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Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. Learn more about the Sageworks Credit Risk Management Solution. This reflects a larger industry trend.

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How to Measure Interest Rate Risk Effectively in Banks & Credit Unions

Abrigo

Would you like other articles on asset/liability management in your inbox? Takeaway 1 Regulators stress sound risk management practices that include the ability to identify and measure interest rate risk (IRR). The emphasis on effective systems and tools to measure interest rate risk is especially critical in the current environment.

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Are de novos making a comback?

Abrigo

Organized training conferences to improve the “coordination among state and federal banking agencies in the review of applications” 4. Published this robust handbook on May 1st to guide the application process The small but notable increase in de novo bank formation activity suggests that the FDIC’s changes are being well received.

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By the Books: Regulatory Expectations

ABA Community Banking

Regulatory principles and practices for business continuity management are spelled out in a booklet in the Federal Financial Institutions Examination Council’s IT Examination Handbook. When regulators revised the booklet in 2019, they changed its title from “Business Continuity Planning” to “Business Continuity Management.”

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Dear Financial Institution: Why do these 10 things scare you?

Social Assurance

Marketing doesn’t have time, compliance doesn’t have time, who has time to manage this? Who wanted to be the first bank to design a website, create online banking, or build a mobile app? Don’t wait for the pain to make a change in your bank. Your local community want to hear from you. Why is that?

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GAO issues report on OCC fair lending oversight

CFPB Monitor

While fair lending has already been identified as a priority for banking regulators by the Biden Administration, the GAO report, particularly its findings regarding the decline in annual fair lending examinations and deficiency findings leading to matters requiring attention at smaller banks, could further fuel the OCC’s focus on fair lending.

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