PYMNTS

OCTOBER 8, 2018

The impact of Europe’s General Data Protection Regulation ( GDPR ) continues to take shape roughly five months after taking effect, and Facebook could be on the hook for billions of dollars in fines tied to a data breach of about 50 million user accounts. Crypto Regulations. community banks and small business lending.

United States 174

United States Regulation cryptocurrency Cleveland 174

PYMNTS

JANUARY 14, 2021

A new survey conducted by the Community Housing Improvement Program (CHIP), a landlord trade group, focused on apartments under the city’s rent control laws, which includes about half of NYC’s rental units. If guidelines are too strict, much of the money will sit around unused as tenants rack up ever higher debts.

New York City 195

New York City New York Guidelines Survey 195

Independent Banker

FEBRUARY 28, 2022

The ICBA Capital Summit is the premier event for community bankers looking to advocate for their industry. Community bankers, pack your bags for Washington, D.C. After a year of virtual visits, the ICBA Capital Summit —the most high-profile and powerful community bank advocacy event of the year—is back in person May 1–4.

Community 180

Community Washington Community Bank Capital 180

PYMNTS

DECEMBER 19, 2019

The new service comes on the heels of an announcement by the Internal Revenue Service (IRS) that it was changing the guidelines for how taxes were calculated. The IRS hasn’t changed the guidelines since 2014, when the crypto market was younger and there weren’t as many people holding digital assets.

Bitcoin 130

Bitcoin Taxes Guidelines cryptocurrency 130

Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. This reflects a larger industry trend. In fact, software solutions are often key to both profitability and regulatory approval.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Abrigo

SEPTEMBER 25, 2024

Not all lenders offer SBA-backed loans, but many lenders who participated in helping their communities access PPP loans have continued to offer SBA loans. Finally, E-Tran's standardized application format is aimed at ensuring lenders comply with SBA guidelines to reduce the risk of noncompliance penalties or rejected applications.

Lending 379

Lending St. Louis Fraud Software 379

Abrigo

JULY 13, 2023

This means following regulatory guidelines, conducting thorough customer due diligence, assessing risks, and implementing a robust system to monitor and report suspicious activity. Educate customers and members: Provide educational opportunities for your community so they know when to say “no” to investment scams.

Fraud 195

Fraud cryptocurrency Training social media 195

CFPB Monitor

AUGUST 9, 2019

The Bulletin rescinds and replaces an attachment to OCC Bulletin 1996-11 entitled “Community Reinvestment Act: Guidelines for Requesting Designation as a Wholesale or Limited-Purpose Institution.”

Guidelines 60

Guidelines Community National Regulation 60

PYMNTS

NOVEMBER 15, 2019

The App Store has never allowed the direct sale of tobacco or vaping cartridges, but the ban applies to apps that offered vaping-related games, social communities and other content. We’ve updated our App Store Review Guidelines to reflect that apps encouraging or facilitating the use of these products are not permitted,” Apple said. “As

Apple 155

Apple Guidelines Regulation Community 155

Abrigo

DECEMBER 28, 2023

Indeed, regulators and management alike focused on these risks more and more in 2023 following the failure of Silicon Valley Bank and repeated rate hikes. Regulators pledged a tougher stance and more aggressive supervision, so Abrigo provided a checklist describing four areas likely to see additional examiner focus.

Resources 221

Resources Risk Management eBook Strategy 221

PYMNTS

JUNE 16, 2020

He also recommended that the Financial Stability Oversight Council (FSOC) be charged with “the responsibility to create a framework for regulating cryptocurrencies and developing guidelines for strong protections against money laundering and cybersecurity threats to those marketplaces.”.

US 227

US Cyber Security Security National 227

PYMNTS

DECEMBER 2, 2019

Nonprofit organizations are responsible for providing multiple community services, including access to shelters, clothing, food and clean water, as well as educational and mental health resources. according to the latest figures from the IRS, which monitors and regulates such organizations. There are approximately 1.56

Management 141

Management Taxes Groups Regulation 141

PYMNTS

JULY 7, 2020

Now there’s the Retail Industry Leaders Association (RILA) asking for help with mandating mask guidance regulations to protect store personnel. Social media has been full of news of anti-maskers wrecking displays – and weeks ago, even attacking a store clerk because of regulations requiring them to mask up inside stores.

