Community Bank FDIC Guidelines 
Abrigo
DECEMBER 9, 2014
Community banks are expanding their loan portfolios to include more small business loans, according to the most recent Community Bank Performance report by the FDIC. Loans across categories increased, with commercial and industrial loans growing at the fastest rate, roughly 5.3 percent over the 3rd quarter of 2013.
CFPB Monitor
AUGUST 13, 2018
McWilliams stated that the FDIC’s top priorities included: (1) reducing regulatory burden on community banks; (2) increasing the speed with which the FDIC reviews charter and deposit insurance applications; and (3) assisting banks to introduce new financial products that serve underserved communities.
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ABA Community Banking
JUNE 15, 2021
The FDIC proposed changes to its guidelines for real estate lending policies in order to align standards with the community bank leverage ratio, which does not require electing institutions to calculate tier 2 capital or total capital.
Abrigo
APRIL 21, 2020
Steve Domine, President of Minnesota Community Banking and Senior Vice President of Lending at Stearns Bank, explained during a recent Independent Community Bankers of America (ICBA) webinar that his bank sought both inside and outside counsel to understand the SBA rulings.
NCR
AUGUST 31, 2016
Many banks have done the math to determine how much staff they would need to hire, train and manage in order to sell loans that are fully compliant with state and federal regulations and agency and investor guidelines. Banks that choose to do so, however, face another challenge. Outsourcing loan QC is not for everybody.
Jeff For Banks
MARCH 29, 2014
These services are provided through a variety of delivery systems including automated teller machines, private banking, telephone banking and Internet banking. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. We focus our marketing efforts in three areas.
Jeff For Banks
JULY 16, 2011
Bank equity is the primary buffer against loan losses. In the post, Mr. Johnson states "The problem is that some community banks do not have big enough loss-absorbing buffers — the role that bank equity plays." The context was bank failure risk is mitigated by FDIC insurance. Certainly equity plays the role.
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