Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Jeff For Banks

FEBRUARY 19, 2012

One such theme was the right sizing of community banks'' funding sources. Since the dawn of the financial crisis in 2007, loan demand has fallen off of the cliff, and therefore community banks did not need their historically high amount of CD funding. Not so fast.

Community Bank 97

Community Bank Community Industry Strategy 97

ABA Community Banking

FEBRUARY 6, 2020

Have you heard about the community bank that’s been chugging along for over 150 years, took on “Community Bank” as its name—and “bank happy” as its motto? Meet Community Bank, N.A., based in DeWitt, New York.

Community Bank 69

Community Bank Community New York Meeting 69

TheGuardian

FEBRUARY 29, 2024

Chief executive of embattled bank steps down after company reports ‘material weaknesses’ in internal controls New York Community Bancorp (NYCB) came under fresh pressure on Wall Street after reporting “material weaknesses” in its internal controls, booking a $2.4bn hit to earnings and replacing its chief executive.

New York 71

New York Community Community Bank Marketing 71

ABA Community Banking

FEBRUARY 12, 2020

billion in assets, HAB Bank isn't big -- but it's a community bank with global reach. The New York-based institution provides correspondent banking services for 140 banks in 20 countries, primarily in South Asia and East Asia. Saleem Iqbal discusses how HAB Bank competes in this global marketplace.

Community Bank 76

Community Bank Community New York Risk Management 76

American Banker

SEPTEMBER 9, 2024

It would create a bank with more than $15 billion of assets. The all-stock transaction is slated to close in the second quarter of 2025.

New York 83

New York Community Bank Community Industry 83

American Banker

NOVEMBER 29, 2021

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New York 83

New York Community Bank Community cryptocurrency 83

American Banker

FEBRUARY 9, 2021

The department of financial services will grant credit under the state's community reinvestment law to New York-chartered banks and credit unions that finance projects aimed at helping low-income communities better adapt to a warming world.

New York 95

New York Regulation Community Community Bank 95

PYMNTS

MARCH 28, 2019

ICBA Bancard, the payment services arm of the Independent Community Bankers of America (ICBA), has partnered with Urban FT, a New York-based software company, to bring prepaid cards to community banks, the companies said in a press release. based Sunrise Banks, a $1.1 trillion by 2022. Paul, Minn.-based

Cards 128

Cards Community Bank Community New York 128

PYMNTS

APRIL 8, 2020

An old computer system and too few employees are making it hard for the Small Business Administration (SBA) to meet the high demand for coronavirus relief loans, according to a report in the New York Times on Tuesday (April 7). Further, community banks are nearly out of cash.

Meeting 217

Meeting New Jersey New York Community Bank 217

Independent Banker

NOVEMBER 30, 2021

As more customers moved online, fraudsters took advantage of new and increasingly inventive opportunities to commit remote authentication fraud. Experts say community banks can use education, biometrics and solid cybersecurity practices to fight this growing area of crime. New account fraud. By Elizabeth Judd.

Fraud 160

Fraud Strategy Community Bank New York City 160

Jeff For Banks

JANUARY 27, 2011

I was at a strategic planning retreat a few weeks back where a colleague lauded the concept of bankers getting back to plain vanilla community banking. But if you read or watch interviews of CEOs of community FIs from 2008 forward, you will be bombarded with the message that they didn''t engage in the things that led to the collapse.

Community Bank 70

Community Bank Community Apple National 70

Independent Banker

OCTOBER 1, 2022

Community banks are at a critical juncture when it comes to cybersecurity. With cybercrime becoming increasingly complex and sophisticated, community banks must remain vigilant and monitor and manage their critical infrastructure. Community banks are at a critical juncture when it comes to cybersecurity.

Innovation 139

Innovation Community Bank Training Community 139

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. And in New Albany, Miss.,

Community Bank 172

Community Bank Community National Philadelphia 172

CFPB Monitor

OCTOBER 25, 2022

Following up on a threat it made back in 2018 , the New York State Department of Financial Services (DFS) announced on October 6, 2022 that it entered into a consent order with Rhinebeck Bank (“Rhinebeck”) to settle discrimination claims involving discretionary dealer markups on retail installment contracts with minority borrowers.

New York 78

New York Lending Community Bank Community 78

PYMNTS

MARCH 15, 2019

Community bank Patriot National has hit a regulatory roadblock in its plans to launch a Small Business Administrative platform, but reports in American Banker on Thursday (March 13) said the financial institution remains undeterred by the challenge. Hana is one of the largest SBA lenders, facilitating $96.6

National 139

National Community Bank Metro Lending 139

Abrigo

JUNE 25, 2015

During leaner years is often when the demand for ag loans increases , as it’s common for those full-time farmers to tap into their community bank to cover operating costs or invest is other lines of the agricultural business. In the Northeast, The Bank of Castile lent the most to farms in Q1.

Community Bank 150

Community Bank Sacramento Lending Wisconsin 150

Abrigo

AUGUST 30, 2024

Takeaway 2 Reform moves are stemming from actions of the FHFA against the San Francisco and New York FHLBs. Takeaway 3 Banks should respond to the reform efforts to ensure contingent liquidity options will remain. These FHLBs continued to lend to the member banks despite clear deterioration of their financial status.

San Francisco 195

San Francisco Risk Management New York Capital 195

PYMNTS

APRIL 2, 2019

The BBC reported on Sunday (March 31) that Shadow Chancellor John McDonnell introduced the proposal to turn thousands of current post offices into banking centers, creating a new Post Bank that would increase access to community banks. A similar proposal was introduced in New York State last year.