Retail 151

Retail Groups social media Policies 151

Abrigo

SEPTEMBER 11, 2023

Automation also helped financial institutions better serve their communities by, for example, reducing the time it takes to process a loan application. Fintechs have developed a strong competency around these advances. Learn how technology helped a financial institution during uncertain times.

Risk Management 195

Risk Management Data Technology Fintech 195

PYMNTS

SEPTEMBER 4, 2020

We know that our community has been waiting to return, but it was important to us that we took the proper time and precautions needed to welcome guests back in the safest possible manner,” said American Dream’s co-CEO Mark Ghermezian in a statement. Still, the mega-mall has a list of guidelines for customers.

New Jersey 141

New Jersey Minnesota Guidelines Groups 141

Abrigo

APRIL 21, 2020

Key Takeaways Financial institutions have 10 calendar days to disburse PPP loans To address financial institutions’ liquidity and leverage concerns, regulators have helped to facilitate lending. To address financial institutions’ liquidity and leverage concerns, regulators have helped to facilitate lending. How to fund PPP loans.

Lending 195

Lending Capital Minnesota FDIC 195

PYMNTS

MAY 29, 2019

The move is part of Uber’s new community guidelines, which the company will post in the app for everyone to see. Uber told the news outlet that “any rider at risk of losing access will receive several notifications and opportunities to improve his or her rating.”

Guidelines 138

Guidelines Community Meeting Branding 138

Abrigo

DECEMBER 2, 2021

Indeed, deposit levels to transaction accounts among community banks exploded 74% to $896.5 31, 2019, and June 3, 2021, according to the Community Banking in the 21st Century report. Learn how to satisfy regulators and yield more useful information in this whitepaper, "Effective Loan Review". billion from $515.3 Asset/Liability.

Conference 195

Conference San Antonio Lending Fraud 195

PYMNTS

MAY 8, 2020

“In preparing to play … we will continue to make our decisions based on the latest medical and public health advice, in compliance with government regulations, and with appropriate safety protocols to protect the health of our fans, players, club and league personnel, and our communities,” NFL Commissioner Roger Goodell said in a statement.

Kansas City 130

Kansas City Houston Kansas Guidelines 130

PYMNTS

APRIL 16, 2020

Foreign exchange and cross-border payments solution provider Currencycloud and cloud-based derivatives and FX firm Derivative Path have announced a partnership aimed at enabling regional and community banks to integrate cross-border payments technologies. open banking regulations.

Data 167

Data Lending Regional Fintech 167

PYMNTS

AUGUST 7, 2020

We’re staying focused on building communities for the more than 380 million people who play games on Facebook every month — whether Apple allows it in a standalone app or not.”. In addition to the App Store, developers can choose to reach all iPhone and iPad users over the web through Safari and other browsers on the App Store.”

Policies 166

Policies Apple Guidelines Google 166

PYMNTS

SEPTEMBER 7, 2016

TNS has announced that it is now part of the Australian Payments Clearing Association’s (APCA) Community of Interest Network (COIN). This move will allow TNS to add to its client network, including endpoints, such as Cabcharge , but also require it to abide by certain polices and regulations.

Guidelines 100

Guidelines Policies Security Community 100

PYMNTS

JUNE 21, 2016

4445, a bill that would allow the Federal Trade Commission to develop regulations and guidelines over the use of Photoshop and other image-altering programs in advertising. We want to lend our voice and the support of the ModCloth community to this movement to stop the extreme and harmful Photoshopping of women in advertisements.”.

Retail 102

Retail Guidelines Survey Online 102

PYMNTS

SEPTEMBER 11, 2019

In July, SWIFT released its first set of guidelines for financial institutions using the ISO 20022 payments messaging standard to complete cross-border transactions.

Payments 190

Payments Regional Operations Guidelines 190

Jeff For Banks

MAY 20, 2017

And regulators are getting anxious. and New York Community Bancorp called off their planned merger. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. We perform this service for dozens of community banks.

