Independent Banker

MAY 31, 2022

When companies sign on to the ICBA ThinkTECH Accelerator, they are looking to home their products and services to better support community banks. The two companies announced that they would be collaborating to offer a complete digital growth solution for bank partners. By Colleen Morrison. Connect with FinXTech.

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Community Bank Community Maryland US 146

Independent Banker

NOVEMBER 24, 2014

“For Ron, giving back to the community is part of the essence of who he is. With vigor and a strong commitment to service, Ron Paul leads a rapidly growing community bank in Maryland. Ronald Paul first encountered community banking as a real estate developer in the early 1980s. Laurence Bensinger, EagleBank.

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Community Washington Community Bank Maryland 70

Independent Banker

DECEMBER 31, 2022

Here’s how community banks can enhance their payments offerings. of banks’ revenues come from payments. Payments account for up to 30% of bank revenue, and that income stream is under attack. As 2023 kicks off, community banks can respond to today’s payments landscape by addressing five key trends.

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Trends Payments Community Bank Texas 140

Independent Banker

NOVEMBER 30, 2022

As community banks grow, their vendor partnerships usually also do, which can lead to challenges with organization, data security and more. To address these issues, some community banks have turned to artificial intelligence. Greg Ohlendorf, First Community Bank and Trust. Photo by MirageC/Getty Images.

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Management Community Bank Community Data 91

Independent Banker

NOVEMBER 30, 2022

Across the world, people are using super apps to send messages, purchase tickets and, of course, bank online. What are they, and how can community banks stay on top of this trend? Community bank considerations. So, what does this intersection of regulation and technology competition mean for community banks?

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Community Bank Community Maryland Data 91

Jeff For Banks

JULY 28, 2023

A career banker with multiple financial institutions, including the long-admired Mercantile from Maryland, Mike elevated up the credit and lending vertical to his current position. Mark Semanie, Maryland Market President, Wesbanco. Mark did not come into banking until his mid 30's.

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Maryland Risk Management Community Bank Management 78

American Banker

DECEMBER 15, 2022

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Banking Exchange

JULY 24, 2019

Maryland bank enables next-level communication at nine branches Technology Feature3 Feature Customers Branch Technology/ATMs Tech Management Community Banking.

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Maryland Technology ATM Community Bank 60

Independent Banker

AUGUST 31, 2021

The payments space can be dizzying for even the most enterprising community bank. Banking-as-a-service (BaaS). Central bank digital currency (CBDC). The financial services industry is acting on this digital demand, incorporating fintech solutions, instant payments offerings and crypto banking products.

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Independent Banker

AUGUST 31, 2022

So how do social payments fit in community banks’ long-term future? In fact, a 2020 NerdWallet survey found that 68% of consumers have maintained a balance in their mobile payment app, and on average, those who use them have allowed up to $287 to accrue before they transfer it to their bank. DJ Seeterlin, Chesapeake Bank.

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Independent Banker

JANUARY 31, 2022

The FedNow Service is launching in early 2023, giving community banks about a year to plan. Here’s how community bankers, payments experts and fintech vendors suggest using the time to prepare. With less than a year until the scheduled launch of the FedNow Service, community banks are still awaiting updates on specifics. “And

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Community Bank Community Resources Fraud 91

American Banker

SEPTEMBER 9, 2024

The bank faced credit setbacks in the nation's capital and margin pressure this year. But it made a series of new hires to reduce risk and diversify its loan portfolio, preparing for a new era of demand as the industry awaits interest rate cuts.

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Maryland National Capital Industry 73

Independent Banker

MARCH 15, 2015

How ICBPAC plays an important role in community banking’s federal advocacy efforts. The 114th Congress has more pro-community bank members because, in part, of the contributions of ICBPAC, ICBA’s federal political action committee, during the 2014 election cycle. So we did well, which is important to community bankers.”.

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Community Bank Community Washington Missouri 70

Independent Banker

FEBRUARY 24, 2015

How ICBPAC plays an important role in community banking’s federal advocacy efforts. The 114th Congress has more pro-community bank members because, in part, of the contributions of ICBPAC, ICBA’s federal political action committee, during the 2014 election cycle. So we did well, which is important to community bankers.”.

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Community Bank Community Washington Missouri 70

American Banker

MAY 23, 2024

The bank took a big hit on an office property in Washington, D.C., during the first quarter. This month, it filed a shelf registration statement for an offering of up to $150 million that could be used to bolster capital or refinance debt.

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Maryland Capital Washington Community Bank 81

Independent Banker

OCTOBER 1, 2022

An event at EMS in June brought together (L–R) Clear Mountain Bank president/CEO Dave Thomas, ICBA president Rebeca Romero Rainey, FHLBank Pittsburgh president/CEO Winthrop Watson, and Tim Critchfield, EMS owner/president. Name: Clear Mountain Bank. In 2021, the bank was named West Virginia Community Lender of the Year.

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West Virginia Virginia Community Bank Community 91

ABA Community Banking

APRIL 26, 2020

With the SBA’s Paycheck Protection Program set to re-opening for applications tomorrow, a Maryland bank CEO this weekend recounted his bank’s experience getting up and running during the early days of the program. The post Maryland Bank CEO Reflects on First Round of PPP Applications appeared first on ABA Banking Journal.

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Maryland Community Bank Community Lending 45

Independent Banker

DECEMBER 31, 2021

Here’s what community banks need to know about these products and how they can take advantage of this model. BNPL: The community bank play. Those drawbacks present opportunities for community banks to emphasize their roles as trusted financial partners. Colleen Morriso n is a writer in Maryland.

