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Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. This reflects a larger industry trend. For many, commercial real estate lending may be the ticket.

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Are de novos making a comback?

Abrigo

Organized training conferences to improve the “coordination among state and federal banking agencies in the review of applications” 4. Published this robust handbook on May 1st to guide the application process The small but notable increase in de novo bank formation activity suggests that the FDIC’s changes are being well received.

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How to Measure Interest Rate Risk Effectively in Banks & Credit Unions

Abrigo

Accurate and timely IRR measurement is necessary for monitoring IRR effectively,” says the Office for the Comptroller of the Currency’s handbook on interest rate risk says. Regulators have repeatedly stressed the importance of sound risk management practices that include the ability to identify and measure interest rate risk.

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New Exam Handbook Sparks Fears of Higher Bar for Small Banks

American Banker

A new exam handbook released by the Office of the Comptroller of the Currency is sparking concerns that the agency is quietly expanding heightened regulatory guidelines meant for larger banks to smaller institutions.

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By the Books: Regulatory Expectations

ABA Community Banking

Regulatory principles and practices for business continuity management are spelled out in a booklet in the Federal Financial Institutions Examination Council’s IT Examination Handbook. When regulators revised the booklet in 2019, they changed its title from “Business Continuity Planning” to “Business Continuity Management.”

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Dear Financial Institution: Why do these 10 things scare you?

Social Assurance

Who wanted to be the first bank to design a website, create online banking, or build a mobile app? Don’t wait for the pain to make a change in your bank. Your local community want to hear from you. Community banks & credit unions have a huge advantage over larger institutions when it comes to social.

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GAO issues report on OCC fair lending oversight

CFPB Monitor

In both examinations, examiners concluded that the bank had not engaged in redlining. In addition to conducting additional analyses, the examiners considered other factors to support or contradict interpreting identified disparities to be the result of intentional discrimination.

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