Abrigo

OCTOBER 22, 2024

Making a difference in communities Banking is more than just numbers and transactions. fraud detection software Webinar Exposing pig butchering fraud: A case study from HSI Read More Webinar AML/CFT Requirements: Are you ready for FinCEN’s final rule? It’s about relationships.

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Abrigo

DECEMBER 11, 2014

While the final guidance clearly applies to larger financial institutions, community banks should still take note. ” The section further details this would only occur under extraordinary circumstances, but community banks should be aware of the new framework and even consider applying the guidelines as a proactive, best practice.

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Community Bank Community Risk Management Guidelines 207

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Kennebec Savings Bank.

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Community Bank Community National Fresno 196

Abrigo

NOVEMBER 14, 2024

Although the above example is a large bank, similar enforcement actions are being handed down to community banks. Key strategies to prevent BSA enforcement actions To prevent BSA enforcement actions, banks must prioritize proactive compliance measures.

Compliance 221

Compliance How To Training Software 221

Abrigo

JULY 28, 2017

In a recent webinar for credit union executives, Danny Sharman a risk management consultant with Sageworks addressed loan data for these institutions, especially as they look toward the currect expected credit loss model (CECL) that will be required for the allowance for loan and lease losses (ALLL).

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Data Risk Management Community Bank Community 150

Abrigo

NOVEMBER 18, 2024

“Regulators could not be more clear on what they are looking at,” said Susan Sharbel, Senior Consultant at Abrigo Advisory Services, during a recent webinar on controlling interest rate risk and liquidity challenges. Learn more in this webinar , "ALCO playbook: Managing liquidity & performance amid rate cuts."

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Risk Management Regulation Policies Management 195

Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. percent of community banks were unprofitable during the quarter. However, across all banks, fourth quarter net income fell by 7.9 Community bank loan balances also rose 2.5

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Community Bank Community FDIC Industry 150

Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. percent of community banks were unprofitable during the quarter. However, across all banks, fourth quarter net income fell by 7.9 Community bank loan balances also rose 2.5

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Community Bank Community FDIC Industry 150

Abrigo

JANUARY 1, 2016

Government Accountability Office (GAO), community banks and credit unions are starting feel the impact of the Dodd-Frank Wall Street Reform Act. The GAO report, released on December 30th, examined nine Dodd-Frank rules that became effective as of October 2015 for impact on community banks and credit unions.

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Community Bank Community Compliance Training 150

Independent Banker

NOVEMBER 30, 2021

We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example. Key Community Bank. At the heart of Key Community Bank’s work culture is connection. Greg Dennis, Key Community Bank. “We

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Community Bank Community Texas Leadership 164

Independent Banker

NOVEMBER 30, 2022

.; Bank of Montana, Missoula, Mont.; CNB Bank, Berkeley Springs, W.Va.; Midwest Bank, Norfolk, Neb. In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. What great resignation?

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Community Bank Community Montana Leadership 169

Abrigo

FEBRUARY 28, 2025

Connect with an expert Common fraud schemes Check fraud Check fraud is one of the most concerning fraud trends for community banks in 2025. Let our Advisory Services team help when you need it. Find out how Abrigo Fraud Detection stops check fraud in its tracks.

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Abrigo

MARCH 5, 2025

When something new comes out, there is always the concern of its sustainability.Twenty-five years ago, there was a fear that all automated systems were flashy, overhyped tech gimmicks, but today they are the differentiators between adaptable community banks and their competition, he said.

Risk Management 195

Risk Management Management Tools Compliance 195

Abrigo

FEBRUARY 6, 2025

You might also like this on-demand webinar, "Winning the deposit game." bank and credit union regulators expect financial institutions to implement robust internal controls for managing the credit, market, liquidity, and operational and legal risks associated with investment holdings. WATCH Investment accounting compliance risks U.S.

Compliance 195

Compliance Technology Operations Risk Management 195

Independent Banker

FEBRUARY 28, 2023

As community banks navigate this process, there are plenty of resources available to answer questions and provide guidance. Three sources of information on FedNow As community banks look to take advantage of this new opportunity, they seek resources to help them navigate the journey.

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Resources Community Bank Community Texas 115

Abrigo

OCTOBER 2, 2014

To help banks understand the requirements and associated impacts, Sageworks partnered with Crowe Horwath to lead an informative webinar later this month on preparing for Basel III. It is also important to note that disclosure starts January 1, 2015, which is also considered the compliance deadline for community banks.

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Abrigo

FEBRUARY 11, 2022

You might also like " CECL Streamlined: A Webinar Series for 2023 Adopters". The decision appears to mark the board’s final word on ongoing petitions from community banks and credit unions who asked for a delay or total exemption. 15, 2022 (effectively, by January 1, 2023, for most institutions). Download the "CECL Prep Kit.".

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Resources Regulation Community Bank Community 195

Independent Banker

OCTOBER 31, 2022

FedNow can be another positive differentiator for our nation’s community banks, but we must be ready for this real-time service and its 24/7/365 requirements.”. FedNow will be a great equalizer for the industry, bringing real-time payment clearing and settlement to community banks across the country. My Top Four.

