Payments Iowa Oklahoma 100

Independent Banker

SEPTEMBER 21, 2015

ICBA’s in-depth certification programs vault compliance officers to the highest standards. imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. By Ed Avis.

Compliance 70

Compliance Community Bank Community Training 70

PYMNTS

APRIL 7, 2017

Perfios operates in both the B2B and B2C markets and provides financial institutions and FinTechs with solutions to aggregate and analyze financial data for the purpose of streamlining loan decision making. The company provides a B2B eCommerce platform for cannabis retailers to procure product online while ensuring legal compliance.

social media 109

social media Big Data Capital Data 109

PYMNTS

MARCH 22, 2017

Voters in Colorado amended their state constitution with Colorado Amendment 64, which essentially legalized the recreational consumption of marijuana for adults over 21. Coley, Regulatory & Compliance Principal and Former Fed Bank Examiner Dante Tosetti and Green Bits CEO Ben Curren. Higher Risk Than Necessary.

Payments 123

Payments Taxes Colorado District of Columbia 123

PYMNTS

NOVEMBER 16, 2018

That means any bank that operates across state lines in the U.S. It is a side effect of the fact that while marijuana is “legal” for some uses in nearly three dozen states, according to the United States federal government, cannabis is a Schedule I narcotic. Very few banks offer services, and those that do often don’t publicize them.

Taxes 177

Taxes Payments District of Columbia Alabama 177

Independent Banker

OCTOBER 29, 2014

Jason Lord plays a central responsive role in sustaining systems operations in a fast-paced environment of continual change. We want to get to the point that, instead of running operations so that the customer has to be at our location at 3 o’clock, we can go to the customer at a time that works for them.”. Founded: 1949.

Community Bank 87

Community Bank Community Training Security 87

Fintech Labs Insights

AUGUST 23, 2024

Event Spotlight Fintech’s premier meeting place for decision-makers Save 10% with discount code: FKV2787LABS 60+ demos | 120+ speakers | 2,000+ attendees (1,000+ from banks and investors) Connect with senior executives who can take your business to the next level Sep 9-11, 2024 | Marriott Marquis | NYC Book Now > Please contact us if we are (..)

Conference 15

Conference Las Vegas San Diego San Antonio 15

Independent Banker

JUNE 30, 2022

We worked with them with loans to buy equipment and vehicles for delivery and the beginning operational cash needs of the business,” Bunnell says. Rowland with Greg Bynum, president and chief operating officer. Wrentham Co-operative Bank. First Colorado National Bank. Marion, Ky. Asset size: $114 million. Louisville.

Community Bank 172

Community Bank Community National Philadelphia 172

Jeff For Banks

MARCH 29, 2014

We serve the dental and other health professional industries through a centralized loan and deposit platform that operates out of our main office in Dallas, Texas and serves clients in 30 states. Department of Agriculture. Texas Capital Bancshares, Inc. We are primarily a secured lender, with our greatest concentration of loans in Texas.

Strategy 98

Strategy Texas San Antonio Fort Worth 98

Gonzobanker

DECEMBER 19, 2017

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. It’s time to toast the conquerors and skewer the laggards, GonzoBankers.

Conference 85

Conference Industry Community Bank Community 85

PYMNTS

AUGUST 11, 2020

In an interview with Karen Webster, Saum Noursalehi , CEO of tZERO Group – a majority-owned subsidiary of Overstock that owns and operates a platform enabling investors to trade shares in private companies through a two-sided marketplace underpinned by blockchain – said that new digital processes can democratize private-market investments.

blockchain 314

blockchain Marketing Capital Colorado 314

PYMNTS

OCTOBER 7, 2019

The bill was sponsored by Congressmen Ed Perlmutter of Colorado, Denny Heck of Washington, Steve Stivers of Ohio and Warren Davidson of Ohio — all members of the House Committee on Financial Services. The legislation aims to ensure that state-authorized and regulated cannabis businesses are not forced to operate with cash only.

Payments 213

Payments Ohio Cards Industry 213

Gonzobanker

DECEMBER 19, 2016

Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. Is it in the water? The big bang project is over.”

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. Is it in the water? The big bang project is over.”

Utah 60

Utah System Community Marketing 60

PYMNTS

FEBRUARY 14, 2019

The hearing itself was a small victory for proponents who wish to open up the banking system to legal pot operators. That’s because it marked the first hearing dedicated to a proposed bill in Congress that would offer financial institutions protections against federal regulators when dealing with legal cannabis operations.

Oregon 230

Oregon Colorado Operations Washington 230

PYMNTS

FEBRUARY 13, 2019

The hearing itself was a small victory for proponents who wish to open up the banking system to legal pot operators. That’s because it marked the first hearing dedicated to a proposed bill in Congress that would offer financial institutions protections against federal regulators if dealing with legal cannabis operations.

Oregon 115

Oregon Colorado Operations Washington 115