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The top-performing community banks of 2021

Independent Banker

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success.

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., From left, Ally Jones; bank chairman, president and CEO Terry L. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. Ag lending in the South: Relationships matter. By Ed Avis.

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Too Much on the Dollar Menu?

Jeff For Banks

I recently spoke at a NJ Bankers Association event about the things I learned this recession (see blog post regarding subject). My company does line of business and product profitability reporting for community banks. Commercial real estate lending was the common profit driver for banks and thrifts.

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Malvern in Pa. Continues with Commercial Lending Expansion

American Banker

is planning to open a commercial lending office in a new market. Malvern Bancorp in Paoli, Pa.,

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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

The old borrow short, lend long strategy. I want to read to you the FDIC’s conclusion from their An Examination of the Banking Crisis of the 1980’s and Early 1990’s. Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad? We took a serious reputational hit.

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Why Bankers Are Wary of Office, Hotel Loans — and Bullish on Manufacturing

American Banker

The safer bet, bankers say, is lending on industrial properties. Weakness in the energy sector and a surge in new construction are pushing up vacancy rates at offices and hotels, leading to a spike in delinquencies on loans tied to them.

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ConnectOne in N.J. Becomes Latest Bank to Exit SBLF Program

American Banker

has exited the Small Business Lending Fund program. ConnectOne Bancorp in Englewood Cliffs, N.J.,

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