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How To Community Bank Community Lending 91

American Banker

DECEMBER 12, 2022

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Maryland Community Bank Community 69

Independent Banker

JULY 31, 2022

When Rockland Trust synced up with an ICBA ThinkTECH Accelerator grad to launch a virtual digital banking platform, it took relationships between the community bank and its customers to a whole new level. For Rockland Trust, a $20 billion-asset community bank in Rockland, Mass., By Colleen Morrison.

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Innovation Community Bank Video Community 91

American Banker

AUGUST 17, 2022

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Maryland Community Bank Community 78

Independent Banker

FEBRUARY 24, 2016

Quail Creek Bank develops its own Apple Watch app. Many of your community bank’s customers are using smartphones, and most smartphone users with bank accounts are using mobile banking. Community banks must improve their customers’ mobile banking experience to remain competitive with national banks.”.

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Oklahoma Oklahoma City Apple Community Bank 70

American Banker

OCTOBER 24, 2024

The bank cut its dividend, raised capital, hired multiple top executives and vowed to reduce its commercial real estate concentration after a bruising first half of 2024.

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Maryland Capital Community Bank Community 74

Independent Banker

OCTOBER 14, 2014

When Community Bank of Bergen County unveiled its online mortgage hub this summer, the bank put “ease of use” at the top of its goals for the site, says President and CEO Peter Michelotti. “I Sam Vallandingham, president and CEO of The First State Bank in Barboursville, W.Va., Hubs of Opportunity. By Elizabeth Judd.

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Community Bank Lending Community Oklahoma City 70

Independent Banker

AUGUST 26, 2015

At some community banks, budgeting for technology has become a more important focus over the past several years. If the project is something that can make a bank more profitable in the short term or long term, the bank should make the purchase, whether it was budgeted for or not. State Bank and Trust Co.

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Community Bank Community Management Technology 70

Independent Banker

NOVEMBER 13, 2014

The Internet of Things, also known as the Industrial Internet, is where networked smart devices communicate to powerfully automate a multitude of complex tasks for both consumers and businesses, potentially including community banks. Michael Blankenheim is a freelance writer in Maryland. in Stamford, Conn.,

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Community Bank Community Maryland System 71

Independent Banker

MARCH 31, 2022

Faced with several transitional issues, here’s how these community banks gained support from their new providers to adapt to the change. Two years before changing core processors, Asian Bank began conducting weekly meetings to brainstorm attributes its dream core provider would possess. When Del Norte Bank in Del Norte, Colo.,

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ABA Community Banking

OCTOBER 22, 2024

Atlantic Union to buy Sandy Spring in Maryland; deals also announced in Tennessee and Texas. The post Bank acquisitions announced in three states appeared first on ABA Banking Journal.

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Tennessee Maryland Texas Community Bank 69

Independent Banker

OCTOBER 29, 2014

Patti Renner, Knotice’s director of marketing, points out that this news should concern any community bank that is not sending out mobile optimized emails, or emails that “render well on a mobile device.” Renner advises community bankers to get a feel for how their emails are coming across to consumers by running their own tests.

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San Diego Ohio Mobile Community Bank 88

Independent Banker

JULY 1, 2015

The combination has helped make him the star lender at Farmers & Merchants Bank, a $120 million-asset community bank in Miamisburg, Ohio. With a flat local economy, “98 percent of our business comes from happy customers,” says Shon Myers, the bank’s president and CEO. Clinton Morton, Famers & Merchants Bank.

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Ohio Community Bank Maryland Community 70

American Banker

DECEMBER 13, 2023

The acquisition would deepen Orrstown's presence in its home state and Maryland. Codorus Valley Bancorp in recent years had faced pressure from an activist investor to consider selling.

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Pennsylvania Maryland Community Bank Community 78

Independent Banker

NOVEMBER 13, 2014

Once upon a time, community banks were more than happy to leave the chore of choosing technical devices and running networks to their chief technology officers. One increasingly prominent way for community bank chief information officers to help formulate strategy is to collaborate more closely with marketing heads and with others.

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Study Community Bank Community Survey 70

American Banker

APRIL 19, 2021

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Maryland 59

Maryland Community Bank Community 59

Independent Banker

FEBRUARY 24, 2016

Now that many community banks have issued credit and debit cards with anti-skimming smart chips, the industry is returning to an earlier focus on another card security measure: tokenization. The free enrollment is available to community banks that have their card transactions processed by FIS in St. Petersburg, Fla.

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Cards Community Bank Mobile Community 70

Independent Banker

JANUARY 26, 2016

Will community bankers be playing with ‘gamification’ soon? He points out that because gamification is a way to get users to return to an activity, it could prove particularly attractive for community banks, which tend to take a lead role in financial education and forging strong customer relationships. By Elizabeth Judd.

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Maryland Community Bank Community Technology 70

Jeff For Banks

NOVEMBER 7, 2015

Me to a community banker: Why don't you offer more options than real estate secured lending to help fund early stage businesses? Banker: Because that's not community banking. I've been in this business over 20 years and still don't know the definition of community banking. In other words, be a General Bank.

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Community Bank Community Baltimore Lending 60

American Banker

JUNE 18, 2020

Delmarva Bancshares, which was on the brink of failure during the financial crisis, will be sold to BV Financial for $54 million.

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Maryland Community Bank Community Strategy 44