ABA Community Banking

OCTOBER 13, 2020

Banks contribute to their communities and local organizations in ways that matter a lot during the pandemic. The post Putting the ‘Community’ into Community Banking appeared first on ABA Banking Journal.

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PYMNTS

APRIL 3, 2020

Treasury Secretary Steven Mnuchin said community banks have helped process many of the small business Paycheck Protection Program (PPP) loans. Mnuchin said in a tweet , “#PPPloan now over $875,000,000 processed almost all from community banks! Big banks taking applications and will submitting them shortly.”

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Community Bank Community social media America 152

Banking Exchange

FEBRUARY 17, 2021

Greenwich Associates reports widening gap in digital investment between national and regional banks Community Banking Feature3 Feature Technology Retail Banking Covid19 PPP Customers Tech Management Mobile Online.

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Community Bank Regional Community National 131

Independent Banker

JUNE 30, 2022

But there are ways community banks can help mortgage-seekers get on the property ladder. Burmis, senior vice president and retail lending manager at $450 million-asset Chelsea State Bank in Chelsea, Mich. So how can community banks help? By Beth Mattson-Teig. Plenty of tools in the box. Flexibility needed.

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Community Bank Community Millennials Resources 143

South State Correspondent

FEBRUARY 12, 2025

In this article, we quantify commercial loan pricing trends from our Loan Command data that will hopefully help community banks price more effectively and win more profitable business. Office and Retail was the next big story as, credit spreads tightened 11 and 23 bps from last quarter.

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Trends Community Bank Capital Industry 195

Banking Exchange

MARCH 24, 2021

S&P Global Market Intelligence analyzed more than 4,000 banks and credit unions to name the top performers Community Banking Feature3 Feature Bank Performance The Economy Financial Trends Retail Banking.

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Community Bank Community Trends Retail 120

PYMNTS

JANUARY 25, 2019

Community banks could put more contactless cards into the hands of consumers with the help of the Independent Community Bankers of America (ICBA). In addition, retailers are tapping into augmented reality (AR) and virtual reality (VR) technology as consumers adopt these emerging technologies. All this, Today In Data.

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ABA Community Banking

MARCH 23, 2020

Nuts-and-bolts strategies to help banks respond to the coronavirus pandemic . The post Coronavirus Response: Common Practices for Community Banks appeared first on ABA Banking Journal.

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Community Bank Community Strategy Resources 115

Bank Innovation

FEBRUARY 9, 2020

Core providers are rolling out digital bank toolkits that can launch a new offering within 90 days, and Jack Henry is the latest contender to join that race with BankAnywhere, a cloud-based system for community banks. Jack Henry is not the first core provider to roll out a “digital bank in a box” product for […].

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Digital Banking Community Bank Community System 326

Independent Banker

FEBRUARY 28, 2023

As community banks navigate this process, there are plenty of resources available to answer questions and provide guidance. Three sources of information on FedNow As community banks look to take advantage of this new opportunity, they seek resources to help them navigate the journey.

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Resources Community Bank Community Texas 115

PYMNTS

JULY 3, 2019

Large financial institutions (FIs) are increasingly turning to FinTech firms and alternative lenders to augment their small business (SMB) offerings, but community banks are beginning to get on board with the partnership strategy , too.

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Community Bank Community Fintech New Jersey 116

South State Correspondent

JUNE 18, 2024

Deposit costs and liquidity remain a challenge for some community banks as competition for core funding remains intense. The graph below compares the liquidity ratio for community banks (under $10B in assets) and banks over $100B in assets. Community banks do have a few strategies for mitigating COF pressures.

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Community Bank Community Risk Management Management 195

Bank Innovation

NOVEMBER 9, 2018

Bank-backed payment service Zelle crossed $32 billion in transactions in the last quarter, almost twice that of Venmo, but the P2P provider is not as omnipresent among banks as one would expect it to be.

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Community Bank Community Digital Banking Management 150

Bank Innovation

NOVEMBER 14, 2018

Last week, Bank Innovation wrote about the difficulty smaller banks claim to experience offering their customers the P2P platform Zelle. The smaller financial institutions voiced concerns of long waits and an underlying bias on the part of bank-backed Zelle toward larger institutions.

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Community Bank Community Innovation Online 150

Bank Innovation

NOVEMBER 14, 2018

Last week, Bank Innovation wrote about the difficulty smaller banks claim to experience offering their customers the P2P platform Zelle. The smaller financial institutions voiced concerns of long waits and an underlying bias on the part of bank-backed Zelle toward larger institutions.

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Community Bank Community Innovation Online 150

Bank Innovation

NOVEMBER 9, 2018

Bank-backed payment service Zelle crossed $32 billion in transactions in the last quarter, almost twice that of Venmo, but the P2P provider is not as omnipresent among banks as one would expect it to be.

Community Bank 150

Community Bank Community Digital Banking Management 150

Independent Banker

OCTOBER 31, 2022

ITMs and VTMs are popular retail banking innovations among community banks. What’s on the horizon for retail banking? We spoke with two community banks that have ramped up their services to meet—and exceed—the changing expectations of customers. So how are retail banks meeting this challenge?

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Banking Trends Retail Trends Community Bank 151

ABA Community Banking

APRIL 13, 2023

How can community bank emerging leaders take initiative in innovation? The post Podcast: The just-do-it mindset in community bank innovation appeared first on ABA Banking Journal. Tim Shangle advises bankers to take small steps and explore what new technologies can do.

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South State Correspondent

AUGUST 21, 2023

However, that publication, directly and indirectly, identified three discrete risks affecting community banks. We will outline what we think community bankers should glean from this publication. Risks to the Community Banking Sector Moody’s identified three risks to the banking sector, including risks to community banks.

