ICBA “Going Postal”
Finer Points
FEBRUARY 6, 2014
Fresh ideas and brainstorming are as important in community banking as they are in any other business. Advocacy Community Banks Washington' In case you […].
Regulatory Capture Old News for Community Banks
Finer Points
OCTOBER 6, 2014
A new report exposing the New York Fed’s coddling of Wall Street megabanks—particularly Goldman Sachs—is making waves in Washington. And why shouldn’t it?
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Cutting the red tape for community banks
Abrigo
SEPTEMBER 22, 2015
By eliminating or revising some of the items that banks must include in their call reports the FFIEC hopes to streamline the reporting and decrease the amount of time spent on them. The article allowed banking executives to weigh in on the subject. Sound is a $500 million institution.
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The top-performing community banks of 2021
Independent Banker
APRIL 30, 2022
Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success.
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Best Community Banks to Work For 2022
Independent Banker
NOVEMBER 30, 2022
.; Bank of Montana, Missoula, Mont.; CNB Bank, Berkeley Springs, W.Va.; Midwest Bank, Norfolk, Neb. In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. What great resignation?
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First New Community Bank In Decades Headed To US Market
PYMNTS
JANUARY 31, 2019
is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. With clearance to move forward with its plans, the community banking landscape will see its first new industry player in years.
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April is a Flurry of Community Banking Activity
Finer Points
APRIL 7, 2015
I don’t think there’s much more you can say with the flurry of activity going on at ICBA and throughout the community banking industry right now. Coinciding with last week’s kickoff of Community Banking Month and the final countdown to the ICBA Washington Policy Summit, ICBA also launched Community Banker University.
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Antonio Weiss Not Right for Treasury Post
Finer Points
DECEMBER 11, 2014
Community Banks Washington' I’ve always firmly believed that individuals can look at the same set of facts and come to differing conclusions without necessarily holding any lingering animosity or disrespect.
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186 Let’s Take Last Week’s Convention Energy to Washington
Finer Points
MARCH 11, 2015
If you haven’t witnessed nearly 3,000 members of the community banking industry in the same place at the same time, you should make a point to do so at least once in your career. Advocacy Convention Washington Policy Summit' But there was something special about this year’s convention. There was a feeling, […].
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MOXY Preps Launch Of New Community Bank With NYMBUS
PYMNTS
APRIL 2, 2019
MOXY bank , preparing to be one of the first new community banks to launch in the U.S. in decades, has announced that it is working with technology solutions company NYMBUS to integrate its core digital banking and payment services.
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Maryland Community Bank Wades Into Cannabis Market
PYMNTS
JANUARY 4, 2018
As more financial institutions (FIs) warm up to the idea, one bank in Maryland is taking significant steps to address cannabis companies’ FinServ challenges. Reports in The Washington Post this week profiled Severn Savings Bank, a community bank in the state that is said to be providing services to legal marijuana businesses.
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Washington Watch
Independent Banker
MARCH 15, 2015
The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Needless to say, the advocacy process with the CFPB has moved at the speed of Washington.
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Washington Watch
Independent Banker
FEBRUARY 24, 2015
The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Needless to say, the advocacy process with the CFPB has moved at the speed of Washington.
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Brad M. Bolton: Our greatest assets
Independent Banker
DECEMBER 31, 2022
We simply need to remember what makes us special as community bankers, and with that as our foundation, we can embrace this season of change in four primary ways: 1. Demonstrating the community bank difference. They want to come into the bank and say, “We need your support to figure things out.” Gaining advocacy wins.
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Washington Watch
Independent Banker
FEBRUARY 16, 2015
Persistent advocacy nabs key reforms for bank and thrift holding companies. While Washington often moves at a glacial pace, it recently came to life to enact reforms benefiting bank and thrift holding companies. The new law increases bank and thrift holding company access to the Small Bank Holding Company Policy Statement.
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Community Bank Persistence Pays Dividends
Finer Points
DECEMBER 7, 2015
It wasn’t exactly what ICBA was advocating; nevertheless, nearly all community banks scored a major victory with the industry’s hard-fought exemption from a backdoor tax hike on most members of the Federal Reserve System.
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A Matter of Responsibility
Finer Points
OCTOBER 3, 2016
A hallmark of community banking is accountability. Community bankers are held accountable to their customers because they live and work in the same neighborhoods. As locally based institutions with a stake in the prosperity of their communities, community bankers simply can’t afford to take advantage of their customers.
