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Since the company was founded in 1800 in RhodeIsland, the bank has never offered its home loan services at a branch location in a majority-Black or Latino neighborhood throughout the state, including in the state capital of Providence, where the vast majority of the state’s Black and Latino population live.
Independence Bank can cease operations once it satisfies the conditions in an FDIC consent order. Liquidation would close out a five-year drama that began when regulators cited the bank for SBA lending irregularities.
Washington Trust shares plunged after the Westerly, RhodeIsland, company disclosed it booked an office deal in the third quarter, boosting the size of its portfolio while other lenders are pulling back.
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