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Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. This reflects a larger industry trend. For many, commercial real estate lending may be the ticket.

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How to become a Digital Bank

ABA Community Banking

Book Review: Handbook suits both Digital Aliens and Digital Natives Management Lines of Business Technology Core Systems Vendor Management Blogs Books for Bankers. 1Books for Bankers'

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Are de novos making a comback?

Abrigo

Published this robust handbook on May 1st to guide the application process The small but notable increase in de novo bank formation activity suggests that the FDIC’s changes are being well received. Organized training conferences to improve the “coordination among state and federal banking agencies in the review of applications” 4.

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Federal and State Banking Regulators Issue New Examination Procedures on Sampling Methodologies, UDAP/UDAAP, and CARES Act

CFPB Monitor

On May 26, 2020, the OCC issued a significantly revised Sampling Methodologies booklet to be included in the Comptroller’s Handbook. On June 29, 2020, the OCC issued a new “Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices” booklet to be included in the Comptroller’s Handbook.

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Target Won’t Back Down On Bathroom Policy

PYMNTS

Taking a page from the old Tom Petty Handbook, Target CEO Brian Cornell has officially determined that the retailer will not back down on its inclusive bathroom policy. The petition and its 1.2 million signatures argue that “Target’s policy is exactly how sexual predators get access to their victims.”

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How to Measure Interest Rate Risk Effectively in Banks & Credit Unions

Abrigo

Accurate and timely IRR measurement is necessary for monitoring IRR effectively,” says the Office for the Comptroller of the Currency’s handbook on interest rate risk says. Regulators have repeatedly stressed the importance of sound risk management practices that include the ability to identify and measure interest rate risk.

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New Exam Handbook Sparks Fears of Higher Bar for Small Banks

American Banker

A new exam handbook released by the Office of the Comptroller of the Currency is sparking concerns that the agency is quietly expanding heightened regulatory guidelines meant for larger banks to smaller institutions.