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Big Banks’ Swaps Push-Out Repeal Is a Pyrrhic Victory
Finer Points
DECEMBER 19, 2014
Community Banks Too Big to Fail Washington' By Cornelius Hurley Dec. 18, 2014 In his impactful book Don’t Think of an Elephant, cognitive scientist George Lakoff illustrates how framing a discussion from the beginning is key to winning the argument. No one has learned […].
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Mortgage Relief Recognizes Community Banks’ Unique Role
Finer Points
MARCH 28, 2016
It was a long time coming, but persistence paid off when the Consumer Financial Protection Bureau recently updated its mortgage regulations to ease unnecessary restrictions on many community banks.
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Community Bankers to Washington: Let’s Work Together To Get the Job Done
Finer Points
MAY 6, 2015
Last week’s ICBA Washington Policy Summit showed once again that community bankers are not only willing to go the extra mile—they’re even grateful for the privilege.
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Aaron Stetter: Back to Capitol Hill
Independent Banker
FEBRUARY 28, 2022
In person for the first time since 2019, the ICBA Capital Summit in Washington, D.C., Community bankers, pack your bags for Washington, D.C. After a year of virtual visits, the ICBA Capital Summit —the most high-profile and powerful community bank advocacy event of the year—is back in person May 1–4.
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Community Banks and Our Retirement Problem
Jeff For Banks
JULY 6, 2013
But I disagree with greater control of a national pension system in Washington. Here is where I think community banks, banded together through associations such as the ABA or ICBA, can play a critical role in solving our problem. I don''t disagree with the retirement challenge. I also think saving should be automatic.
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The ICBA 22/23 executive committee is all in
Independent Banker
MARCH 31, 2022
Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. and CEO and chairman, Minnesota Lakes Bank, Delano, Minn.
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Washington Post Article Spotlights Community Banks’ PPP Efforts
ABA Community Banking
APRIL 23, 2020
A new article in the Washington Post yesterday spotlighted the round-the-clock efforts of community banks to make Paycheck Protection Program loans with a largely remote workforce. The post Washington Post Article Spotlights Community Banks’ PPP Efforts appeared first on ABA Banking Journal.
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Washington Watch
Independent Banker
SEPTEMBER 26, 2014
Community Bankers Chosen as CFPB Advisors. The Consumer Financial Protection Bureau named nine community bankers to serve new terms on the bureau’s Community Bank Advisory Council. Paul Mackin , president and CEO at Think Mutual Bank in Rochester, Minn.; in Lowell, Mass.; in Lowell, Mass.;
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Credit union to buy second bank, expand in Washington state
American Banker
MARCH 11, 2024
Sound Credit Union said it would acquire Washington Business Bank in a cash deal slated to close in the fourth quarter.
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Rebeca Romero Rainey: The spirit of service
Independent Banker
AUGUST 31, 2022
This month’s Independent Banker focuses on budgeting issues with a special emphasis on the ICBA National Community Bank Service Awards. Inherent to our business model is a passion to support our communities, one that allows for flexibility to meet the individual needs of our customers. Photo by Chris Williams.
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CFPB Community Bank Advisory Council to meet April 22
CFPB Monitor
APRIL 7, 2015
The CFPB’s Community Bank Advisory Council is scheduled to meet in Washington, D.C. Credit Reports CFPB community bank credit reporting credit score' on April 22, 2015. That discussion will be led by Corey Stone, the CFPB’s Assistant Director, Credit Information and Deposits Markets.
NCR Launches Business Banking Mobile For Community Banks, Credit Unions
PYMNTS
SEPTEMBER 23, 2016
Business Banking Mobile will also feature biometric authentication by incorporating Touch ID and Eyeprint ID for added security.
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Silicon Valley Bank Failure – Lessons in Interest Rate Risk Management
South State Correspondent
MARCH 13, 2023
While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). Notably, most community banks’ duration risk is in the loan portfolio.
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Regulatory Relief Push in Full Swing with Committee Markup
Finer Points
MARCH 29, 2015
The House Financial Services Committee last week advanced five ICBA-advocated bills to provide regulatory relief to community banks. The bills, which are inspired by ICBA’s Plan for Prosperity platform, would rein in community bank overregulation on several fronts. Advocacy Regulatory Relief Washington Policy Summit'
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Rebeca Romero Rainey: Community service is at our industry’s heart
Independent Banker
AUGUST 26, 2018
“Community service is a timeless tradition that’s core to every community bank.”. As I work on this column, I’m in Santa Fe, preparing to speak at the Independent Community Bankers Association of New Mexico’s annual convention. Community service is a timeless tradition that’s core to every community bank.
