Independent Banker

MAY 31, 2022

Community continuation is not about checking a regulatory box; it means putting a name to the people who will be the future of our banks. In our bank, we have retired the phrase “succession planning” and replaced it with “community continuation.” A checklist for effective community continuation. Photo by Chris Williams.

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Community Community Bank Leadership US 252

PYMNTS

JULY 7, 2020

For more community banks, the latter strategy can fast-track digitization initiatives. This week’s look at the latest bank-FinTech tie-ups shows Banking-as-a-Service and other FinTech players embracing smaller regional and community banks to elevate small- to medium-sized business (SMBs) and corporate banking offerings.

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Jeff For Banks

MARCH 3, 2025

Our recognition as the #3 community bank in the state by GOBankingRates in 2025 reflects our commitment to Growing, Together with the communities we serve. To stay ahead, we must blend our community roots with cutting-edge innovation. Example: During an audit, Copilot could compile all compliance emails from Outlook in minutes.

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Community Bank Community Minnesota Security 74

South State Correspondent

MARCH 10, 2025

While we are supporters of community banks using loan-level hedging, we continue to see community banks struggle to properly implement and successfully utilize a back-to-back swap (B2B) program. We understand why, and what community banks need to address to make such a program a success.

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Community Bank Community Operations Report 195

Perficient

AUGUST 9, 2022

The financial services industry must consider its customer experience game while also grappling with a sense of distrust from many communities due to systematic barriers, maintaining utmost accessibility due to the essentiality of the business, and the lack of financial literacy across the country. Trust and Transparency. .

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Community Customer Experience ATM Examples 275

Abrigo

JULY 10, 2019

What about our small to mid-sized community financial institutions? Many community financial institutions believe that kleptocracy is not a risk for their institution’s profile as they conduct few foreign transactions, such as wires and ACHs. The post Kleptocracy – What Does it Mean to Community Financial Institutions?

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Bank Innovation

MARCH 9, 2017

Community banks can also play the fintech game. — was acquired by Flagship, a Florida-based community bank, for $175 million. “We BankMobile — the digital bank, formerly a division of Customers Bancorp Inc. We are an independent bank,” said Luvleen Sidhu, BankMobile’s co-founder, regarding the acquisition. “We

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Community Bank Community Fintech Florida 252

South State Correspondent

JULY 19, 2023

However, the adoption of interest rate swaps is much lower at community banks (banks with under $10B in assets), with only a few hundred banks showing interest rate swap volume. Community banks that can maintain margins, increase fee income, and retain deposit-rich relationships will have a tremendous competitive advantage in the near term.

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Community Bank Community Compliance Marketing 195

Abrigo

NOVEMBER 13, 2024

In conversations with community banks and credit unions across the country, we’re hearing about a significant increase in line utilization, raising questions about both liquidity and credit risk. However, recent data from Abrigo shows that privately held companies across the U.S. are displaying their financial resilience.

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Lending Meeting Data Risk Management 221

Independent Banker

AUGUST 31, 2022

In today’s intense regulatory landscape, compliance extends to every aspect of banking, so much so that no one person or team can be solely charged with managing a bank’s compliance requirements. In fact, compliance has grown to become a massive responsibility that must be part of every employee’s job. My top three.

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Compliance Community Leadership Industry 177

Abrigo

MARCH 5, 2025

Explore Abrigo's suite of AI-powered developments and solutions learn more Meeting compliance and regulatory expectations Compliance remains a top priority for financial institutions, and regulators are increasingly focused on credit risk oversight. Abrigo knows better than to mess around with data privacy in banking.

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Risk Management Management Tools Compliance 195

Perficient

SEPTEMBER 11, 2023

Already reviewed by Perficient, BES provides a secure and efficient portal to exchange documents, information, and communications for consumer compliance and Community Reinvestment Act (CRA) examinations. The list was referred to as a first day letter.

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Compliance FDIC Tools Leadership 221

Abrigo

FEBRUARY 8, 2022

What NBFIs Should Know About Their AML Programs NBFI AML compliance requirements are top of mind in today's regulatory environment. NBFIs’ AML compliance requirements. But what about the NBFI compliance factor, particularly Bank Secrecy Act and anti-money laundering (BSA/AML) compliance? DOWNLOAD .

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Compliance Training Regulation Fraud 195

Abrigo

FEBRUARY 28, 2025

Connect with an expert Common fraud schemes Check fraud Check fraud is one of the most concerning fraud trends for community banks in 2025. These could be held in a local branch lobby, community center, or place of worship. Staying on top of fraud is a full-time job. Let our Advisory Services team help when you need it.

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Fraud social media Training Community 221

Perficient

MARCH 1, 2021

Compliance. They will continue to support the KubeLinter community as well as new communities as Red Hat works to open source StackRox’s offerings. This means enterprises can more easily control and enforce policies using the same approach to Kubernetes to scale their applications while maintaining the necessary security.

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Security Leadership Community Google 433

Abrigo

OCTOBER 22, 2024

FinCrime fighters aren’t just checking boxes for compliance. At Abrigo, we’ve always focused on helping financial institutions thrive—not just for their own benefit but for the sake of the communities they serve. Making a difference in communities Banking is more than just numbers and transactions. It’s about relationships.

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Security Fraud Community National 221

Abrigo

JUNE 28, 2023

Share these reports on AML activities to inform directors Reporting to the board on AML and fraud compliance is an essential obligation. Why regular reports matter Board reporting on AML compliance activities BSA Officers have a lot of responsibilities. They wear many hats, especially in smaller community banks and credit unions.

