Perficient

JUNE 16, 2020

Data Integration and Compliance. GCP enables you to stay compliant with HIPAA and FedRAMP regulations with their built-in standards. University of Colorado Anschutz Medical Campus found that partnering with Perficient helped them find the right resolution to scale and save on costs. Cloud Adoption and Collaboration.

Google 322

Google Colorado Data Compliance 322

Abrigo

JUNE 27, 2023

Regulations such as Geographic Targeting Order updates help identify AML risks by requiring identification for certain real estate purchases. The limited regulation around the real estate industry has made it especially easy for these bad actors to cycle their dirty money into the financial system using this avenue.

El Paso 195

El Paso United States Miami New York City 195

American Banker

MARCH 26, 2024

A lawsuit filed by the American Fintech Council and two other trade groups has implications for other states that also want to keep out high-cost consumer lenders.

Colorado 61

Colorado Groups Industry Lending 61

PYMNTS

NOVEMBER 15, 2018

The legal marijuana industry in North America includes a complex ecosystem of cultivators, logistics providers, lawyers, accountants, contractors and more — meaning an entire supply chain of B2B service providers is impacted when a legal marijuana company is unable to get banked.

Taxes 208

Taxes Denver Colorado Virginia 208

PYMNTS

OCTOBER 17, 2018

Massachusetts joins a handful of states, including Colorado, Washington and Maine, that have taken steps to legalize recreational marijuana. GFA spent time researching how Colorado was affected after it legalized recreational marijuana in 2012: The state’s marijuana businesses were often beset by break-ins, robberies and even murders.

Colorado 126

Colorado Massachusetts US Industry 126

CFPB Monitor

MAY 4, 2022

The CTDPA follows the form and content of other privacy laws passed in the prior year, including the Colorado Privacy Act (CPA), Virginia Consumer Data Protection Act (VCDPA), and Utah Privacy Act (UPA). As noted above, the law exempts non-profits, again in line with most other states save for Colorado. Data Minimization and Security.

Connecticut 148

Connecticut Utah Colorado California 148

CFPB Monitor

MARCH 8, 2022

Following the lead of California, Colorado, and Virginia, Utah is set to become the fourth state to pass a comprehensive privacy law. While the Utah law will likely not significantly change compliance requirements for businesses subject to the California, Colorado, or Virginia laws, it will create new obligations for some companies.

Utah 78

Utah Virginia Colorado California 78

Independent Banker

SEPTEMBER 25, 2014

A community bank’s practical guide to compliance cost control. When it comes to reducing compliance costs, recommendations typically fall into complicated territory. Few community banks have the luxury of ripping and replacing their entire compliance management strategy, leaving many executives on the hunt for practical tips.

Community Bank 105

Community Bank Compliance Community Resources 105

Independent Banker

JUNE 30, 2022

It also makes a good impression on regulators. Regulators are fearful of banker complacency,” he observes. Solicit regulators’ input—before the examiners arrive. Both Hemsath and Beller believe regulators have been constructive and helpful in the recent economic cycle. Judith Sears is a writer in Colorado.

Management 103

Management Community Bank Community Regulation 103

CFPB Monitor

SEPTEMBER 10, 2020

The DBO indicated that it “is investigating whether LoanMart’s role in the arrangement is so extensive as to require compliance with California’s lending laws. While several states oppose the preemption of state usury laws in the context of bank/nonbank partnerships, federal banking regulators have taken a different stance.

Utah 78

Utah California FDIC West Virginia 78

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. CCPA was modeled closely after the European Union’s General Data Protection Regulation (GDPR).

Data 91

Data How To Community Bank California 91

PYMNTS

JANUARY 28, 2019

As noted in this space by Karen Webster, the ban on the ban – where, now, in New York, surcharges are allowed when merchants post total prices for transactions – shows the inefficiencies of regulation that supersede card networks’ own rules governing merchant activities. population.

Cards 125

Cards New York Oklahoma Connecticut 125

PYMNTS

DECEMBER 18, 2018

These schools have greater autonomy than traditional public schools, but they also face more scrutiny from local regulators. Rafanelli said BuyQ was inspired by his own experience of working with charter schools in Colorado. million students in 43 states and the District of Columbia. Charter School Spending Lessons.

District of Columbia 122

District of Columbia Cards Colorado Management 122

PYMNTS

AUGUST 8, 2017

Wells Fargo — after a year of headaches, hassles and a seemingly unending hit parade of scandals — is now facing the ire of regulators who question why the bank is not refunding insurance money owed to customers who paid off their loans early. Guess what Wells Fargo didn’t do?

South Carolina 100

South Carolina Payments Iowa Oklahoma 100

American Banker

JANUARY 10, 2022

(..)