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132 At last, a Washington idea community banks and credit unions can use.
Long Lasting Ideas
JUNE 8, 2016
Often in this space, we’ve written about how Washington has made community banks its personal punching bag. Sarbanes-Oxley, Dodd-Frank, the FDIC and other financial regulators – as well as Congress and the White House — have not been friendly to community banks, all while bailing out Wall Street big boys.
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Guest Blog: Giving Credit Where It’s Due—with Community Bankers
Finer Points
SEPTEMBER 10, 2015
This week we saw once again that our industry’s hard work and determination on behalf of regulatory relief can achieve tangible results in Washington. Following passionate advocacy from ICBA and community bankers, regulators issued a proposed rule to simplify community bank call reports and laid out their plan […].
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Some Banks More Equal Than Others
Finer Points
JANUARY 22, 2015
Yet, at the same time, not a single senior executive or director of these banks has been identified as culpable for their banks’ egregious legal and regulatory violations, much less pursued by […]. Community Banks Too Big to Fail Washington'
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New ICBA chairman Derek Williams’ commitment to community
Independent Banker
FEBRUARY 28, 2023
Derek Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., wanted to be a financier before finding his way to community banking. He has served as president and CEO of $365 million-asset Century Bank & Trust in Milledgeville, Ga., now part of Bank of America, before moving to Griffin, Ga.,
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172 CFPB Community Bank Advisory Council to meet on Sept. 30
CFPB Monitor
SEPTEMBER 16, 2015
The CFPB has announced that a meeting of its Community Bank Advisory Council is scheduled for September 30, 2015 in Washington, D.C. Director Cordray will be in attendance and there will be a discussion of consumer challenges in payments.
CFPB Community Bank Advisory Council to meet on April 21
CFPB Monitor
APRIL 5, 2016
The CFPB will hold a meeting of its Community Bank Advisory Council on April 21, 2016 in Washington, D.C. According to the CFPB’s notice published in today’s Federal Register, there will be a discussion of the CFPB’s strategic outlook and elder financial abuse.
Regulatory Burden Is Capturing Big Headlines
Finer Points
AUGUST 3, 2015
While ICBA continues our full-court press toward advancing community bank regulatory relief all the way through Congress and to the president’s desk, we are also making noticeable headway in raising public awareness of the problem via the national news media.
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Podcast: Highlights from the 2021 ABA Washington Summit
ABA Community Banking
MARCH 17, 2021
Meinert review highlights from the ABA's just-concluded virtual Washington Summit. The post Podcast: Highlights from the 2021 ABA Washington Summit appeared first on ABA Banking Journal.
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Rebeca Romero Rainey: We resolve to support you
Independent Banker
DECEMBER 31, 2019
From successes in getting the Federal Reserve involved in real-time payments to our ongoing efforts to wake up Washington to credit union injustices, we are present, committed and confirmed in our efforts to level the playing field for community bankers. We see this same degree of passion reflected in community bank plans.
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125 Rhode Island bank agrees to pay $9m over discriminatory lending allegations
TheGuardian
SEPTEMBER 27, 2023
DoJ says Washington Trust engaged in redlining, the racist policy of banks blocking people of color from getting mortgages Washington Trust, the oldest community bank in the US, has agreed to pay $9m to resolve allegations that it engaged in lending discrimination against homebuyers in majority Black and Latino neighborhoods, the Department of Justice (..)
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Rebeca Romero Rainey: Shifts in lending
Independent Banker
JUNE 30, 2022
While it has had some benefits, like stronger risk management for our banks, it has made the customer process much more daunting. But community banks have adapted to address that shift. So, while this next round of uncertainty will bring with it new challenges, the strength of the community bank business model remains intact.
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Powering-Up Tools: Your Advocacy Resources
Independent Banker
JULY 30, 2015
IB: What do ICBA advocacy staff members do to represent community banks in Washington? Hawxhurst: ICBA’s advocacy staff works to represent the interests of community banks before a wide range of policy bodies in Washington, particularly before Congress and the federal banking agencies.
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