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Community Bank Payments Community Resources 204

Abrigo

NOVEMBER 24, 2014

The prevalence of stress testing within banks and credit unions has risen considerably in recent periods thanks to increased regulatory attention and the benefit of greater insight into financial institutions’ portfolios. Another question was posed during the webinar: “What external data should be used?”

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How To Analysis Exercises Data 223

Abrigo

AUGUST 13, 2024

10 good podcasts for bank & credit union execs & staff These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. banks and credit unions can be difficult. A curated list of banking podcasts can give you a head start. Bank Slate Convos 6.

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Fraud Community Community Bank Lending 221

Abrigo

MARCH 3, 2022

In today’s banking world, community banks are focused sharply on shareholders’ expectations for growth in earnings and return on equity. So, how can community banks support earnings and ROE growth in the face of intense regulatory scrutiny and competitive pressures on profitability? Watch Webinar.

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Lending Community Marketing Community Bank 195

South State Correspondent

NOVEMBER 29, 2023

Community banks are striving to increase loan yield and maintain their cost of funding (COF). We have created and used a novel structure to take advantage of the inverted yield curve to allow community banks to increase net interest margin (NIM) and fee income on these existing fixed-rate loans.

Community Bank 195

Community Bank Community Tools Strategy 195

Abrigo

JUNE 28, 2017

In this recent webinar , Garver Moore and Tim McPeak - principal consultants with Sageworks advisory services group - cover how community banks can improve data quality, assure data adequacy and take the step towards data validation and modeling. truncated by 000’s vs. not truncated) - Data is stored in the right format (e.g.,

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Data How To Community Bank Community 150

Abrigo

APRIL 10, 2017

In a recent Sageworks webinar , Ancin Cooley of Synergy Credit Union Consulting took a deep dive into five areas that credit unions interested in growing their MBL portfolios need to be aware of in order to effectively manage risk in the MBL portfolio. Next, Ancin moved into a discussion of the current regulatory environment around MBL.

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Regulation United States Lending Community Bank 150

Independent Banker

JANUARY 31, 2022

ICBA has a growing network of people and resources community banks can tap into as they continue their innovation journeys. The ThinkTECH Accelerator is one of several initiatives underway this year to foster community bank-enabled fintech partnerships. By Charles Potts, ICBA.

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Community Bank Georgia Community Resources 143

Abrigo

OCTOBER 6, 2017

During a Sageworks webinar on HVCRE risk management Rob Ashbaugh, senior risk management consultant at Sageworks, explained that clarifications on some of the murkier aspects of the HVCRE (high volatility commercial real estate) rule were anticipated by the industry.

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Regulation Risk Management Community Bank Community 150

Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Community Kansas City Lending 195

Independent Banker

OCTOBER 31, 2021

Working with a community bank is like being welcomed into the fold, and that’s why we choose our partners with care. But when I think about what makes this time of year special, it’s the sense of community it creates. But when I think about what makes this time of year special, it’s the sense of community it creates.

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Community Bank Community Austin Texas 152

Abrigo

FEBRUARY 27, 2020

Many community bankers expect a recession will start by at least mid-2021, according to the most recent Community Bank Sentiment Index. financial institutions, represents a large number of lending and credit professionals familiar with bank and credit union lending and credit processes. Lending & Credit Risk.

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Lending Survey Data System 243

Abrigo

JUNE 4, 2024

You might also like this on-demand webinar, "Navigating uncertain times: Strategies for risk management and compliance." watch now Takeaway 1 Banking professionals face challenges posed by interest rate changes. The panel addressed the negative perception of compliance in community banking, advocating for a shift in perspective.

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Compliance Community Community Bank Conference 221

Independent Banker

APRIL 30, 2022

In community banking, we’re not ones to rest on our laurels. We’re always raising the bar for ourselves, our teams and our communities to ensure we provide the best possible services to our customers. You want your teams to think not like employees but like co-owners of your bank’s successes. We teach them.

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Community Bank Community Knowledge Base Leadership 171

Abrigo

NOVEMBER 29, 2021

You might also like this webinar: "Is inflation the big gift to your 2022 earnings?". Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Community banks target growth. Types of Noninterest Income. An important source of revenue.

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Community Bank Community FDIC Trends 195

Independent Banker

JUNE 30, 2022

Demand for digital solutions continues to accelerate, making innovation an imperative for community banks looking to excel in today’s evolving market. That’s why ICBA makes innovation a priority and provides community banks with the information and tools necessary to grow and succeed in today’s competitive landscape.

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Innovation Rhode Island Community Bank Community 134

Abrigo

DECEMBER 16, 2019

Even now, however, banks and credit unions with 2023 deadlines are seeking information about what the earliest adopters have learned so far in their implementation efforts. During the webinar, Felicity Ours, CPA, CRC, of Summit Financial Group (NASDAQ: SMMF), a $2.2 Transition to CECL with confidence. Get started. Start on CECL early.

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West Virginia Virginia Data Community 195

Abrigo

JULY 10, 2020

Community banks and credit unions partnered with their communities to help families and businesses through these unprecedented times , causing spikes in consumer fraud that must be faced head on. To zero in on suspicious activity, typologies can be used to more accurately assess behaviors. C&I Loans. SBA Lending.

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Fraud Lending Software Analytics 195

Abrigo

DECEMBER 22, 2023

download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

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Lending Risk Management Community Management 221