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Compliance Fraud Report Trends 195

Abrigo

AUGUST 6, 2021

How can community financial institutions thrive in 2021? Community banks provide unique and important banking services for their customers, but they also face significant obstacles. Takeaway 1 Community banks play an important role in the economy and their communities, but they face significant obstacles.

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Community Bank Community Kansas City Lending 195

Abrigo

AUGUST 31, 2023

Teaching staff these KYC tips to make clients feel more comfortable In 2023, KYC procedures must both support CDD compliance and make sure your institution is a welcoming place for all customers. From a community perspective, forcing individuals into culture-specific naming conventions strips customers of their identity.

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Compliance Community System Training 195

Perficient

JULY 27, 2023

The Community Reinvestment Act (CRA) is a federal law in the US that promotes the interest of financial service firms to serve their communities’ credit needs, including low- and moderate-income neighborhoods. New businesses like digital startups are also gaining more attention than traditional brick-and-mortar businesses.

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Data Compliance Community Lending 221

PYMNTS

SEPTEMBER 23, 2019

Financial crimes risk management software company Quantifind and Oracle Financial Services have teamed up to improve anti-money laundering (AML) compliance and to add intelligence and automation properties directly into the compliance workflows, according to a release.

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Compliance Software Risk Management Management 164

Perficient

JANUARY 9, 2021

In today’s blog, we’ll cover some of the biggest updates around meetings, calling, management, and even security and compliance released in late December/early January! . Yammer communities and conversations in Teams. If you’re unfamiliar with the Communities app, you can learn more about it here.

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Video Meeting Community Management 532

Abrigo

JUNE 28, 2024

You might also like this on-demand webinar, "Navigating uncertain times: Strategies for effective risk management and compliance." Rising-rate environment Planning ALM strategies In today's volatile economic landscape, managing interest rate risk has become a top priority for community banks.

Community Bank 195

Community Bank Strategy Community Management 195

Abrigo

NOVEMBER 2, 2021

Culture of compliance is crucial to BSA/AML programs Culture of compliance within the BSA/AML framework is not new and was first introduced by FinCEN in 2014. Takeaway 2 Poor culture of compliance will result in shortcomings in a financial institution's BSA/AML program. A strong culture of compliance is crucial.

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Compliance Regulation Resources Policies 195

Bank Innovation

JANUARY 27, 2020

Elizabeth, a Missouri-based community bank with $150 million in assets, investing in a core banking startup is critical for its future. Together with a group of other community banks, Bank of St. For Brice Luetkemeyer, president and CEO of Bank of St. Elizabeth recently invested in Neocova, a St.

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Missouri St. Louis Community Bank Community 221

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. Clearly, community banks in the region have plenty of opportunities to do what they do best: forge deep and lasting relationships with their customers and communities. These include family-owned businesses, community businesses and operating companies.

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Texas San Antonio Community Bank Community 182

Abrigo

FEBRUARY 12, 2025

Community financial institutions have the expertise and local ties to support small businesses, but outdated processes and risk-averse approaches often slow down their loan decisioning. Understand and meet borrower expectations For community financial institutions (CFIs), small business lending presents both a challenge and an opportunity.

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Lending Risk Management Community Fintech 195

Abrigo

JULY 16, 2021

Takeaway 2 Regulations haven't been written, but there are steps community financial institutions can take now to prepare. Currently, the accompanying regulations have not been written, so what should community financial institutions take away from these priorities now? financial system. Gain confidence in your BSA program. Learn more.

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Community Regulation Training Policies 195

Perficient

MARCH 15, 2022

The Office of the Comptroller of the Currency (OCC) has released 11 Community Reinvestment Act (CRA) performance evaluations. At the end, a compliance rating of either “Outstanding,” “Satisfactory,” “Needs to Improve,” or “Substantial Noncompliance” is allotted.

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Training Community Compliance Meeting 294

Abrigo

FEBRUARY 25, 2025

Automation fosters efficiency, accuracy, and the support that community businesses need. Improved risk management Standardized risk assessments minimize subjectivity and enhance compliance. Regulatory confidence Automated tracking ensures compliance with lending policies and reporting requirements.

Lending 195

Lending FDIC Policies Analysis 195

Bank Innovation

JUNE 19, 2018

The acquisition gives Finastra access to Malauzai‘s over community banks and FI clients and […].

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Community Bank Community Software Fintech 199

Perficient

JULY 7, 2021

The Office of the Comptroller of the Currency (OCC) has released 16 Community Reinvestment Act (CRA) performance evaluations. A compliance rating of either “Outstanding,” “Satisfactory,” “Needs to Improve,” and “Substantial Noncompliance” is awarded at the end of the on-site review.

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National Texas Tennessee CA 309

ABA Community Banking

MARCH 1, 2025

”Indeed, AI can be a tool that takes this mission to the next level.Let’s explore four key areas to help you harness the […] The post AI for Banks: A Starter Guide for Community and Regional Institutions appeared first on ABA Banking Journal.

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Regional Community Tools Community Bank 75

Abrigo

JUNE 4, 2024

Navigating credit quality, compliance, and technology integration The ThinkBIG conference hosted by Abrigo fosters networking and professional development for bankers. You might also like this on-demand webinar, "Navigating uncertain times: Strategies for risk management and compliance."

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Compliance Community Community Bank Conference 221

ABA Community Banking

JANUARY 14, 2025

On the inaugural episode of the ABA Fraudcast, former ABA Chair Dan Robb, president and CEO of Jonesburg State Bank in Missouri, describes the recent targeting of his bank by fraudsters who texted thousands of residents of his community, seeking access to customer accounts.

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Community Missouri Community Bank Fraud 69

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example.

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Community Bank Community Texas Leadership 164