Abrigo

JUNE 28, 2024

Navigating interest rate management in today's environment As regulators focus on interest rate risk management, read about what financial institutions can do to be ready for a rate drop. You might also like this on-demand webinar, "Navigating uncertain times: Strategies for effective risk management and compliance."

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Community Bank Strategy Community Management 195

Abrigo

FEBRUARY 6, 2025

Meeting investment accounting and reporting requirements The right technology tools can help institutions manage investment accounting compliance and risk exposure across various investment types. Investment accounting compliance not only minimizes operational risks but also reduces regulatory scrutiny. banking regulations.

Compliance 195

Compliance Technology Operations Risk Management 195

Abrigo

FEBRUARY 28, 2025

Connect with an expert Common fraud schemes Check fraud Check fraud is one of the most concerning fraud trends for community banks in 2025. The technology used to perpetrate financial crimes may be changing, but these common fraud typologies aren't going anywhere. Let our Advisory Services team help when you need it.

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Abrigo

JULY 28, 2017

In a recent webinar for credit union executives, Danny Sharman a risk management consultant with Sageworks addressed loan data for these institutions, especially as they look toward the currect expected credit loss model (CECL) that will be required for the allowance for loan and lease losses (ALLL).

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Data Risk Management Community Bank Community 150

Abrigo

DECEMBER 22, 2023

download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

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Lending Risk Management Community Management 221

Abrigo

OCTOBER 6, 2017

During a Sageworks webinar on HVCRE risk management Rob Ashbaugh, senior risk management consultant at Sageworks, explained that clarifications on some of the murkier aspects of the HVCRE (high volatility commercial real estate) rule were anticipated by the industry.

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Regulation Risk Management Community Bank Community 150

Abrigo

JUNE 11, 2021

Measuring Interest Rate Risk Can Vary by Institution Interest rate risk measurement plays a key role in ensuring an institution's safety and soundness. Would you like other articles on asset/liability management in your inbox? FDIC) noted in its 2021 Risk Review. You might also like this webinar on liquidity risk.

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How To Risk Management Analysis Kansas City 195

Abrigo

APRIL 12, 2016

Directors overseeing a bank’s operations are important partners in supervisory efforts, the FDIC noted in the article (“A Community Bank Director’s Guide to Corporate Governance: 21st Century Reflections on the FDIC Pocket Guide for Directors.”). Risk management culture What exactly is a risk management culture?

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Abrigo

AUGUST 30, 2024

Some stakeholders are advocating for a focus on affordable housing, community development, and supporting underserved communities. Capital rules are also being reassessed for members and the FHLB themselves in an effort to ensure greater financial stability and risk management.

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San Francisco Risk Management New York Capital 195

Abrigo

NOVEMBER 29, 2021

You might also like this webinar: "Is inflation the big gift to your 2022 earnings?". Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Community banks target growth. Types of Noninterest Income. An important source of revenue.

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Community Bank Community FDIC Trends 195

Abrigo

FEBRUARY 27, 2020

They are routinely experiencing processes that add costs, delay turnaround times, and can lead to inconsistency in pricing and risk management. Many community bankers expect a recession will start by at least mid-2021, according to the most recent Community Bank Sentiment Index. Lending & Credit Risk.

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Abrigo

SEPTEMBER 15, 2022

You might also like this webinar, "How to manage a high-performing construction loan portfolio." Takeaway 1 "Bank Monitoring with On-Site Inspections" will be presented later this month and claims to be the first empirical study of bank monitoring within non-syndicated loans. . Stay up to date on credit risk.

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Study FDIC Lending Risk Management 195

Abrigo

FEBRUARY 12, 2020

CRE loan growth at community banks has been outpacing noncommunity banks, both in the quarter and over the last year, according to the FDIC’s latest Quarterly Banking Profile. . Heading into 2020, banks seem to be continuing to respond to risk concerns. Lending & Credit Risk. CRE Lending.

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Lending Trends FDIC Survey 195

Abrigo

JUNE 4, 2024

You might also like this on-demand webinar, "Navigating uncertain times: Strategies for risk management and compliance." watch now Takeaway 1 Banking professionals face challenges posed by interest rate changes. This sentiment was echoed by Laurie Stewart , President and CEO of Sound Community Bank.

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Compliance Community Community Bank Conference 221

Abrigo

FEBRUARY 6, 2024

You might also like this on-demand webinar explaining how fraudsters use checks to their advantage. Learn how you can save time and money in the long run by updating check fraud prevention capabilities today.

Fraud 221

Fraud Training Trends Regional 221

Abrigo

MARCH 6, 2017

See a similar list for the accounting profession: 15 Twitter accounts every accountant should follow 5) @rajeshkan – Rajesh Kandaswamy, research director at Gartner Group, focuses on mobile banking, mobile and cloud payments, channel convergence, digital strategy, big data analytics and outsourcing. Learn more here.

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social media Lending Community Community Bank 150

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio).

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Report Risk Management Capital Data 195

Abrigo

AUGUST 5, 2020

Therefore, it’s essential that the credit memo captures the complete picture of the borrower to ensure proper risk management. Nearly three out of four respondents reported financial or risk trends as one of their institution’s main factors for determining loan grades, a pleasant surprise to Wear. Portfolio Risk & CECL.

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Management Risk Management Trends Industry 195

Abrigo

MARCH 17, 2022

Why smaller institutions stress test Despite the total assets threshold noted above, regulators continue to emphasize that all banking organizations regardless of size should have the capacity to analyze the potential impact of adverse outcomes on their financial condition. Portfolio Risk & CECL. Portfolio Risk & CECL.

