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These institutions are comprised of Subchapter C corporations, Subchapter S corporations, mutual banks, savings banks and closely held family banks. While all of ICBA’s members are FDIC-insured, the association represents Federal Reserve member banks, nationally chartered banks and state-chartered institutions.
The FDIC's quarterly Supervisory Insights for Summer 2011 had a list! Imagine the communitybank that is experienced in lending to fuel oil businesses in or near its markets because it's comfortable using trucks, tanks, and oil inventory as collateral. What were disfavored industries?
Don't take my word for it, follow him at his website, Maxfield On Banks. Or read him in Bank Director magazine. Guardians of Prosperity: Why America Needs Big Banks 2013 John F. Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. I bet he read them all.
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