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New ICBA chairman Derek Williams’ commitment to community

Independent Banker

Derek Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., wanted to be a financier before finding his way to community banking. He has served as president and CEO of $365 million-asset Century Bank & Trust in Milledgeville, Ga., now part of Bank of America, before moving to Griffin, Ga.,

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How to prepare for FedNow: 5 Steps for your financial institution

Abrigo

Many of Abrigo's 2,400 community bank and credit union clients plan to incorporate the FedNow Service into their product offerings. Financial institutions should review their current tactics, assess and enhance existing fraud-fighting strategies, and implement advanced systems to safeguard against financial crimes.

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Flourishing Forte

Independent Banker

Georgia bank propels major growth through niche SBA lending. When Richard Bradshaw became president of specialized lending three years ago at United Community Bank in Blairsville, Ga., the bank’s three-person Small Business Administration department was lending about $10 million a year.

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A small Colorado bank's plan to fend off big SBA lenders

American Banker

Denver-based InBank will expand into Georgia and Arizona, part of a wider plan to seize market share and build what one executive called a top-tier SBA lender.

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Advocacy: Election Returns

Independent Banker

Around the Table—Wisconsin community bankers work with legislative staff members on Capitol Hill during ICBA’s Washington Policy Summit. Keeping community banking interests front and center. 812) and the Community Bank Access to Capital Act (H.R. By Courtney Schoenborn. 1233 and S. 1523 and S.

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15 Minutes With … Mark Hulbert

Independent Banker

After earning a Christian counseling degree, Mark Hulbert has become a commercial lending officer. Commercial Lending Representative. Highland Commercial Bank in Marietta, Ga. IB: You joined Highland Commercial Bank just this past summer. IB: Moving from ministry to banking is quite a change. Mark Hulbert.

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Optimizing Resource Placement in Bank Deserts

FICO

As we stopped in a small town in southern Georgia it really struck me the lack of what many of us see as basic services - a few gas stations, a small hardware store, a real estate office, a couple of mom and pop restaurants, and that was about it. Southern Georgia is not alone in this growing trend.