Colorado 65

Colorado Compliance Lending Regulation 65

CFPB Monitor

MARCH 15, 2022

The OCC’s attempt to provide a clear bright line test for determining when a bank is the “true lender” in a bank-model program through a regulation was overturned by Congress under the Congressional Review Act.) Maryland, New York, North Carolina, Ohio, Pennsylvania, West Virginia, and Colorado.

California 78

California Innovation Utah West Virginia 78

Independent Banker

SEPTEMBER 21, 2015

ICBA’s in-depth certification programs vault compliance officers to the highest standards. imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. By Ed Avis.

Compliance 70

Compliance Community Bank Community Training 70

PYMNTS

NOVEMBER 16, 2018

The reality is 99 percent of banks don’t want to mess with them, [because] there’s a lot of internal compliance if you’re going to serve the cannabis industry,” noted Jim Marty of Bridge West CPAs, a Colorado accounting firm that represents roughly 250 cannabis businesses and license holders nationwide.

Taxes 177

Taxes Payments District of Columbia Alabama 177

CB Insights

FEBRUARY 19, 2020

Friday Health Plans , a Colorado-based health insurance and benefits platform, raised $21.1M A recent article in Insurance Journal explains the scrutiny regulators are under for balancing the encouragement of technological innovation and combating biases and unfair impact on policyholders. . in funding from Societe Generale Assurances.

San Francisco 38

San Francisco Oakland Regulation Nevada 38

Jeff For Banks

MARCH 29, 2014

We are registered in Colorado and Oregon as a lender and our employees maintain home offices in those states from which we originate and underwrite those loans. Since the fourth quarter, 2012, we have expanded to serve the small business community by offering loans guaranteed by the Small Business Administration as well as the U.S.

Strategy 98

Strategy Texas San Antonio Fort Worth 98

PYMNTS

AUGUST 11, 2020

Blockchain can help automate compliance efforts and settle trades with speed. Regulators, he said, are becoming more comfortable with the digital platform model that takes middlemen out of the equation (the demand side comes through broker-dealers). Regis Aspen Resort based in Colorado.

blockchain 314

blockchain Marketing Capital Colorado 314

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. One word can summarize this action-packed banking year, GonzoBankers – tiring.

Conference 85

Conference Industry Community Bank Community 85

PYMNTS

OCTOBER 7, 2019

The bill was sponsored by Congressmen Ed Perlmutter of Colorado, Denny Heck of Washington, Steve Stivers of Ohio and Warren Davidson of Ohio — all members of the House Committee on Financial Services. The legislation aims to ensure that state-authorized and regulated cannabis businesses are not forced to operate with cash only.

Payments 213

Payments Ohio Cards Industry 213

PYMNTS

MARCH 27, 2019

Ed Perlmutter, a Democrat from Colorado, and would prevent federal regulators from pulling a bank’s charter or deposit insurance because it works with a pot company in a state where it’s legal. Fear that a bank would lose its federal charter if it works with a pot company has forced them on the sidelines.

Company 129

Company Colorado Compliance Lending 129

CFPB Monitor

JANUARY 7, 2021

As noted in the proposal, the OCC’s statutes and regulations, enforceable guidelines, guidance, and enforcement authority provide robust and effective safeguards against predatory lending when a bank exercises its lending authority.

District of Columbia 78

District of Columbia North Carolina New York Policies 78

PYMNTS

FEBRUARY 14, 2019

That’s because it marked the first hearing dedicated to a proposed bill in Congress that would offer financial institutions protections against federal regulators when dealing with legal cannabis operations. In 2018, consumers in Colorado bought some $1.55 Two of the speakers at the hearing — Colorado Rep.

Oregon 230

Oregon Colorado Operations Washington 230

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Let’s hope bankers can keep evolving their mortgage business and borrower experiences among all this compliance chaos.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Let’s hope bankers can keep evolving their mortgage business and borrower experiences among all this compliance chaos.

Utah 60

Utah System Community Marketing 60

Independent Banker

OCTOBER 1, 2022

Our compliance program, based on elevated risk, is very robust. However, the ambiguous legal landscape complicates compliance; 47 states, the District of Columbia and four U.S. Our compliance program, based on elevated risk, is very robust,” she notes. “We Digital path to compliance. Chris Hartman, Cogent Bank.

Marketing 113

Marketing Compliance Community Community Bank 113

PYMNTS

FEBRUARY 13, 2019

That’s because it marked the first hearing dedicated to a proposed bill in Congress that would offer financial institutions protections against federal regulators if dealing with legal cannabis operations. In 2018, consumers in Colorado bought some $1.55 billion worth of legal cannabis products.

Oregon 115

Oregon Colorado Operations Washington 115

CFPB Monitor

OCTOBER 13, 2020

Supporters point out the Proposed Rule would result in strong and consistent supervision of bank-fintech partnerships across the country, ensuring fairness and compliance with applicable laws, and note the Proposed Rule would keep the costs of credit down and encourage innovation.

Lending 60

Lending Colorado FDIC National 60