Community Bank 148

Community Bank Community New York National 148

PYMNTS

AUGUST 12, 2019

26, and she will be based in New York City. Last month, Wells Fargo also added four new executives to its roster. The company revealed that David Kowach has been named head of community banking, while Jim Hays has come on board as president and head of Wells Fargo Advisors. Her first day will be Aug.

New York City 179

New York City Pennsylvania New York Community Bank 179

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure. touched off a wave of bankruptcies.

Community Bank 195

Community Bank Community Los Angeles Regional 195

American Banker

NOVEMBER 9, 2016

New York Community's acquisition of Astoria Financial will not get the necessary regulatory OK this year, but both parties “remain committed to the transaction,” the CRE-heavy acquirer said.

New York 47

New York Community Community Bank Regional 47

Jeff For Banks

NOVEMBER 4, 2017

One of my favorites is the affinity brand Red Neck Bank , a division of All America Bank. All America Bank is a traditional community bank located near Oklahoma City, and has been around since the 1960's. And yes, they recently switched names from Bank of the Witchitas. But did they have to?

Community Bank 60

Community Bank Community Oklahoma City America 60

PYMNTS

OCTOBER 23, 2018

The New York Attorney General announced that Wells Fargo & Company has agreed to pay a $65 million fine in connection with its “cross-sell” business model, related sales practices, and publicly reported cross-sell metrics. However, the success of these efforts was actually centered on sales practice misconduct at the bank.

New York 139

New York Fraud Community Bank Strategy 139

Banking Exchange

AUGUST 31, 2020

Plus: New York-based community banks to combine; Virginia’s Blue Ridge and Bay Banks plan merger Management Feature M&A Feature3 Community Banking Human Resources.

Community Bank 78

Community Bank New York Resources Community 78

ABA Community Banking

MAY 8, 2024

The dollar amount of loans originated by community development financial institutions has more than doubled in recent years, rising from $29 billion in 2018 to $67 billion in 2022, the Federal Reserve Bank of New York said in a new report.

New York 52

New York Community Report Community Bank 52

ABA Community Banking

OCTOBER 23, 2019

How can community banks make wealth management a profitable part of their strategy? At Canandaigua National Bank and Trust in New York, 45% of non-interest income—and 15% of the bank’s total revenue—comes from wealth management, says EVP Sam Guerreri.

Community Bank 40

Community Bank Community Management New York 40

PYMNTS

JULY 3, 2020

People’s United Bank, which operates across Connecticut, southeastern New York state, Massachusetts, Vermont, Maine and New Hampshire, recently demonstrated the growing interest of community banks to collaborate with FinTechs to expand their product offering — just as larger national and multinational financial institutions (FIs) do.

Regional 214

Regional New Hampshire Tools Vermont 214

Abrigo

OCTOBER 23, 2014

CEIS Review , a New York-based bank consulting firm, highlights the shift in a recent article. Community banks certainly want to remain conservative with risks and follow regulations. As a result, many are seeking growth in these areas, and others, as the recent financial crisis falls into the more distant past.

Risk Management 186

Risk Management Management Lending Resources 186

Banking Exchange

JULY 20, 2020

The New York-based bank will close six branches and merge them into other existing premises after a multi-year fall in in-person visits Community Banking Feature3 Feature Human Resources Management Financial Trends Retail Banking Covid19 Branch Technology/ATMs.

New York 78

New York ATM Community Bank Resources 78

American Banker

NOVEMBER 18, 2024

The Securities and Exchange Commission accused a former supervisor with the Federal Reserve Bank of Richmond of trading New York Community Bank and Capital One stock based on material nonpublic information.

New York 69

New York Community Bank Community Capital 69

PYMNTS

JULY 24, 2018

Coverage includes eBay entering a new relationship with Apple Pay, MoneyGram and Visa announcing a new P2P partnership, Amazon expanding its Whole Foods Market delivery service to new Florida and New York markets, Synovus Financial acquiring FCB Financial Holdings and Ford Motor Co. ebay Brings in Apple Pay.

Apple 101

Apple Florida New York City New York 101

PYMNTS

DECEMBER 9, 2019

Automated business payments processing firm AvidXchange is launching a new fundraising round that could give the firm a $2 billion valuation, The New York Times reported on Monday (Dec. Nashville community bank Studio Bank was the first FI to adopt the AvidPay solution. 9), citing sources.

North Carolina 130

North Carolina Nashville Charlotte Boston 130

American Banker

SEPTEMBER 6, 2023

The New York-based company announced the launch of a health care lending unit after capitalizing on recent bank failures to add seven deposit-focused banking groups this spring and summer.

Community 78

Community New York Lending Capital 78

American Banker

DECEMBER 20, 2019

Industrial Bank CEO Doyle Mitchell has spent countless hours in New York since his bank bought the failed City National in November, meeting with existing customers and plotting his growth plans.

New York 59

New York Industry Meeting National 59

American Banker

FEBRUARY 1, 2024

The embattled bank said it reviewed and then turned down a $3.25-per-share Carver called the offer "unrealistically low" given the bank's "intrinsic value." per-share bid from Dream Chasers Capital.

New York 81

New York Capital Community Bank Community 81

Independent Banker

JULY 30, 2015

In New York, IBANYS plays creative offense and strong defense on several issues. The Independent Bankers Association of New York State has been actively advocating for several initiatives to enhance community banking and the communities and customers our members serve. By John Witkowski.

Community Bank 70

Community Bank New York Community Taxes 70