Lending 60

Lending Regulation Community Community Bank 60

PYMNTS

APRIL 24, 2018

The world’s largest social media company published its “community standards” guidebook on its website yesterday, providing more detail on how the network’s 7,500 moderators decide what text, pictures and video are removed. In addition to the expanded guidelines, users will now be able to appeal removal of individual pieces of content.

social media 122

social media Policies Video Guidelines 122

PYMNTS

MAY 14, 2018

Financial institutions (FIs) that service the industry, she recently told PYMNTS, “don’t have the compliance people, processes or automated tools in place to meet the required guidelines — and are unknowingly putting their clients at risk.”. The guidelines are rigorous and expensive to adhere to,” she said. policymakers in 2014.

Compliance 130

Compliance Guidelines Industry Taxes 130

PYMNTS

MARCH 19, 2020

Initially, there will be 30,000 tests available for online purchase starting next Monday (March 23), though Everlywell has built a screening process based on CDC guidelines to determine who gets the kits while supplies are short. The firm requests that only patients who are symptomatic attempt to buy tests in the first round.

US 170

US United States Guidelines System 170

PYMNTS

SEPTEMBER 25, 2019

Its social media approach is much different from NFCU’s — it instead uses pictures of its staff and members to cultivate a friendly, community-focused image. . CUs also need to be cognizant of the strict regulations regarding social media communications. million worth of fines for 44 cases of electronic communications misuse.

social media 128

social media Study Survey United States 128

PYMNTS

APRIL 8, 2016

The movement to embrace those loans will bring in a few types of firms to help extend such credit to consumers, said the director, with the impetus coming from the first federal rule introducing guidelines coming within months, as has been widely reported. In other words, batten down the hatches, ye FinTech upstarts. ​.

Fintech 100

Fintech Guidelines Lending Regulation 100

PYMNTS

OCTOBER 17, 2018

Part of our mission is to improve the quality of life in our communities. Here we are, 80 years later,” she said, “finding ourselves in a position where we feel it’s important to serve an underserved or underbanked community.”. I think the credit union industry plays a very vital role in serving the underserved,” Sbrega said.

Colorado 126

Colorado Massachusetts US Industry 126

PYMNTS

SEPTEMBER 8, 2016

Earlier this year, the Federal Aviation Administration (FAA) released updated regulations on the use of commercial drones in U.S. The news wasn’t seen as promising for the likes of Amazon’s high-flying delivery robots , especially the guideline that drones must always fly within line of sight of a human operator. “We

Guidelines 100

Guidelines System Community Regulation 100

NCR

AUGUST 31, 2016

Yet banks need one important yet not easily attainable ingredient to do mortgages right in an era of ever-increasing rules and regulations—quality. Some banks choose to overcome the quality hurdle—which is demanded by both regulators, GSEs and investors—by hiring their own QC staff. Outsourcing loan QC is not for everybody.

Community Bank 49

Community Bank Community Guidelines Compliance 49

Abrigo

APRIL 15, 2022

Regulators expect that for institutions to maintain adequate levels of liquidity, banks and credit unions must be able to meet both expected and unexpected cash flow and collateral needs without adversely affecting daily operations or financial performance. ALM 101: Introduction to Asset/Liability Management. Financial Institutions.

Management 195

Management Meeting Risk Management Operations 195

Independent Banker

JANUARY 28, 2016

Supreme Court held that financial institutions could be held liable for neutral practices that pose adverse lending decisions against certain borrowers, even when there is no intent to discriminate, but with restrictive guidelines. IB: How could fair lending exams change as a result of the Supreme Court’s ruling? IB: What’s the bottom line?

Policies 70

Policies Lending Community Analysis 70

PYMNTS

SEPTEMBER 12, 2016

We want to lend our voice and the support of the ModCloth community to this movement to stop the extreme and harmful photoshopping of women in advertisements.”. 4445 , that would allow the Federal Trade Commission to develop regulations and guidelines over the use of Photoshop and other image-altering tactics in ad campaigns.

social media 100

social media San Francisco Retail Branding 100

PYMNTS

JANUARY 15, 2018

Security may be top of mind as the firms seek to comply with the directive (security guidelines have been published by the EBA). How might PSD2 have an impact beyond the European community? Regulation News Closer to Home: The CFPB. And, said Gascon, “In terms of security, one of the weakest links in the chain is the end user.

CA 112

CA Bitcoin Data Security 112