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The top-performing community banks of 2021

Independent Banker

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success.

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., From left, Ally Jones; bank chairman, president and CEO Terry L. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. The bank provides crop insurance to farmers in 11 states.

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A Financial Institution Investment Banker Had Questions. Here Are My Answers.

Jeff For Banks

Because an investor in an equity security should expect a 10+% total return. It is different, for each bank however. What if a bank trades at 125% of book? Not many investors complained about the old Commerce Bank (NJ) efficiency ratio of 70+% when they were delivering 20+% profit growth.

NJ 60
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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

And quite frankly, I did not know there were so many tranches to mortgage-backed securities. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? Most of the more than 500 financial institutions that failed were community banks. Let those numbers sink in a bit.

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Unity Bancorp in N.J. Registers $50M in Securities for Future Sale

American Banker

has registered to sell up to $50 million in securities over time. Unity Bancorp in Clinton, N.J.,

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Why Banks Are Dumping Fannie, Freddie Debt

American Banker

Banks have rushed to the exits when it comes to Fannie Mae and Freddie Mac debt securities. Federal liquidity rules seem to be prompting big banks to do so, but why small banks are unloading the bonds, too, is more of a puzzler.

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Peapack-Gladstone in N.J. Joins List of Small Banks Raising Capital

American Banker

has filed a shelf registration statement to sell as much as $100 million in securities. Peapack-Gladstone Financial in Bedminster, N.J.,

Capital 28