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Capital Regulation Risk Management Community 195

Abrigo

AUGUST 28, 2022

Develop a credit risk rating system. Having an internally developed risk rating system is common. You might also like this webinar, "Position yourself for high-yielding ag loan growth." Credit risk rating. For most community banks and credit unions, internally-developed risk rating systems are used.

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System How To Lending Risk Management 195

Abrigo

MARCH 2, 2023

Experts have highlighted numerous lessons from Southwest’s experience, many of which can benefit bank and credit union executives, regardless of their institution size, as they manage competing priorities for spending and growth initiatives on banking solutions.

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Technology Lending Community Software 195

South State Correspondent

APRIL 3, 2023

Banks take a pool from 2018, as an example, and then track runoff to the present. Utilizing this straightforward linear regression and decay analysis, you get something close to the profile below for the average community bank in the U.S.: This reduces the duration of these non-maturity deposits.

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social media Community Bank Analysis Training 195

Abrigo

SEPTEMBER 7, 2023

Adapt to a dynamic banking environment with real-time lending & credit data Lender dashboards and reports showing the lending pipeline, pricing trends, emerging risks, workflow bottlenecks, etc. You might also like this on-demand webinar, "Identifying emerging CRE risks." Learn more about Abrigo Connect.

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Report Lending Trends Data 195

Abrigo

APRIL 15, 2022

Regulators expect that for institutions to maintain adequate levels of liquidity, banks and credit unions must be able to meet both expected and unexpected cash flow and collateral needs without adversely affecting daily operations or financial performance. Watch the webinar, "Liquidity Risk: A Key Prong in the Banking Supply Chain" .

Management 195

Management Meeting Risk Management Operations 195

Abrigo

OCTOBER 23, 2015

Behringer, McGladrey’s national leader for credit risk services. Portfolio stress tests can provide a number of benefits beyond compliance with regulatory expectations, Behringer said recently at the 2015 Risk Management Summit hosted by Sageworks.

Capital 150

Capital Analysis Examples Risk Management 150

Abrigo

MARCH 24, 2021

Growing loans, earnings are banks' top challenges in 2021. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Top Banking Challenges: Finding Growth in 2021 and Beyond. Lending & Credit Risk. Risk Ratings.

Lending 221

Lending Technology Survey Examples 221

Abrigo

JUNE 28, 2023

Takeaway 3 Recommended reports on AML and fraud metrics for the board include those on high-risk customers and trends on types of fraud and suspicious activity seen. They wear many hats, especially in smaller community banks and credit unions. One essential obligation of BSA Officers is reporting to the board of directors.

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Compliance Fraud Report Trends 195

South State Correspondent

MARCH 15, 2023

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

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social media FDIC Branding Management 195

Abrigo

AUGUST 13, 2024

10 good podcasts for bank & credit union execs & staff These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. banks and credit unions can be difficult. A curated list of banking podcasts can give you a head start. Bank Slate Convos 6.

Fraud 221

Fraud Community Community Bank Lending 221

Abrigo

APRIL 22, 2024

As a share of their total assets, community banks have more business loans below $1 million than larger banks, according to the St. With $580 billion in private-term loans and lines of credit and $62 billion in credit cards, they accounted for 56% of the small business financing market. Louis Fed : [S]mall-business loans—i.e.,

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Lending St. Louis Community Marketing 243

Abrigo

MAY 22, 2024

As a share of their total assets, community banks have more business loans below $1 million than larger banks, according to numbers from the St. With $580 billion in private-term loans and lines of credit and $62 billion in credit cards, they accounted for 56% of the small business financing market.

Lending 195

Lending St. Louis Community Marketing 195

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. or largely focused on the domestic banking market. Lending & Credit Risk. Portfolio Risk & CECL.

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Community Lending Maine Resources 195

Abrigo

SEPTEMBER 14, 2022

What banks need to know as the CFPB gets closer to its final rule Banks, credit unions, and other creditors may be required to collect more data for each application under a new rule. You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." Credit Risk Management.

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Lending Data Regulation Community 195

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. With market opportunity heating up and big bank and big credit union competitors hitting hard, too many community banks lack marketing resources … or they have 2X more spending in sponsorships than the campaigns, analytics and digital sales improvements that actually bring in new business.

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Community Bank Apple Technology Community 60

Abrigo

MAY 8, 2024

How banks and credit unions use genAI today Short supporting copy. You might also like this webinar, "The check's in the mail: Understanding and preventing check fraud." Seeing generative AI use cases can help bankers, risk managers, and financial crime professionals better understand it. Introduce key takeaway below.

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Examples Fraud Resources Risk Management 221

Gonzobanker

SEPTEMBER 5, 2017

Most admit that it forced them to address portfolio data aggregation and reporting challenges, resulting in improved risk management capabilities. But how have impacted banks and those approaching the threshold fared since DFA/Durbin with respect to point-of-sale (POS) profitability? INTERCHANGE INCOME.

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Risk Management Compliance Survey Cards 60

CFPB Monitor

JULY 5, 2022

While fair lending has already been identified as a priority for banking regulators by the Biden Administration, the GAO report, particularly its findings regarding the decline in annual fair lending examinations and deficiency findings leading to matters requiring attention at smaller banks, could further fuel the OCC’s focus on fair lending.

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Lending Report Policies Handbook 78