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Community Bank Community Capital Analysis 195

South State Correspondent

FEBRUARY 18, 2016

A boost to many retail establishments, it is often said to be a predictor of retail health. This is germane to banks as commercial real estate exposure related to retail property financing composes an estimated 22% of community bank commercial real estate (to also include mixed use).

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Retail Oklahoma Lending Data 150

The Financial Brand

DECEMBER 3, 2024

This article How a $1 Billion Community Bank Outperforms Industry Giants appeared first on The Financial Brand. Webster Five's retail banking chief shares how smaller banks can leverage technology partnerships and community focus to compete effectively with larger institutions.

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Community Bank Community Industry Branding 34

Bank Innovation

FEBRUARY 25, 2020

With the funding, the bank plans to invest in its digital capabilities, providing services that include mobile deposits, secured and unsecured commercial loans, letters of credit and consumer loans. Bank CEO Ed Jones wants Gulf Capital to model community banking relationships, in which […].

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Houston Tools Community Bank Capital 273

BankInovation

DECEMBER 8, 2021

Wisconsin-based Horicon Bank is making use of its acquisition this year of fintech startup Monotto to drive digital innovation at the community bank. billion Horicon Bank made a strategic move with its acquisition of Atlanta-based Monotto, bringing both fintech talent and technology to the bank.

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Community Bank Community Wisconsin Fintech 98

Bank Innovation

MARCH 30, 2020

For one community bank in New Jersey, its digital overhaul came at a crucial time, and Provident Bank has been pushing its digital capabilities to customers during the novel coronavirus pandemic since revamping its online banking earlier this month.

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NJ New Jersey Community Bank Community 259

South State Correspondent

FEBRUARY 20, 2023

Community bankers need to understand their competitive landscape. Who the competition is, what the lending competition is offering, their delivery channels, and service levels can help community banks differentiate their services and enhance their competitive advantage.

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National Lending How To Community Bank 195

South State Correspondent

FEBRUARY 17, 2025

For the last few years, SouthState Bank Correspondent Division has been hosting lender lunches across the country. Lenders Lunch Material We typically host these lunches for 10 to 20 banks and have anywhere from 20 to 40 bankers in attendance. For example, we highlight that the 80/20 profitability rule does not apply in banking.

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Community Bank Community Tools Kentucky 195

South State Correspondent

MARCH 14, 2022

Community banks have solid competitive advantages when competing against insurance companies (primarily life insurance companies or “Lifecos”) and commercial real estate securitization conduit lenders (CMBS) for commercial borrowers. How Banks Can Compete Against Insurance Companies and CMBS. Solution Parameter. Differentiation.

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Company Community Bank Community Lending 195

South State Correspondent

APRIL 9, 2025

Most national banks scored relatively well. Community banks, not so much and the majority of banks can still not open an account digitally. The Problem with Todays Bank Websites Current bank websites are designed for human navigation. interest rates, overdraft fees, wire cutoff times).

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How To Data Security Management 221

Banking Exchange

JANUARY 25, 2023

Biggest regional banks should be held to same standard as the largest national institutions, says ICBA Community Banking Feature3 Feature Retail Banking Compliance Compliance/Regulatory

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Community Bank Community Compliance Regional 78

South State Correspondent

SEPTEMBER 3, 2024

Most community bankers we talk believe they will get a boost to bank performance with declining short-term rates. Theoretically, if all variables stay the same, an increase in a bank’s NIM will lead to an increase in a ROA/ROE. In the competitive world of banking (retail, commercial, corporate) all else is not equal.

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Community Bank Community FDIC Industry 195

PYMNTS

MAY 27, 2020

As PYMNTS found in a recent consumer study, 40 percent of individuals are doing more of their daily retail and transactions online, partly because, well, there’s no other way to do it. And that is something that merchants, as well as community banks and credit unions, must be prepared for.”. Getting Prepared.

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Mobile Community Bank Cards Community 280

Independent Banker

APRIL 30, 2021

Consumers are demanding it from the companies with which they do business—so much so that in its Retail Trends 2021 list, Deloitte said it expects purpose to be as disruptive in the next 10 years as digital has been in the past 10. We are here to serve our communities. What you need to know. icba.org/connect.

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Community Bank Community Trends Industry 170

PYMNTS

OCTOBER 4, 2019

The company handles payments, retail banking, treasury desks and mortgage lending for about 90 of the top 100 banks in the world. Last year , Finastra acquired Malauzai , a provider of mobile and internet banking solutions for community financial institutions (FIs). Finastra has been successful, with $1.9

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Fintech Community Bank Community Lending 197

Independent Banker

APRIL 1, 2021

Unlike our credit union counterparts, we pay taxes, and those tax dollars are spent at home to ensure our communities grow. As we kick off Community Banking Month, I can’t help but reflect on that statement and the changes of this past year. And community banks are the heartbeat of these efforts.

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Community Community Bank Taxes Capital 103

Bank Innovation

FEBRUARY 3, 2020

Smiley Technologies, a core banking provider focused on community banks, is trying to help its bank clients secure larger deposits by partnering with deposit technology company Reich & Tang.

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Community Bank Software Community Technology 221

ABA Community Banking

NOVEMBER 17, 2020

A community bank finds multiple ways to build relationships across a diverse region. The post Reaching Hispanic Communities by Cultivating Good Will and Colorful Gardens appeared first on ABA Banking Journal.

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Community Community Bank Regional Marketing 105

ABA Community Banking

MAY 17, 2022

While certain aspects of ESG are complex and sometimes controversial, many banks are finding that they can embrace investors’ interest in ESG factors. The post Community banks have a good ESG story to tell appeared first on ABA Banking Journal.

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Community Bank Community Marketing Retail 72